SHIZUGIN TM Securities: Comprehensive Overview

General Information & Regulatory Compliance

• Company Name: SHIZUGIN TM Securities Co., Ltd.
• Founded: 2000
• Parent Company: Shizuoka Bank Group
• Regulation: Japan Securities Dealers Association (JSDA)
• Licensing: Financial Services Agency of Japan (FSA), License No. 4080001005788

SHIZUGIN TM Securities, a branch of the Shizuoka Bank Group, specializes in securities and investment savings management. Regulated by the FSA and JSDA, the firm provides extensive financial services while maintaining high standards for record-keeping, fraud prevention, and data security. SHIZUGIN TM serves both domestic and international clients, focusing on diversified financial services.

Available Market Instruments

SHIZUGIN TM offers a variety of financial instruments suitable for different risk profiles and investment goals:

• Investment Trusts: Professionally managed mutual fund portfolios.
• Domestic and Foreign Stocks: Access to both domestic and international stock markets, enabling global diversification.
• ETFs & REITs: Includes exchange-traded funds and real estate investment trusts.
• Bonds: Safer investments for balanced portfolio strategies.

This range of financial instruments caters to diverse investor preferences, from conservative portfolios to those seeking growth in stocks and global markets.

NISA Account Overview

SHIZUGIN TM promotes the tax-advantaged Nippon Individual Savings Account (NISA) with three key categories:

• General NISA: Standard NISA account for tax-free investments.
• Tsumitate NISA: For accumulating small, regular investments.
• Junior NISA: Designed for younger investors.

Features:

• Annual contribution cap: 1.2 million yen
• Tax-Free Period: 5 years
• Investment Eligibility: Only newly bought stocks and stock investment trusts qualify for tax-free status.

NISA accounts are suitable for investors seeking long-term, tax-free gains. However, only one NISA account is allowed per person, and preexisting stocks cannot be transferred into a NISA account.

Commissions and Fees

SHIZUGIN TM employs a structured fee model based on the type of product and transaction method:

Domestic Stocks

• In-Person Processing: Contracts under 1 million yen incur a 1.210% fee, with a minimum charge of 2,750 yen.
• Online Processing: For amounts below 1 million yen, a flat fee of 1,650 yen is charged.

Foreign Stocks

• Includes local and domestic broker fees.

Additional Fees

• Deposit Fees: Client bears deposit fees.
• Withdrawal Fees: Covered by SHIZUGIN TM.
• Application Fees: Up to 3.3% including taxes.
• Trust Fees: Up to 2.42% including taxes.

Trading Hours

• Local Shares: Electronic orders are accepted from 0:00 to 2:00 and 6:00 to 15:00 on weekdays. Same-day transactions are available, and online orders on non-business days must be placed by 24:00.
• Foreign Stocks: Online orders are unavailable; transactions must be completed at a branch office.

Conclusion

SHIZUGIN TM Securities, part of the Shizuoka Bank Group, provides regulated and diversified investment options under FSA oversight. With a broad range of financial instruments, including NISA accounts, SHIZUGIN TM caters to both conservative and growth-oriented investors. However, the high in-person fees and branch-only foreign stock transactions may limit convenience for some clients.