Is EC Investment Bank a scam?
Wikilix independent safety report
No. EC Investment Bank is not a scam, and we found no evidence of fraud. European Credit Investment Bank Ltd holds a current Labuan investment bank licence and appears by name on the Labuan Financial…
Risk scorecard · each area scored 0 (clean) to 10 (worst)
Broker Summary
What Wikilix has recorded about EC Investment Bank: its history, the licences it holds, its trading conditions and its fees.
EC Investment Bank Broker Overview
EC Investment Bank is the trading name of European Credit Investment Bank Ltd, a Malaysian company based in the offshore financial centre of Labuan and presented online as ECIB Bank. Its own website describes an investment bank rather than a retail forex or CFD broker, and sets out two business lines: investment banking and wealth management. The site states that the company has been licensed since 2008.
The most important point for anyone arriving from a broker comparison comes first. The firm publishes no retail trading platform, no account tiers and no deposit or withdrawal methods on its own website, and it offers no public account application. Access is arranged through its offices, and the only client-facing login is an online banking portal for people who already bank with it.
EC Investment Bank Regulation and License
The standing footer on every page of the company's website reads: 'European Credit Investment Bank Ltd is a licensed (License No. 090099BI) investment bank approved by Ministry of Finance and Labuan Financial Services Authority (Labuan FSA) since 2008.' The same number appears in the site's copyright line, described there as a banking licence.
The licence is confirmed. On 5 October 2026, the Labuan Financial Services Authority's own directory listed European Credit Investment Bank Ltd. among its Labuan Banks and Investment Banks. It is an investment bank licence, number 090099BI, not a dealing or market making licence. The directory shows no licence dates.
The licence matches what the website advertises: investment banking and wealth management. The site offers no retail trading platform, account type or leverage.
Is EC Investment Bank Regulated?
Yes, by the Labuan Financial Services Authority, as a Labuan investment bank under licence 090099BI. The Labuan FSA's directory listed it on 5 October 2026. Labuan is an offshore centre for cross-border business. The licence does not bring deposit insurance: Malaysia's deposit insurer, PIDM, lists deposits payable at Labuan banks as not protected, and investment banks are not PIDM members. No separate deposit insurance has been found for this bank.
Is EC Investment Bank Safe?
There is no finding either way, and the material that would normally settle the question is thin. In the company's favour: it names one consistent legal entity, gives two verifiable Malaysian office addresses in Labuan and Kuala Lumpur, publishes direct telephone numbers and email addresses, and repeats the same licence number across its site. Against: the licence is claimed rather than confirmed here, no company registration number is published anywhere on the site, and the site carries no client agreement, terms of business, privacy policy, complaints procedure or risk disclosure. For a firm that holds client money, that last absence matters, and those documents are worth requesting before any money moves.
EC Investment Bank Accounts, Platforms and Funding
No account types, trading platforms or funding methods are recorded for EC Investment Bank, because its website publishes none. There is no account comparison page, no platform or download page, and no deposit or withdrawal page. No MetaTrader, cTrader or proprietary trading terminal is advertised anywhere on the site, and no spreads, commissions or other charges are published.
Account access also works differently from a retail broker. The site carries no registration form, both the Labuan and Kuala Lumpur offices are described as open by appointment only, and enquiries are directed to the company by email. Existing clients sign in through a separate online banking portal reached from the site header.
EC Investment Bank Support
Contact is by telephone and email during Malaysian office hours. The company publishes +608 741 2886 for its Labuan head office and +603 2779 0572 for Kuala Lumpur, with enquiry@ecibank.com for general enquiries, wealth@ecibank.com for existing clients and enquiries@ecibl.com as a support address on its second domain. Stated hours are Monday to Friday, 9am to 4pm, with weekends and public holidays closed. There is no live chat, and English is the only language offered.
EC Investment Bank Pros and Cons
Strengths
- One consistently named legal entity, European Credit Investment Bank Ltd, with the same licence number repeated across the site.
- Two real Malaysian offices with published street addresses, direct telephone numbers and email addresses.
- A long stated operating history, licensed on the company's own account since 2008.
Limitations
- The Labuan licence is shown as claimed rather than confirmed, with no status or expiry date given.
- No client agreement, terms of business, privacy policy or complaints procedure is published.
- No company registration number is published.
- No trading platform, account tier, funding method or published pricing of any kind.
