This is an archived reading from Sep 17, 2026. It is not the current one, and ePlanet may have changed these documents since.Read the current report

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Contract reading

What ePlanet legally published, but does not want you to read

Every clause below was published by ePlanet itself, on its own website, on the day we read it. The finding is not that the text exists. It is the distance between what a client is shown and what a client agreed to. This is what they said on .

Contracting entity: Eplanet Brokers Ltd

sole discretionhidden feedeemed acceptanceprofit voidingasymmetric termsbroken referenceconclusive evidenceforum waivermarket makermarketing gap

Eplanet Brokers Ltd keeps its real contracts in eight PDFs behind download links, and they are harsher than the summary pages above them. The contract says the markup built into your price will not be disclosed to you. You get five business days to dispute a trade, and the broker's own server log decides who is right. Its regulation page answers yes to whether it is regulated, then names a Vanuatu company you never contract with.

Back to ePlanet

Contract risk

Money at risk
8.2/10

Where this contract sitsHow far this contract goes, overall. Under 2 is nothing beyond the ordinary; 6 to 9 means several clauses put money you have already earned at risk; 9 and above reads as designed to make payout refusable.

0510
CriticalClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
6
FlaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
18
DocumentsHow many of the broker's own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
19
ContradictionsPlaces where a promise the broker makes in public is not kept by the clause that governs it.
8

How the 18 break downThe same flagged clauses, split by how much each one can cost you. Severity is our reading of the clause, not the broker's label.

Critical6
Warning11
Notice1

The numbers in this contractFigures taken from this broker's own clauses, so the labels differ from broker to broker. The four in the panel above are the same on every report.

1 of these 4 figures comes from a clause we rate critical, which means it can take your money or your profit rather than only delay it.

Critical5 working daysTime to complain. Jump to the clause this comes from.Five business days to dispute a trade, then it stands300Profit at risk. Jump to the clause this comes from.Profit on a large price gap capped at 300 pips100%Withdrawal limit. Jump to the clause this comes from.Card payouts capped at what you paid in180 daysFee on an unused account. Jump to the clause this comes from.Dormancy fee with no amount written down

What the documents say

18 clauses worth knowing about, worst first, each quoted from ePlanet's own files

01

Eplanet Brokers Ltd builds a markup into the price you trade at. Clause 28.5 of the User Agreement calls that markup its own payment. The same clause says it will not appear on your trade confirmation, or anywhere else.

In plain words

Remuneration means payments it receives.

Why this matters

You cannot work out what a trade actually cost you. Clause 28.8, and clause 6.3 of the Terms and Conditions, remove the duty to tell you.

Exhibit 1CriticalHarder than usual

you acknowledge, understand and accept that such “spread difference” represents a remuneration to us and that such “spread” will not be disclosed on Trade Settlement/Confirmation or otherwise disclosed to you.
Clause 28.5 in User Agreement, p.33
Read from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC must give a retail client the costs of a trade before that client trades, including the cost inside the spread. This contract states the opposite: the markup is payment to the firm and will not be disclosed.

ePlanet is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 12Eplanet Brokers Ltd sets the price, keeps the markup secret, and clause 9.5.4 stops you arguing the price was wrong.
02

You get five business days to complain about a trade, under clause 8.1.1 of the Terms and Conditions. The clock starts the moment the grounds arose, not the day you noticed.

Why this matters

Miss those five business days and the trade stands against you. Clause 8.3.2 makes the broker's own server log the test, so a claim its records do not support is invalid.

Exhibit 2CriticalHarder than usual5 working days

Claims are accepted within five (5) business days from the moment the grounds for a claim appeared.
Clause 8.1.1 in Terms and Conditions, p.23
Read from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA must accept a retail complaint for at least six months and must point the client to an independent ombudsman. This contract allows five business days and settles disputes on the firm's own records.

ePlanet is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 3Eplanet Brokers Ltd can revise a trade result for any past period, while your window to object closes after five business days.
03

Clause 9.5.5 lets Eplanet Brokers Ltd look again at the prices it gave you for any past period and revise what your trades earned. Under clause 11.3 it can delete orders outright once it decides a force majeure event applies.

