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Contract reading

What CG Invest legally published, but does not want you to read

Every clause below is published by CG Invest itself, on its own website, today. The finding is not that the text exists. It is the distance between what a client is shown and what a client agreed to. Read from its own documents on .

Contracting entity: CG Global Ltd

sole discretiondeemed acceptancemarketing claimunilateral amendmentwithdrawalsconclusive evidencehidden feeclient moneyentity switchforum waiver

CG Invest's contract calls profit made while prices move fast illicit profit, and lets the firm take it off your balance. A withdrawal can be rejected for any reason it decides. Withdraw without trading first and it can charge 10%. You get five business days to complain, by web form only.

Back to CG Invest

Contract risk

Money at risk
8.5/10

Where this contract sitsHow far this contract goes, overall. Under 2 is nothing beyond the ordinary; 6 to 9 means several clauses put money you have already earned at risk; 9 and above reads as designed to make payout refusable.

0510
CriticalClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
8
FlaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
25
DocumentsHow many of the broker's own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
15
ContradictionsPlaces where a promise the broker makes in public is not kept by the clause that governs it.
8

How the 25 break downThe same flagged clauses, split by how much each one can cost you. Severity is our reading of the clause, not the broker's label.

Critical8
Warning14
Notice3

The numbers in this contractFigures taken from this broker's own clauses, so the labels differ from broker to broker. The four in the panel above are the same on every report.

3 of these 4 figures come from a clause we rate critical, which means it can take your money or your profit rather than only delay it.

Critical2 working daysWithdrawal limit. Jump to the clause this comes from.Any withdrawal request can be rejected for any reasonCritical10%Fee you were not shown. Jump to the clause this comes from.A 10% charge for withdrawing money you did not tradeCritical5 working daysTime to complain. Jump to the clause this comes from.Five business days to complain, web form only$5Fee on an unused account. Jump to the clause this comes from.Six quiet months start a $5 monthly charge

What the documents say

25 clauses worth knowing about, worst first, each quoted from CG Invest's own files

01

CG Invest defines illicit profit to include any profit you make during what it calls abnormal market conditions. Its own definition of those conditions is low liquidity, rapid price movements or price gaps. Nothing has to be wrong with your trading.

Why this matters

News releases and price gaps are exactly when a profitable trade pays. If CG Invest treats that profit as illicit, the default clause lets it adjust your balance and take the money back.

Exhibit 1CriticalRarely seen

“Illicit Profit” shall mean profit which has been generated as a result of an Event of Default and/or during Abnormal Market Conditions.
Quoted in Client Agreement, p.5
Read from the broker's site on Open the reference

Our readingMost client agreements tie profit removal to conduct: proven abuse, manipulation or arbitrage against the firm's prices. Here the trigger is a market condition, not anything the client did. The definition joins the two with and/or, so a market condition alone is enough.

  • Worse together with Exhibit 2One clause removes profit by definition, the other removes it by accusation, and both leave your losing trades standing.
  • Worse together with Exhibit 14Around a news release CG Invest cuts the leverage on positions you already hold, and any profit you do make in that window meets its definition of illicit profit.
02

The main agreement promises to pay you within 2 business days. Deeper in, Schedule 1 lets CG Invest reject a withdrawal request for any reason it deems necessary, and Schedule 1 says its own clauses win where the two disagree.

Why this matters

The payout promise you read first is the one that gives way. CG Invest does not have to give you a ground, a test or an appeal, and nothing in the contract puts a deadline on a request it decides not to pay.

Exhibit 3CriticalHarder than usual2 working days

6.13. A deposit request, withdrawal request, or internal funds transfer request may be rejected by the Company for any reason the Company deems necessary.
Clause 6.13 in Client Agreement, p.59
Read from the broker's site on Open the reference
  • Worse together with Exhibit 4A request CG Invest does pay can still be cut by 10%, and a request it does not pay needs no reason at all.
  • Worse together with Exhibit 5Arrears on any account it links to you suspend withdrawal requests you had already made.
03

Deposit money, change your mind, and CG Invest can take 10% of the withdrawal. The trigger is a withdrawal with no trading since your last deposit, and CG Invest picks between that 10% and the deposit costs, whichever it deems necessary.

Why this matters

Deciding not to trade after all costs you a tenth of your own money. The same payment rules also call a transfer in and straight out again suspicious, which lets CG Invest suspend it while it investigates.

