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Contract reading

What 9Cents legally published, but does not want you to read

Every clause below is published by 9Cents itself, on its own website, today. The finding is not that the text exists. It is the distance between what a client is shown and what a client agreed to. Read from its own documents on .

Contracting entity: 9Cents Financials Ltd.

sole discretionunpublished termsdeemed acceptancekyc freezeprofit voidingdisclosurehidden feeliability capmarketing gapoffshore entity

9Cents can forfeit your deposit, not only your profit, if it decides your trading broke its rules. The rules you would be judged by, pip hunting and abusive scalping, are never defined. Two agreements that bind you are not published at all, including the one holding the liability limits. The about page says your funds are protected, and the Risk Warning says they may not be.

Back to 9Cents

Contract risk

Money at risk
7.5/10

Where this contract sitsHow far this contract goes, overall. Under 2 is nothing beyond the ordinary; 6 to 9 means several clauses put money you have already earned at risk; 9 and above reads as designed to make payout refusable.

0510
CriticalClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
5
FlaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
19
DocumentsHow many of the broker's own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
4
ContradictionsPlaces where a promise the broker makes in public is not kept by the clause that governs it.
9

How the 19 break downThe same flagged clauses, split by how much each one can cost you. Severity is our reading of the clause, not the broker's label.

Critical5
Warning13
Notice1

section 199 of 202is where the deepest clause sits: the very end of the document it is in

The numbers in this contractFigures taken from this broker's own clauses, so the labels differ from broker to broker. The four in the panel above are the same on every report.

2 of these 3 figures come from a clause we rate critical, which means it can take your money or your profit rather than only delay it.

Critical2Time to complain. Jump to the clause this comes from.Two agreements that bind you are not publishedCritical8In the contract. Jump to the clause this comes from.Eight countries excluded, one checked at signup3 daysFee you were not shown. Jump to the clause this comes from.Swap-free cover ends after 3 days on some pairs

What the documents say

19 clauses worth knowing about, worst first, each quoted from 9Cents's own files

01

9Cents can take your deposit, not only your profit, if it decides your trading broke its rules. Clause 2.3 lets it suspend the account, cancel trades and forfeit deposits.

Why this matters

Your own money is at risk here, not just your winnings. Nothing in these terms caps the forfeit at the profit from the trades 9Cents objects to.

Exhibit 1CriticalRarely seen

The Company reserves the right to suspend accounts, and/or nullify trades, and/or forfeit deposits in case of trading policy violations.
Clause 2.3 in Legal Documents for 9Cents
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Our own capture of 9cents.com, taken on Oct 1, 2026Deposit forfeiture for breaking the trading rules (clause 2.3)Visit this page on the broker's siteDownload the full size image file

Where it sits: section 30 of 202 in the Legal Documents for 9Cents, near the start.

Our readingMost agreements that punish a prohibited strategy take back the profit from those trades and leave the deposit alone. Forfeiting the deposit turns a trading breach into the loss of your own capital.

  • Worse together with Exhibit 3The same documents that allow the forfeit leave every trigger for it undefined.
  • Worse together with Exhibit 10A trade closed inside three minutes breaks a rule, and a rule breach is what opens the door to the forfeit.
02

The 9Cents about page says your funds are secure and protected. Its own Risk Warning says money deposited for trading may not be fully protected if the counterparty becomes insolvent.

In plain words

On a principal basis, as your counterparty, means the broker takes the other side of your trade itself. Your loss is then the firm’s gain, so it has an interest in how your trade ends.

Why this matters

Nothing in these documents says 9Cents keeps client money in a separate account, and no compensation scheme is named. If the company fails, what you get back depends on Mauritius insolvency law.

