The trading conditions page promises your account is guaranteed never to go negative, at no extra cost. The Terms of Business say a margin loss can run past your deposit.
Negative balance protection is a limit that stops you owing more than you put in. Without it, one fast market move can leave you owing the broker money on top of your deposit.
Why this matters
You can finish a bad day owing Dizicx money, despite the promise on the page that sold you the account. No clause in the contract gives you that protection.
Exhibit 13Every flagged clause gets its own number so you can point at this one. The number does not change, so a link to it keeps working.CriticalHow much this clause can cost you, in our reading. Critical can take your money or your profit. Warning can delay or limit it. Notice is simply worth knowing before you sign.Rarely seenHow ordinary this wording looks next to the contracts we read. This is our reading of the clause, not a count of other brokers.
Having this protection guarantees that your account will never go below zero, an assurance Dizicx has offered as a standard element at no extra expense.
Where it sits: section 17 of 34 in the Trading Conditions, 50% of the way through.We counted the numbered sections in the Trading Conditions. This clause sits in section 17 of 34, about 50% of the way through. A fee written on the first page and the same fee written near the end are not the same disclosure.
Firms under ESMA rules and FCA rules must give retail clients negative balance protection at account level. Dizicx advertises the same guarantee and its contract does not contain it.
Dizicx is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.
Our readingOur own comment on the clause, not the broker's words. Anything we quote is marked as a quotation.Negative balance protection is common at retail brokers, and so is a contract clause granting it. Here the promise lives only in marketing and the contract says the opposite.