Money you take out goes back to the card you paid in with, and that card route only returns what you deposited. Your profit sits above that, and the AML page lets BrightWin decide on its own whether to send it to your bank.
Why this matters
Nothing in the contract makes BrightWin pay your winnings out, and the clause sets no test, no deadline and no appeal. The words sit in the anti money laundering page, not in the Refund Policy you would read before withdrawing.
Exhibit 1Every flagged clause gets its own number so you can point at this one. The number does not change, so a link to it keeps working.CriticalHow much this clause can cost you, in our reading. Critical can take your money or your profit. Warning can delay or limit it. Notice is simply worth knowing before you sign.Rarely seenHow ordinary this wording looks next to the contracts we read. This is our reading of the clause, not a count of other brokers.
The Company at its sole discretion shall have the right to pay amounts above the original deposit to a bank account in your name and held in your country of domicile.
Where it sits: section 1 of 25 in the AML Policy, near the start.We counted the numbered sections in the AML Policy. This clause sits in section 1 of 25, about 4% of the way through. A fee written on the first page and the same fee written near the end are not the same disclosure.
Firms licensed by the FCA or CySEC hold retail client money for the client and return it on request. This contract makes the payment of anything above your deposit a matter for BrightWin to decide.
BrightWin is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.
Our readingOur own comment on the clause, not the broker's words. Anything we quote is marked as a quotation.Paying a client's profit is normally an obligation with a timetable attached. Here it is written as a right the firm may exercise, and the clause names no condition on the choice.
- Worse together with Exhibit 7Read these two clauses together. Each one costs more because the other exists.BrightWin can end your access without notice while the payout of anything above your deposit stays its own choice.