Wikilix
Contract reading

What DIDIMAX legally published, but does not want you to read

Every clause below is published by DIDIMAX itself, on its own website, today. The finding is not that the text exists. It is the distance between what a client is shown and what a client agreed to. Read from its own documents on .

Contracting entity: PT Didi Max Berjangka

deemed acceptancemarketing contradictionsole discretionswap freebonus lockdata sharinghidden feethird party disclosureunilateral amendmentcommission

DIDIMAX publishes its client terms under a menu item called Privacy Policy. Inside, your duty to meet a margin call is not limited to what you deposited, while the account page advertises negative balance protection. A separate swap promo, published as a news article, lets DIDIMAX cancel your profit on suspicion alone, with no reason given. You get 2 x 24 hours to object to a trade confirmation before it counts as correct.

Back to DIDIMAX

Contract risk

Money at risk
6.5/10

Where this contract sitsHow far this contract goes, overall. Under 2 is nothing beyond the ordinary; 6 to 9 means several clauses put money you have already earned at risk; 9 and above reads as designed to make payout refusable.

0510
CriticalClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
3
FlaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
13
DocumentsHow many of the broker's own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
4
ContradictionsPlaces where a promise the broker makes in public is not kept by the clause that governs it.
3

How the 13 break downThe same flagged clauses, split by how much each one can cost you. Severity is our reading of the clause, not the broker's label.

Critical3
Warning8
Notice2

section 19 of 20is where the deepest clause sits, 95% of the way into the document it is in

The numbers in this contractFigures taken from this broker's own clauses, so the labels differ from broker to broker. The four in the panel above are the same on every report.

1 of these 4 figures comes from a clause we rate critical, which means it can take your money or your profit rather than only delay it.

Critical2 daysTime to complain. Jump to the clause this comes from.Two days to dispute a confirmation, then it stands10 daysBonus requirement. Jump to the clause this comes from.Swap free lasts 10 days and can end without notice2 daysWithdrawal limit. Jump to the clause this comes from.No withdrawal deadline anywhere in the terms you accept6In the contract. Jump to the clause this comes from.Six bodies listed as regulators, one is a licence

What the documents say

13 clauses worth knowing about, worst first, each quoted from DIDIMAX's own files

01

Suspicion is enough. If DIDIMAX suspects you of misusing its swap free promotion, clause 3 lets it cancel your profit on open and closed trades. It can act without explanation or reason and without telling you first.

Why this matters

DIDIMAX can take back money you have already made, and it does not have to say why. Clause 3b also re-charges the swap fees it waived. The terms admit that this alone can force your open positions shut.

Exhibit 1CriticalRarely seen

3. Nasabah tidak diperbolehkan menyalahgunakan "Swap Promo" untuk mencari keuntungan dari arbitrase harga, arbitrase suku bunga, atau strategi manipulasi lainnya yang merugikan perusahaan dan/atau pialang lain. Jika terjadi kecurigaan penyalahgunaan dan penyalahgunaan Promo Bebas Swap, perusahaan berhak secara sepihak, tanpa penjelasan atau alasan, dan tanpa pemberitahuan sebelumnya kepada nasabah:
Clause 3 in Ketentuan Bebas Swap Didimax
Read from the broker's site on Open the reference
Our own capture of didimax.co.id, taken on Oct 16, 2026Suspected swap promo abuse lets DIDIMAX cancel your profit (clause 3)Visit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must tell a retail client why a decision about their money was taken, and must give them a route to complain. DIDIMAX reserves the right to act on suspicion, without explanation or reason, and without prior notice.

DIDIMAX is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Our readingVoiding profit for proven abuse appears in many client agreements. Writing in that the firm may act on suspicion, while expressly owing you no explanation or reason, removes the test a client could argue against.