Exhibit 4CriticalHarder than usual10%

In case the Client performs a withdrawal request without any trading activity from the last deposit made or if any other form of abuse is found the Company reserves the right to: (a) charge the Client the equivalent amount of any deposit fees incurred, or (b) 10% of the total withdrawal amount, whichever the company deems necessary.
Quoted in Client Agreement, p.18
Read from the broker's site on Open the reference

What it costsA $1,000 deposit you withdraw without trading comes back as $900. The $100 stays with CG Invest.

04

If CG Invest suspects market abuse, the contract lets it enforce the trades where you lost and treat the trades where you won as void. You then have to prove you did nothing wrong, to its satisfaction.

Why this matters

The same decision keeps your losses and cancels your gains. CG Invest can act without warning you and without telling you its reason, and your profits become finally null and void unless you can produce conclusive evidence in time.

Exhibit 2CriticalRarely seen

(a) enforce the Open Position or Trade against the Client if it is an Open Position or Trade under which the Client had made losses; and (b) treat all of the Clients’ Open Positions and Trades under this paragraph as immediately void
Quoted in Client Agreement, p.42
Read from the broker's site on Open the reference

Our readingTwo things make this unusual. The clause is one sided: a trade you lost on is enforced and a trade you won on is void. And the burden of proof is reversed, with the client given one month to produce conclusive evidence of innocence before the profits become permanent losses.

05

CG Invest can collect what you owe from any of your other accounts, and from somebody else's account too, if it believes there is a connection between that account and you. Belief is the whole test.

Why this matters

A relative or a friend who trades with CG Invest from the same home connection could find your debt taken out of their balance. The contract gives them no say, no notice and no appeal.

Exhibit 5CriticalRarely seen

4.21. The Client agrees that the Company has the right to unilaterally collect arrears on a Client Account from funds held on any of the Client’s other Accounts, or from another account if the Company believes that there is a connection between this account and the Client.
Clause 4.21 in Client Agreement, p.53
Read from the broker's site on Open the reference

Our readingSet off across a client's own accounts is ordinary. Reaching into a third party's account on nothing more than the firm's belief in a connection is a commercial lending device, and in a retail trading agreement it means one person's loss can be paid out of another person's money.

06

CG Invest tells you on its safety page that your money is never used for any other purpose. The client agreement says CG Invest must use client funds to execute orders, through an account at an executing broker that the contract calls the Company's own account.

Why this matters

Your money can sit in a pooled account outside Mauritius, at a third party that may hold a lien over it, and CG Invest keeps the interest on overnight deposits of it. If that institution fails, the contract says CG Invest has no further obligation to you.

Exhibit 6CriticalHarder than usual

(i) It is hereby acknowledged and accepted that under all circumstances, in order to enable the trade, the Company must utilize the Clients’ funds in order to be able to execute the Clients’ orders with any other potential executing broker the Company may decide to utilize.
Quoted in Client Agreement, p.14
Read from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must keep retail client money separate from their own and may not use it for their own account. This contract requires client funds to be moved into an account it describes as the Company's own account at an executing broker.

CG Invest is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Our readingPooled client accounts and transfers to an executing broker are ordinary for this kind of firm. Telling clients their money is never used for any other purpose, while the contract says it must be, is not.

  • Worse together with Exhibit 17The same page promises insurance against a financial default that the contract expressly refuses to answer for.

The 2 business day payout sits under a clause that can reject any request

CG Invest promises to pay a withdrawal within 2 business days. Schedule 1 of the same agreement lets it reject a withdrawal request for any reason it deems necessary, and says Schedule 1 prevails wherever the two disagree. A Skrill or SticPay deposit blocks withdrawals for 30 calendar days, card payouts close once you have used another method, and crypto withdrawals are allowed at CG Invest's sole discretion.

Exit conditions1 clause flagged

Fund your account through Skrill or SticPay and CG Invest's rules block withdrawals and internal transfers for 30 calendar days. Card payouts are also unavailable once you have used any other method.

Why this matters

Your money is in the account and you cannot take it out for a month. The clause that is supposed to define this card restriction points at clause 4.18, and the published contract has no clause 4.18.

Exhibit 8CriticalHarder than usual30 days

a) Funds withdrawals and internal funds transfers will only be available after 30 calendar days ;
Clause 5.2.4 in Client Agreement, p.55
Read from the broker's site on Open the reference

Five business days to complain, and only on a form

CG Invest gives you 5 business days from the day the situation happened to complain about a deposit, withdrawal or transfer. Complaints by email, telephone or forum will not be taken into consideration, and the form the rules require is not on the public site. You also waive your monthly statement, a trade confirmation becomes conclusive after 2 business days, and CG Invest's server log has absolute priority in any dispute.