Why this matters

Profit already sitting in your account can be taken back. Clause 18.3 of the User Agreement lets the firm confiscate it, calls its own decision final and binding, and says no correspondence will be entered into.

Exhibit 3CriticalHarder than usual

The Company reserves the right to reconsider the provided quotes for any time period if, according to the Company, such quotes fall within the definition of an “Off-market quote”, and/or “Irregular market conditions”, and/or an “Obvious error” defined in the present Agreement and/or in the “Terms and definitions” section, and revise the financial results of the trading operations executed at such quotes.
Clause 9.5.5 in Terms and Conditions, p.27
Read from the broker's site on Open the reference
04

Ask the regulation page whether ePlanet is regulated and it answers yes, then names Nebula Ventures Ltd and a Vanuatu licence. You never contract with that company. Every legal document names Eplanet Brokers Ltd instead.

Why this matters

Your money goes to Eplanet Brokers Ltd, and Nebula Ventures Ltd, Vanuatu and the VFSC appear nowhere in the contracts you accept. The licence you were shown belongs to a company with no stated duty to you.

Exhibit 4CriticalHarder than usual

The relationship between Eplanet Brokers Ltd. and the Client is governed by the laws of The Comoros Island (MWALI) and all interactions will be in English unless another language is mutually agreed upon.
Clause 1.2 in User Agreement, p.3
Read from the broker's site on Open the reference
  • Worse together with Exhibit 13The company you actually contract with names no regulator on its public page and promises segregation only in a cross reference that leads nowhere.
05

The About Us page lists negative balance protection among its client protections. The Risk Disclosure says you must pay any shortfall left after Eplanet Brokers Ltd closes your positions.

In plain words

Negative balance protection is a limit that stops you owing more than you put in. Without it, one fast market move can leave you owing the broker money on top of your deposit.

Why this matters

A sharp move against you can leave you owing the firm money rather than simply losing your deposit. The Risk Disclosure adds collection agent fees and legal fees to the bill.

Exhibit 5CriticalHarder than usual

You have to agree to be responsible for and promptly pay to Eplanet Brokers Ltd any deficiencies in your account that arise from such liquidation or remain after such liquidation.
Clause Short Margin or Stop Out in Risk Disclosure, p.7
Read from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), ESMA (EU), CySEC (Cyprus)

Firms licensed by the FCA and under ESMA rules must give retail CFD clients negative balance protection, so a client cannot lose more than the money in the account. This contract makes the client liable for the shortfall and for the cost of collecting it.

ePlanet is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

06

Clause 3.2.11 lets Eplanet Brokers Ltd treat every order placed from the same internet address as coming from a single client. Clause 3.6.6 then lets it take losses beyond an account's balance out of another account belonging to that client.

Why this matters

Share a home or office connection with another trader and the firm can treat you both as the same person. Their shortfall can then be taken from your balance.

Exhibit 6CriticalRarely seen

In exceptional cases the use of the same IP address by different Clients can be a basis to consider all the orders on all the accounts, performed form this IP address, as those performed by the same Client.
Clause 3.2.11 in Terms and Conditions, p.8
Read from the broker's site on Open the reference

Our readingSetting one account's shortfall against another account is a device from commercial lending. Pointed at retail trading accounts, and joined to a rule that treats a shared internet address as a shared identity, it means money can leave your balance to cover somebody else's loss.

  • Worse together with Exhibit 15The same shared address that merges your accounts is also listed as a reason to reject your complaint and close them.
  • Worse together with Exhibit 5A shortfall the firm can pursue as a debt can first be taken from another account in your name.

