High risk
38 out of 100 · 94% checked
Our investigation found it is high risk and could not be verified, and its client terms carry high risk, with 3 critical clauses.
We checked Adam Capitals on 2026-10-26 across its company record, client terms, trading offer and service, and could verify 94% of its record. The score of 38 is what the checked record adds up to; nothing held it down. What would move the score: withdrawal rails, all-in eurusd cost, instrument breadth. Our published investigation found it is high risk and could not be verified, with 5.3 years of track record. Its client terms carry high risk, with 3 critical clauses. Trading EURUSD costs about 0.8 pips all-in, spread and commission together.
Score last calculated 2026/10/26
Wikilix independent safety report
No financial regulator anywhere in the world supervises Adam Capitals, and at the same time we found no proof that it is a scam. We rate it 65 percent high risk because an unlicensed firm holding cli…
Risk scorecard · each area scored 0 (clean) to 10 (worst)
What Wikilix has recorded about Adam Capitals: its history, the licences it holds, its trading conditions and its fees.
Adam Capitals is an online forex and CFD broker operated by AdamFxCapitals Ltd, a company based in Saint Lucia, with a stated founding year of 2018. It offers a single trading platform, MetaTrader 5, across desktop, web and mobile, and three live account tiers opening from a 10 USD minimum deposit with leverage of up to 1:500. It operates without confirmed financial regulation.
No. No financial regulator is recorded as supervising Adam Capitals and no licence is on record for the broker. Incorporation in Saint Lucia gives AdamFxCapitals Ltd a legal existence, but a company registration is not financial regulation: it brings no supervision of client money, no capital requirement and no compensation scheme.
The Adam Capitals brand is operated by AdamFxCapitals Ltd. The company gives a registration address at Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia, and a physical office at Office No. 8, 17 Mount du Cap Drive, Cap Estate, Gros Islet, Saint Lucia. It publishes no company registration number, which prevents the entity being matched against the Saint Lucia company register from the website alone.
Trading with Adam Capitals carries the risks of an unregulated offshore broker, and those risks are not offset by anything confirmed about the company. With no regulator involved, client funds are not subject to enforced segregation, no investor compensation scheme stands behind the broker, and no authority can take up a complaint about a delayed or refused withdrawal. The operating company is at least named and gives two Saint Lucia addresses, and the brand has been in operation since 2018, but neither of those is a substitute for supervision.
Adam Capitals offers three live account tiers. Fresher opens from a 10 USD minimum deposit, Standard from 100 USD and Trader from 500 USD. All three carry the same maximum leverage of 1:500 and none attaches a per lot commission, so the deposit required is what separates them rather than the trading terms. Leverage of 1:500 is higher than regulated brokers in major markets may offer retail clients, and it increases the speed at which an account can be lost as much as the exposure it allows.
Spreads are variable rather than fixed: the account pages give minimum spreads from 2.0 pips on Fresher, 1.5 on Standard and 0.8 on Trader. No separate commission is charged on trades and no per lot commission is attached to any of the three tiers. Fees and limits for individual payment methods are not established, so the full cost of funding an account and withdrawing from it cannot be stated.
MetaTrader 5 is the only platform Adam Capitals offers, and MetaTrader 4 is not available. The broker runs its own MT5 server and publishes a Windows desktop download alongside a browser based web terminal and mobile apps for Android and iOS. Markets reachable through the platform include forex, indices, commodities, metals, energies, shares and crypto, with around 40 currency pairs available.
The broker's public pages do not name its payment methods; bank transfer, cards, e-wallets and cryptocurrency come from an earlier record. Its trading terms say it charges no internal fees for deposits or withdrawals, though banks and payment providers may charge. The lowest deposit it asks for is 10 USD, on the Fresher tier. Identity verification applies before a withdrawal is released, and withdrawals are returned to the method used to fund the account. No maximum withdrawal limit is published, and per method fees and processing times are not established.
Adam Capitals publishes a telephone number on the Saint Lucia dialling code, 1-758-715-1112, and a support address at support@adamcapitals.com, with live chat on the website; the broker says its support is available 24/7. Support is offered in English only, and the broker maintains an FAQ at and an Instagram account.
In its favour:
Against it:
Adam Capitals is a small offshore MetaTrader 5 broker whose proposition is accessibility: a 10 USD entry deposit, three simple tiers, leverage of up to 1:500, no commission and variable spreads from 0.8 to 2.0 pips at the minimum. The operating company, AdamFxCapitals Ltd, is named and reachable, and the platform side is conventional. What is absent is financial regulation, and with it the protections a regulated broker's clients rely on, from enforced fund segregation to an authority that will hear a withdrawal complaint. The most important consideration before funding an account is therefore the absence of a regulator, together with the operating entity publishing no registration number.
8 full-page captures of Adam Capitals's own site, archived so what they said can still be read after the pages change.
We have not confirmed any regulation for Adam Capitals. Money deposited with an unregulated broker is protected only by the company itself.
Trading with an unregulated broker puts your deposit at risk.
We have not confirmed any regulation for Adam Capitals. An unregulated broker is not supervised by a financial authority, and money you deposit is protected only by the company itself.