Complaint window4 clauses flagged

You have 5 business days from the day the problem happened to complain about a deposit, a withdrawal or a transfer. Only the form on the website counts: CG Invest's rules say a complaint by email, telephone or forum will not be taken into consideration.

Why this matters

The clock starts when the event happens, not when you notice it. The form the contract requires is not on the public site, and neither is the Complaints Handling Policy it tells you to follow, so the one channel that counts is the one you cannot find.

Exhibit 7CriticalHarder than usual5 working days

7.1. In the event that a dispute arises, the Client shall have the right to lodge a complaint with the Company or send a request for an inquiry. Complaints and requests should be received by the Company within 5 (five) business days of the situation occurring.
Clause 7.1 in Client Agreement, p.60
Read from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must accept a complaint however the client makes it, including by telephone or email, and must tell the client about an independent ombudsman they can go to free of charge. This contract accepts complaints only on a web form, allows five business days, and names no independent scheme.

CG Invest is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 11A short window matters more when the broker's own server log is the deciding evidence and you have waived your monthly statement.
  • Worse together with Exhibit 12The policy that is supposed to explain how to complain is one of the documents CG Invest does not publish.

Opening an account waives your right to a monthly statement. A trade confirmation becomes conclusive unless you object in writing within 2 business days, and in any dispute CG Invest's server log has absolute priority.

In plain words

A manifest error means an obvious mistake by the broker.

Why this matters

You are arguing against the broker's own records with none of your own. CG Invest can compress your trading history older than a month into a single summarised line, and you may not point to any other firm's prices.

Exhibit 11WarningHarder than usual2 working days

As a result, the Client hereby waives the right to receive a monthly statement, as per the applicable legislation.
Quoted in Client Agreement, p.10
Read from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must send a retail client regular statements of the money and positions they hold for them. This contract has the client waive the monthly statement at account opening.

CG Invest is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Opening an account binds you to the Terms of Business, the Risk Management Policy, the Complaints Handling Policy, the Conflict of Interest Policy and the IT Policy. CG Invest publishes none of them.

Why this matters

The client agreement sends you to the Terms of Business for how your orders are priced and executed, and to the Complaints Handling Policy for how to complain. You are agreeing to rules you cannot read before you deposit.

Exhibit 12WarningHarder than usual

This Client Agreement, the Terms of Business, the Risk Disclosure, the Risk Management Policy, the Complaints Handling Policy, the Conflict of Interest Policy, the IT Policy, the Regulations for Non-Trading Operations as per Schedule 1 hereto, the Anti-Money Laundering Policy, the Cookie Policy, (collectively, the “Operational Agreement” or “Agreements”), as well as any other document located in the “Regulatory Documents and Agreements” section of the Website as these may be amended or supplemented from time to time, constitute the entire agreement between the Company and the Client.
Quoted in Client Agreement, p.2
Read from the broker's site on Open the reference

Where the law will not allow CG Invest to exclude liability altogether, its terms of service cap the total at USD 100. This cap covers use of the website, and the terms say your trading is governed by the client agreement instead.

Why this matters

If a fault on the site costs you money, $100 is the ceiling CG Invest offers. The same cap appears in the Arabic version of the page.

Exhibit 22NoticeHarder than usual$100

If applicable law does not allow such limitation, CG Invest’s total liability shall not exceed USD 100.
Clause 10 in Terms of Service
Read from the broker's site on Open the reference

Never used for any other purpose, except where the contract says it is

CG Invest's safety page says client money is never used for any other purpose and is insured beyond regulatory requirements. The client agreement says CG Invest must use client funds to execute orders through an account it calls the Company's own, keeps the interest on overnight deposits, and owes you nothing if the institution holding your funds defaults. The homepage advertises withdrawals in 10 minutes above rules that lock e-wallet deposits for 30 days.

Promise against contract3 clauses flagged

CG Invest's safety page says it provides insurance cover beyond regulatory requirements for the rare event of a financial default. The client agreement says CG Invest has no further obligation if an institution holding your segregated funds defaults.

Why this matters

The one event the website says you are insured against is the event the contract refuses to answer for. The word insurance does not appear anywhere in the 61 page agreement.