Exhibit 2CriticalHarder than usual

Funds or assets deposited for trading may not be fully protected, particularly in cases of insolvency or bankruptcy of your counterparty.
Clause 4.2 in Legal Documents for 9Cents
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Our own capture of 9cents.com, taken on Oct 1, 2026The claim, on About Us page, What Sets Us Apart panel, Regulatory ComplianceVisit this page on the broker's siteDownload the full size image file
Our own capture of 9cents.com, taken on Oct 1, 2026What the contract says, clause 4.2Visit this page on the broker's siteDownload the full size image file
Our own capture of 9cents.com, taken on Oct 1, 2026Funds called protected may not be protected (clause 4.2)Visit this page on the broker's siteDownload the full size image file

Where it sits: section 80 of 202 in the Legal Documents for 9Cents, 40% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC must hold retail client money separately from their own and must belong to a compensation scheme. These documents mention neither.

9Cents is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

03

9Cents removes profit it decides came from pip hunting, and it does not have to tell you first. Clause 5.2 lets it void trades and profits and close the account, again without notice.

Why this matters

Pip hunting, credit abuse and abusive scalping are nowhere defined in these documents. You cannot read the rule you are judged against, and no clause gives you a way to challenge the decision.

Exhibit 3CriticalHarder than usual

Profits obtained from pip hunting in commodities or forex will be removed without prior notice.
Clause Prohibited Trading Practices in Legal Documents for 9Cents
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Our own capture of 9cents.com, taken on Oct 1, 2026Profit removed with no notice and no appeal (clause Prohibited Trading Practices)Visit this page on the broker's siteDownload the full size image file

Where it sits: section 49 of 202 in the Legal Documents for 9Cents, near the start.

04

The terms you can read are not the whole contract. Clause 7.2 says a separate Client Agreement is part of them and governs anything they leave out, and 9Cents does not publish it.

Why this matters

The limits on what you can recover from 9Cents sit in those unpublished agreements. You accept them when you open an account, without ever seeing them.

Exhibit 4CriticalRarely seen2

The Client Agreement remains an integral part of these Terms & Conditions*.
Clause 7.2 in Legal Documents for 9Cents
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Our own capture of 9cents.com, taken on Oct 1, 2026Two agreements that bind you are not published (clause 7.2)Visit this page on the broker's siteDownload the full size image file

Where it sits: section 62 of 202 in the Legal Documents for 9Cents, 31% of the way through.

Our readingA published terms page that hands authority to an unpublished master agreement leaves the reader holding the shorter half of the contract. Brokers normally publish the client agreement first and the summary terms second.

  • Worse together with Exhibit 14The limits on a claim are in a document nobody can read, and no document says how to bring the claim.
05

9Cents says it does not serve residents of eight countries, in the last line of its footer. The signup form asks only whether you are a United States citizen.

Why this matters

The country list on that form includes Iran, Iraq, Cuba and Russia, four of the eight. You can register from a country 9Cents says it does not serve, and the exclusion sits in a footer line almost nobody reads.

Exhibit 5CriticalHarder than usual8

9Cents Financials Ltd. does not provide services for citizens/residents of the United States, Cuba, Iraq, Myanmar, North Korea, Sudan, Russia and Iran.
Clause Restricted Regions in Legal Documents for 9Cents
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Our own capture of my1.9cents.com, taken on Oct 1, 2026The claim, on Account registration form, the only country declaration it asks forVisit this page on the broker's siteDownload the full size image file
Our own capture of 9cents.com, taken on Oct 1, 2026What the contract says, clause Restricted RegionsVisit this page on the broker's siteDownload the full size image file

Buried at section 199 of 202 in the Legal Documents for 9Cents, 99% of the way through.

Swap-free lasts 3 days on some pairs, then a fee with no amount

3 days is all the swap-free cover 9Cents gives on exotic currency pairs, and 10 days on commodities and crypto. Clause 3.3 then starts a daily charge it calls Admin Fee, and no document on the site says how much it is. 9Cents can also cancel swap-free status without giving a reason and charge the swaps backdated.

Cost disclosure2 clauses flagged

Swap-free is not permanent at 9Cents. On exotic currency pairs the cover lasts 3 days, on commodities and crypto 10 days, and after that a daily charge called Admin Fee starts.

Why this matters

No document says how much the Admin Fee is. You cannot work out the cost of holding a position past the grace period before you open it.

