If AMarkets blocks your Personal Area and you do not clear the reason within 30 days, clause 3.12 lets it write off every dollar in your trading accounts and your wallet. Sorting the problem out later does not get your money back automatically. The same clause says returning it is AMarkets' choice.
Why this matters
Your deposit and your profit can both be taken because paperwork was late, not because you traded badly. After day 30 you are asking AMarkets for a favour, not claiming your own money.
Exhibit 1Every flagged clause gets its own number so you can point at this one. The number does not change, so a link to it keeps working.CriticalHow much this clause can cost you, in our reading. Critical can take your money or your profit. Warning can delay or limit it. Notice is simply worth knowing before you sign.Rarely seenHow ordinary this wording looks next to the contracts we read. This is our reading of the clause, not a count of other brokers.30 daysThe figure this clause puts a number on, taken from the broker's own words.
If the Client does not take the necessary actions within 30 (thirty) days from the moment of blocking, the Company has the right to write off all the Client’s funds from their trading accounts and/or wallet.
What it costsThe same clause worked out on a round number, so you can see it in money or in days. It is an example, not a quotation.An account holding $2,000 when the block starts can be worth $0 on day 31.
Firms licensed by the FCA or CySEC hold retail client money separately and must return it on request, and a verification delay does not convert it into the firm's own money. This contract lets AMarkets write the balance off after 30 days.
AMarkets is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.
Our readingOur own comment on the clause, not the broker's words. Anything we quote is marked as a quotation.Brokers routinely freeze an account during a verification review. Writing the balance off and keeping it, with the refund left to the firm's own discretion, turns a freeze into a transfer of ownership.
What happens, and whenThe Trigger column is what has to happen first. Once that point is reached, the broker may do what the next column says. Every rung names the clause it came from, so you can check it.
| Trigger | What the broker may then do | Clause |
|---|---|---|
| Data looks wrong | AMarkets suspends every trading and non-trading operation and blocks your Personal Area. | 3.11 |
| Day 30 | AMarkets can write off all the money in your trading accounts and wallet. | 3.12 |
| After day 30 | You send the documents, and giving the money back is AMarkets' decision alone. | 3.12 |
- Worse together with Exhibit 14Read these two clauses together. Each one costs more because the other exists.The verification freeze starts the clock that ends in the balance being written off.
- Worse together with Exhibit 3Read these two clauses together. Each one costs more because the other exists.The money can be gone on day 30 and your right to bring any claim expires 45 days after the cause arose.

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