Wikilix
Contract reading

What onequity legally published, but does not want you to read

Every clause below is published by onequity itself, on its own website, today. The finding is not that the text exists. It is the distance between what a client is shown and what a client agreed to. Read from its own documents on .

Contracting entity: OnEquity Ltd

sole discretionhidden feekyc freezemarketing mismatchprofit voidingwithdrawalscomplaint windowcountry restrictiondata retentiondispute escalation

OnEquity's website guarantees your account can never go negative. Its Risk Disclosure says you stay liable for the deficit. The same site advertises Expert Advisors as enabled, while the contract allows automated trading only with written consent and lets OnEquity take back the profits. A $30 inactivity fee, then $5 a month, can cut a dormant balance to zero. Every legal document is in English, behind marketing pages in Spanish, Portuguese, Vietnamese, French, Thai and Arabic.

Back to onequity

Contract risk

Money at risk
7.2/10

Where this contract sitsHow far this contract goes, overall. Under 2 is nothing beyond the ordinary; 6 to 9 means several clauses put money you have already earned at risk; 9 and above reads as designed to make payout refusable.

0510
CriticalClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
4
FlaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
12
DocumentsHow many of the broker's own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
22
ContradictionsPlaces where a promise the broker makes in public is not kept by the clause that governs it.
8

How the 12 break downThe same flagged clauses, split by how much each one can cost you. Severity is our reading of the clause, not the broker's label.

Critical4
Warning6
Notice2

The numbers in this contractFigures taken from this broker's own clauses, so the labels differ from broker to broker. The four in the panel above are the same on every report.

1 of these 2 figures comes from a clause we rate critical, which means it can take your money or your profit rather than only delay it.

Critical$30Fee on an unused account. Jump to the clause this comes from.Inactivity fees can empty a dormant account90 working daysTime to complain. Jump to the clause this comes from.Two complaint timetables, and they disagree

What the documents say

12 clauses worth knowing about, worst first, each quoted from onequity's own files

01

OnEquity's client protection page promises your account will never go negative. The Risk Disclosure says you are responsible for the shortfall if a losing position is closed out. It also says OnEquity has no duty to warn you first.

In plain words

Negative balance protection is a limit that stops you owing more than you put in. Without it, one fast market move can leave you owing the broker money on top of your deposit.

Why this matters

You can end up owing OnEquity money after your whole deposit is gone. The promise sits on a marketing page. The clause that decides the outcome sits in the document you accepted at sign-up.

Exhibit 1CriticalStandard wording

his position may be liquidated at a loss and he will be responsible for the resulting deficit. It is noted, that the Company will not have a duty to notify the Client for any Margin Call, to sustain a loss making position.
Clause 12.15.2 in Risk Disclosure & Warning Notices, p.15
Downloaded from the broker's site on Open the reference
Our own capture of s3.sa-east-1.amazonaws.com, taken on Aug 26, 2026What the contract says, clause 3.3.kVisit this page on the broker's siteDownload the full size image file
Our own capture of s3.sa-east-1.amazonaws.com, taken on Aug 26, 2026What the contract says, clause 12.15.2Visit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), ESMA (EU), CySEC (Cyprus)

Firms licensed by the FCA, and firms under the ESMA and CySEC rules, must give retail clients negative balance protection so an account cannot fall below zero. OnEquity holds none of those licences. Its Risk Disclosure puts the shortfall on you.

onequity is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 8OnEquity sets your leverage at its own discretion and without notice, and it is the same company that declines to cover the deficit that leverage can create.
02

Leave your account alone for six months and OnEquity charges you $30, then $5 every month after that. If your balance cannot cover the fee, clause 5.3 lets OnEquity cut it to zero and close the account.

Why this matters

Money you deposited and never traded can drain away at $5 a month while you are not looking. Nothing in the clause makes OnEquity email you before the deductions start.

Exhibit 2CriticalHarder than usual$30

Clients acknowledge and agree that an inactivity fee will be applied to accounts that remain dormant for a consecutive period of six (6) months.
Clause 5.3 in Client Service Agreement, p.10
Read from the broker's site on Archived copyOpen the reference
Our own capture of s3.sa-east-1.amazonaws.com, taken on Aug 26, 2026What the contract says, clause 5.3Visit this page on the broker's siteDownload the full size image file
Our own capture of onequity.com, taken on Aug 26, 2026The claim, on Arabic trading conditions page, under the heading No hidden feesVisit this page on the broker's siteDownload the full size image file
Our own capture of s3.sa-east-1.amazonaws.com, taken on Aug 26, 2026What the contract says, clause 5.3Visit this page on the broker's siteDownload the full size image file
Our own capture of s3.sa-east-1.amazonaws.com, taken on Aug 26, 2026Inactivity fees can empty a dormant account (clause 5.3)Visit this page on the broker's siteDownload the full size image file

What it costsA $100 balance left untouched pays $30 at the six month mark, leaving $70. Fourteen more months at $5 takes the rest.