Exhibit 6WarningHarder than usual3 days

Positions exceeding the swap-free grace period will be subject to a daily administrative fee, recorded in the Client’s account as "Admin Fee".
Clause 3.3 in Legal Documents for 9Cents
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Our own capture of 9cents.com, taken on Oct 1, 2026The claim, on Account Types page, ECN account card; the comparison table below it lists Swap* as No for all three accountsVisit this page on the broker's siteDownload the full size image file
Our own capture of 9cents.com, taken on Oct 1, 2026What the contract says, clause 3.1Visit this page on the broker's siteDownload the full size image file
Our own capture of 9cents.com, taken on Oct 1, 2026The claim, on Persian account types page, ECN account cardVisit this page on the broker's siteDownload the full size image file
Our own capture of 9cents.com, taken on Oct 1, 2026What the contract says, clause 3.3Visit this page on the broker's siteDownload the full size image file
Our own capture of 9cents.com, taken on Oct 1, 2026The claim, on Arabic account types page, ECN account cardVisit this page on the broker's siteDownload the full size image file
Our own capture of 9cents.com, taken on Oct 1, 2026What the contract says, clause 3.2Visit this page on the broker's siteDownload the full size image file

Where it sits: section 37 of 202 in the Legal Documents for 9Cents, near the start.

What happens, and when

The stages this clause runs through, taken from the broker's own document
TriggerWhat the broker may then doClause
Day 3, FX exoticsSwap-free cover ends on exotic currency pairs.3.2
Day 10, commodities and cryptoSwap-free cover ends on non-futures commodities and on cryptocurrencies.3.2
Past the grace periodA daily charge called Admin Fee starts, and no document gives its size.3.3

9Cents can refuse or cancel a swap-free account at any time and does not have to say why, under clause 3.1. Clause 5.2 then lets it charge the swaps backdated.

Why this matters

Swap-free exists here for clients whose religion bars interest. Losing it without a reason, with swaps charged back to the start, costs you money you never agreed to pay.

Exhibit 7WarningHarder than usual

Approval of a swap-free account is at the Company’s discretion, and the Company may deny or revoke the status without providing a reason.
Clause 3.1 in Legal Documents for 9Cents
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Where it sits: section 34 of 202 in the Legal Documents for 9Cents, near the start.

  • Worse together with Exhibit 6One clause ends the cover on a timer, the other can cancel it outright and bill the swaps you avoided.

24 hours is how long a withdrawal usually takes, not how long it may take

24 hours is what clause 4.2 calls typical for a 9Cents withdrawal, and it is not a limit. The same clause lets 9Cents ask for more verification and extend the wait, with no deadline on the checks. Nothing on the site lists a withdrawal fee, a minimum or which payment methods you can use.

Exit conditions2 clauses flagged

Your withdrawal takes up to 24 hours, and 9Cents only says that is typical. Clause 4.2 lets it ask for more verification and extend the wait, with no deadline on the checks.

Why this matters

A request can sit in verification for as long as 9Cents needs, and nothing in these terms caps that. No clause gives you a date by which the money must arrive.

Exhibit 8WarningHarder than usual

Transfers and withdrawals typically take up to 24 hours to reflect in the Client’s account.
Clause 4.2 in Legal Documents for 9Cents
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Our own capture of 9cents.com, taken on Oct 1, 2026The claim, on Account Types page, PRO account cardVisit this page on the broker's siteDownload the full size image file
Our own capture of 9cents.com, taken on Oct 1, 2026What the contract says, clause 4.2Visit this page on the broker's siteDownload the full size image file

Where it sits: section 41 of 202 in the Legal Documents for 9Cents, near the start.

Nothing on the 9Cents website tells you what a deposit or a withdrawal costs. Clause 4.1 points you to the methods listed inside the trading platform, which you only see after you register.

Why this matters

You cannot compare the cost of getting money in and out against another broker before you sign up. The Risk Warning tells you to get a clear explanation of every charge, and the site does not give one.