- No statement of which countries the firm accepts or refuses.
EC Investment Bank Review and Assessment
EC Investment Bank is best understood as a small Labuan investment bank with a private client and corporate advisory proposition, not as a retail trading venue. Anyone comparing brokers will find almost none of the things that usually decide such a comparison, because the firm does not publish them.
What to settle before committing money is documentary. Ask European Credit Investment Bank Ltd directly for its current licence status, its company registration number and copies of the client agreement and complaints procedure, and check the licence against the Labuan Financial Services Authority's own published list of licensed entities. The company's own site is at .
Website snapshots
7 full-page captures of EC Investment Bank's own site, archived so what they said can still be read after the pages change.
Regulatory Licenses
We have not confirmed any regulation for EC Investment Bank. Money deposited with an unregulated broker is protected only by the company itself.
Trading with an unregulated broker puts your deposit at risk.
No regulation
We have not confirmed any regulation for EC Investment Bank. An unregulated broker is not supervised by a financial authority, and money you deposit is protected only by the company itself.
What this means for you
- No compensation scheme covers your funds.
- No regulator to escalate a complaint to.
- No audit of how client money is held.
Country availability
Where EC Investment Bank says it will and won't take clients
No country restrictions on record. We looked and found nothing published — which is not the same as being open to everyone. Check EC Investment Bank's terms.
How we know — 9 sources
- 1Checked 4 October 2026. No country policy is published on the broker's own website. Every page the site publishes was read (seven pages, enumerated from the site itself) and none carries a restricted-countries list, an accepted-countries list, or any eligibility or prohibited-jurisdiction clause. No code is therefore recorded in any list.
- 2No client agreement, terms of service or privacy policy exists to carry such a clause. The footer of every page shows "Privacy Terms" as plain unlinked text rather than as links, and no document is served at any of the usual addresses: https://ecibank.com/terms, /terms-and-conditions, /terms-of-use, /privacy, /privacy-policy, /legal, /client-agreement, /documents and /disclaimer all return a page-not-found. The site hosts no downloadable policy documents of any kind.
- 3No dedicated countries page and no FAQ or help centre: https://ecibank.com/restricted-countries, /prohibited-countries, /accepted-countries, /where-we-operate and /faq all return a page-not-found.
- 4No anti-money-laundering or KYC policy, no deposit or withdrawal page and no partner or introducing-broker terms are published: https://ecibank.com/aml, /aml-policy, /kyc and /deposit all return a page-not-found.
- 5No public account-opening form is published, so no onboarding country list could be read from the site. The only account surface is an existing-client sign-in at https://banknow.ecibank.com/auth/login, reached from the "ONLINE BANKING" link in the site header; it is a login route, and the site publishes no registration page (https://ecibank.com/register, /signup and /open-account all return a page-not-found). The contact page states that both the Labuan and Kuala Lumpur offices are "By Appointment Only" and directs enquiries to enquiry@ecibank.com, which is consistent with onboarding by appointment rather than through a web form.
- 6The standing footer on every page carries only the licence statement, "European Credit Investment Bank Ltd is a licensed (License No. 090099BI) investment bank approved by Ministry of Finance and Labuan Financial Services Authority (Labuan FSA) since 2008", and the copyright line. It contains no risk disclaimer and no wording limiting who the site is directed at.
- 7The site is published in English only (document language en-US), with no translated paths, no language alternates and no language switcher, so there are no per-language variants indicating deliberately served markets.
- 8https://ecibl.com is the same website under a second hostname rather than a separate site: it is served by the same installation, returns the identical seven-page index with canonical addresses on ecibank.com, and serves no policy document of its own.
- 9The lack of a stated restriction is not acceptance. The site names no country it refuses and none it accepts, so both the refused and the accepted lists are empty.
Global Domains
2 domains on record. All active and served over HTTPS.
Corporate Network
One legal entity behind the EC Investment Bank brand.
Company Registration
The operating company is European Credit Investment Bank Ltd.. Registered in Malaysia (Labuan). Registration number LL06792.
- Legal entity
- European Credit Investment Bank Ltd.
- Registration number
- LL06792
- Jurisdiction
- Malaysia (Labuan)
- Incorporated
- Oct 24, 2008
- Registry
- Corporate Online Registry (Labuan Financial Services Authority), read via the GLEIF Global LEI Index
- Registered address
- Brumby Centre, Lot 42, Jalan Muhibbah, 87000 Labuan, Malaysia
Brokers worth comparing
One other broker on the record shares what EC Investment Bank offers — its country, regulator, account types or platforms — set beside it on the same measures.