What this means for you
3 account types on record. Minimum deposit from USD 10. Leverage up to 1:500.
| Account | Min Deposit | Max Leverage | Commission |
|---|---|---|---|
| FresherBasic · Standard | USD 10 | 1:500 | Not recorded |
| StandardStandard | USD 100 | 1:500 | Not recorded |
| TraderProfessional · VIP | USD 500 | 1:500 | Not recorded |
Where Adam Capitals says it will and won't take clients
Confirmed blocked
Named in the broker's own terms
Likely blocked
Reported, not verified against a primary source
Covered by a parent block
Territories a blocked country carries with it
4 ways to fund an account. 4 with no deposit fee.
| Method | Deposit fee | Withdrawal fee | Min deposit | Withdrawal min / max | Processing |
|---|---|---|---|---|---|
| Bank TransferBank Transfer1 | Free | Free | Not recorded | Not recordedNot recorded | Not recorded |
| Credit/Debit Cards (Visa, MasterCard)Credit Card1 | Free | Free | Not recorded | Not recordedNot recorded | Not recorded |
| E-wallets (Skrill, Neteller)E-Wallet1 | Free | Free | Not recorded | Not recordedNot recorded | Not recorded |
| Cryptocurrency (Bitcoin, Ethereum)Cryptocurrency1 | Free | Free | Not recorded | Not recordedNot recorded | Not recorded |
One trading platform on record: MetaTrader 5.
The only platform the broker offers, in desktop, web and mobile builds. Published features include interactive charts, 80+ indicators, expert advisors, one-click trading and multi-asset access across forex, indices, commodities, metals and shares.
3 domains on record. All active and served over HTTPS.
One legal entity behind the Adam Capitals brand.
The operating company is AdamFxCapitals Ltd. Registered in Saint Lucia.
3 other brokers on the record share what Adam Capitals offers — its country, regulator, account types or platforms — set beside it on the same measures.
Common questions about Adam Capitals
Adam Capitals operates without regulatory protection, and that is the main risk attached to it. Client funds sit with an unregulated offshore company, so no regulator enforces fund segregation, no compensation scheme covers a failure and no authority can take up a complaint. The operator is at least named, AdamFxCapitals Ltd of Saint Lucia, and the brand has been trading since 2018, but neither fact substitutes for supervision. Maximum leverage of 1:500 adds to the risk of a quick loss.
Adam Capitals offers forex together with indices, commodities, metals, energies, shares and crypto, all traded on MetaTrader 5. About 40 currency pairs are available. Counts for the other asset classes are not confirmed, so the breadth of those ranges is unclear.
Withdrawals are returned to the same method used to fund the account, so a card deposit comes back to that card and a crypto deposit to the originating wallet. Identity verification has to be completed before a withdrawal is released. No maximum withdrawal limit is published, and because Adam Capitals is not regulated there is no external authority to escalate a delayed or refused withdrawal to.
Adam Capitals is operated by AdamFxCapitals Ltd, a company in Saint Lucia. It gives a registration address at Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, and a physical office at Office No. 8, 17 Mount du Cap Drive, Cap Estate, Gros Islet, both in Saint Lucia. The company publishes no registration number on its website, so the entity cannot be matched to the Saint Lucia company register from the site alone. The broker's stated founding year is 2018.
Adam Capitals offers leverage of up to 1:500, and the same cap applies to all three account tiers. That is higher than regulated brokers in major markets may offer retail clients, which is possible here because the broker is not subject to financial regulation. High leverage increases the speed at which an account can be lost as much as the exposure it allows.
Adam Capitals offers three live accounts: Fresher from 10 USD, Standard from 100 USD and Trader from 500 USD. All three carry the same maximum leverage of 1:500, so what separates them is the deposit required rather than the trading terms. None of the three publishes a per lot commission.
Adam Capitals says its support team is available 24/7, with a 24/7 support hotline on +1-758-715-1112. It can also be reached by email at support@adamcapitals.com and by live chat on its website, for which it publishes no separate hours. Support is offered in English only. The broker also publishes an FAQ at and maintains an Instagram account.
Adam Capitals charges no separate commission, and its spreads are variable rather than fixed. Its account pages give minimum spreads from 2.0 pips on Fresher, 1.5 on Standard and 0.8 on Trader. None of the three account tiers, Fresher, Standard or Trader, publishes a per lot commission.
The lowest deposit Adam Capitals asks for is 10 USD, on its entry level Fresher account. The Standard account starts at 100 USD and the Trader account at 500 USD. The broker's public pages do not name its payment methods. The methods listed for it (bank transfer, cards, e-wallets and cryptocurrency) come from an earlier record and are not confirmed on its current site. Its trading terms say it charges no internal fees for deposits or withdrawals, though banks and payment providers may charge. Withdrawals are returned to the method used to fund the account.
MetaTrader 5 is the only platform Adam Capitals offers, and MetaTrader 4 is not available. It comes as a Windows desktop download, a browser based web terminal and mobile apps for Android and iOS, all connecting to the broker's own MT5 server. Markets reachable through it include forex, indices, commodities, metals, energies, shares and crypto.
No. There is no confirmed financial licence for Adam Capitals and no financial regulator oversees it. The broker is operated by AdamFxCapitals Ltd, a company registered in Saint Lucia, and a company registration there is not financial regulation: it brings no supervision of client money. Anyone trading with an unregulated broker has no statutory compensation scheme and no regulator to take a dispute to.
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