Exhibit 17WarningHarder than usual

The Client agrees that the Company shall not be held liable or have any further obligation in the event that any credit or financial institution with which Segregated Funds are held defaults in its obligations with respect to the Segregated Funds.
Quoted in Client Agreement, p.13
Read from the broker's site on Open the reference

CG Invest says it is licensed and regulated in Australia, Mauritius, the United Arab Emirates and Saint Vincent and the Grenadines. Its own footer says the other group companies are not related to this website, and that all accounts are opened under the Mauritius company.

Why this matters

Only the Mauritius licence protects you, because CG Global Ltd is the company you contract with. The Australian and UAE regulators the page names have no say over your account.

Exhibit 18WarningHarder than usual

These companies are not related to this website.
Quoted in Regulatory Documents & Agreements
Read from the broker's site on Open the reference
Our own capture of cginvest.com, taken on Oct 11, 2026The claim, on Answer to the FAQ "Is CG Invest a regulated broker?"Visit this page on the broker's siteDownload the full size image file
Our own capture of cginvest.com, taken on Oct 11, 2026What the contract says, clause Other group companies, site footerVisit this page on the broker's siteDownload the full size image file

CG Invest publishes a full Arabic terms of use page with its own governing law and liability clauses. The client agreement says material in languages other than English does not bind CG Invest and has no legal effect.

Why this matters

What you read in Arabic before depositing counts for nothing against the English contract. CG Invest also says it takes no responsibility for whether the Arabic version is correct.

Exhibit 25WarningHarder than usual

Translation or information provided in languages other than English in the Company’s local websites is for informational purposes only and do not bind the Company or have any legal effect whatsoever, the Company having no responsibility or liability regarding the correctness of the information therein.
Quoted in Client Agreement, p.37
Read from the broker's site on Open the reference
Our own capture of cginvest.com, taken on Oct 11, 2026The claim, on Clause 13 of the Arabic terms of use pageVisit this page on the broker's siteDownload the full size image file

A 10% charge for withdrawing money you did not trade

CG Invest can charge 10% of a withdrawal where you have not traded since your last deposit. It can vary any commission or charge without prior notice, and treats posting the change on its website as having told you. The charge for each deposit and withdrawal method is published in the Client Portal, so no public page on cginvest.com states what a transfer costs.

Cost disclosure1 clause flagged

CG Invest can vary any commission or charge without telling you first, and says that posting the change on its website counts as due notice. The fee for each deposit and withdrawal method is published in the Client Portal, which needs an account.

Why this matters

You cannot see what a transfer will cost you before you register. Currency conversions are done at rates CG Invest determines in its discretion, and if your closing balance is smaller than the bank charges you receive nothing at all.

Exhibit 9WarningHarder than usual

The Company may vary commissions, charges, and other costs from time to time without prior Written Notice to the Client.
Quoted in Client Agreement, p.17
Read from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must give a retail client the costs and charges of a service before they trade. This contract puts the payment charges in a portal you can only reach after opening an account, and lets CG Invest change them without prior notice.

CG Invest is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Every $250 deposited buys an entry, and withdrawing takes entries away

The CG Invest End of Year Giveaway gives one coupon for every $250 of net deposits, to a maximum of 100 coupons per client. Withdrawing during the campaign reduces your net deposits and your entries. The trading requirement is one lot held for five minutes, disqualification decisions are final with no appeal, and the client agreement lets CG Invest annul all profits of a client it suspects of misusing a benefit scheme.

Prize draw1 clause flagged

CG Invest's End of Year Giveaway gives one draw coupon for every $250 of net deposits, up to 100 coupons. Taking money out during the campaign reduces your net deposits, and with them your entries.

Why this matters

The draw rewards you for leaving money in the account until 31 December. The only trading asked of you is one lot held for five minutes, and every disqualification decision is final with no appeal.

Exhibit 19WarningHarder than usual$250

Coupons are awarded based on net deposits during the Campaign period: 1 coupon = USD 250 in net deposits.
Clause 3 in Terms & Conditions, CG Invest End-of-Year Giveaway 2025, p.1
Read from the broker's site on Open the reference

What it costsCollecting the maximum 100 coupons means $25,000 of net deposits held in the account to the end of December.

1:1000 leverage can drop to 1:200 on positions you already hold

CG Invest advertises leverage up to 1:1000. Its margin policy caps that at 1:200 from the 15 minutes before a major news release until 10 minutes after, and adjusts orders you already hold to the same limit. CG Invest can amend that policy, and its terms of service, at any time without prior notice, and can refuse you service without telling you why.

Terms that move3 clauses flagged

CG Invest advertises leverage up to 1:1000. Its margin policy limits that to 1:200 from 15 minutes before a major news release until 10 minutes after, and says every order you already hold is adjusted to 1:200 as well.

