ALKHAIR CAPITAL

Introduction

The ever-changing Financial Services landscape in Saudi Arabia continues to grow while at the same time producing many opportunities and challenges for ALKHAIR CAPITAL as an innovative institution focused solely on providing Shari’ah-compliant Investing solutions. Established in 2009, ALKHAIR CAPITAL has focused on Creating Innovative Financial Products and Services that are tailored to meet the needs of principally High Net Worth (HNW) Clients and Institutional Investors with an emphasis on delivering curated investment opportunities across the Saudi Arabian Stock Market, otherwise known as the Tadawul, as well as through other regional marketplaces.

With its extensive Capital Base along with providing a full range of services within the Islamic Finance Industry, ALKHAIR CAPITAL has positioned itself as one of the leading Firms in Saudi Arabia within this space. This article will take an in-depth look into the Company, offering information on its Background and History, Main Products and Services, Regulatory Frameworks, Trading Conditions, Fee Structure, User Experience, and Recent Developments, thus giving insights into why ALKHAIR CAPITAL is a name you can trust within the Financial Services Industry.

Background and History

Established in March 2009 as a Closed Joint Stock Company (the fully paid capital of SAR 1,000,000,000), and Headquartered in Riyadh, Saudi Arabia (Commercial Registration Number: 1010264915), ALKHAIR CAPITAL has since expanded throughout the Kingdom of Saudi Arabia opening branches in other major cities including its Western Province branch. The Company's expansion was not only a natural transition for the Business to serve its clients throughout Saudi Arabia, but also demonstrates ALKHAIR CAPITAL's vision to develop New and Innovative Products and Services for its client base.Their commitment to developing Sharia-compliant investment strategies distinguishes the firm from many others that are unable to fulfill the requirements of these clients and their needs. This has positioned the firm as a leading Islamic finance provider, given that it can access regional capital markets and implement an innovative approach to asset management and advisory services.

Key Features Offered by Alkhair Capital

Comprehensive Financial Service Offering

Alkhair Capital offers a comprehensive array of services such as asset management, investment advice, private equity, and providing facilitation on the Saudi Stock Exchange (Tadawul) and several other regional exchanges. Alkhair Capital is well-recognized for its extensive market research, through which the firm publishes both daily and monthly reports as a means to provide investors with important information required to make educated investment choices.

Range of Sharia-compliant Investment Funds

Alkhair Capital has developed a range of Sharia-compliant funds that meet the various objectives of those seeking to invest:

The Alkhair Capital Murabaha Fund is a Sharia-compliant product that focuses primarily on money market instruments. It seeks to honor liquidity and preserve capital and has a low to medium risk profile, with a benchmark of SAIBOR 3Months.

The Alkhair Capital Saudi Equity Fund is a fund designed for capital appreciation within a medium to long timeframe. The fund invests primarily in Sharia-compliant securities listed in Saudi Arabia and includes a market timing element through participation in IPOs. It is of a higher risk than the Murabaha Fund, and its benchmark is the Alkhair Capital MENA IPO Shariah Index.

Other Funds are also available through Alkhair Capital, including a fund designed specifically for investment in IPOs across the Kingdom, the GCC, the MENA region, and a bespoke series of Sharia-compliant funds licensed through the CMA and specifically designed to accommodate the specific needs of many of the firm’s clients, which include both individuals and corporations.

Regulatory Compliance and Licenses

As identified above, Alkhair Capital complies fully with the regulatory environment within the Kingdom ofAs a Closed Joint Stock Company, it is fully compliant with all applicable laws and regulations, especially those relating to Islamic finance. The Saudi Capital Market Authority (CMA) has registered the company's investment funds and products, which reflects the company's commitment to transparency and compliance with the law.

AL-KHAIR CAPITAL has an internal Shari'ah Supervisory Board that monitors all Shari'ah compliance, thus guaranteeing that every aspect of the company's financial dealings is consistent with Islamic law.

ALL REGULATORS OF AL-KHAIR CAPITAL\

Regulator | License Number | Status\

Capital Market Authority (CMA), Saudi Arabia | Licensed -- not available. | Active/Compliance\

Commercial Registration | 1010264915 | Active\

TRADING CONDITIONS AND PLATFORM TECHNOLOGY\

FACILITATING TRADING\

The main focus of AL-KHAIR CAPITAL is to facilitate trading on the Saudi Stock Exchange (Tadawul) and extend its services to other markets within the region. As a result, they do not publicly disclose specifics about their spreads, leverage, minimum deposit, or any commissions that apply to their trading accounts. Forex trading is not the company's main focus; fund management and investment advisory services are its primary offerings.