What happens, and when

The stages this clause runs through, taken from the broker's own document
TriggerWhat the broker may then doClause
After 6 months of no activityA one-time $30 fee is taken from your balance.5.3
Each further monthAnother $5 is deducted for every additional month of inactivity.5.3
Balance too small to pay the feeOnEquity can reduce the balance to zero and archive or close the account.5.3
  • Worse together with Exhibit 5The fee is charged under a contract that publishes no fee schedule anywhere, so this is the only figure a client can actually find.
03

OnEquity's trading conditions page tells you Expert Advisors are enabled. The contract allows automated trading only with written consent. Clause 1.1 treats an Expert Advisor used without that consent as abusive trading.

Why this matters

Run a robot the way the marketing invites you to, and clause 11.5 lets OnEquity take back the profits and close your account. Asking for written consent first is the only thing that protects you.

Exhibit 3CriticalHarder than usual

the use, without the prior written consent of the Company, of any automated trading software or system including but not limited to Expert Advisors (EAs), trading algorithms, robots, spiders, artificial intelligence systems, or automated data entry systems;
Clause 1.1 in Client Service Agreement, p.2
Read from the broker's site on Archived copyOpen the reference
Our own capture of onequity.com, taken on Aug 26, 2026The claim, on English trading conditions page, Automated Trading panelVisit this page on the broker's siteDownload the full size image file
Our own capture of s3.sa-east-1.amazonaws.com, taken on Aug 26, 2026What the contract says, clause 11.1Visit this page on the broker's siteDownload the full size image file
Our own capture of s3.sa-east-1.amazonaws.com, taken on Aug 26, 2026Site advertises Expert Advisors, contract calls them abusive (clause 1.1)Visit this page on the broker's siteDownload the full size image file
  • Same clause as Exhibit 4The abusive trading regime is both the label applied to Expert Advisor use and the trigger for reclaiming past profit.
04

OnEquity can close your account with no notice and reverse or cancel every trade you have ever made. Clause 22.3 lists one trigger as trading that affects the smooth running of its platform in any way.

Why this matters

Cancel the trades and the profit goes with them, however long ago you made it. The clause does not say who decides whether your trading upset the platform. It sets no limit on how far back the reversal reaches.

Exhibit 4CriticalHarder than usual

The Company may terminate this Agreement immediately without giving prior written notice, and the Company have the right to reverse and/or cancel all previous Transactions on a Client's account, in the following cases:
Clause 22.3 in Client Service Agreement, p.26
Read from the broker's site on Archived copyOpen the reference
Our own capture of s3.sa-east-1.amazonaws.com, taken on Aug 26, 2026Every past trade can be reversed on a broad trigger (clause 22.3)This capture shows the page the quotation was taken from. The words themselves are not marked in it, so please read the quotation above as the evidence.Visit this page on the broker's siteDownload the full size image file
  • Worse together with Exhibit 6OnEquity can hold the money while it investigates and then cancel the trades that produced it, and neither step carries a deadline.
05

You agree to pay withdrawal fees and third party charges. Clause 5.1 sends you to the website for the amounts, and the website's fee columns are all dashes. Its note sends you back to the terms.

Why this matters

No document tells you what a withdrawal costs before you deposit. OnEquity can change its charges at any time, and its Risk Disclosure makes checking for changes your job.