Why this matters

Your margin requirement multiplies while the position is open, which is how an account gets stopped out. On accounts over $15,000 hedged positions are charged 1.5 times the normal margin instead of nothing, and closing a hedge in that window may simply fail.

Exhibit 14WarningHarder than usual

Additionally, the maximum leverage available for new orders placed during HMR periods is automatically limited to 1:200. All existing orders will be automatically adjusted to the leverage of 1:200.
Quoted in CG Invest Dynamic Leverage and Margin Policy, p.7
Read from the broker's site on Open the reference
Set against a regulated standard: ESMA (EU), FCA (UK)

Firms selling to retail clients under ESMA and FCA rules may not offer more than 1:30 on a major currency pair. CG Invest advertises 1:1000, and reserves the right to cut it to 1:200 on positions already open.

CG Invest is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

CG Invest can modify the terms of service at any time without prior notice, and the change takes effect the moment it appears on the page. The client agreement lets it modify every operational document at its sole discretion in the same way.

Why this matters

You are treated as informed because something was posted on a website you were not asked to visit. CG Invest can also refuse you service at any time with no obligation to tell you why.

Exhibit 15WarningHarder than usual

CG Invest reserves the right to modify or update these Terms at any time without prior notice.
Clause 14 in Terms of Service
Read from the broker's site on Open the reference

The terms of service say CG Invest does not serve residents of the United States, Canada, North Korea, China or Iran. The footer on every page names only citizens of the United States, China, Iran and North Korea.

Why this matters

A Canadian resident reading the footer sees nothing against them, and the client agreement says plainly that residents of Canada will not be on-boarded. The two lists also use different tests, where you live against what passport you hold.

Exhibit 16WarningHarder than usual

CG Invest does not offer trading or financial services to residents of certain jurisdictions such as the United States, Canada, North Korea, China, Iran, or any other jurisdiction where such services would be contrary to local law.
Clause 15 in Terms of Service
Read from the broker's site on Open the reference

One arbitrator in Port Louis, proceedings in English

Claims against CG Invest go to a single arbitrator in Port Louis, Mauritius, under the rules of the Mauritius Chamber of Commerce and Industry, in English. Mauritius law governs, and the courts of Mauritius have exclusive jurisdiction over the website terms. The agreement also has you waive every immunity you might otherwise rely on.

Where you sue1 clause flagged

Any claim you bring against CG Invest goes to arbitration in Port Louis, Mauritius, before a single arbitrator appointed by the Mauritius Chamber of Commerce and Industry. The proceedings are in English.

Why this matters

Arbitrating in Mauritius in English costs far more than most retail balances, whichever country sold you the account. The contract also has you give up every immunity you might otherwise rely on.

Exhibit 21WarningStandard wording

(b) The seat and venue of arbitration shall be Port Louis, Mauritius. (c) The arbitration proceedings shall be conducted in English.
Clause 29.4 in Client Agreement, p.38
Read from the broker's site on Open the reference

Our readingArbitration seated where the firm is licensed is ordinary in offshore client agreements. Saying so is what makes the unusual clauses in this contract stand out.

Seven days to produce documents or the account can be closed

CG Invest gives you 7 days from the date of its request to produce identity documents, and failure can leave the account closed, suspended or terminated. It can ask at any time, including photographs of both sides of your bank card. The privacy policy states no period for keeping what you hand over.

Document demands2 clauses flagged

When CG Invest asks for identity documents you have 7 days to send them. Miss that and the contract says the account may be closed, suspended or terminated.

Why this matters

The seven days run from CG Invest's request, not from when you see it, and it can ask at any time. The list includes photographs of both sides of your bank card and a utility bill issued in the last three months.

Exhibit 20WarningHarder than usual7 days

Due diligence is an ongoing process and the Client confirms and undertakes that all KYC documents will be made available to the Company within 7 days of request date. Failure to provide KYC documents on time may lead to the Trading Account with the Company being closed, suspended or terminated.
Clause 3.1 in Client Agreement, p.9
Read from the broker's site on Open the reference

CG Invest's privacy policy states no period for keeping your passport, bank details and transaction history. It says only that it keeps them as long as necessary and that the period may vary.

Why this matters

You cannot tell when your documents stop being held. Telephone calls with CG Invest are recorded, remain its property, and the contract has you accept them as conclusive evidence of what was said.