Exhibit 9WarningHarder than usual

The Client may fund and withdraw from their account using approved payment methods listed on the Company’s platform.
Clause 4.1 in Legal Documents for 9Cents
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Our own capture of 9cents.com, taken on Oct 1, 2026The claim, on Home page hero bannerThis capture shows the page the quotation was taken from. The words themselves are not marked in it, so please read the quotation above as the evidence.Visit this page on the broker's siteDownload the full size image file
Our own capture of 9cents.com, taken on Oct 1, 2026What the contract says, clause 6.2Visit this page on the broker's siteDownload the full size image file

Where it sits: section 39 of 202 in the Legal Documents for 9Cents, near the start.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC must give a retail client the costs and charges of a service before they trade. 9Cents publishes no fee schedule and says its payment methods are listed inside the platform.

9Cents is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 8You cannot find out what a withdrawal costs, and no clause says when it has to be paid.

Profit can go for credit abuse under rules nobody can read

9Cents removes profits for what it calls credit abuse and withholds rebates from introducing brokers who breach its policies. No credit terms, no rebate schedule and no partner agreement are published on the site. The rule a client is judged against is not one the client can read.

Credit and rebates1 clause flagged

9Cents can strip profits for what it calls credit abuse and withhold rebates from introducing brokers. No credit terms, no rebate schedule and no partner agreement appear on the site.

Why this matters

You can lose profit under a rule from a document that does not exist on the site. If you use credit or earn rebates, the terms you broke are not terms you could read.

Exhibit 16WarningHarder than usual

Credit abuse (any misuse of credit will result in profit removal).
Clause 5.1 in Legal Documents for 9Cents
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Where it sits: section 45 of 202 in the Legal Documents for 9Cents, near the start.

A stopwatch on every trade, and terms that can change overnight

180 seconds is the minimum 9Cents requires a trade to stay open for it to count as valid, with another 180 seconds between buying and selling the same instrument. Those rules sit in the one section of the legal page that opens without a click. Clause 8.1 also lets 9Cents rewrite the terms at any time without notice, and treats continued use as acceptance.

Trading rules2 clauses flagged

Hold a position for less than 180 seconds and 9Cents treats the trade as invalid. The same guidelines want 180 seconds between buying and selling the same instrument.

Why this matters

Closing a trade quickly is a normal reaction to a moving market, and here it puts you in breach of the trading rules. The listed penalties for a breach include cancelled trades and a forfeited deposit.

Exhibit 10WarningRarely seen

A trade must remain open for a minimum of 180 seconds to be considered valid.
Clause Key Trading Guidelines in Legal Documents for 9Cents
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Where it sits: section 8 of 202 in the Legal Documents for 9Cents, near the start.

Our readingA stopwatch applied to every trade is unusual outside bonus promotions. It turns how long you hold a position into a compliance question rather than a trading decision.

9Cents can rewrite these terms whenever it likes and without notice, under clause 8.1. Carrying on using the platform counts as your acceptance of the new version.

Why this matters

The contract you agreed to can be different tomorrow, and your silence is read as a yes. Checking the page for changes is left to you.

Exhibit 11WarningHarder than usual

The Company reserves the right to update, modify, or revise these Terms & Conditions* at any time without prior notice.
Clause 8.1 in Legal Documents for 9Cents
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Where it sits: section 66 of 202 in the Legal Documents for 9Cents, 33% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC have to give a retail client notice before changing the terms of a live contract. This clause reserves the right to change them without any.

9Cents is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

The agreement that limits your claim is not published

Two agreements bind a 9Cents client and neither is published: the Client Agreement and the Online Services & Electronic Trading Agreement. Clause 7.2 gives the Client Agreement authority over anything the published terms leave out, and the Risk Warning puts the liability limits there. No document sets out how to complain or names anyone to complain to.

Recourse1 clause flagged

No document tells you how to complain, how long 9Cents has to answer, or where to go next. The only route offered is an email address.

Why this matters

A dispute over a cancelled trade or a withheld profit has nowhere to go except back to the company that made the decision. The Risk Warning also says 9Cents is not liable for losses from CFD trading at all.

