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Contract reading

What FOREXimf legally published, but does not want you to read

Every clause below is published by FOREXimf itself, on its own website, today. The finding is not that the text exists. It is the distance between what a client is shown and what a client agreed to. Read from its own documents on .

Contracting entity: PT. International Mitra Futures

hidden feewithdrawalskyc burdenliability exclusionsole discretionunilateral amendmentcomplaintscounterparty riskcurrency conversioncut off time

FOREXimf publishes three legal pages and no client agreement. Its own Disclaimer says the client agreement is on the site. It is not. FOREXimf tells you to deposit into bank accounts that belong to a different company, Quickpro Berjangka Indonesia. The Privacy Policy says FOREXimf is not liable for lost profit or for its platform stopping.

Back to FOREXimf

Contract risk

Money at risk
6.5/10

Where this contract sitsHow far this contract goes, overall. Under 2 is nothing beyond the ordinary; 6 to 9 means several clauses put money you have already earned at risk; 9 and above reads as designed to make payout refusable.

0510
CriticalClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
3
FlaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
14
DocumentsHow many of the broker's own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
7
ContradictionsPlaces where a promise the broker makes in public is not kept by the clause that governs it.
3

How the 14 break downThe same flagged clauses, split by how much each one can cost you. Severity is our reading of the clause, not the broker's label.

Critical3
Warning10
Notice1

The numbers in this contractFigures taken from this broker's own clauses, so the labels differ from broker to broker. The four in the panel above are the same on every report.

2 of these 4 figures come from a clause we rate critical, which means it can take your money or your profit rather than only delay it.

Critical3Account limit. Jump to the clause this comes from.No client agreement is published anywhere on the siteCritical7In the contract. Jump to the clause this comes from.Deposit accounts are in a different company's name8 daysFee you were not shown. Jump to the clause this comes from.Free Swap is advertised, then charged from the eighth day21 working daysTime to complain. Jump to the clause this comes from.Complaint clock starts only after the regulator approves

What the documents say

14 clauses worth knowing about, worst first, each quoted from FOREXimf's own files

01

You cannot read the contract that governs your account, because FOREXimf does not publish it. The Disclaimer says the terms of the Perjanjian Nasabah (client agreement) can be accessed through the site. Only three legal pages exist there: the Disclaimer, the Privacy Policy and the regulation page.

Why this matters

FOREXimf does not publish the rules that decide your money. Nothing tells you what happens to your profit if it says you broke a trading rule. Nothing says how long it has to pay a withdrawal. The FAQ points to a trading rule that is nowhere on the site.

Exhibit 1CriticalRarely seen3

Semua kuotasi dan transaksi selalu berdasarkan Syarat dan Kondisi dari Perjanjian Nasabah yang dapat diakses melalui situs ini.
Clause Resiko Pasar dan Online Trading in Disclaimer
Read from the broker's site on Open the reference
Our own capture of foreximf.com, taken on Sep 10, 2026No client agreement is published anywhere on the site (clause Resiko Pasar dan Online Trading)Visit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must give a retail client written terms of business before that client trades, and must disclose costs and charges in advance. FOREXimf publishes three legal pages and no client agreement.

FOREXimf is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Our readingA licensed futures broker that publishes no client agreement is unusual. The agreement is the document that settles what happens to your money in a dispute. Here there is nothing to hold the company to.

  • Worse together with Exhibit 8With no contract to fix the terms, the only published terms sit on pages FOREXimf says it can change at any time without notice.
  • Worse together with Exhibit 10A trading ban with no published consequence leaves you unable to find out what FOREXimf may do to your profit if it decides you broke the rule.
02

Your deposit goes to a bank account held by Quickpro Berjangka Indonesia, not by PT. International Mitra Futures. FOREXimf names the second company as the site's operator and the licence holder. It never explains the first name, which appears on all seven segregated accounts.

Why this matters

You are wiring money to a company whose name appears nowhere in the legal pages you were shown. In August 2025 the same account numbers were in the name of PT. International Mitra Futures. That points to a rename, and FOREXimf does not say so anywhere.