Exhibit 23NoticeStandard wording

We retain your personal data for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. The retention period may vary depending on the nature of the data and our legal requirements.
Clause 10 in Privacy Policy
Read from the broker's site on Open the reference

CG Invest takes the other side of your trade and its own quotes decide

CG Invest deals as Principal, buying from you and selling to you for its own account. You consent in advance to it acting despite any conflict of interest and without reference to you. Its server is named as the only reliable source of prices, and in a dispute you may not point to any other company's quotes. The Conflict of Interest Policy your agreement makes binding is not published.

Who you trade against1 clause flagged

CG Invest deals as Principal, which means it buys from you and sells to you for its own account. You agree in advance that it may act despite any conflict of interest, without coming back to you first.

Why this matters

The firm on the other side of your trade is also the firm whose price feed settles any argument. The Conflict of Interest Policy it names as part of your agreement is not published, and in a dispute you may not cite another company's quotes.

Exhibit 13WarningHarder than usual

(a) dealing in the respective Instrument as Principal for the Company’s own account by selling to or buying the Instrument from the Client and as regards to Stock Trading as Principal and/or Matched Principal;
Quoted in Client Agreement, p.17
Read from the broker's site on Open the reference

Six quiet months start a $5 monthly charge on every account

CG Invest charges $5 a month per account after 6 consecutive months without trading. A balance of $1 or less on an account closed or inactive for 90 days can be deducted and used for charity at its absolute discretion. After a year with no movement your money can be released from the segregated account altogether.

In plain words

Dormancy means an account left unused.

Dormancy1 clause flagged

Stop trading for 6 months in a row and CG Invest charges $5 a month on every account you hold. If what is left is $1 or less and the account has been closed or inactive for 90 days, it can take the remainder and give it to charity.

Why this matters

A small balance you meant to come back to is eaten at $5 a month, then swept away. After a year with no movement CG Invest can also release your money from the segregated account if it cannot trace you.

Exhibit 10WarningHarder than usual$5

In case the Client does not have any trading activity on all Clients Trading Accounts for a period equal to 6 (Six) consecutive calendar months or more starting from the last Clients trading activity, the Company shall charge the Client on a monthly basis an amount of 5 EUR/USD/GBP or NGN equivalent to USD per account, depending on the Client’s Trading Account currency.
Quoted in Client Agreement, p.18
Read from the broker's site on Open the reference

What it costsA $20 balance sits for six months, then pays $5 a month. Four months later it is empty.

What happens, and when

The stages this clause runs through, taken from the broker's own document
TriggerWhat the broker may then doClause
After 6 months with no tradingCG Invest charges $5 a month on each account, in your account currency.
Balance of $1 or less, 90 days closed or inactiveCG Invest can deduct what is left and use it for charity.
After 1 year with no movementCG Invest can release your balance from the segregated account if it cannot trace you.

Your account is with the Mauritius company, not the group

You contract with CG Global Ltd, licensed by the Mauritius Financial Services Commission as an Investment Dealer under licence GB22200249. CG Invest advertises licences in four countries, while its own footer says those other companies are not related to this website. No compensation scheme is named in any of its documents, and the End of Year Giveaway terms run on the letterhead of the Saint Vincent company the footer describes as a payment agent.

Who you contract with1 clause flagged

You contract with CG Global Ltd, registered in Mauritius and licensed there as an Investment Dealer under number GB22200249. The End of Year Giveaway terms, though, run on the letterhead of the Saint Vincent company the footer calls a payment agent.

Why this matters

Claims about your account go to the Mauritius regulator, and no compensation scheme is named in any document. The site also gives two different registration numbers for the Saint Vincent company, 25489 BC 2019 in the terms of service and 24996 IBC 2018 in the footer.

Exhibit 24NoticeStandard wording

“Company” shall mean CG Global Ltd (www.cginvest.com), an Investment Company regulated by the Financial Services Commission, Mauritius (the “FSC”)
Quoted in Client Agreement, p.3
Read from the broker's site on Open the reference

Where the marketing and the contract disagree

A promise made in public, set against the clause that governs it

01

The page says your money is never used for any other purpose; the contract says CG Invest must use it, through an account it calls its own.

Said in public, in English

Yes. All client funds are held in segregated accounts with top-tier banks, completely separate from company funds, ensuring your money is never used for any other purpose.

Answer to the FAQ "Is my money safe with CG Invest?" on the Safety & Security Of Funds page

In the contract · clause 6, p.14

It is hereby acknowledged and accepted that under all circumstances, in order to enable the trade, the Company must utilize the Clients’ funds in order to be able to execute the Clients’ orders with any other potential executing broker the Company may decide to utilize.