Exhibit 14WarningHarder than usual

9Cents Financials Ltd. shall not be held liable for any losses incurred by clients as a result of CFD trading activities.
Clause 9 in Legal Documents for 9Cents
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Where it sits: section 102 of 202 in the Legal Documents for 9Cents, 50% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC must run a written complaints procedure with deadlines, and must point a retail client to an independent scheme such as the Financial Ombudsman Service or the Investor Compensation Fund. These documents name neither.

9Cents is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

UAE law for a company registered in Mauritius

Clause 7.1 puts the contract under the law of the United Arab Emirates and gives exclusive jurisdiction to courts it does not name. 9Cents Financials Ltd. is registered in Port Louis, Mauritius, and the only office and phone number on the site are there. The Risk Warning closes with a line saying UAE customer support is provided by a party it leaves blank.

Forum1 clause flagged

Your contract runs under the law of the United Arab Emirates, while 9Cents Financials Ltd. is registered in Mauritius. Clause 7.1 gives exclusive jurisdiction to the relevant courts and never names one.

Why this matters

Suing 9Cents means working out for yourself which country's courts that clause means. The company you would be suing lists its office and its only phone number in Port Louis, Mauritius.

Exhibit 12WarningRarely seen

This Agreement shall be governed by and construed in accordance with the laws of United Arab of Emirates.
Clause 7.1 in Legal Documents for 9Cents
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Where it sits: section 60 of 202 in the Legal Documents for 9Cents, 30% of the way through.

Our readingNaming the law of one country while the contracting company is registered in another is unusual. Leaving the court unnamed as well makes the forum impossible to identify from the contract.

The signup box accepts an AML policy that is not published

The 9Cents registration form asks you to accept an AML, CFT and KYC policy, and that link opens the trading rules page instead. No anti money laundering or verification policy exists on the site, while clause 4.2 lets 9Cents request more documents at any time. The privacy policy points to a Cookie Policy that is also missing.

What you sign2 clauses flagged

The 9Cents signup box asks you to accept its Terms & Conditions, a Risk Disclaimer Policy and an AML, CFT and KYC policy. The AML link opens the trading rules page, and no anti money laundering policy is published.

Why this matters

You tick a box for a policy nobody can read. What the link actually opens is a set of trading rules where deposits can be forfeited.

Exhibit 15WarningHarder than usual

To uphold fair trading practices, 9Cents Financials Ltd. strictly prohibits any form of abusive, manipulative, or illicit trading activities.
Clause Trading Guidelines & Compliance Measures in Legal Documents for 9Cents
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Where it sits: section 7 of 202 in the Legal Documents for 9Cents, near the start.

The 9Cents privacy policy sends you to a Cookie Policy for the details, and no such document exists on the site. It also gives no retention period for the data it keeps.

Why this matters

You cannot find out how long 9Cents keeps your bank and card details. The policy says only that it holds them as long as necessary.

Exhibit 19NoticeStandard wording

You can manage your cookie preferences through your browser settings. For more details, please refer to our Cookie Policy.
Clause 11 in Privacy Policy
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Buried at section 192 of 202 in the Privacy Policy, 95% of the way through.

9Cents may be the counterparty and it sets the price

9Cents states in its Risk Warning that it may act as the counterparty to a client's trades and that prices are determined by 9Cents. Its conflict of interest policy runs to five sections on staff duties, office separation and system access, and never mentions the firm dealing against its own clients. No best execution policy is published.

Who you trade against1 clause flagged

9Cents may act as the counterparty to your trades and sets the prices you get, as its Risk Warning states. Its conflict of interest policy never mentions this.

Why this matters

When you lose on a trade where 9Cents is the counterparty, 9Cents gains. No document says how it manages that, and no best execution policy is published.