EC Investment Bank
This recordMalaysia · since 2008· European Credit Investment Bank LtdWikilix score 50.0RegulationNo RegulationMax leverageNot recordedPlatformsNot recordedLicencesNot recordedKenanga
Malaysia · since 1995· Kenanga Futures Sdn BhdWikilix score 50.0RegulationRegulatedSCMMax leverageNot recordedPlatforms1Licences1
Frequently Asked Questions
Common questions about EC Investment Bank
There is no online application. EC Investment Bank publishes no registration or account-opening form on its website, and both its Labuan and Kuala Lumpur offices are described as open by appointment only, with enquiries directed to enquiry@ecibank.com. The sign-in link in the site header is an online banking portal for people who are already clients, not a way to register.
No deposit or withdrawal methods are recorded for EC Investment Bank, because its website publishes none. There is no funding page, no list of accepted payment methods, and no published deposit, withdrawal or inactivity fees. Funding arrangements would have to be agreed with the company directly, and it is worth getting those terms in writing first.
No trading platform is recorded for EC Investment Bank, and its website advertises none. There is no MetaTrader 4, MetaTrader 5 or cTrader offering, no proprietary terminal, no mobile trading app and no platform or download page. The only client-facing login the site provides is an online banking portal for existing clients, reached from the site header.
The company's own website states that European Credit Investment Bank Ltd has been a licensed investment bank approved by Malaysia's Ministry of Finance and the Labuan Financial Services Authority since 2008, which makes 2008 its stated opening year. That is the company's own account of its history. No incorporation date has been confirmed against a corporate registry.
EC Investment Bank is the trading name of European Credit Investment Bank Ltd, a company based in Labuan, Malaysia. It gives two offices: Level 6G(2), Main Office Tower, Financial Park Labuan, Jalan Merdeka, 87000 Labuan, and Level 13 Unit 1, Aspire Tower 3, Jalan Bangsar, KL Eco City 59200 Kuala Lumpur. No company registration number and no named directors or owners are published on its website.
EC Investment Bank publishes no list of the countries it accepts or refuses, so no country restriction is recorded for it. Its website carries no eligibility clause, no restricted-countries page and no client agreement that would normally set out such terms, and the site is published in English only with no regional versions. An absence of stated restrictions is not the same as acceptance, so anyone outside Malaysia should ask the company whether it can take them on before applying.
EC Investment Bank offers telephone and email support during Malaysian office hours, and no live chat. It publishes +608 741 2886 for its Labuan head office and +603 2779 0572 for Kuala Lumpur, with enquiry@ecibank.com for general enquiries and wealth@ecibank.com for existing clients. Stated hours are Monday to Friday, 9am to 4pm, with weekends and public holidays closed, and English is the only language offered. Both offices are open by appointment only.
EC Investment Bank publishes no leverage figure on its own website. It advertises no trading platform, no account tiers and no margin terms, and it presents itself as an investment bank rather than a retail trading broker. Ask the company directly before assuming any leverage is offered.
EC Investment Bank publishes no instrument list, and none is recorded for it. Its website sets out two business lines, investment banking and wealth management, rather than a tradable product range, and it names no currency pairs, shares, commodities, indices or other instruments anywhere. Anyone looking for a retail trading product list will not find one here and should ask the company what it actually offers.
EC Investment Bank does not publish a minimum deposit, or any other account entry requirement, on its own website. There is no public account application, no deposit page and no published pricing of any kind. Both the Labuan and Kuala Lumpur offices are open by appointment only, so ask the company directly what it requires before relying on any figure.
EC Investment Bank is licensed by the Labuan Financial Services Authority as an investment bank, licence 090099BI. On 5 October 2026, the Labuan FSA's own directory listed it among its Labuan Banks and Investment Banks.
That licence does not mean your deposit is insured. Malaysia's deposit insurer, PIDM, lists deposits payable at Labuan banks as not protected, and investment banks are not PIDM members; no separate deposit insurance has been found for this bank. Regulation is also not the same as safety: the company publishes no client agreement, complaints procedure or risk disclosure, and those are worth requesting before any money moves.
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