Risk scorecard
Each area is scored 0 (clean) to 10 (worst). Higher means more risk.
Regulation
10/10 · CriticalNo licence of its own anywhere: the advertised Belize regulation returns nothing on that register, the Central Bank of Ireland authorisation it displays belongs to another company, and CONSOB has ordered its sites blocked twice.
Identity & transparency
10/10 · CriticalPublishes another authorised firm's legal name and registered address as its own, names no real operator, director or office, and offers only an email address and WhatsApp as contact.
Withdrawals & conduct
6/10 · HighA consistent and unanswered fund integrity theme, 79 reviews at 1.9 out of 5 with withdrawal refusal dominant and reports of tax or unlocking payments demanded first, but the pattern is not authenticated because the readable review page is dominated by templated recovery solicitations.
Reputation
9/10 · CriticalTwo European regulators have acted against the brand, every substantive independent write-up identifies it as a clone, and there is no credible positive client footprint.
Website claims
10/10 · CriticalStates it is regulated by the Central Bank of Ireland when it is not, copies the real firm's authorisation dates almost verbatim, asserts a partnership with FTI Treasury, claims more than a million registered users while its own counters read zero, and claims a Dublin address while excluding EU residents.
Operational history
9/10 · CriticalNo verified corporate existence and no disclosed operator, with the brand re-registering on a fresh domain each time one is closed off, most recently in May 2026; the longevity it advertises belongs to a firm incorporated in 1988 that is unconnected to it.
Who they are
A quick desk file on the company behind the brand.
- Brand: FTI Finance, also styled FTI Finance Limited.
- Legal entity: none of its own is disclosed. The name it publishes, FTI Finance Limited, belongs to a Central Bank of Ireland authorised firm in Dublin that is not connected to this trading operation.
- Registered: no address of its own. It publishes 3 Harbourmaster Place, IFSC, Dublin 1, D01 K8F1, Ireland, which is the registered address of FTI Finance Limited, trading as FTI Treasury.
- Website: ftifinance.com is the address on our record. It no longer serves a trading site. The brand has since used ftifinance.net, ftifinancelimited.com and, at the time of writing, fti-finance.com, registered on 26 May 2026.
- Only licence: none. The Belize authorisation it advertised does not appear on the Belize register, and the Central Bank of Ireland authorisation it now cites belongs to a different company.
- Offers: contracts for difference on forex, cryptocurrencies, shares, indices, commodities and exchange traded funds, on an in-house WebTrader platform, with contact by email and WhatsApp.
- Not accepted: its own terms exclude residents of the European Union and the United States, which sits oddly beside the Dublin address it claims, because an Irish authorised firm is by definition an EU firm.
- Age claim: it presents the authorisation history of a firm authorised in December 1995. No domain the brand currently holds is older than about two years and four months.
Regulation
Who really oversees this broker, and what each licence is worth to you.
Proof of regulation on an official register: No
We could not confirm this broker on any genuine regulator’s register.
Licences the broker publishes
Central Bank of Ireland
International Financial Services Commission / Financial Services Commission, Belize
Why we reached this verdict
How the evidence adds up.
Four findings decide this, and the first is the one that matters most.
- The company identity belongs to someone else. The Central Bank of Ireland register lists FTI Finance Limited, reference C22059, trading as FTI Treasury, authorised as a MiFID investment firm. That firm's own site gives its address as 3 Harbourmaster Place, IFSC, Dublin 1, D01 K8F1 and states that it was authorised under the Investments Intermediaries Act 1995 in December 1995, then under MiFID I on 1 November 2007 and MiFID II in January 2018. The FTI Finance trading site reproduces that name, that address and those three dates almost verbatim, and adds a claim of partnership with FTI Treasury. Using another company's registered identity to take deposits is the scam mechanic itself, not a paperwork slip.
- The permissions would not even cover the product. FTI Treasury is authorised to receive and transmit orders, execute orders, manage portfolios and give investment advice. That is a corporate treasury outsourcing business serving large companies. It carries no permission to deal on own account, so it could not run a retail contracts for difference book even if the borrowed authorisation were its own.
- The Belize licence does not exist. Belize is the jurisdiction on our record and the one the operation advertised. The Belize Financial Services Commission publishes a searchable register of licensed and registered service providers, including each licensee's domain name. A name search for FTI returns nothing, whether the search is limited to current entries or opened to past ones.
- Regulators have acted twice against the brand. CONSOB ordered Italian internet providers to block Fti Finance at ftifinance.net in August 2022, and on 18 March 2026 it issued resolution 23923 blocking FTI Finance at ftifinancelimited.com and its client area. Belgium's FSMA carries the March 2026 warning. The same FSMA data also lists the real FTI Finance Ltd of Ireland as an active EEA firm, which is precisely the confusion the operation trades on.