The promises on the website are not the promises in the PDFs

Eplanet Brokers Ltd answers yes to whether it is regulated, then names a Vanuatu licence held by Nebula Ventures Ltd, a company absent from all eight of its contracts. Its About Us page advertises negative balance protection while the Risk Disclosure bills you for any shortfall. Account cards in English, Arabic and Persian show stop-out levels of 30% to 50% against a contract that sets 20%.

Language arbitrage1 clause flagged

Every account card on the home page shows a stop-out level, from 30% to 50%. Clause 3.6.2 of the Terms and Conditions puts it at 20%, and clause 3.6.1 says Eplanet Brokers Ltd is entitled but not obliged to close your positions.

Why this matters

You pick an account partly on the protection that number implies, and the contract does not contain it. The Risk Disclosure adds that the firm generally will not issue margin calls first.

Exhibit 11WarningHarder than usual20%

The Company is entitled to mandatory closing of Client open positions without prior notification of the latter one, if a Margin level is less than or equal to 20% of the necessary margin for maintaining open positions.
Clause 3.6.2 in Terms and Conditions, p.12
Read from the broker's site on Open the reference
  • Worse together with Exhibit 5Positions closed later than the advertised level, with no margin call first, are how an account reaches the deficit the Risk Disclosure bills to you.

Eplanet Brokers Ltd wrote itself a right not to tell you what it charged

Clause 28.5 of the Eplanet Brokers Ltd User Agreement says the markup inside your price is payment to the firm and will not be disclosed to you. Clause 28.8 and clause 6.3 of the Terms and Conditions remove the duty to report fees and income at all. Clause 6.2.1 then lets the firm change any cost without notice, and the swap-free account carries its own fee.

Cost disclosure2 clauses flagged

Clause 6.2.1 of the Terms and Conditions lets Eplanet Brokers Ltd change any commission or cost without telling you first. The User Agreement adds a transfer fee set at its own discretion and a markup on the exchange rate it uses.

Why this matters

The price list you agreed to is not fixed. You are expected to keep checking the website, because a change takes effect whether or not you saw it.

Exhibit 10WarningHarder than usual

The Company is entitled to change the size of commissions and other costs without prior notification of the Client.
Clause 6.2.1 in Terms and Conditions, p.20
Read from the broker's site on Open the reference
Our own capture of eplanetbrokers.com, taken on Sep 17, 2026The claim, on Opening statement of the English deposit and withdrawal page, above a table listing every method as FreeVisit this page on the broker's siteDownload the full size image file

Clause 6.4.1 offers swap-free accounts to Muslims only, and clause 6.4.4 asks you to warrant that you are one. Clause 6.4.2 then charges a fixed fee on any deal held more than two days, worked out from the swap points it replaced.

Why this matters

The account sold as free of swaps still takes money from you for holding a position. Clause 6.5 lets Eplanet Brokers Ltd withdraw the service if it decides you used it to make extra profit.

Exhibit 16WarningHarder than usual

Swap-free accounts are available for Muslims only.
Clause 6.4.1 in Terms and Conditions, p.21
Read from the broker's site on Open the reference

Your profit cannot leave by the route your deposit arrived

Clause 5.2.1 confines an Eplanet Brokers Ltd withdrawal to the payment systems used for the deposit, and clause 5.2.8 caps a card payout at 100% of what was paid in. Anything above that has to go somewhere else, and clause 26.8 of the User Agreement lets the firm choose the method and the currency at its own discretion.

Exit conditions1 clause flagged

Money can only leave by the route it arrived, under clause 5.2.1. If you funded by card, clause 5.2.8 returns up to 100% of your deposit to that card and sends anything above it somewhere else.

Why this matters

Your profit cannot follow your deposit back to the card. You must supply another account for it, and clause 26.8 lets Eplanet Brokers Ltd pick the method and the currency.