Exhibit 13WarningStandard wording

As a broker and dealer in CFDs, 9Cents may act as the counterparty to your transactions. As a result, transactions are executed at prices determined by 9Cents, which may differ from prices available through other financial institutions or exchanges.
Clause 6.1 in Legal Documents for 9Cents
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Our own capture of 9cents.com, taken on Oct 1, 2026The claim, on About Us page, What Sets Us Apart panel, Competitive PricingVisit this page on the broker's siteDownload the full size image file
Our own capture of 9cents.com, taken on Oct 1, 2026What the contract says, clause 6.1Visit this page on the broker's siteDownload the full size image file

Where it sits: section 85 of 202 in the Legal Documents for 9Cents, 42% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC must publish how they get the best result for a retail client's order, and must set out their conflicts in detail. 9Cents discloses the conflict in its Risk Warning, and its conflict policy covers staff duties, office separation and system access instead.

9Cents is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

A Mauritius company that names no regulator

9Cents Financials Ltd. publishes a company registration number, 2024-00422, and no licence number or regulator in any of its five legal documents. A licence line naming the Mauritius Financial Services Commission sits in the code of every page, switched off so that no visitor sees it. The Risk Warning also tells a client they are liable for any deficit left on the account.

Who you contract with2 clauses flagged

None of the five 9Cents legal documents names a regulator, a licence or a licence number. The only number on the site is the company registration number 2024-00422 in Mauritius.

Why this matters

A company registration number is not a licence, and it gives you no supervisor to complain to. A licence line naming the Mauritius Financial Services Commission sits in the code of every page, switched off so that no visitor sees it.

Exhibit 17WarningHarder than usual

At 9Cents Financials Ltd., we adhere strictly to the regulatory standards set forth by relevant authorities to ensure a safe, transparent, and ethical trading environment for all our clients.
Clause Regulatory Compliance & Commitment in Legal Documents for 9Cents
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Where it sits: section 16 of 202 in the Legal Documents for 9Cents, near the start.

A losing position can take your account below zero, and the 9Cents Risk Warning says you are liable for the deficit. There is no negative balance protection, so 9Cents does not write off what you owe.

In plain words

Negative balance protection is a limit that stops you owing more than you put in. Without it, one fast market move can leave you owing the broker money on top of your deposit.

Why this matters

You can end up owing 9Cents more than you ever deposited. One fast move against a leveraged position is enough.

Exhibit 18WarningStandard wording

Failure to do so may result in the forced liquidation of your positions at a loss, and you will be liable for any resulting deficit in your account.
Clause 2.1 in Legal Documents for 9Cents
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Where it sits: section 73 of 202 in the Legal Documents for 9Cents, 36% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus), ESMA (EU)

Firms licensed by the FCA, CySEC and other ESMA regimes must give a retail client negative balance protection, so a loss cannot run past the money in the account. This Risk Warning says the opposite.

9Cents is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Where the marketing and the contract disagree

A promise made in public, set against the clause that governs it

01

The about page promises protected funds, and the Risk Warning says deposits may not be fully protected if the counterparty fails.

Said in public, in English

We operate with the highest standards of regulatory compliance, ensuring your funds and personal information are secure and protected.

About Us page, What Sets Us Apart panel, Regulatory Compliance

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In the contract · clause 4.2

Funds or assets deposited for trading may not be fully protected, particularly in cases of insolvency or bankruptcy of your counterparty.

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02

Eight countries are excluded in the footer, the signup form checks one of them, and its country list offers Iran, Iraq, Cuba and Russia.

Said in public, in English

I am not a citizen of the US

Account registration form, the only country declaration it asks for

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of my1.9cents.com

In the contract · clause Restricted Regions

9Cents Financials Ltd. does not provide services for citizens/residents of the United States, Cuba, Iraq, Myanmar, North Korea, Sudan, Russia and Iran.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of 9cents.com

03

Every account is advertised with no swap fees, while the contract treats swap-free as a religious concession that 9Cents approves, limits and can revoke.

Said in public, in English

Tailored for professional traders, our ECN Account offers the lowest spreads, zero swap fees, and direct market access.

Account Types page, ECN account card; the comparison table below it lists Swap* as No for all three accounts

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In the contract · clause 3.1

Swap-free trading is available for clients who cannot pay or receive swaps due to religious beliefs.