  • Worse together with Exhibit 3If DIDIMAX cancels your trades under the promo, the window to object to the resulting confirmation is 2 x 24 hours.
  • Worse together with Exhibit 7The same promo document that allows the cancellation also lets DIDIMAX rewrite the promo rules without notice.
02

DIDIMAX lists negative balance protection as a feature of its trading account. That means you should never owe more than you put in. Clause 6 says the opposite: your duty to meet a margin call is not limited to your initial margin.

In plain words

Negative balance protection is a limit that stops you owing more than you put in. Without it, one fast market move can leave you owing the broker money on top of your deposit.

Why this matters

A fast move against you can leave you owing DIDIMAX money on top of everything you deposited. Clause 6 also lets DIDIMAX cash in whatever funds of yours it holds to cover the call. Clause 7 lets it close your positions without telling you first.

Exhibit 2CriticalHarder than usual

Apabila jumlah Margin memerlukan tambahan (Call Margin) maka Nasabah wajib melakukan penyerahan Call Margin selambat-lambatnya sebelum dimulai hari perdagangan berikutnya. Kewajiban Nasabah sehubungan dengan penyerahan Call Margin tidak terbatas pada jumlah Margin awal;
Clause 6.3 in Syarat dan Ketentuan Client Area DIDIMAX
Read from the broker's site on Open the reference
Our own capture of didimax.co.id, taken on Oct 16, 2026The claim, on Account specification table on the English account types page, listed as a feature of the DIDIMAX trading accountVisit this page on the broker's siteDownload the full size image file
Our own capture of didimax.co.id, taken on Oct 16, 2026What the contract says, clause 6.3This capture shows the page the quotation was taken from. The words themselves are not marked in it, so please read the quotation above as the evidence.Visit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), ASIC (Australia), ESMA (EU)

Firms licensed by the FCA or ASIC, and firms under ESMA rules, must give a retail client negative balance protection, so a retail trading account cannot fall below zero. DIDIMAX advertises that protection on its account page while its contract leaves your margin call duty uncapped.

DIDIMAX is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

What happens, and when

The stages this clause runs through, taken from the broker's own document
TriggerWhat the broker may then doClause
Margin falls shortDIDIMAX has to tell you and ask you to add margin at once.6.2
Before the next trading day startsYou have to pay the margin call, and your duty is not capped at your initial margin.6.3
Call still unpaidDIDIMAX can cash in funds of yours that it holds to cover the call.6.5
Balance below the requirementDIDIMAX can close some or all of your positions, with or without notice, and is not liable for the loss.7
  • Worse together with Exhibit 8The same contract that uncaps your liability also lets DIDIMAX move your money between accounts without telling you first.
03

You get 2 x 24 hours to object to a trade confirmation. Clause 15 says that with no objection from you after that, DIDIMAX's confirmation is treated as correct and valid. The clock runs from the date you receive it, not from when you spot the problem.

Why this matters

Miss 2 x 24 hours and a wrong price, a wrong lot size or a trade you never placed becomes a transaction you agreed to. The same clause gives you 2 x 24 hours to chase a confirmation that never arrived.

Exhibit 3CriticalStandard wording2 days

Jika dalam waktu 2 x 24 jam sejak tanggal penerimaan konfrmasi tertulis tersebut tidak ada sanggahan dari Nasabah maka konfrmasi Pialang Berjangka dianggap benar dan sah;
Clause 15 in Syarat dan Ketentuan Client Area DIDIMAX
Read from the broker's site on Open the reference
Our own capture of didimax.co.id, taken on Oct 16, 2026Two days to dispute a confirmation, then it stands (clause 15)This capture shows the page the quotation was taken from. The words themselves are not marked in it, so please read the quotation above as the evidence.Visit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA must accept a complaint from a retail client months after the event, and an independent ombudsman can review it. DIDIMAX's terms treat your silence after 2 x 24 hours as acceptance that its confirmation is correct.

DIDIMAX is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Our readingThis 2 x 24 hour wording is the standard form used in Indonesian futures mandate agreements, so other licensed Indonesian brokers carry it too.