The pattern around those findings is consistent with a serial operation rather than a business. ftifinance.com's registration lapsed and was picked up by a domain reseller on 29 April 2024; it is now advertised for sale at 5,095 US dollars. ftifinance.net is no longer registered. ftifinancelimited.com was registered on 4 July 2025 and blocked in Italy eight months later. fti-finance.com was registered on 26 May 2026, after that block, and its terms document still sits in a folder dated July 2025, which ties the two sites to one build. Each time a domain is closed off, the same borrowed Irish identity appears on a new one.
On conduct we are more careful. The review footprint for ftifinance.com stands at 79 reviews and 1.9 out of 5, with withdrawal problems as the running theme, and several published write-ups describe clients being told to pay tax or an unlocking fee before funds would be released. That mechanic has no legitimate counterpart. We are not treating it as proven, because the readable review page is dominated by fund recovery solicitations, some of them posted twice word for word, and that is not a source we can authenticate. The verdict does not rest on it. It rests on the register evidence above.
One limitation stated plainly: the regulator orders we could read name the brand and its ftifinance.net and ftifinancelimited.com addresses rather than ftifinance.com itself. We have therefore weighted them as strong supporting evidence rather than as an exact match to the address on our record. It does not change the conclusion, because the impersonation is verified against the Central Bank of Ireland's own register and is reproduced on the brand's current site.
We assess the risk of fraud as high. Anyone who has sent money to this operation should treat it as at risk.
Evidence ledger
Every finding, with its source and how strongly it points.
E1The brand's live trading site states that FTI Finance Limited is regulated by the Central Bank of Ireland and was authorised under the Investment Intermediaries Act 1995 in December 1995, then under MiFID I on 1 November 2007 and MiFID II in January 2018, and gives its address as 3 Harbourmaster Place, IFSC, Dublin 1, D01 K8F1. That is the identity and the authorisation history of a different company, copied almost word for word.
Hard proofFTI Finance trading site, About Us pageE2The Central Bank of Ireland register shows FTI Finance Limited, reference C22059, trading name FTI Treasury, authorised as a MiFID investment firm. The register records no website for it, and the entity is a corporate treasury business, not a retail contracts for difference broker.
E3A search of the Central Bank of Ireland register for FTI Finance returns exactly one firm, the Dublin treasury company trading as FTI Treasury. No separate retail trading entity of that name is authorised in Ireland.
E4The impersonated firm's own regulatory disclosure carries the wording the trading site reproduced, and lists what it is actually permitted to do: receiving and transmitting orders, executing orders, portfolio management and investment advice, plus ancillary services. It holds no permission to deal on own account, so it could not run a retail contracts for difference book.
E5The Belize Financial Services Commission public register, which lists each licensee's name and domain, returns no entity matching FTI. The result is the same whether the search covers current entries only or includes past ones, so the Belize regulation the operation advertised does not exist.
E6CONSOB's warning of 19 March 2026 names FTI Finance at ftifinancelimited.com and client.ftifinancelimited.com among websites ordered blocked in Italy, under resolution 23923 issued on 18 March 2026.
E7Belgium's FSMA carries the Italian warning naming FTI Finance and ftifinancelimited.com, and its own data separately records FTI Finance Ltd of Ireland as an active EEA investment firm providing services into Belgium. The two entries side by side show exactly the confusion the operation relies on.
E8Registration records show a brand that moves domain each time one is closed off: ftifinance.com re-registered through a domain reseller on 29 April 2024 after its earlier registration lapsed, ftifinancelimited.com registered on 4 July 2025 and blocked in Italy in March 2026, and fti-finance.com registered on 26 May 2026, after that block.
E9ftifinance.com is no longer operated as a broker. It sits on a domain reseller's nameservers and is advertised for sale at 5,095 US dollars, or 212.29 US dollars a month over 24 months.
E10The review record for ftifinance.com stands at 79 reviews and 1.9 out of 5, with 23 per cent of reviewers recommending it and withdrawal problems the dominant theme, including one account of losing 212,500 US dollars in under a month.
E11The same review page is saturated with fund recovery solicitations, several posted twice word for word under the same names, promoting a series of recovery services. That pattern follows collapsed brokers and targets their victims, so the review volume cannot be treated as an authenticated complaint pattern in its own right.
E12The live site claims a Dublin, Ireland address while its restricted jurisdictions clause refuses accounts to residents of the European Union and the United States. An Irish authorised firm is an EU firm, so both statements cannot be true.