TECHNOLOGY & MARKET ACCESS\

Although AL-KHAIR CAPITAL does not provide a trading platform or a mobile application for customers to utilize, they do have a VIP lounge located within their Riyadh offices that facilitates monitoring of capital markets. As part of their fundamental basis for decision-making on investments and market activity, AL-KHAIR CAPITAL makes useCOMPANY INFORMATION

Services Offered

Alkhair Capital provides investment funds and advisory services related to those funds.

Market Access

Alkhair Capital provides access to the Saudi Stock Exchange (Tadawul) and other regional exchanges.

Tools Used for Research

Alkhair Capital utilizes internal market research reports and Bloomberg data for the purpose of performing research on the various markets.

Client Amenities

Alkhair Capital has a VIP Lounge located within their headquarters in Riyadh, Kingdom of Saudi Arabia.

FEES

Alkhair Capital has primarily focused on charging management fees for their investment funds. As a result, they do not currently provide publicly available details on how they determine the fees associated with their services (e.g., trading commissions, deposit/withdrawal, inactivity, etc.).

Fee Types

Details

Note

Management Fees (Murabaha Fund)

0.25% Per Year (of NAV)

This fee is applicable to the Alkhair Capital Murabaha Fund

Minimum Subscription (Murabaha Fund)

USD 10,000 Initial; USD 5,000 Additional

This is the minimum amount required to open an account for an investor.

Minimum Redemption (Murabaha Fund)

USD 5,000

This is the minimum amount that an investor may redeem from this fund.

With the limited amount of information available, it is difficult to determine what the trading commissions might be.

With the limited amount of information available, it is difficult to determine what the deposit/withdrawal fees might be.

USER EXPERIENCE/MARKET REPUTATION

Alkhair Capital has been well-regarded for its history of involvement in providing financial products that are compliant with Shariah Law and its dedication to providing clients with the highest quality service. Although there is limited information available on consumer reviews or ratings, ALKHAIR CAPITAL is considered to be one of the pioneers in the Islamic Finance Industry in Saudi Arabia, and through its unique customized investment strategies and CMA Licensed funds, ALKHAIR CAPITAL is well-positioned to serve the needs of high net worth individuals, corporations and institutional investors.

The lack of formal evaluation and public feedback regarding customers suggests that ALKHAIR CAPITAL is concentrated on working with private clients and institutional partners versus having a focus to develop mass retail distribution. This strategy further supports the concept that ALKHAIR CAPITAL Company's overall strategic position is that of a Company that provides a high-quality level of financial service products in the growing Islamic investment marketplace.

For Current Developments

As of 2024-2025, ALKHAIR has continued to have a significant role and presence in the Saudi Capital Markets. ALKHAIR has acted as the Financial Advisor and Lead Manager for many of the significant issuances and listing that have taken place on the Saudi Capital Market, to include NOMU United Mining Industries, Aqaseem Factory Sukuk, Saudi Lime Industries, Al Rashid Industrial, and SIECO. The role that ALKHAIR played in each of these transactions exemplifies the Company's active involvement in the Capital Market.

Additionally, ALKHAIR has issued quarterly summaries of their Saudi Equity Fund Financial Statements (for the three quarters of 2025) as well as Interim Financial Statements through June 30, 2025, for the Murabaha Fund, which is scheduled to mature on December 29, 2025. Lastly, ALKHAIR has opened a new branch in the Western Province and has also created a VIP Lounge at the Riyadh headquarters as well as several key Executive leadership appointments (i.e., Youssef Kassantini) to strengthen the overall leadership and capabilities of the Company.

CONCLUSIONS

In summary, ALKHAIR CAPITAL has established itself as a well-established and progressive financial services firm that has a commitment to remaining committed to the principles of Shariah Law compliance. With more than ten years of market experience, a well-capitalized structure, and a full suite of financial services provided by ALKHAIR CAPITAL, ALKHAIR CAPITAL remains a trusted partner to provide Shariah Law-compliant and innovative financial products throughout Saudi Arabia and the MENA Region.

While there continues to be limited detailed operational information (i.e., trading platforms, some fee structure) available to consumers, ALKHAIR CAPITAL remains a credible financial services provider due to their compliance with all local regulations, extensive knowledge of the Capital Market, and their ongoing active participation in Capital Market transactions. ALKHAIR CAPITAL continues to be a distinguished opportunity for any investors looking for Shariah Law-compliant investments and access to the Saudi and Regional Stock Markets.