Exhibit 2CriticalRarely seen7New

Bank BCA Cab. Hasanudin Denpasar no. rek. 040.184.8168 a/n Quickpro Berjangka Indonesia
Clause Rekening bank mana yang dipakai untuk melakukan deposit? in FAQ Trading Forex
Read from the broker's site on Open the reference
Our own capture of foreximf.com, taken on Sep 10, 2026The claim, on Footer of the regulation and legality page, below BAPPEBTI licence 736/BAPPEBTI/SI/6/2005Visit this page on the broker's siteDownload the full size image file
Our own capture of foreximf.com, taken on Sep 10, 2026What the contract says, clause Rekening bank mana yang dipakai untuk melakukan deposit?Visit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must hold retail client money in accounts titled so that the client's money is identifiable and separate from the firm's own. FOREXimf calls its accounts segregated and supervised by BAPPEBTI, and lists them under a company name its legal pages never mention.

FOREXimf is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Our readingA payment instruction naming a different company from the one in the terms is what clients are told to treat as a warning sign. Here the licence number, address and phone match on both sides. That points to a renamed company, not a stranger.

  • Worse together with Exhibit 11If you need to complain about money you sent to Quickpro Berjangka Indonesia, the published complaint procedure names a differently named company as the broker.
03

You give up your right to claim for lost profit when you accept the Privacy Policy. In that document FOREXimf says it is not responsible for delay, inaccuracy, error, interruption or a stop to its service. It also excludes loss of profit or opportunity of any kind.

Why this matters

If the platform freezes and your position runs against you, this wording is what FOREXimf will point to. The exclusion covers lost profit, and it sits in a document titled Privacy Policy rather than in any trading contract.

Exhibit 3CriticalHarder than usual

FOREXimf.com tidak akan bertanggungjawab untuk kewajiban atau kerusakan atau kehilangan atau kerugian secara langsung, tidak langsung, tidak sengaja atau hal-hal lainnya, kehilangan keuntungan atau peluang dalam bentuk apapun, termasuk virus yang dapat mempengaruhi peralatan komputer.
Clause Penggunaan Situs in Privacy Policy
Read from the broker's site on Open the reference
Our own capture of foreximf.com, taken on Sep 10, 2026Privacy Policy excludes liability for lost profit and platform failure (clause Penggunaan Situs)Visit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC cannot exclude liability to a retail client for their own failures, and must handle complaints under a published procedure. This Privacy Policy excludes responsibility for interruption or a stop to the service, and for loss of profit of any kind.

FOREXimf is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 9One document excludes liability for platform failure and the other withdraws the stop-loss guarantee in fast markets, so both routes to a claim close at the same moment.
04

FOREXimf advertises Free Swap on its account page and lists Swap as Free for both account types. It then waives the overnight charge for seven days only, and applies it from the eighth day your order stays open. No amount is published.

Why this matters

Hold a position for more than a week and you pay a charge the account page told you was free. Nothing on the site says how much it is, so you cannot work out the cost before you trade.

Exhibit 4WarningHarder than usual8 days

Spread Super Tipis, Free Swap dan Pasti Dapat Hadiah
Quoted in Tipe Akun
Read from the broker's site on Open the reference
Our own capture of foreximf.com, taken on Sep 10, 2026The claim, on Account types page subheading, above both account tables, which also list Swap as FreeVisit this page on the broker's siteDownload the full size image file
Our own capture of foreximf.com, taken on Sep 10, 2026What the contract says, clause Apakah ada swap?Visit this page on the broker's siteDownload the full size image file

What happens, and when

The stages this clause runs through, taken from the broker's own document
TriggerWhat the broker may then doClause
Days 1 to 7No overnight charge applies, on any symbol.
Day 8The overnight swap charge starts. FOREXimf publishes no amount for it.
05

FOREXimf sets its own dollar rate at Rp 14,000 and calls it a FIX rate. It appears once, in brackets, inside one FAQ answer about the $5 minimum withdrawal. No page says which of your payments that rate applies to.

Why this matters

You deposit rupiah and trade in dollars, so a rate is applied somewhere. A rate fixed below the market pays you fewer rupiah for each dollar you withdraw. The rupiah has traded well above Rp 14,000 for years.