Exhibit 8WarningStandard wording100%

The Client can withdraw funds from his/her account only to those payment systems which have been used in P. 5.1.1.
Clause 5.2.1 in Terms and Conditions, p.18
Read from the broker's site on Open the reference

Closed trades can be repriced, capped or deleted after the fact

Clause 9.5.5 lets Eplanet Brokers Ltd revisit the prices it quoted for any past period and revise what your trades earned. Clause 11.3 allows total deletion of orders once the firm decides a force majeure event applies, and clause 18.3 of the User Agreement allows outright confiscation with the decision final. Clause 4.5.2 caps profit from a price gap at 300 pips while leaving losses uncapped.

Profit reversal1 clause flagged

If the market gaps more than 300 pips and your order profits from it, clause 4.5.2 lets Eplanet Brokers Ltd cut that profit back to 300 pips. The same clause puts no cap on a gap that runs against you.

Why this matters

A gap in your favour pays you up to 300 pips. A gap against you fills your stop loss at the first price after the gap, for the whole loss.

Exhibit 7WarningRarely seen300

In case a price gap is over 300 pips and profit is recorded on it, the Company reserves the right to limit profit for such an order by 300 pips.
Clause 4.5.2 in Terms and Conditions, p.17
Read from the broker's site on Open the reference

What it costsA 500 pip gap in your favour pays you 300 pips. A 500 pip gap against you costs you the full 500.

Our readingA cap that applies to profit but not to loss on the same event is unusual. Gapping is the risk a stop loss exists to manage, and here the client carries it in one direction only.

One internet address can turn two traders into one client

Clause 3.2.11 lets Eplanet Brokers Ltd treat orders from a shared internet address as coming from the same client, and clause 3.6.6 then allows losses beyond one account's balance to be taken from another. Clause 2.1 of the User Agreement lets the firm rewrite any term effective on posting, with the client's right to notice waived. Clause 11.3 allows closure of any account without a reason.

Shared identity1 clause flagged

Clause 2.1 of the User Agreement lets Eplanet Brokers Ltd rewrite any term at its own discretion, effective the moment it posts the change. The same clause has you waive your right to be told, and treats your continued use as acceptance.

Why this matters

You can be bound by a term you never saw. Under clause 7.3 of the Terms and Conditions, anything put on the website counts as received by you an hour later.

Exhibit 14WarningHarder than usual

Any changes or modifications will be effective immediately upon posting of the changes on our online marketplace, and you waive any right you may have to receive specific notice of such changes or modifications.
Clause 2.1 in User Agreement, p.4
Read from the broker's site on Open the reference

Comoros courts for you, any court for the company

Eplanet Brokers Ltd confines client disputes to the exclusive jurisdiction of the courts of the Comoros Union while keeping its own right to seek relief in any court it chooses. The governing law is named three different ways across its documents, and four of them give a registered office in Podgorica, Montenegro rather than the Comoros.

Where you can sue1 clause flagged

Any dispute you bring must go to the courts of the Comoros Union alone. The same clause keeps Eplanet Brokers Ltd free to seek relief in any court it finds convenient.

Why this matters

Taking the firm to court means travelling to the Comoros Islands, whatever it costs you. The firm can come to your own courts instead.

Exhibit 17WarningHarder than usual

Any dispute arising out of or in connection with this Agreement shall be submitted to the exclusive jurisdiction of the courts of the Comoros Union. Nothing in this clause shall prevent the Company from seeking injunctive relief in any court of competent jurisdiction.
Quoted in Terms and Conditions, p.5
Read from the broker's site on Open the reference

Notarised identity papers at any moment, on two business days' notice

Clause 5.4.1 lets Eplanet Brokers Ltd demand a notarised passport copy at any moment. Clause 1.1 gives a client two business days to report a change of personal details and treats delay as a breach that can close the accounts. Clause 8.1.5 allows a complaint to be rejected and accounts closed where the client logged in from several addresses or devices.