04

Trade with DIDIMAX and you pay a brokerage commission at the applicable tariff. Clause 17 says so, and no tariff is published on the site or in the terms. The same clause says that by trading, you have agreed to the charge.

Why this matters

You cannot work out your cost before you trade, because DIDIMAX does not publish the number anywhere you can read it. Clause 18 lets DIDIMAX set the amount from time to time, though it also says fee changes need both sides to agree in writing.

Exhibit 4WarningHarder than usualNew

Atas setiap transaksi trading yang dilakukan Nasabah, dikenakan komisi (brokerage fee) sesuai tarif yang berlaku.
Clause 17 in Syarat dan Ketentuan Client Area DIDIMAX
Read from the broker's site on Open the reference
Our own capture of didimax.co.id, taken on Oct 16, 2026Every trade carries a commission with no published rate (clause 17)This capture shows the page the quotation was taken from. The words themselves are not marked in it, so please read the quotation above as the evidence.Visit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC have to give a retail client the costs and charges of a trade before it is placed. Clause 17 charges a commission at a tariff DIDIMAX does not publish.

DIDIMAX is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 9The commission can be reset by notice, and your next order counts as agreement to the new figure.
05

The DIDIMAX sign up page tells you your information is not shared with third parties under any circumstances. The terms you accept on that same page let DIDIMAX forward some or all of your personal data to a third party.

Why this matters

Your identity number, bank details and trading history sit behind a promise the contract does not keep. The forwarding is for issuing an electronic certificate, but the sign up page says never, and never has no exceptions.

Exhibit 5WarningHarder than usual

Dengan menggunakan aplikasi DIDIMAX dan/atau Client Area, Saya memahami bahwa DIDIMAX berperan sebagai pengendali data pribadi. Oleh karena itu, Saya memberi kuasa kepada DIDIMAX untuk meneruskan sebagian atau seluruh data pribadi Saya kepada pihak ketiga dalam hal pemrosesan data pribadi untuk penerbitan Sertifikat Elektronik.
Clause 27 in Syarat dan Ketentuan Client Area DIDIMAX
Read from the broker's site on Open the reference
Our own capture of didimax.co.id, taken on Oct 16, 2026The claim, on Footnote on the DIDIMAX account registration page, beside the box you tick to accept the termsVisit this page on the broker's siteDownload the full size image file
Our own capture of didimax.co.id, taken on Oct 16, 2026What the contract says, clause 27This capture shows the page the quotation was taken from. The words themselves are not marked in it, so please read the quotation above as the evidence.Visit this page on the broker's siteDownload the full size image file
Our own capture of didimax.co.id, taken on Oct 16, 2026Sign up page says your data is never shared, terms disagree (clause 27)This capture shows the page the quotation was taken from. The words themselves are not marked in it, so please read the quotation above as the evidence.Visit this page on the broker's siteDownload the full size image file
  • Worse together with Exhibit 10The same agreement also lets DIDIMAX go the other way and ask banks and other brokers about you.

DIDIMAX charges a commission and a swap it puts no number on

Clause 17 charges a brokerage commission on every DIDIMAX trade at the applicable tariff, and no tariff is published on the site or in the terms. The swap terms go further and say the figure shown on the platform is a rate, not a charge. Clause 18 lets DIDIMAX set the commission from time to time, while adding that fee changes need both sides to agree in writing.

Cost disclosure1 clause flagged

Swap is the overnight financing charge on a position you keep open. DIDIMAX's swap terms say the figure shown on the platform is a rate, not a charge, and the charge can differ from it. Checking it is your job, not theirs.

Why this matters

You cannot read your overnight cost off the screen and rely on it. If the real charge is bigger than the rate suggests, clause 8 puts the result on you, including having to deposit more to keep the position open.