Exhibit 5WarningHarder than usual$5

Proses pengiriman dana ke rekening bank tujuan biasanya memakan waktu antara 4 hingga 5 jam dengan minimal withdraw $5 atau Rp.70.000,- (FIX rate 1$ 14.000)
Clause Bagaimana tata cara withdrawal? in FAQ Trading Forex
Read from the broker's site on Open the reference
Our own capture of foreximf.com, taken on Sep 10, 2026Dollar balances converted at a fixed rate of Rp 14,000 (clause Bagaimana tata cara withdrawal?)Visit this page on the broker's siteDownload the full size image file

What it costsA $100 withdrawal converted at Rp 14,000 pays out Rp 1,400,000.

Free Swap is charged from the eighth day, and no fee amount is published

From the eighth day a position stays open, FOREXimf charges an overnight fee it advertises as Free Swap, and publishes no amount for it. Withdrawals carry no company fee, and every bank charge comes out of your payout instead. The one conversion rate FOREXimf publishes is a fixed Rp 14,000 to the dollar, in brackets, inside a single FAQ answer.

Cost disclosure1 clause flagged

FOREXimf charges you nothing to withdraw, and then passes every bank administration cost to you. The deposit page says the bank takes that cost out of your money automatically. No page gives the amount.

Why this matters

You learn what a withdrawal costs only when the money lands in your account. FOREXimf publishes no figure, so you cannot compare its real withdrawal cost against another broker's.

Exhibit 7WarningStandard wording

Kegiatan penarikan dana dari FOREXimf.com (PT. International Mitra Futures) tidak dikenai biaya apapun, akan tetapi segala biaya administrasi perbankan akan dibebankan kepada nasabah.
Clause WITHDRAWAL in Deposit & Withdrawal
Read from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must disclose costs and charges to a retail client before that client trades, including third party costs passed on. FOREXimf says the bank charge is yours and does not say what it is.

FOREXimf is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Two cut-off times, and no committed deadline to pay you

FOREXimf's deposit page puts the same-day withdrawal cut-off at 12.00 WIB and its FAQ puts it at 14.00 WIB. The FAQ also limits requests to the hours between 08.00 and 14.00 on working days. It says a payment usually takes 4 to 5 hours, and usually is as firm as the promise gets.

Exit timing1 clause flagged

FOREXimf gives you two deadlines for a same-day withdrawal. The deposit page says a request after 12.00 WIB waits until the next working day. The FAQ says the cut-off is 14.00 WIB, and that it only takes requests between 08.00 and 14.00.

Why this matters

Send your request at 13.00 and one page says it goes today while the other says it waits. The deposit page has carried the earlier time since at least August 2025. The page about moving your money is the out of date one.

Exhibit 6WarningHarder than usual

Penarikan dana hanya dapat dilakukan pada hari kerja. Penarikan diatas 12.00 WIB, akan diproses pada hari kerja berikutnya.
Clause WITHDRAWAL in Deposit & Withdrawal
Read from the broker's site on Open the reference
Our own capture of foreximf.com, taken on Sep 10, 2026The claim, on Footnote under the withdrawal steps on the deposit and withdrawal pageVisit this page on the broker's siteDownload the full size image file
Our own capture of foreximf.com, taken on Sep 10, 2026What the contract says, clause Bagaimana tata cara withdrawal?Visit this page on the broker's siteDownload the full size image file

The contract FOREXimf says is on its site is not on its site

FOREXimf publishes three legal pages and no client agreement. Its Disclaimer points you to a Perjanjian Nasabah that is not there, and its FAQ cites a trading rule that is not there either. What is published sits on pages FOREXimf says it can change at any time without notice. That includes the spread, the commission and the cut-off times.

Unwritten terms2 clauses flagged

FOREXimf reserves the right to change the content of its site at any time without telling you. The FAQ and the deposit page are where it publishes the spread, the commission, the swap and the withdrawal cut-off. No contract fixes any of them.

Why this matters

The commission you agreed to on the day you deposited can read differently next month, and nothing obliges FOREXimf to tell you. Because no client agreement exists, there is no version of these terms you can hold it to.