Documents on demand1 clause flagged

Clause 5.4.1 lets Eplanet Brokers Ltd ask at any moment for a passport copy certified by a notary. If your details change, clause 1.1 gives you two business days to report it and calls a delay a breach that can close your accounts.

Why this matters

Getting papers notarised takes longer than the deadlines you are held to. Clause 8.1.5 also lets the firm reject your complaint and close your accounts for logging in from several addresses or devices.

Exhibit 15WarningHarder than usual2 working days

For this purpose the Company may at any moment ask the Client to submit a copy of a passport or other equivalent document, certified by a notary (at Company’s discretion).
Clause 5.4.1 in Terms and Conditions, p.20
Read from the broker's site on Open the reference

Eplanet Brokers Ltd may trade against you and sets the only price

Clause 28.4 of the User Agreement states plainly that Eplanet Brokers Ltd may hold positions conflicting with its clients'. Clause 9.5.3 puts price determination within the firm's sole cognizance and clause 9.5.4 bars any complaint comparing its quotes with another source. Its published Conflict of Interest Policy never mentions market making, and disclaims being part of any contract.

Both sides of the trade1 clause flagged

Clause 28.4 of the User Agreement says Eplanet Brokers Ltd may hold positions that conflict with yours. Clause 9.5.4 says you accept its quotes as the only correct ones, and that a complaint comparing them with another source will not be considered.

Why this matters

The company on the other side of your trade decides the price that settles it, and you agreed not to argue. Its published Conflict of Interest Policy never mentions market making once.

Exhibit 12WarningHarder than usual

You agree that when we act as a market maker, we may take positions that conflict with yours and/or the positions of some of our other clients, giving rise to a potential conflict of interest between us and any of our other clients.
Clause 28.4 in User Agreement, p.33
Read from the broker's site on Open the reference

A monthly dormancy fee with the amount left blank

After 180 days without a trade, an Eplanet Brokers Ltd account is dormant and a monthly fee starts coming out of the balance. The contract states the trigger, the thirty day warning and the frequency, but never the sum. Once the balance reaches zero, the firm can close the account after a further 90 days. The clause sits in the services section, not among the costs.

In plain words

Dormancy means an account left unused.

Dormancy1 clause flagged

Stop trading for 180 days and your account becomes dormant. A monthly fee then comes out of the balance, and the contract never says how much that fee is.

Why this matters

You cannot budget for a charge the contract leaves blank. Eplanet Brokers Ltd gives you thirty days notice before the first one, then takes it every month.

Exhibit 9WarningHarder than usual180 days

If a Client’s trading account has had no trading activity for a period of 180 consecutive days, the account shall be deemed dormant. The Company reserves the right to charge a monthly inactivity fee from the dormant account balance.
Clause Account Inactivity in Terms and Conditions, p.5
Read from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC must state the amount of a charge to a retail client before it applies. This clause names the trigger and the frequency but not the sum.

ePlanet is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

What happens, and when

The stages this clause runs through, taken from the broker's own document
TriggerWhat the broker may then doClause
Day 180No trading for 180 days in a row, and your account counts as dormant.Account Inactivity
30 days warningEplanet Brokers Ltd tells you before it takes the first fee.Account Inactivity
Every month afterA monthly fee comes out of the dormant balance. The amount is not stated.Account Inactivity
Balance at zero, plus 90 daysEplanet Brokers Ltd can close the account.Account Inactivity

Segregation appears once, in a reference to a section that does not exist

A single sentence in the Eplanet Brokers Ltd Risk Warning promises money held in a segregated client account, then directs readers to a Your Money section of the Terms and Conditions that has never been published. The binding User Agreement does not mention segregation, no compensation scheme is named, and the Order Execution Policy the contract incorporates by reference is not published either.

Where the money sits2 clauses flagged

One sentence in the Risk Warning says Eplanet Brokers Ltd holds your money in a segregated bank account, then points you to the Your Money section of its Customer Terms and Conditions. The published Terms and Conditions has no such section.