Exhibit 6WarningHarder than usual

Besaran swap di platform adalah tarif, bukan biaya. Biaya swap dapat berbeda dari tarif swap berdasarkan perhitungan biaya swap.
Clause 8 in Ketentuan Bebas Swap Didimax
Read from the broker's site on Open the reference

DIDIMAX promises 48 hours on a web page and nothing in the contract

DIDIMAX's withdrawal page promises 1 to 20 minutes with a 48 hour maximum, across six Indonesian banks. The client terms contain no withdrawal clause at all: no deadline, no grounds for refusal, no process. Clause 19 does let DIDIMAX move money between your accounts at any time without telling you first.

Getting paid1 clause flagged

The withdrawal page promises 1 to 20 minutes with a 48 hour maximum. The terms you accept contain no withdrawal clause at all: no deadline, no grounds for refusal, nothing DIDIMAX has to do and by when.

Why this matters

If a payout is late, the page you read is marketing and the contract you accepted is silent. Clause 19 also lets DIDIMAX move money between your accounts at any time without telling you first. It has to confirm the transfer in writing afterwards.

Exhibit 8WarningHarder than usual2 days

Pialang Berjangka dapat setiap saat mengalihkan dana dari satu rekening ke rekening lainnya sehubungan dengan kegiatan transaksi yang dilakukan Nasabah seperti Margin, pembayaran hutang, atau mengurangi defsit dalam rekening Nasabah, tanpa terlebih dahulu memberitahukan kepada Nasabah. Transfer yang telah dilakukan akan segera diberitahukan secara tertulis kepada Nasabah.
Clause 19 in Syarat dan Ketentuan Client Area DIDIMAX
Read from the broker's site on Open the reference

Swap free at DIDIMAX runs for 10 days, not for as long as you hold

DIDIMAX's swap free promo covers the first 10 days of a position, and the account page advertising it does not say so. Clause 6 of the promo lets DIDIMAX end or change the terms without telling you, and clause 5 lets it refuse any client for any reason. Stop trading actively while holding overnight positions and clause 2 cancels the promo.

Promo limits1 clause flagged

The account page offers a swap free option. The promo terms behind it give you swap free treatment for the first 10 days of a position, not for as long as you hold it. DIDIMAX can also end or change the promo at any time, without telling you.

Why this matters

Hold a position past day 10 and the overnight charges start, on a feature the account page presents as simply available. Stop trading actively while holding positions overnight and clause 2 cancels the promo.

Exhibit 7WarningHarder than usual10 days

1. Setelah mengaktifkan program Swap Promo, posisi Anda akan dikenai bebas swap selama 10 hari pertama saat membuka posisi. Artinya, setiap posisi yang Anda tahan semalaman tidak menimbulkan biaya swap.
Clause 1 in Ketentuan Bebas Swap Didimax
Read from the broker's site on Open the reference

What it costsA position held for 30 days is swap free for the first 10 days. The remaining 20 days carry swap charges at DIDIMAX's rate.

Your next order can count as agreement to a term you never read

Clause 25 of the DIDIMAX terms treats a further trading instruction as acceptance of any change the firm has notified in writing, with no notice period set. The licences page has also dropped the line naming five countries DIDIMAX does not serve. Neither change needs anything from you to take effect.

Changing the deal2 clauses flagged

DIDIMAX can write to you with a change to the agreement. Clause 25 says that if you place another order without replying in writing, you are treated as having agreed to it. No notice period is set.

Why this matters

Your next trade can sign you up to a term you never read. Clause 25 does not say how long you have to object, or how the written notice has to reach you.

Exhibit 9WarningHarder than usual

Perubahan atas isian dalam Perjanjian ini hanya dapat dilakukan atas persetujuan Para Pihak, atau Pialang Berjangka telah memberitahukan secara tertulis perubahan yang diinginkan, dan Nasabah tetap memberikan perintah untuk transaksi dengan tanpa memberikan tanggapan secara tertulis atas usul perubahan tersebut. Tindakan Nasabah tersebut dianggap setuju atas usul perubahan tersebut.
Clause 25 in Syarat dan Ketentuan Client Area DIDIMAX
Read from the broker's site on Open the reference

The DIDIMAX licences page used to tell you it does not serve residents of the US, Canada, Sudan, Syria and North Korea. That line is gone from today's page. Older article pages on the site still carry it.