E13The current site's terms and conditions document is served from a folder dated July 2025, the same month ftifinancelimited.com was registered, which ties the site blocked in Italy and the site running now to a single build.
E14The site's own About Us counters read zero active licences, zero offices worldwide and zero global staff, beside a claim of more than one million registered users. Contact is offered only through an email address, a web form and WhatsApp, with no named individual, office or telephone number published.
E15The earliest archived capture of ftifinance.com, from August 2018, is a registrar holding page, so the domain carried no earlier business whose history the operation could legitimately claim. Archive coverage of the trading years is absent because the site was not crawlable then.
E16No entry naming ftifinance.com itself was found on the UK FCA, Spanish CNMV, German BaFin or IOSCO alert records. The regulator action established here names the brand and its ftifinance.net and ftifinancelimited.com addresses, which is why those orders are weighted as strong support rather than an exact match to the address on record.
The other side
The strongest case in this broker’s favour.
We tested the innocent explanations before settling on this verdict. None survived, and it is worth setting out what we looked for.
- Could this be a retail arm of the real Irish firm? This was the strongest possibility and we took it seriously. It fails on the firm's own documents. FTI Treasury describes itself as a treasury outsourcing and consulting business processing more than 160 billion US dollars a year for large corporates and public bodies, its register entry lists no website, and its own site names only ftitreasury.com. A Central Bank of Ireland authorised firm would also not advertise Belize regulation, and would not be the subject of an Italian blocking order.
- Could it be a rebrand with continuity? No transition was ever announced. A domain that lapses and is resold by a marketplace is abandonment, not a rebrand, and the successor domains were registered by unrelated registrars.
- Could the Belize register simply be lagging? No. The operation solicited clients from around 2021, which is ample time, and the register returns nothing for past entries either, not only current ones.
- Could this be a name collision, with us writing up the wrong company? There is a genuine collision, and it runs the other way. Two different things share the name FTI Finance. We have kept them apart deliberately: the Dublin firm's authorisation, its 1988 incorporation and its clean record are its own and are not credited to this operation, and nothing in this report should be read as a criticism of FTI Finance Limited or FTI Treasury.
- What genuinely counts in the operation's favour. The current site carries a prominent leveraged trading risk warning, and we found no regulator order naming ftifinance.com itself among the documents we were able to read. We also could not verify the withdrawal complaints to our own standard, and we have not scored them as proven.
What would change this
What we would need to see to revise the verdict.
This verdict is falsifiable. Any one of the following would force us to revisit it.
- The Central Bank of Ireland register adding this trading operation, or its domains, to the record of FTI Finance Limited, or FTI Treasury confirming on its own site that it operates a retail contracts for difference brand.
- A Belize register entry naming FTI Finance or a connected entity, with a licence number, a matching domain and dealing permissions.
- An authorisation from any credible regulator held in the operation's own disclosed legal name, verifiable on that regulator's register, with the entity that holds client money named.
- CONSOB lifting its blocking orders on the basis that the operator is in fact authorised.
- Documented evidence that clients who requested withdrawals were paid in full, without being asked for a tax, fee or unlocking payment first.
- Evidence that the operator behind the current site is unconnected to the earlier ftifinance.com and ftifinancelimited.com operations, with different ownership and no shared infrastructure.
Check it yourself
Official registers and warning lists. Verify every claim first-hand.
Central Bank of Ireland register: FTI Finance Limited (C22059)
The Irish firm whose name and address this operation uses. Its authorisation is its own.
Central Bank of Ireland firm search for FTI Finance
One result only, the Dublin treasury firm trading as FTI Treasury.
Belize FSC register of licensed and registered service providers
The claimed Belize regulator. A name search for FTI returns no entity.
CONSOB warning of 19 March 2026, blackout websites
Italy ordered the brand's website blocked under resolution 23923.
FSMA (Belgium) results for FTI Finance
Carries the Italian warning, and separately lists the genuine Irish firm.
FTI Treasury regulatory disclosure (the impersonated firm)
The original wording the trading site copied, and the services actually permitted.
Frequently asked questions
Quick answers about this broker’s safety.
Is FTI Finance a scam?
Yes, on our assessment. The trading operation publishes the legal name, Dublin registered address and Central Bank of Ireland authorisation history of FTI Finance Limited, a separate Irish firm that has no connection to it. The Belize regulation it advertised does not appear on the Belize register, and Italian regulator CONSOB has twice ordered its websites blocked.
Is FTI Finance a fraud?
We hold evidence, not a court finding, so we put it this way: we assess the risk of fraud as high. What is established is that CONSOB ordered Italian providers to block the brand's sites, that the Belize licence it advertised does not exist on that register, and that it uses another authorised company's name and address. Those are the facts a reader can check for themselves.
