Chatham Financial

Chatham Financial Broker Overview

Chatham Financial is the trading name of a group of financial advisory companies owned by Chatham Financial Corp., a Pennsylvania corporation incorporated on 26 August 1991 and recorded as active on the Pennsylvania Department of State register under number 2046472. Its registered head office is at 235 Whitehorse Ln, Kennett Square, PA 19348, United States, and it operates from cf.com.

The business is institutional rather than retail. Across its entities the group provides interest rate, foreign currency and commodity risk management advice, hedge accounting, valuation, debt and capital advisory, defeasance and prepayment work, together with the ChathamDirect treasury platform and published market rate data. It does not offer retail forex or CFD trading accounts, leveraged margin trading, a downloadable retail terminal or client deposit facilities.

Chatham Financial Regulation and License

The group publishes its regulatory position on its Legal Notices page. The permissions named there are advisory and securities permissions rather than retail dealing permissions, and each sits with a different legal entity:

• Chatham Hedging Advisors, LLC, a commodity trading advisor licensed by the Commodity Futures Trading Commission and a member of the National Futures Association under NFA ID 0429008, and a registered Municipal Advisor with the U.S. Securities and Exchange Commission under SEC ID 867-01257.
• Chatham Financial Europe, Ltd, London, an investment adviser authorised and regulated by the Financial Conduct Authority under reference number 197251.
• Chatham Financial Europe B.V., Amsterdam, an investment adviser authorised by the Dutch Authority for the Financial Markets under licence number 14006371.
• Chatham Financial Pte. Ltd., Singapore, registered with Japan's Financial Services Agency as a Registered Financial Instruments Business Operator for investment advisory services, Kanto Financial Bureau (KFB) #2781.
• Chatham Financial Pty Ltd, Melbourne, holder of Australian Financial Services Licence No. 450968, regulated by the Australian Securities and Investments Commission.
• Chatham Financial Securities LLC, a US broker-dealer registered with the Securities and Exchange Commission, a member of the Financial Industry Regulatory Authority and a member of the Securities Investor Protection Corporation.

Is Chatham Financial Regulated?

Yes as an advisory and securities business, and no as a retail forex broker. The authorisations above are stated by the firm on its own site and were not independently confirmed against each authority's register during this research, so they stand as claimed. None of them is a retail forex or CFD dealing licence, and a reader looking for a margin trading venue should read the group's permissions as covering advice and institutional execution support only.

Chatham Financial Corp.

Chatham Financial Corp. is the parent that owns the operating entities. Because the regulated permissions sit with the subsidiaries rather than with the parent, the entity a client contracts with depends on the region: the United States entities for US work, Chatham Financial Europe, Ltd in the United Kingdom, Chatham Financial Europe B.V. across the European Economic Area, Chatham Financial Pte. Ltd. in Asia-Pacific and Chatham Financial Pty Ltd in Australia and New Zealand.

Is Chatham Financial Safe?

The corporate identity behind the brand is solid and verifiable, which is the part of the safety question that can be answered here. The parent company exists under its own name, has been on the Pennsylvania register since 1991, and publishes a named head office, a telephone number and a full list of its regulated subsidiaries. What cannot be assessed is retail client protection, because the firm holds no retail client money and offers no retail trading service, so there is nothing to segregate or compensate.

Chatham Financial Trading Platforms

The group publishes ChathamDirect, a treasury and hedge management platform for corporate clients, and ONYX, a market data service offering historical rates and forward curves. Neither is a retail order execution terminal, and no MetaTrader, cTrader or comparable retail platform is offered.

Chatham Financial Support

Contact runs through a form on the Contact Us page, addressed to the firm's treasury and risk management team. A head office telephone number and a general enquiries email address are published, English is the working language, and Japanese-language regulatory disclosures are provided for the Japan registration. There is no live chat and no round-the-clock trading desk, which is consistent with an institutional advisory model.

Chatham Financial Pros and Cons

On the positive side, the operating parent is a long-established and verifiable corporation, the group discloses its legal entities and their permissions in full, and several of those permissions sit with major onshore authorities. On the other side, none of the permissions is a retail dealing licence, no trading accounts, leverage, spreads or funding channels are published, and the specific authorisations were not confirmed against the issuing authorities' own registers during this research.

Chatham Financial Review and Assessment

Chatham Financial is best understood as an institutional risk advisory and treasury technology firm rather than as a broker. Anyone arriving at this profile looking to open a leveraged trading account will not find one, and the most important thing to note before any engagement is that the entity you would contract with, and the authority standing behind it, differ by region.