Exhibit 8WarningHarder than usual

Isi dari situs ini dapat berubah sewaktu-waktu tanpa adanya pemberitahuan dan tersedia hanya untuk satu tujuan yaitu membantu nasabah membuat keputusan yang independen.
Clause Keakuratan Informasi in Disclaimer
Read from the broker's site on Open the reference

FOREXimf says scalping is not allowed, then says it might still be tolerated if you hold a little longer. It does not say how long is long enough. Hedging is banned under a trading rule the site does not publish.

Why this matters

You cannot tell whether your own trading breaks the rule, and FOREXimf decides after the fact. No published document says what it may do to your positions or your profit if it decides you did.

Exhibit 10WarningHarder than usual

Untuk scalping tidak diperbolehkan, akan tetapi jika waktunya sedikit lebih lama mungkin masih bisa ditoleransi.
Clause Apa strategi trading yang diperbolehkan di FOREXimf? in FAQ Trading Forex
Read from the broker's site on Open the reference

FOREXimf excludes liability for lost profit and sends complaints to the regulator

FOREXimf's Privacy Policy says the company is not responsible for delay, error, interruption or loss of profit of any kind. Its Disclaimer guarantees stop-loss orders will run correctly, except when the market is hectic. Complaints go to BAPPEBTI's portal, where two stages of 21 working days start only after the regulator approves the complaint.

Limits on claims2 clauses flagged

FOREXimf guarantees your stop-loss and limit orders will run without error, then removes that guarantee for market conditions it calls hectic. It does not define hectic anywhere.

Why this matters

A stop-loss matters most in a fast market, and that is the case this wording carves out. If your stop fills far from your price during a sharp move, the Disclaimer is what FOREXimf will point to.

Exhibit 9WarningHarder than usual

Semua kegiatan stop-loss, limit dan order entry (masukan) dijamin dan dipastikan tidak akan ada kesalahan, KECUALI dalam kondisi pasar yang sedang hectic.
Clause Resiko Pasar dan Online Trading in Disclaimer
Read from the broker's site on Open the reference

FOREXimf routes your complaint to BAPPEBTI's public portal rather than handling it in house. The 21 working day limit at broker level starts only after BAPPEBTI verifies and approves your complaint. Nothing caps how long that approval takes.

Why this matters

Two stages of 21 working days each follow once the process starts, and the wait before it starts has no limit. To file at all, you must upload your identity document and proof of your transfers to a government portal.

Exhibit 11WarningStandard wording21 working days

Setelah pengaduan diverifikasi dan disetujui oleh BAPPEBTI, maka proses penyelesaian pengaduan telah masuk dalam tahap penanganan pengaduan Nasabah melalui proses musyawarah pada tingkat Pialang Berjangka dengan jangka waktu paling lama 21 hari kerja terhitung setelah BAPPEBTI memberikan persetujuan;
Clause Tata cara pengaduan nasabah in Pengaduan
Read from the broker's site on Open the reference

What happens, and when

The stages this clause runs through, taken from the broker's own document
TriggerWhat the broker may then doClause
Client files on the BAPPEBTI portalYou submit your details, the broker's details, a timeline and your transfer receipts.Tata cara pengaduan nasabah
After BAPPEBTI approvesTalks at broker level run for up to 21 working days.Tata cara pengaduan nasabah
If no agreement is reachedThe futures exchange mediates for up to 21 more working days.Tata cara pengaduan nasabah

Reaching Rp 25 million in equity stops your trading until new papers arrive

FOREXimf opens an account on a KTP scan and a selfie, then demands the full document set once your trading equity reaches Rp 25 million. Until you complete it, you cannot continue transacting. Its Privacy Policy offers no deletion right, names no retention period, and sends data corrections to Live Chat.

Documents and data2 clauses flagged

FOREXimf opens your account on a short registration. Once your trading equity reaches Rp 25 million, you must complete the full registration. You cannot keep trading until you do.

Why this matters

The trigger is your own success, not a risk flag. Profit your way past Rp 25 million and you cannot trade again until the papers are in. Those include a tax number, a utility or phone bill and a recent photograph.