Why this matters

The single promise about where your money sits leads to a page that does not exist. The User Agreement you sign never mentions segregation, and no compensation scheme is named anywhere.

Exhibit 13WarningHarder than usual

we will hold your money in trust in a segregated client money bank account separate from our money; however, this may not provide complete protection (for example, in the insolvency of our bank). Your attention is also drawn to the 'Your Money' section of our Customer Terms and Conditions.
Clause XVII. Your Money in Risk Warning, p.8
Read from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC must hold retail client money in segregated accounts and must belong to a compensation scheme that pays out if the firm fails. These documents promise segregation in one cross reference and name no compensation scheme.

ePlanet is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Clause 1.2 of the User Agreement makes an Order Execution Policy part of your contract by reference. Eplanet Brokers Ltd does not publish one. Its Terms of Business and Compliance Manual are named across the documents and are also missing.

Why this matters

The rules on how your orders get filled sit in a document you cannot read. You accepted it anyway when you opened the account.

Exhibit 18NoticeHarder than usual

The Company’s Order Execution Policy is available on the website and forms part of this Agreement by reference.
Clause 1.2 in User Agreement, p.3
Read from the broker's site on Open the reference

Where the marketing and the contract disagree

A promise made in public, set against the clause that governs it

01

The About Us page promises no hidden surprises while clause 28.5 says the markup will not be disclosed to you.

Said in public, in English

We believe in complete transparency in all our operations, from pricing and fees to execution and regulatory compliance. No hidden surprises, ever.

Core Values section of the English About Us page

In the contract · clause 28.5

you acknowledge, understand and accept that such “spread difference” represents a remuneration to us and that such “spread” will not be disclosed on Trade Settlement/Confirmation or otherwise disclosed to you.

02

The licence shown to answer the regulation question belongs to Nebula Ventures Ltd, a company absent from every contract you sign.

Said in public, in English

Yes. ePlanet Brokers operates through entities subject to the applicable legal and regulatory frameworks of their respective jurisdictions. Nebula Ventures Ltd is licensed and regulated by the Vanuatu Financial Services Commission (VFSC) to provide financial dealer services under the laws and regulatory framework of the Republic of Vanuatu.

Answer to Is ePlanet Brokers regulated on the English regulation page

In the contract · clause 1.2

The relationship between Eplanet Brokers Ltd. and the Client is governed by the laws of The Comoros Island (MWALI) and all interactions will be in English unless another language is mutually agreed upon.

03

Persian readers are shown a Vanuatu licence, while the contract names a different company and a MISA licence that page never mentions.

Said in public, in Persian

Nebula Ventures Ltd برای ارائه خدمات Financial Dealer دارای مجوز بوده و تحت نظارت Vanuatu Financial Services Commission (VFSC) قرار دارد و مطابق با قوانین و چارچوب رگولاتوری جمهوری وانواتو فعالیت می‌کند.

Word for word in English: Nebula Ventures Ltd is licensed to provide Financial Dealer services and is under the supervision of the Vanuatu Financial Services Commission (VFSC), and operates in accordance with the laws and regulatory framework of the Republic of Vanuatu.

Answer to whether ePlanet is regulated, Persian regulation page

In the contract · clause 1.1

The Company is Eplanet Brokers Ltd, registered at International Business Companies (IBC), Comoros Union with company registration no. HY00923038 and regulated by the MISA (MWALI International Services Authority) for INTERNATIONAL BROKERAGE & CLEARING SERVICES under brokerage license number T2023372.

04

Arabic readers are shown the same Vanuatu licence held by a company that appears in none of the eight contracts.

Said in public, in Arabic

شركة Nebula Ventures Ltd مرخصة وخاضعة لتنظيم لجنة فانواتو للخدمات المالية (Vanuatu Financial Services Commission – VFSC) لتقديم خدمات Financial Dealer وفقاً للقوانين والإطار التنظيمي لجمهورية فانواتو.