Why this matters

If you live in one of those countries, the page you would check no longer tells you where you stand. The terms themselves never named a restricted country.

Exhibit 13NoticeStandard wording

Batasan Regional: Didimax tidak menyediakan layanan untuk penduduk AS, Kanada, Sudan, Suriah, Korea Utara.
Quoted in Legalitas (archived copy, 17 June 2026)
Read from the broker's site on Open the reference

Buried at section 19 of 20 in the Legalitas (archived copy, 17 June 2026), 95% of the way through.

DIDIMAX can ask your bank and other brokers about your debts

Clause 18 of the DIDIMAX terms gives the firm your authority to contact banks, financial institutions and other futures brokers about the information you supplied. It adds that DIDIMAX may investigate your personal and business debt data where it considers that necessary. No deadline, no named recipients, and no right for you to see the answers.

What you authorise1 clause flagged

Accepting the terms gives DIDIMAX your authority to ask banks, financial institutions and other futures brokers about you. Clause 18 adds that it may investigate your personal and business debt data where it considers that necessary.

Why this matters

Your name can go to other brokers and lenders without a further word to you. Clause 18 sets no deadline, names no recipients and gives you no right to see what comes back.

Exhibit 10WarningHarder than usual

Nasabah mengerti bahwa investigasi mengenai data hutang pribadi dan bisnis dapat dilakukan oleh Pialang Berjangka apabila diperlukan. Nasabah diberikan kesempatan untuk memberitahukan secara tertulis dalam jangka waktu yang telah disepakati untuk melengkapi persyaratan yang diperlukan.
Clause 18 in Syarat dan Ketentuan Client Area DIDIMAX
Read from the broker's site on Open the reference

One BAPPEBTI licence, two letters and three memberships

Every DIDIMAX page footer reads Licensed and Regulated by and lists six bodies. The firm's own licences page calls only BAPPEBTI a licence, files OJK and Bank Indonesia as related authorities with letter references, and lists JFX, KBI and ASPEBTINDO as memberships. The terms also have you confirm receipt of a Risk Disclosure Document that DIDIMAX does not publish.

Who supervises this2 clauses flagged

Every DIDIMAX page footer tells you it is Licensed and Regulated by six bodies. Its own licences page calls only BAPPEBTI a licence. It files OJK and Bank Indonesia as related authorities with letter references, and lists JFX, KBI and ASPEBTINDO as memberships.

Why this matters

A reader counting six regulators is counting one licence, two letters and three memberships. DIDIMAX's own education article goes further and calls the firm licensed and supervised by OJK, which its licences page does not say.

Exhibit 11Warning6

Berlisensi dan Diregulasi oleh BAPPEBTI Nomor: 44/BAPPEBTI/SI/XII/2000 Otoritas Jasa Keuangan Nomor: S-160/PM.02/2025
Quoted in Legalitas
Read from the broker's site on Open the reference
Our own capture of didimax.co.id, taken on Oct 16, 2026The claim, on Article on DIDIMAX's own free education centre, published 15 May 2025Visit this page on the broker's siteDownload the full size image file
Our own capture of didimax.co.id, taken on Oct 16, 2026What the contract saysVisit this page on the broker's siteDownload the full size image file

The terms have you confirm, at clause 21, that you received and understood the Risk Disclosure Document. DIDIMAX does not publish that document on its site, so you cannot read it before you agree to it.

Why this matters

You are signing for a document you have not seen. The only risk wording DIDIMAX publishes is the short disclaimer in its page footer.