Exhibit 5WarningHarder than usual

The Client shall be responsible for the payment of all applicable fees, charges, and costs associated with the provision of the Company's services, including but not limited to spreads, commissions, swaps/financing charges, withdrawal fees, and any charges imposed by third parties.
Clause 5.1 in Client Service Agreement, p.9
Read from the broker's site on Archived copyOpen the reference
Our own capture of s3.sa-east-1.amazonaws.com, taken on Aug 26, 2026No fee schedule exists on either side of the loop (clause 5.1)Visit this page on the broker's siteDownload the full size image file
Our own capture of s3.sa-east-1.amazonaws.com, taken on Aug 26, 2026What the contract says, clause 5.1Visit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and by CySEC must disclose costs and charges to a retail client before that client trades. OnEquity holds neither licence. Its own Key Facts Statement points to the website for the numbers, and the website points back to the contract.

onequity is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

A withdrawal is a review with no clock on it

Clause 7.5 lets OnEquity refuse, delay, reverse or restrict any payment, and sets no deadline for the decision. It can demand more documents before releasing money, and the cost of a reversed payment falls on you. OnEquity's payments page promises 24 hours, but that clock starts only after an approval the contract does not time.

Exit conditions1 clause flagged

OnEquity can refuse, delay, reverse or restrict any payment where it reasonably believes it has to. Clause 7.5 sets no deadline on that decision, and it can ask for more documents before releasing your money.

Why this matters

Your money stays with OnEquity while a review runs, and nothing in the contract says when the review must end. The cost of a reversed payment lands on you.

Exhibit 6WarningHarder than usual

the Company reserves the right to refuse, delay, reverse, or restrict any transaction where the Company reasonably believes that such action is necessary to comply with Applicable Regulations, anti-money laundering obligations, fraud prevention measures, court orders, or requests from competent authorities.
Clause 7.5.c in Client Service Agreement, p.13
Read from the broker's site on Archived copyOpen the reference
Our own capture of s3.sa-east-1.amazonaws.com, taken on Aug 26, 2026What the contract says, clause 7.5.cVisit this page on the broker's siteDownload the full size image file
  • Worse together with Exhibit 11The document request that holds the payment is itself open ended, so one clause with no deadline feeds another with no list.

The terms can change while you are not looking

Clause 26.2 lets OnEquity change the agreement by posting it on the website, and makes checking for updates your job. No notice period is set and no email is promised. Its country restriction was widened between April and August 2026, from residents of the listed countries to citizens, nationals and entities registered there.

Silent amendment1 clause flagged

OnEquity can amend the agreement and tell you by posting it on its website. Clause 26.2 makes checking for updates your job. It sets no notice period and promises no email.

Why this matters

A term you accepted can be replaced while you hold an open position, and you would only find out by going to look. The country restriction on the same site was widened between April and August 2026.

Exhibit 9WarningHarder than usual

It is the Client's responsibility to regularly refer to the Company's website for updates.
Clause 26.2 in Client Service Agreement, p.29
Read from the broker's site on Archived copyOpen the reference

The same page gives two complaint deadlines

OnEquity publishes two complaint timetables on one legal page: 90 business days in its standalone policy, 60 in the annex to the client agreement. Neither sets a deadline for you to complain, which is better than most brokers offer. The annexes are mislabelled as well, with the conflicts policy printed under a complaints heading.

Complaint clock1 clause flagged

OnEquity publishes two different complaint schedules on the same legal page. The standalone policy gives it up to 90 business days to answer you. The annex inside the client agreement says 60.

Why this matters

You cannot tell which clock applies to your complaint. The longer one runs about four and a half months before you can escalate to the Seychelles regulator.

Exhibit 7WarningHarder than usual90 working days

A final response should be provided to the Client within 90 business days the latest from the date he submitted his complaint;
Quoted in Complaint Handling Policy, p.2
Read from the broker's site on Open the reference
Set against a regulated standard: FCA (UK)

Firms licensed by the FCA must send a final response to a retail complaint within eight weeks, after which the client can take it to the Financial Ombudsman Service free of charge. OnEquity holds no such licence. Its two documents allow 60 and 90 business days, and the only escalation named is the Seychelles regulator.

onequity is not licensed by this regulator, so this is a comparison of practice, not a finding of any breach.

Six languages of marketing, one language of contract

OnEquity Ltd contracts under Seychelles law, and clause 27.1 sends every dispute to the courts of Seychelles. The company markets in Spanish, Portuguese, Vietnamese, French, Thai and Arabic. Every legal document behind those pages is published in English only.

Language arbitrage1 clause flagged

Your contract is governed by Seychelles law and any dispute goes to the courts of Seychelles. OnEquity sells in Spanish, Portuguese, Vietnamese, French, Thai and Arabic, and publishes every legal document in English.

Why this matters

Suing OnEquity means suing in the Seychelles, wherever you live. If English is not your language, the pages that sold you the account were translated. The contract that binds you was not.