02

Insurance against a financial default is promised on the website and disclaimed in the contract.

Said in public, in English

Yes. We provide additional insurance coverage beyond regulatory requirements, offering an extra layer of protection in the rare event of a financial default.

Answer to the FAQ "Do you offer any insurance protection for client funds?"

In the contract · clause 6, p.13

The Client agrees that the Company shall not be held liable or have any further obligation in the event that any credit or financial institution with which Segregated Funds are held defaults in its obligations with respect to the Segregated Funds.

03

Ten minutes is advertised while an e-wallet deposit blocks withdrawals for thirty calendar days.

Said in public, in English

Over 95% of withdrawals are processed within 10 minutes

Fast withdrawals panel on the English homepage

In the contract · clause 5.2.4

a) Funds withdrawals and internal funds transfers will only be available after 30 calendar days ;

04

A ten minute payout is advertised under a clause that lets CG Invest reject the request for any reason.

Said in public, in English

Over 95% of withdrawals are processed within 10 minutes

Fast withdrawals panel on the English homepage

In the contract · clause 6.13

6.13. A deposit request, withdrawal request, or internal funds transfer request may be rejected by the Company for any reason the Company deems necessary.

05

Four jurisdictions are advertised as regulating CG Invest, while its own footer says those companies are not related to this website.

Said in public, in English

Absolutely. CG Invest is licensed and regulated in multiple jurisdictions, including Australia, Mauritius, United Arab Emirates, and Saint Vincent and the Grenadines, adhering to the highest international regulatory standards.

Answer to the FAQ "Is CG Invest a regulated broker?"

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of cginvest.com

In the contract · clause Other group companies, site footer

These companies are not related to this website.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of cginvest.com

06

The page promises you never pay more margin than necessary; the policy charges 1.5 times the normal margin on hedges that would otherwise cost nothing.

Said in public, in English

You never pay more margin than necessary

Why blended margin is better for traders, on the Dynamic leverage page

In the contract · clause Higher Margin Requirement Periods, p.7

All hedged positions in such accounts will be charged a hedged margin of 1.5 (1.5 times the normal margin per lot) instead of 0.

07

The Arabic page reads as a binding agreement, and the English contract says Arabic material has no legal effect at all.

Said in public, in Arabic

تكون محاكم موريشيوس هي صاحبة الاختصاص الحصري في أي نزاع ينشأ عن أو يتعلق بهذه الشروط، ما لم يُنص على خلاف ذلك في اتفاقية عميل محددة.

Word for word in English: The courts of Mauritius have exclusive jurisdiction over any dispute arising out of or relating to these terms, unless a specific client agreement provides otherwise.

Clause 13 of the Arabic terms of use page

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of cginvest.com

In the contract · clause 28, p.37

Translation or information provided in languages other than English in the Company’s local websites is for informational purposes only and do not bind the Company or have any legal effect whatsoever, the Company having no responsibility or liability regarding the correctness of the information therein.

08

The footer leaves Canada off the restricted list that the terms of service and the client agreement both include.

Said in public, in English

CG Invest does not provide its services to citizens of the United States of America, China, Iran, and North Korea.

Country Restriction line in the footer of every page

In the contract · clause 15

CG Invest does not offer trading or financial services to residents of certain jurisdictions such as the United States, Canada, North Korea, China, Iran, or any other jurisdiction where such services would be contrary to local law.

What changed quietly

First reading of CG Invest, so there is nothing yet to compare it against.

  • REWRITTENClause · V2.0, June 2025 to V2.0, October 2025

    CG Invest re-published the client agreement in October 2025 under the same version number, correcting a cover page that was titled Information on Anti-Money Laundering; the 61 pages of terms are identical.

    Client Agreement

The documents this reading is based on

15 files, all published by CG Invest. Each shows when we read it and a fingerprint of its wording.

WIKILIX keeps the copy of each file it read, and does not republish it: what is published is the fingerprint of its wording. Download the file yourself and hash its text, lowercased with runs of whitespace collapsed, and a matching fingerprint means the wording quoted above is still the wording CG Invest publishes.

How this reading was done

Every clause above was read out of a document CG Invest publishes itself

This reading was published on .