Exhibit 12NoticeHarder than usual

Nasabah mengakui menerima dan mengerti Dokumen Pemberitahuan Adanya Risiko.
Clause 21 in Syarat dan Ketentuan Client Area DIDIMAX
Read from the broker's site on Open the reference

Where the marketing and the contract disagree

A promise made in public, set against the clause that governs it

01

The account page sells a floor under your losses that clause 6 of the contract does not give you.

Said in public, in English

Negative Balance Protection

Account specification table on the English account types page, listed as a feature of the DIDIMAX trading account

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of didimax.co.id

In the contract · clause 6.3

Apabila jumlah Margin memerlukan tambahan (Call Margin) maka Nasabah wajib melakukan penyerahan Call Margin selambat-lambatnya sebelum dimulai hari perdagangan berikutnya. Kewajiban Nasabah sehubungan dengan penyerahan Call Margin tidak terbatas pada jumlah Margin awal;

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of didimax.co.id

02

The sign up page says data is never shared with third parties, and the terms linked beside it authorise exactly that.

Said in public, in English

The information you share with us undergoes 256 bit encryption and is not shared with third parties under any circumstances.

Footnote on the DIDIMAX account registration page, beside the box you tick to accept the terms

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of didimax.co.id

In the contract · clause 27

Oleh karena itu, Saya memberi kuasa kepada DIDIMAX untuk meneruskan sebagian atau seluruh data pribadi Saya kepada pihak ketiga dalam hal pemrosesan data pribadi untuk penerbitan Sertifikat Elektronik.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of didimax.co.id

03

The article says OJK licenses and supervises DIDIMAX, while the licences page files OJK as a related authority with a letter reference.

Said in public, in Indonesian

Salah satu poin penting yang membuat Didimax unggul dibanding banyak broker lainnya adalah legalitasnya yang terdaftar secara resmi di Badan Pengawas Perdagangan Berjangka Komoditi (BAPPEBTI) dan berizin serta diawasi oleh Otoritas Jasa Keuangan (OJK).

Word for word in English: One important point that makes Didimax stand out from many other brokers is its legality, officially registered with the Commodity Futures Trading Supervisory Agency (BAPPEBTI) and licensed and supervised by the Financial Services Authority (OJK).

Article on DIDIMAX's own free education centre, published 15 May 2025

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of didimax.co.id

In the contract

OTORITAS TERKAIT Otoritas Jasa Keuangan Nomor Surat

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of didimax.co.id

What changed quietly

First reading of DIDIMAX, so there is nothing from us to compare it against.

  • REWRITTENClause 17 · 2026-04-20 (archived) to 2026-10-16

    A heading that had stood empty since at least December 2023 now charges a commission on every trade, and says trading means you accepted it.

    Atas setiap transaksi trading yang dilakukan Nasabah, dikenakan komisi (brokerage fee) sesuai tarif yang berlaku.

  • REMOVEDClause · 2026-06-17 (archived) to 2026-10-16

    The licences page no longer tells a reader that DIDIMAX does not serve residents of five named countries.

The documents this reading is based on

4 files, all published by DIDIMAX. Each shows when we read it and a fingerprint of its wording.

WIKILIX keeps the copy of each file it read, and does not republish it: what is published is the fingerprint of its wording. Download the file yourself and hash its text, lowercased with runs of whitespace collapsed, and a matching fingerprint means the wording quoted above is still the wording DIDIMAX publishes.

How this reading was done

Every clause above was read out of a document DIDIMAX publishes itself

This reading was published on .

Documents
3 of 4downloaded from the broker's site, and 3 read in full
Pages opened
35pages walked to find those documents, footer links included
Older copies
2earlier versions downloaded
Marketing pages
2public pages set against what the contract says
Languages
EN vs IDthe language it advertises in, against the language it contracts in
Position measured
1clauses whose position was counted: which numbered section of the document holds them, out of how many

Who the contract is with

PT Didi Max Berjangka

You contract with PT Didi Max Berjangka, the company named in the definitions of the Client Area terms and on the Bandung bank accounts you deposit into. The same company holds BAPPEBTI licence 44/BAPPEBTI/SI/XII/2000 shown on the licences page. No second entity and no offshore company appears anywhere in the published terms.