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04

The Persian page promises no swap fees, and the English contract starts a daily Admin Fee once the swap-free grace period runs out.

Said in public, in Persian

حساب ECN ما کمترین اسپرد، بدون هزینه سوآپ و دسترسی مستقیم به بازار را فراهم می‌کند.

Word for word in English: Our ECN account provides the lowest spread, no swap fees and direct access to the market.

Persian account types page, ECN account card

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In the contract · clause 3.3

Positions exceeding the swap-free grace period will be subject to a daily administrative fee, recorded in the Client’s account as "Admin Fee".

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05

The Arabic page promises no swap fees, and the contract caps swap-free cover at 3 days on exotic pairs and 10 days on commodities and crypto.

Said in public, in Arabic

مصمم للمتداولين المحترفين، يقدم حساب ECN أقل فروق أسعار، بدون رسوم تبييت (Swap)، وإمكانية الوصول المباشر إلى السوق.

Word for word in English: Designed for professional traders, the ECN account offers the lowest spreads, no overnight (swap) fees, and direct access to the market.

Arabic account types page, ECN account card

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In the contract · clause 3.2

A detailed list of swap-free instruments is available and subject to periodic updates.

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06

Withdrawals are sold as rapid, and the clause behind them has no deadline once 9Cents asks for more verification.

Said in public, in English

Our PRO Account delivers lightning-fast order execution, rapid deposits and withdrawals, and unmatched market depth.

Account Types page, PRO account card

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In the contract · clause 4.2

The Company reserves the right to request additional verification for security and compliance reasons, which may extend processing times.

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07

The home page sells zero commissions, while the contract reserves overnight fees and the account types page shows a $5 commission on the ECN account.

Said in public, in English

Zero Commissions And Lowest Spread

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In the contract · clause 6.2

The Company reserves the right to charge fees for overnight positions if deemed necessary.

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08

The about page promises the best possible trading conditions, and the Risk Warning says 9Cents sets the prices and may be the other side of the trade.

Said in public, in English

We believe in transparency and fairness. Our low spreads and competitive pricing structures ensure you get the best possible trading conditions.

About Us page, What Sets Us Apart panel, Competitive Pricing

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In the contract · clause 6.1

As a broker and dealer in CFDs, 9Cents may act as the counterparty to your transactions. As a result, transactions are executed at prices determined by 9Cents, which may differ from prices available through other financial institutions or exchanges.

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09

The signup box asks for acceptance of an AML, CFT and KYC policy, and the link opens trading rules that allow deposit forfeiture.

Said in public, in English

I am 18 years old or older, and accept Terms & Conditions, Risk Disclaimer Policy, AML, CFT and KYC

Account registration form, consent checkbox; the AML, CFT and KYC link points to the trading guidelines section of the legal page

In the contract · clause Trading Guidelines & Compliance Measures

Any account found engaging in such practices will be subject to disciplinary actions, including but not limited to trade nullification, account suspension, or deposit forfeiture.

The documents this reading is based on

4 files, all published by 9Cents. Each shows when we read it and a fingerprint of its wording.

WIKILIX keeps the copy of each file it read, and does not republish it: what is published is the fingerprint of its wording. Download the file yourself and hash its text, lowercased with runs of whitespace collapsed, and a matching fingerprint means the wording quoted above is still the wording 9Cents publishes.

How this reading was done

Every clause above was read out of a document 9Cents publishes itself

This reading was published on .

Documents
2 of 4downloaded from the broker's site, and 2 read in full
Pages opened
23pages walked to find those documents, footer links included
Marketing pages
5public pages set against what the contract says
Languages
AR vs EN vs FAthe language it advertises in, against the language it contracts in
Position measured
19clauses whose position was counted: which numbered section of the document holds them, out of how many

Who the contract is with

9Cents Financials Ltd.