Exhibit 10WarningStandard wording

This Agreement is governed by the Laws of Seychelles. The Competent Courts for all disputes and controversies arising out of or in connection with the Agreement shall be the Courts of Seychelles.
Clause 27.1 in Client Service Agreement, p.29
Read from the broker's site on Archived copyOpen the reference

OnEquity takes the other side and sets the price

OnEquity is the contractual counterparty to your trades, so it gains when you lose. Clause 8.6 says it sets the quotes at its absolute discretion, and clause 9.2 lets it change leverage without notice. The contract names no outside price benchmark.

In plain words

On a principal basis, as your counterparty, means the broker takes the other side of your trade itself. Your loss is then the firm’s gain, so it has an interest in how your trade ends.

Principal dealing1 clause flagged

OnEquity is the other side of your trade, not a broker passing it to a market. Clause 8.6 says it sets the quotes at its absolute discretion. Clause 9.2 lets it change your leverage with no notice.

Why this matters

When you lose, OnEquity gains, and the price you lost on is the price it published. The contract points to no outside benchmark you could check it against.

Exhibit 8WarningStandard wording

The Company will be the contractual counterparty to the Client.
Clause 8.1 in Client Service Agreement, p.13
Read from the broker's site on Archived copyOpen the reference

The document list has no end

OnEquity can ask for whatever documents it considers necessary, at sign-up and again before it releases a withdrawal. Clause 4.4 lets it require them to be certified or notarised by a third party. Its privacy policy allows it to keep your data for up to five extra years after the relationship ends.

Document demands1 clause flagged

OnEquity can ask you for whatever documents it considers necessary. Clause 4.2 covers account opening, and clause 7.5 lets it ask again before releasing a withdrawal. It can also require them to be certified or notarised.

Why this matters

A request made at withdrawal time holds your money until you satisfy it. Your data then stays with OnEquity for up to five extra years after the relationship ends.

Exhibit 11NoticeStandard wording

Upon receipt of the Client’s application, the Company may carry out additional enquiries, verifications, or checks as it considers necessary in accordance with its internal policies and regulatory obligations.
Clause 4.2 in Client Service Agreement, p.8
Read from the broker's site on Archived copyOpen the reference

Segregated from OnEquity, pooled at the bank

OnEquity Ltd is a Seychelles company holding FSA licence SD154, and that is the entity behind every language edition of the site. Clause 7.3 allows your money to be pooled with other clients' funds at a third party, where you would rank as a general creditor. No compensation scheme is named anywhere in the documents.

Fund safety1 clause flagged

OnEquity holds your money apart from its own, which is what its client protection page promises. Clause 7.3 adds that a third party may pool it with other clients' funds. If that party fails, you rank as an ordinary creditor.

Why this matters

No compensation scheme is named in any document we read. If the bank holding the pooled account fails, no fund stands behind your balance.

Exhibit 12NoticeStandard wording

The Client acknowledges that Client funds held by third parties may be maintained in omnibus accounts together with funds belonging to other clients and that it may not always be possible to separately identify individual client funds. In the event of insolvency or other default of the relevant third party, the Client may rank as a general creditor in relation to such funds.
Clause 7.3 in Client Service Agreement, p.12
Read from the broker's site on Archived copyOpen the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or in Cyprus belong to a statutory compensation scheme that pays retail clients up to a set limit if the firm fails. OnEquity holds neither licence, and no equivalent scheme appears in its Seychelles documents.

onequity is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Where the marketing and the contract disagree

A promise made in public, set against the clause that governs it

01

The website guarantees the balance can never go negative while the contract makes you liable for the deficit.

Said in public, in English

We take it upon ourselves to protect your account and guarantee that it never goes negative during market fluctuations.

English client protection page, Negative balance protection panel

In the contract · clause 3.3.k

Failure to do so may result in the automatic closing of positions at a loss, and the Client shall remain liable for any resulting deficit.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of s3.sa-east-1.amazonaws.com

02

The Arabic page carries the same guarantee, and the Risk Disclosure that overrides it exists only in English.

Said in public, in Arabic

نأخذ على عاتقنا حماية حسابك وضمان ألّا يصبح رصيده سلبيًا أبدًا أثناء تقلبات السوق.

Word for word in English: We take it upon ourselves to protect your account and guarantee that its balance never becomes negative during market fluctuations.