Quotations are copied verbatim from the documents named above, with the clause number and the page each one came from. Where a clause is quoted in another language, the original is shown first and the English is a translation.

The plain-language parts, what a clause means for a client, how ordinary it is, and how it reads against a regulated standard, are WIKILIX's analysis and are labelled as such on every card. This is a reading of public documents, not legal advice and not an allegation of wrongdoing.

In fairness, and what we could not check

A reader who knows the edges of the work can trust the middle of it

The deposit and withdrawal pages name six Indonesian banks, both currencies and a processing time, which is more than most brokers put in public. DIDIMAX holds a BAPPEBTI licence dated 2000 and prints its exchange and clearing membership numbers in full. Disputes go to BAKTI, the Indonesian futures arbitration body, which is the normal route in this market. Clause 18 also says any change to fees has to be agreed in writing by both sides, which is a real limit on the broker.

The client terms are published as a web page under the menu item Kebijakan Pribadi (Privacy Policy). Every contract quotation here comes from that page. DIDIMAX keeps a PDF of the same terms on its own content server, and we could not open it, so we cannot say whether the PDF and the page match word for word. Clause 21 says you have received the Risk Disclosure Document, and we found no copy of it published on the site. We also found no published document covering withdrawals, inactivity, order execution or the Prestige programme.

How to check any of this yourself

Every quote above links to the DIDIMAX file it came from. This is what to do with it.

Open the three stepsFind the words in the source, work out the fingerprint, and read what a difference does and does not prove.

Open the source and search for the words

Every quote has a link under it. Open the file, or the web page, and search it for the words we quote. The clause number next to the quote tells you where to look.

If the words are not there any more, the source may have changed after we read it. That is worth knowing too. We keep the date we read it, and a code worked out from its wording, so the quote stays checkable.

What a fingerprint is

A fingerprint is a code worked out from what a source says. Change one word and the code changes completely. We keep two codes for every file we read, and the panel on each source shows both.

The first is the code of the exact file we downloaded. The second is the code of its wording alone, with capital letters lowered and runs of spaces collapsed. When the same words are saved as a new file, the first code changes and the second one stays the same.

Only the first code can be worked out on your own computer. Save the file, then run one of these, putting the name of the file you saved where the example is. The panel on each source prints the command with that source's real file name already in it.

macOS or Linux:
  shasum -a 256 the-file-you-saved.pdf

Windows:
  certutil -hashfile the-file-you-saved.pdf SHA256

The two codes are different from each other, and they are not meant to match. Comparing one against the other proves nothing.

What a difference means, and what it does not

A different file code on its own proves nothing. A PDF saved again with a new date inside it is a new file saying exactly the same thing.

A different wording code means the words themselves changed. That is the one that matters, and it is why we keep it.

Even then, a change is not proof of bad faith. Companies update their documents. What this report says is what the document said on the day we read it, and every quote carries that date.

A source that is a web page and not a file has no file to save, so only the code of its wording is shown.

How this report is made

Every clause quoted above comes from a document DIDIMAX publishes on its own website, downloaded and hashed on the date shown, with the clause number and page recorded so any reader can check it. We do not allege anything the documents do not say, and we do not judge DIDIMAX on anything other than its own published terms and its own public marketing. Where a clause has a qualifier that softens it, the report says so. Last read Oct 16, 2026.

If you represent DIDIMAX and a clause has changed, been withdrawn, or is being read out of context, tell us and we will re-read the documents and update this page. Corrections from the broker are welcome and are published with the reading they change. Contact us.

This is a reading of a contract, not legal advice and not a ruling on DIDIMAX. Whether its licence is real and current is a separate check on the broker profile.

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