A 9Cents client contracts with 9Cents Financials Ltd., registration number 2024-00422. The address in the documents is Level 6, Ken Lee Building, 20, Edith Cavell Street, Port Louis 11302, Mauritius, and the contact page lists the same office with a Mauritius phone number. No second contracting entity appears in any of the five documents. The contract is governed by the law of the United Arab Emirates, and the Risk Warning ends with a line saying UAE customer support is provided by a party it never names. The homepage calls 9Cents your trusted local broker without saying where local is.

Quotations are copied verbatim from the documents named above, with the clause number and the page each one came from. Where a clause is quoted in another language, the original is shown first and the English is a translation.

The plain-language parts, what a clause means for a client, how ordinary it is, and how it reads against a regulated standard, are WIKILIX's analysis and are labelled as such on every card. This is a reading of public documents, not legal advice and not an allegation of wrongdoing.

In fairness, and what we could not check

A reader who knows the edges of the work can trust the middle of it

9Cents publishes its full legal set in Arabic, Persian and Spanish, not only its marketing. The governing law clause and the English-prevails clause read the same in all four languages. The Risk Warning says in plain words that 9Cents may be the counterparty to your trades and that prices come from 9Cents, which many brokers leave out. Nothing in the whole set charges an inactivity fee, blocks a dormant account or deletes a balance. The conflict policy also commits 9Cents to not acting at all where it cannot manage a conflict fairly.

The Client Agreement and the Online Services & Electronic Trading Agreement are not published anywhere on the 9Cents site. Neither one can be read, yet the published terms lean on both. The forex glossary is covered only in part, and it is teaching material rather than contract. Payment methods, fees and minimums sit inside the client area behind a login, so they are not covered. No earlier version of these documents is available for comparison. The review covers the Persian legal page in part, and compares the governing law and language clauses in Arabic, Persian and Spanish with the English.

How to check any of this yourself

Every quote above links to the 9Cents file it came from. This is what to do with it.

Open the three stepsFind the words in the source, work out the fingerprint, and read what a difference does and does not prove.

Open the source and search for the words

Every quote has a link under it. Open the file, or the web page, and search it for the words we quote. The clause number next to the quote tells you where to look.

If the words are not there any more, the source may have changed after we read it. That is worth knowing too. We keep the date we read it, and a code worked out from its wording, so the quote stays checkable.

What a fingerprint is

A fingerprint is a code worked out from what a source says. Change one word and the code changes completely. We keep two codes for every file we read, and the panel on each source shows both.

The first is the code of the exact file we downloaded. The second is the code of its wording alone, with capital letters lowered and runs of spaces collapsed. When the same words are saved as a new file, the first code changes and the second one stays the same.

Only the first code can be worked out on your own computer. Save the file, then run one of these, putting the name of the file you saved where the example is. The panel on each source prints the command with that source's real file name already in it.

macOS or Linux:
  shasum -a 256 the-file-you-saved.pdf

Windows:
  certutil -hashfile the-file-you-saved.pdf SHA256

The two codes are different from each other, and they are not meant to match. Comparing one against the other proves nothing.

What a difference means, and what it does not

A different file code on its own proves nothing. A PDF saved again with a new date inside it is a new file saying exactly the same thing.

A different wording code means the words themselves changed. That is the one that matters, and it is why we keep it.

Even then, a change is not proof of bad faith. Companies update their documents. What this report says is what the document said on the day we read it, and every quote carries that date.

A source that is a web page and not a file has no file to save, so only the code of its wording is shown.

How this report is made

Every clause quoted above comes from a document 9Cents publishes on its own website, downloaded and hashed on the date shown, with the clause number and page recorded so any reader can check it. We do not allege anything the documents do not say, and we do not judge 9Cents on anything other than its own published terms and its own public marketing. Where a clause has a qualifier that softens it, the report says so. Last read Oct 1, 2026.

If you represent 9Cents and a clause has changed, been withdrawn, or is being read out of context, tell us and we will re-read the documents and update this page. Corrections from the broker are welcome and are published with the reading they change. Contact us.

This is a reading of a contract, not legal advice and not a ruling on 9Cents. Whether its licence is real and current is a separate check on the broker profile.

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