Documents
12 of 15downloaded from the broker's site, and 12 read in full
Pages opened
27pages walked to find those documents, footer links included
Older copies
3earlier versions downloaded, 2 identical to the copy we hold by fingerprint
Marketing pages
6public pages set against what the contract says
Languages
AR vs ENthe language it advertises in, against the language it contracts in

Who the contract is with

CG Global Ltd

Your account is with CG Global Ltd, registered in Mauritius as number 186996 GBC. The Mauritius Financial Services Commission licenses it as an Investment Dealer under licence GB22200249. The site footer says all accounts are opened under this company. The St Vincent company, Commercial Group Financial Markets Limited, is described in the same footer as a payment agent, and the footer says the other group companies are not related to this website. The End of Year Giveaway terms are printed on that St Vincent company's letterhead.

Quotations are copied verbatim from the documents named above, with the clause number and the page each one came from. Where a clause is quoted in another language, the original is shown first and the English is a translation.

The plain-language parts, what a clause means for a client, how ordinary it is, and how it reads against a regulated standard, are WIKILIX's analysis and are labelled as such on every card. This is a reading of public documents, not legal advice and not an allegation of wrongdoing.

In fairness, and what we could not check

A reader who knows the edges of the work can trust the middle of it

CG Invest promises negative balance protection twice, in plain words. Losses will not exceed the funds in your account, and it will not chase you for a negative balance unless you created it by illicit methods. Few brokers licensed offshore write that down. The client agreement itself is 61 pages, free to download, with the legal entity, the registered address and the licence number on every page. A 15 page schedule covers every payment method it offers. CG Invest charges no commission of its own on transfers, and where its own staff make a transfer error it pays the cost of putting it right. The margin policy publishes its full leverage tables with worked examples.

We could not see the deposit and withdrawal fees. CG Invest's payment rules say the charge for each method is published in the Client Portal, and no public page on the site states them. Five documents the client agreement makes binding are not published: the Terms of Business, the Risk Management Policy, the Complaints Handling Policy, the Conflict of Interest Policy and the IT Policy. The standard complaint form the contract requires is not on the public site either. We did not open the three certificates on the licences page, so we say nothing about the certificate of incorporation, the global business licence or the investment dealer licence. The Kurdish option in the site menu serves the English pages, so there was no Kurdish text to compare. The trading glossary page lists no terms, which leaves the client agreement as the only place CG Invest defines its words.

How to check any of this yourself

Every quote above links to the CG Invest file it came from. This is what to do with it.

Open the three stepsFind the words in the source, work out the fingerprint, and read what a difference does and does not prove.

Open the source and search for the words

Every quote has a link under it. Open the file, or the web page, and search it for the words we quote. The clause number next to the quote tells you where to look.

If the words are not there any more, the source may have changed after we read it. That is worth knowing too. We keep the date we read it, and a code worked out from its wording, so the quote stays checkable.

What a fingerprint is

A fingerprint is a code worked out from what a source says. Change one word and the code changes completely. We keep two codes for every file we read, and the panel on each source shows both.

The first is the code of the exact file we downloaded. The second is the code of its wording alone, with capital letters lowered and runs of spaces collapsed. When the same words are saved as a new file, the first code changes and the second one stays the same.

Only the first code can be worked out on your own computer. Save the file, then run one of these, putting the name of the file you saved where the example is. The panel on each source prints the command with that source's real file name already in it.

macOS or Linux:
  shasum -a 256 the-file-you-saved.pdf

Windows:
  certutil -hashfile the-file-you-saved.pdf SHA256

The two codes are different from each other, and they are not meant to match. Comparing one against the other proves nothing.

What a difference means, and what it does not

A different file code on its own proves nothing. A PDF saved again with a new date inside it is a new file saying exactly the same thing.

A different wording code means the words themselves changed. That is the one that matters, and it is why we keep it.

Even then, a change is not proof of bad faith. Companies update their documents. What this report says is what the document said on the day we read it, and every quote carries that date.

A source that is a web page and not a file has no file to save, so only the code of its wording is shown.

How this report is made

Every clause quoted above comes from a document CG Invest publishes on its own website, downloaded and hashed on the date shown, with the clause number and page recorded so any reader can check it. We do not allege anything the documents do not say, and we do not judge CG Invest on anything other than its own published terms and its own public marketing. Where a clause has a qualifier that softens it, the report says so. Last read Oct 11, 2026.

If you represent CG Invest and a clause has changed, been withdrawn, or is being read out of context, tell us and we will re-read the documents and update this page. Corrections from the broker are welcome and are published with the reading they change. Contact us.

This is a reading of a contract, not legal advice and not a ruling on CG Invest. Whether its licence is real and current is a separate check on the broker profile.

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