Arabic client protection page, negative balance protection panel

In the contract · clause 12.15.2

his position may be liquidated at a loss and he will be responsible for the resulting deficit. It is noted, that the Company will not have a duty to notify the Client for any Margin Call, to sustain a loss making position.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of s3.sa-east-1.amazonaws.com

03

The page promises no extra costs while clause 5.3 charges $30 and then $5 a month for holding an idle account.

Said in public, in English

Full transparency in pricing with no extra trading costs

English trading conditions page, under the heading No Hidden Fees

In the contract · clause 5.3

After six (6) months of inactivity, a one-time fee of $30 USD will be charged. Following this, a monthly fee of $5 USD will be deducted from the account for each subsequent month of inactivity.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of s3.sa-east-1.amazonaws.com

04

An Arabic reader is promised full pricing transparency and the fee that can zero the balance is stated only in English.

Said in public, in Arabic

شفافية كاملة في التسعير بدون أي تكاليف تداول إضافية

Word for word in English: Full transparency in pricing with no additional trading costs.

Arabic trading conditions page, under the heading No hidden fees

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of onequity.com

In the contract · clause 5.3

If the account balance is insufficient to cover the fee, the remaining balance may be reduced to zero, and the account may be archived or closed at the company's discretion.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of s3.sa-east-1.amazonaws.com

05

The page presents Expert Advisors as a feature while the contract requires written consent before you use one.

Said in public, in English

Maximize your trading potential with EAs enabled

English trading conditions page, Automated Trading panel

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of onequity.com

In the contract · clause 11.1

The use of any high frequency trading, scalping, automated data entry or automated trading will only be permitted with our prior written consent.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of s3.sa-east-1.amazonaws.com

06

The Arabic page invites Expert Advisor use and the English definition of abusive trading covers exactly that use.

Said in public, in Arabic

عظّم إمكاناتك في التداول مع تفعيل مستشاري الخبراء (EAs)

Word for word in English: Maximize your trading potential with Expert Advisors (EAs) enabled.

Arabic trading conditions page, automated trading panel

In the contract · clause 1.1

the use, without the prior written consent of the Company, of any automated trading software or system including but not limited to Expert Advisors (EAs), trading algorithms, robots, spiders, artificial intelligence systems, or automated data entry systems;

07

The payments page sends you to the terms for withdrawal fees and the terms send you back to the website.

Said in public, in English

Withdrawal fees may vary depending on the transaction type. Please review our Terms & Conditions for more details.

English deposits and withdrawals page, Withdrawals tab, Notes

In the contract · clause 5.1

Details of the Company's current fees and charges are available on the Company's Website and may be amended from time to time.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of s3.sa-east-1.amazonaws.com

08

The 24 hour clock starts only after an approval that the contract puts no deadline on.

Said in public, in English

Withdrawal processing begins after approval and may take up to 24 hours.

English deposits and withdrawals page, Withdrawals tab, Notes

In the contract · clause 7.5.c

the Company reserves the right to refuse, delay, reverse, or restrict any transaction where the Company reasonably believes that such action is necessary to comply with Applicable Regulations, anti-money laundering obligations, fraud prevention measures, court orders, or requests from competent authorities.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of s3.sa-east-1.amazonaws.com

What changed quietly

This is our first reading of OnEquity, so there is no earlier version of this page to compare it against.

  • REWRITTENClause · 2026-04-19 to 2026-08-26

    The restriction grew from residents of the listed countries to citizens, nationals and entities registered there, so a national living elsewhere is now covered.

    Restricted Jurisdictions: OnEquity’s content and services are not directed at, or intended for, citizens, nationals, residents, or entities located, incorporated, or registered in the United States, Canada, North Korea, Myanmar, Iran, Yemen, Syria, Sudan, Russia, or any jurisdiction where such access, distribution, or use would be prohibited by applicable law or regulation.

The documents this reading is based on

22 files, all published by onequity. Each shows when we read it and a fingerprint of its wording.

WIKILIX keeps the copy of each file it read, and does not republish it: what is published is the fingerprint of its wording. Download the file yourself and hash its text, lowercased with runs of whitespace collapsed, and a matching fingerprint means the wording quoted above is still the wording onequity publishes.

How this reading was done

Every clause above was read out of a document onequity publishes itself

This reading was published on .