Word for word in English: Nebula Ventures Ltd is licensed and regulated by the Vanuatu Financial Services Commission (VFSC) to provide Financial Dealer services, in accordance with the laws and regulatory framework of the Republic of Vanuatu.

Answer to whether ePlanet is regulated, Arabic regulation page

In the contract · clause 1.1

The Company is Eplanet Brokers Ltd, registered at International Business Companies (IBC), Comoros Union with company registration no. HY00923038 and regulated by the MISA (MWALI International Services Authority) for INTERNATIONAL BROKERAGE & CLEARING SERVICES under brokerage license number T2023372.

05

Negative balance protection is advertised while the Risk Disclosure makes you pay whatever shortfall is left after a close-out.

Said in public, in English

Security procedures, account verification, negative balance protection, and operational controls designed to support responsible account management.

Client Protection and Security panel on the English About Us page

In the contract · clause Short Margin or Stop Out

You have to agree to be responsible for and promptly pay to Eplanet Brokers Ltd any deficiencies in your account that arise from such liquidation or remain after such liquidation.

06

The payment page lists every method as free while clause 26.4 keeps the right to add withdrawal fees and limits at any time.

Said in public, in English

ePlanet Brokers provides multiple deposit and withdrawal options, with clear information on available methods, processing times, transaction limits, and applicable fees.

Opening statement of the English deposit and withdrawal page, above a table listing every method as Free

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of eplanetbrokers.com

In the contract · clause 26.4

Withdrawals: We reserve the right to charge you for all transfer fees applied by payment service providers (banks, electronic payment providers, crypto-exchangers and other) and to impose withdrawal limits and withdrawal fees in our systems, at any time.

07

The home page advertises a 50% stop-out level while the contract sets it at 20% and makes closure optional.

Said in public, in English

Stop-Out 50%

Zero account card on the English home page

In the contract · clause 3.6.2

The Company is entitled to mandatory closing of Client open positions without prior notification of the latter one, if a Margin level is less than or equal to 20% of the necessary margin for maintaining open positions.

08

A fixed leverage figure is advertised in Persian while clause 3.7.2 lets the firm change it at any time without telling you.

Said in public, in Persian

اهرم تا ۱:۵۰۰

Word for word in English: Leverage up to 1:500

Account cards on the Persian home page, shown for all four account types

In the contract · clause 3.7.2

The Company is entitled to change leverage on the Client account any time without prior notification.

The documents this reading is based on

19 files, all published by ePlanet. Each shows when we read it and a fingerprint of its wording.

WIKILIX keeps the copy of each file it read, and does not republish it: what is published is the fingerprint of its wording. Download the file yourself and hash its text, lowercased with runs of whitespace collapsed, and a matching fingerprint means the wording quoted above is still the wording ePlanet publishes.

How this reading was done

Every clause above was read out of a document ePlanet publishes itself

This reading was published on .

Documents
15 of 19downloaded from the broker's site, and 15 read in full
Pages opened
23pages walked to find those documents, footer links included
Marketing pages
6public pages set against what the contract says
Languages
AR vs EN vs FAthe language it advertises in, against the language it contracts in

Who the contract is with

Eplanet Brokers Ltd

You contract with Eplanet Brokers Ltd. Four of its eight documents give the same description: Comoros registration HY00923038, MISA brokerage licence T2023372, and a registered office at Ivana Milutinovica 3, Podgorica, Montenegro. The public regulation page gives the Comoros number, never mentions the MISA licence, and adds a second company, Nebula Ventures Ltd, as holder of a Vanuatu licence. Nebula Ventures Ltd, Vanuatu and the VFSC appear in none of the eight contracts. The governing law is named three ways: the laws of The Comoros Island (MWALI) in the User Agreement, the International Companies Act 2014 in the Terms and Conditions, and the International Companies Act 2006 in the website footer.