Exhibit 12WarningHarder than usual

Catatan: Jika Ekuitas modal trading mencapai 25 Juta Rupiah, Anda perlu melengkapi detail pendaftaran lengkap untuk dapat meneruskan kegiatan transaksi.
Clause Apa saja syarat pembukaan account (real account) di FOREXimf? in FAQ Trading Forex
Read from the broker's site on Open the reference

What happens, and when

The stages this clause runs through, taken from the broker's own document
TriggerWhat the broker may then doClause
Deposit under Rp 10 millionA KTP scan and a photo of you holding it are enough to open the account.Apa saja syarat pembukaan account (real account) di FOREXimf?
Equity reaches Rp 25 millionFOREXimf requires the full registration document set.Apa saja syarat pembukaan account (real account) di FOREXimf?
Until the papers arriveYou cannot continue transacting.Apa saja syarat pembukaan account (real account) di FOREXimf?

FOREXimf may pass your information to public authorities, and its Privacy Policy sets no test for when it will. The policy tells you to use Live Chat to correct your own data. Nothing says how long FOREXimf keeps it.

Why this matters

You cannot ask for your data to be deleted, because the policy does not offer that. It names no retention period either, so your identity documents stay on file for as long as FOREXimf chooses.

Exhibit 13NoticeStandard wording

Namun dalam beberapa hal, FOREXimf.com berkemungkinan memberikan informasi kepada otoritas publik.
Clause Data Pribadi dan Privasi in Privacy Policy
Read from the broker's site on Open the reference

1:500 leverage, from age 17, under an Indonesian futures licence

FOREXimf offers 1:500 leverage on a Rp 250,000 minimum deposit, and its FAQ sets the minimum age at 17 with a parent's consent letter. It holds BAPPEBTI business licence 736/BAPPEBTI/SI/6/2005 and names segregated client accounts supervised by the regulator. No page it publishes promises negative balance protection.

In plain words

Negative balance protection is a limit that stops you owing more than you put in. Without it, one fast market move can leave you owing the broker money on top of your deposit.

Product and licence1 clause flagged

FOREXimf offers 1:500 leverage, which lets you control 500 dollars of currency for every dollar of your own. The Classic account opens at Rp 250,000. Its FAQ sets the minimum age at 17, with a parent's consent letter.

Why this matters

High leverage on a small deposit means a small move against you can take the whole position. FOREXimf sets stop out at 100% margin level, which closes positions early, and that is the only protection its pages describe. Nothing published promises negative balance protection, which would stop your account going below zero.

Exhibit 14WarningHarder than usual500

Leverage 1:500 = Rp 250.000,-
Clause Berapa minimal deposit untuk trading? in FAQ Trading Forex
Read from the broker's site on Open the reference

What it costsAt 1:500, Rp 250,000 of your own money carries a position of Rp 125,000,000.

Set against a regulated standard: ESMA (EU), FCA (UK)

Firms under ESMA and FCA rules cap retail leverage on major currency pairs at 30:1 and on gold at 20:1, and must give retail clients negative balance protection. FOREXimf offers 1:500 and its pages describe no negative balance protection.

FOREXimf is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Where the marketing and the contract disagree

A promise made in public, set against the clause that governs it

01

The account page sells swap as free while the FAQ charges it from the eighth day a position stays open.

Said in public, in Indonesian

Spread Super Tipis, Free Swap dan Pasti Dapat Hadiah

Word for word in English: Super Thin Spread, Free Swap and Guaranteed to Get a Prize

Account types page subheading, above both account tables, which also list Swap as Free

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of foreximf.com

In the contract · clause Apakah ada swap?

Pada Gold Account dan Classic Account - Bebas biaya menginap selama 7 hari semua simbol. Swap dikenakan mulai di hari ke-8 order menginap.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of foreximf.com

02

The deposit page sets the same-day withdrawal cut-off at 12.00 WIB and the FAQ sets it at 14.00 WIB.

Said in public, in Indonesian

Penarikan dana hanya dapat dilakukan pada hari kerja. Penarikan diatas 12.00 WIB, akan diproses pada hari kerja berikutnya.