Documents
5 of 22downloaded from the broker's site, and 5 read in full
Pages opened
22pages walked to find those documents, footer links included
Older copies
2earlier versions downloaded
Marketing pages
7public pages set against what the contract says
Languages
AR vs ENthe language it advertises in, against the language it contracts in

Who the contract is with

OnEquity Ltd

A retail client contracts with OnEquity Ltd, a Seychelles company registered under number 810588-1 and licensed by the Seychelles Financial Services Authority as a Securities Dealer under licence SD154. OnEquity publishes three separate document sets, for its Seychelles, South African and Mauritius companies. The Seychelles agreement is the one linked from the footer of every page we opened, including the Arabic pages, so that is the contract in front of an ordinary visitor. Seychelles law governs it and the Seychelles courts hear any dispute.

Quotations are copied verbatim from the documents named above, with the clause number and the page each one came from. Where a clause is quoted in another language, the original is shown first and the English is a translation.

The plain-language parts, what a clause means for a client, how ordinary it is, and how it reads against a regulated standard, are WIKILIX's analysis and are labelled as such on every card. This is a reading of public documents, not legal advice and not an allegation of wrongdoing.

In fairness, and what we could not check

A reader who knows the edges of the work can trust the middle of it

OnEquity publishes a full document set for all three of its companies, and every file carries a month and year on its cover. The complaint policy names the Seychelles FSA as the place to escalate, with its address, phone and email, and neither complaint document puts a deadline on when you must complain. Most brokers close that window in days. Clause 11.5 lets OnEquity reclaim profits only where it can demonstrate they came from abusive trading, which is a real limit. Clause 22.1 gives you the same seven business days' notice to leave that it gives itself, and clause 23.1 gives you 14 calendar days to cancel before you trade.

We read three Seychelles documents end to end: the Client Service Agreement, the Complaint Handling Policy and the Key Facts Statement. We read parts of the Risk Disclosure, the Privacy Policy, the Conflicts of Interest Policy and the AML Policy, not every page, and every quotation credited to those four comes from the parts we read. We did not open the South African or Mauritius document sets at all, so nothing here describes what a client of those two companies signs. OnEquity does not host its legal files on onequity.com. They sit in an Amazon storage bucket that the legal page links to, and we read them there. The archived February 2026 copy of the legal page would not open, so the only version comparison we could make is on the trading conditions page.

How to check any of this yourself

Every quote above links to the onequity file it came from. This is what to do with it.

Open the three stepsFind the words in the source, work out the fingerprint, and read what a difference does and does not prove.

Open the source and search for the words

Every quote has a link under it. Open the file, or the web page, and search it for the words we quote. The clause number next to the quote tells you where to look.

If the words are not there any more, the source may have changed after we read it. That is worth knowing too. We keep the date we read it, and a code worked out from its wording, so the quote stays checkable.

What a fingerprint is

A fingerprint is a code worked out from what a source says. Change one word and the code changes completely. We keep two codes for every file we read, and the panel on each source shows both.

The first is the code of the exact file we downloaded. The second is the code of its wording alone, with capital letters lowered and runs of spaces collapsed. When the same words are saved as a new file, the first code changes and the second one stays the same.

Only the first code can be worked out on your own computer. Save the file, then run one of these, putting the name of the file you saved where the example is. The panel on each source prints the command with that source's real file name already in it.

macOS or Linux:
  shasum -a 256 the-file-you-saved.pdf

Windows:
  certutil -hashfile the-file-you-saved.pdf SHA256

The two codes are different from each other, and they are not meant to match. Comparing one against the other proves nothing.

What a difference means, and what it does not

A different file code on its own proves nothing. A PDF saved again with a new date inside it is a new file saying exactly the same thing.

A different wording code means the words themselves changed. That is the one that matters, and it is why we keep it.

Even then, a change is not proof of bad faith. Companies update their documents. What this report says is what the document said on the day we read it, and every quote carries that date.

A source that is a web page and not a file has no file to save, so only the code of its wording is shown.

How this report is made

Every clause quoted above comes from a document onequity publishes on its own website, downloaded and hashed on the date shown, with the clause number and page recorded so any reader can check it. We do not allege anything the documents do not say, and we do not judge onequity on anything other than its own published terms and its own public marketing. Where a clause has a qualifier that softens it, the report says so. Last read Aug 26, 2026.

If you represent onequity and a clause has changed, been withdrawn, or is being read out of context, tell us and we will re-read the documents and update this page. Corrections from the broker are welcome and are published with the reading they change. Contact us.

This is a reading of a contract, not legal advice and not a ruling on onequity. Whether its licence is real and current is a separate check on the broker profile.

Back to the onequity profile