Quotations are copied verbatim from the documents named above, with the clause number and the page each one came from. Where a clause is quoted in another language, the original is shown first and the English is a translation.

The plain-language parts, what a clause means for a client, how ordinary it is, and how it reads against a regulated standard, are WIKILIX's analysis and are labelled as such on every card. This is a reading of public documents, not legal advice and not an allegation of wrongdoing.

In fairness, and what we could not check

A reader who knows the edges of the work can trust the middle of it

Eplanet Brokers Ltd publishes a complete set of eight legal documents, free to download, each with a table of contents. Its complaints procedure names an outside escalation route to MISA and commits the firm to answering in three business days and resolving in fifteen. The User Agreement admits in plain words, at clauses 28.1 to 28.4, that the firm may take the other side of your trade and profit when you lose. Many brokers never say that anywhere. The withdrawal target is two working days, faster than most, and clause 3.6.5 sets a negative balance back to zero as the default.

Eplanet Brokers Ltd publishes a short summary page for each policy and keeps the binding text in a PDF behind a download link. Every clause quoted here comes from those PDFs, which we opened and read ourselves. We read the User Agreement, Terms and Conditions, Risk Warning, Risk Disclosure, Complaints Handling Procedure and Conflict of Interest Policy end to end. We read only part of the money laundering policy and the privacy policy. No earlier version of any document is available, so this is a first reading with nothing to compare against. None of the eight documents carries a version number or a date, so we cannot say when any clause was last changed. The payment table on the financial page lists crypto methods only, while the contracts set out card and bank rules at length, so we could not see the card terms a client is actually shown.

How to check any of this yourself

Every quote above links to the ePlanet file it came from. This is what to do with it.

Open the three stepsFind the words in the source, work out the fingerprint, and read what a difference does and does not prove.

Open the source and search for the words

Every quote has a link under it. Open the file, or the web page, and search it for the words we quote. The clause number next to the quote tells you where to look.

If the words are not there any more, the source may have changed after we read it. That is worth knowing too. We keep the date we read it, and a code worked out from its wording, so the quote stays checkable.

What a fingerprint is

A fingerprint is a code worked out from what a source says. Change one word and the code changes completely. We keep two codes for every file we read, and the panel on each source shows both.

The first is the code of the exact file we downloaded. The second is the code of its wording alone, with capital letters lowered and runs of spaces collapsed. When the same words are saved as a new file, the first code changes and the second one stays the same.

Only the first code can be worked out on your own computer. Save the file, then run one of these, putting the name of the file you saved where the example is. The panel on each source prints the command with that source's real file name already in it.

macOS or Linux:
  shasum -a 256 the-file-you-saved.pdf

Windows:
  certutil -hashfile the-file-you-saved.pdf SHA256

The two codes are different from each other, and they are not meant to match. Comparing one against the other proves nothing.

What a difference means, and what it does not

A different file code on its own proves nothing. A PDF saved again with a new date inside it is a new file saying exactly the same thing.

A different wording code means the words themselves changed. That is the one that matters, and it is why we keep it.

Even then, a change is not proof of bad faith. Companies update their documents. What this report says is what the document said on the day we read it, and every quote carries that date.

A source that is a web page and not a file has no file to save, so only the code of its wording is shown.

How this report is made

Every clause quoted above comes from a document ePlanet publishes on its own website, downloaded and hashed on the date shown, with the clause number and page recorded so any reader can check it. We do not allege anything the documents do not say, and we do not judge ePlanet on anything other than its own published terms and its own public marketing. Where a clause has a qualifier that softens it, the report says so. Last read Sep 17, 2026.

If you represent ePlanet and a clause has changed, been withdrawn, or is being read out of context, tell us and we will re-read the documents and update this page. Corrections from the broker are welcome and are published with the reading they change. Contact us.

This is a reading of a contract, not legal advice and not a ruling on ePlanet. Whether its licence is real and current is a separate check on the broker profile.

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