Word for word in English: Withdrawal of funds can only be done on working days. Withdrawals after 12.00 WIB will be processed on the next working day.

Footnote under the withdrawal steps on the deposit and withdrawal page

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of foreximf.com

In the contract · clause Bagaimana tata cara withdrawal?

Jika permohonan withdrawal diterima setelah jam 14.00 WIB, withdrawal akan diproses pada hari kerja berikutnya pada jam yang sama.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of foreximf.com

03

The page that names the licence holder says PT International Mitra Futures, and the page that takes your deposit names Quickpro Berjangka Indonesia.

Said in public, in Indonesian

FOREXimf.com sebagai website resmi PT International Mitra Futures menyediakan informasi berdasarkan sumber yang terpercaya, namun tidak bertanggung jawab atas segala bentuk risiko atau kerugian yang dialami secara langsung atau tidak langsung atas keputusan yang diambil berdasarkan informasi tersebut

Word for word in English: FOREXimf.com, as the official website of PT International Mitra Futures, provides information based on trusted sources, but is not responsible for any form of risk or loss suffered directly or indirectly from decisions taken based on that information

Footer of the regulation and legality page, below BAPPEBTI licence 736/BAPPEBTI/SI/6/2005

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of foreximf.com

In the contract · clause Rekening bank mana yang dipakai untuk melakukan deposit?

Bank BCA Cab. Hasanudin Denpasar no. rek. 040.184.8168 a/n Quickpro Berjangka Indonesia

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of foreximf.com

What changed quietly

This is our first reading of FOREXimf, so there is no earlier version of this page to compare against.

  • REWRITTENClause Segregated Account Rupiah/IDR · 2025-08-19 (archived) to 2026

    The seven segregated account numbers did not change, and the company name on them did.

    Quickpro Berjangka Indonesia

  • ADDEDClause · 2025-08-18 (archived) to 2026

    Every FOREXimf page now opens with a line saying the brand has become QuickPro and that current information sits on another site.

    FOREXimf kini menjadi QuickPro — Semua aktivitas dan informasi terbaru di Quickpro.co.id

  • ADDEDClause LEGALITAS · 2025-08-18 (archived) to 2026

    FOREXimf added a Bank Indonesia authorisation to its legality list after August 2025.

    Berizin Bank Indonesia berdasarkan Surat No. 27/553/DPPK/Srt/B Tertanggal 13 Agustus 2025

  • REWRITTENClause Data Pribadi dan Privasi · 2019-01-20 (archived) to 2026

    The law governing disclosure of your data to third parties moved from the Bahamas to Indonesia, which works in your favour.

    Informasi mengenai hubungan dengan nasabah hanya akan diperlihatkan kepada pihak ketiga apabila FOREXimf.com diwajibkan memperlihatkan informasi tersebut berdasarkan hukum yang berlaku di Indonesia.

  • REMOVEDClause · 2019-01-20 (archived) to 2026

    The promise that client data is used only inside PT. International Mitra Futures no longer appears.

The documents this reading is based on

7 files, all published by FOREXimf. Each shows when we read it and a fingerprint of its wording.

WIKILIX keeps the copy of each file it read, and does not republish it: what is published is the fingerprint of its wording. Download the file yourself and hash its text, lowercased with runs of whitespace collapsed, and a matching fingerprint means the wording quoted above is still the wording FOREXimf publishes.

How this reading was done

Every clause above was read out of a document FOREXimf publishes itself

This reading was published on .

Documents
7 of 7downloaded from the broker's site, and 7 read in full
Pages opened
24pages walked to find those documents, footer links included
Older copies
3earlier versions downloaded
Marketing pages
3public pages set against what the contract says

Who the contract is with

PT. International Mitra Futures

A client contracts with PT. International Mitra Futures. That name sits in the footer of every FOREXimf page and on its regulation page, which lists BAPPEBTI licence 736/BAPPEBTI/SI/6/2005. It is not the name on the bank accounts. The seven segregated accounts on the deposit page and in the FAQ belong to Quickpro Berjangka Indonesia. The only route to open an account from foreximf.com is a link to quickpro.co.id. That site names PT Quickpro Berjangka Indonesia as its operator and lists the same licence number, the same Bandung address and the same phone number. In August 2025 the same seven account numbers were in the name of PT. International Mitra Futures. This looks like one company renaming itself, not two companies. FOREXimf never says so on any page we read.

Quotations are copied verbatim from the documents named above, with the clause number and the page each one came from. Where a clause is quoted in another language, the original is shown first and the English is a translation.

The plain-language parts, what a clause means for a client, how ordinary it is, and how it reads against a regulated standard, are WIKILIX's analysis and are labelled as such on every card. This is a reading of public documents, not legal advice and not an allegation of wrongdoing.

In fairness, and what we could not check

A reader who knows the edges of the work can trust the middle of it

PT. International Mitra Futures holds a named BAPPEBTI licence and routes complaints through the regulator's own portal, with a published limit of 21 working days at each stage. That is more than many brokers offer. The deposit page names the segregated client accounts and says plainly that they are not the company's operating accounts. FOREXimf publishes a withdrawal time of 4 to 5 hours, faster than most brokers commit to. It sets stop out at 100% margin level, which closes a losing position early rather than late. We found no bonus lock-up, no dormancy fee and no inactivity charge in anything it publishes.

FOREXimf publishes no client agreement, so there is no contract text to read. Everything we quote comes from pages we read on foreximf.com itself. Those are the Disclaimer, the Privacy Policy, the regulation page, the FAQ, the deposit page, the account page and the complaint page. We compared today's regulation page and privacy policy against older copies from August 2025 and January 2019. We did not see the account opening documents. Those appear only once a client starts registering, and registration now happens on the QuickPro site. We did not read anything behind the client area login.

How to check any of this yourself

Every quote above links to the FOREXimf file it came from. This is what to do with it.

Open the three stepsFind the words in the source, work out the fingerprint, and read what a difference does and does not prove.

Open the source and search for the words

Every quote has a link under it. Open the file, or the web page, and search it for the words we quote. The clause number next to the quote tells you where to look.

If the words are not there any more, the source may have changed after we read it. That is worth knowing too. We keep the date we read it, and a code worked out from its wording, so the quote stays checkable.

What a fingerprint is

A fingerprint is a code worked out from what a source says. Change one word and the code changes completely. We keep two codes for every file we read, and the panel on each source shows both.

The first is the code of the exact file we downloaded. The second is the code of its wording alone, with capital letters lowered and runs of spaces collapsed. When the same words are saved as a new file, the first code changes and the second one stays the same.

Only the first code can be worked out on your own computer. Save the file, then run one of these, putting the name of the file you saved where the example is. The panel on each source prints the command with that source's real file name already in it.

macOS or Linux:
  shasum -a 256 the-file-you-saved.pdf

Windows:
  certutil -hashfile the-file-you-saved.pdf SHA256

The two codes are different from each other, and they are not meant to match. Comparing one against the other proves nothing.

What a difference means, and what it does not

A different file code on its own proves nothing. A PDF saved again with a new date inside it is a new file saying exactly the same thing.

A different wording code means the words themselves changed. That is the one that matters, and it is why we keep it.

Even then, a change is not proof of bad faith. Companies update their documents. What this report says is what the document said on the day we read it, and every quote carries that date.

A source that is a web page and not a file has no file to save, so only the code of its wording is shown.

How this report is made

Every clause quoted above comes from a document FOREXimf publishes on its own website, downloaded and hashed on the date shown, with the clause number and page recorded so any reader can check it. We do not allege anything the documents do not say, and we do not judge FOREXimf on anything other than its own published terms and its own public marketing. Where a clause has a qualifier that softens it, the report says so. Last read Sep 10, 2026.

If you represent FOREXimf and a clause has changed, been withdrawn, or is being read out of context, tell us and we will re-read the documents and update this page. Corrections from the broker are welcome and are published with the reading they change. Contact us.

This is a reading of a contract, not legal advice and not a ruling on FOREXimf. Whether its licence is real and current is a separate check on the broker profile.

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