Is FTI Finance regulated?
No. It holds no licence we could find with any regulator. The Central Bank of Ireland authorisation it displays belongs to FTI Finance Limited, trading as FTI Treasury, reference C22059, a corporate treasury firm in Dublin. The Belize register returns no entity matching FTI, either currently or historically.
What is the difference between FTI Finance and FTI Treasury?
They are unrelated. FTI Finance Limited, trading as FTI Treasury, is a genuine Dublin firm authorised by the Central Bank of Ireland since December 1995 that provides treasury outsourcing to large companies. It does not run a retail trading platform. The trading brand described in this report copied its name, address and authorisation wording.
Is FTI Finance a clone firm?
Yes. A clone is an operation that copies a real regulated company's identity to look authorised. This one reproduces the Irish firm's legal name, its address at 3 Harbourmaster Place, IFSC, Dublin 1, and its authorisation dates almost word for word, and claims a partnership with FTI Treasury that does not exist.
Can I withdraw my money from FTI Finance?
Reported experience says no. Withdrawal problems are the running theme of its review footprint, and published accounts describe clients being told to pay tax or an unlocking fee first. Never make that payment. It does not release funds and simply increases the loss.
Is my money safe with FTI Finance?
No. Without a licence there is no client money segregation, no capital requirement and no compensation scheme, so there is nothing standing behind your deposit. There is also no disclosed legal entity to pursue, because the name on the site belongs to a different company.
Who owns FTI Finance?
It is not disclosed. No genuine operating company, director or beneficial owner is named anywhere on the site or in its documents. The only company name shown belongs to the Irish firm being impersonated. That anonymity is itself one of the clearest warnings here.
How old is FTI Finance?
Far younger than it implies. It borrows the history of a firm authorised in 1995 and incorporated in 1988. In reality no domain the brand currently holds is older than about two years and four months, and the address on our record, ftifinance.com, lapsed and was resold in April 2024.
Why does the FTI Finance website not work?
ftifinance.com no longer serves a trading site. The registration lapsed and was picked up by a domain reseller on 29 April 2024, and the domain is now advertised for sale at 5,095 US dollars. The brand itself continued on other addresses, including one registered in May 2026.
Which regulators have warned about FTI Finance?
CONSOB in Italy ordered internet providers to block Fti Finance at ftifinance.net in August 2022, and on 18 March 2026 issued resolution 23923 blocking FTI Finance at ftifinancelimited.com and its client area. Belgium's FSMA carries the 2026 warning. We found no entry naming ftifinance.com itself among the documents we could read.
What was the Belize licence FTI Finance claimed?
Belize is the country on record and the regulation the operation advertised, referring to the body once called the International Financial Services Commission and now the Financial Services Commission. Its public register lists licensees with their domain names, and a search for FTI returns nothing. Belize is in any case a low tier offshore jurisdiction offering little protection to a retail client.
I lost money to FTI Finance. What should I do?
Contact your bank or card issuer straight away and ask about a chargeback or payment recall, then report it to the financial regulator where you live. Keep every receipt, statement and message. Do not pay anyone who promises to recover your funds for an upfront fee, because those offers cluster around collapsed brokers like this one and are a second scam.
What should I check before depositing with any broker?
Search the regulator's own register for the firm, and confirm the register shows the exact website you are about to use, not just a similar name. Check that the company holding your money is the one named in the terms. If a site claims a licence but gives you no register entry to verify, treat the claim as unproven.
What we recommend
The practical takeaway from everything above.
Do not deposit, and do not send further money to release existing funds. This is the point where most losses are compounded.
- If you are being asked to pay a tax, fee or unlocking charge to free your balance, stop. No genuine broker requires a payment before returning your own money. Paying it does not release anything.
- If you have already deposited, contact your bank or card issuer immediately and ask about a chargeback or recall, and keep every transfer receipt, statement, chat log and email.
- Report it. Complaints go to the financial regulator where you live. Italian residents can file with CONSOB, which has already acted against this brand. Irish residents should note that the Central Bank of Ireland can be told its authorised firm's identity is being misused.
- Ignore anyone who offers to recover your money for a fee. The review pages for this brand are full of these offers, and they are a second scam aimed at the same victims. Recovery approached by unsolicited message or comment is not legitimate.
- Check the name carefully before you act. FTI Finance Limited, trading as FTI Treasury, at ftitreasury.com, is a real regulated Dublin firm and is not the operation described here. Do not send it complaints or payments, and do not assume a site is connected to it because it uses the name.
- Before depositing anywhere, look the firm up on the regulator's own register, and check that the register shows the exact website you are about to use.
This is an independent assessment of risk, not a legal ruling. Scores and verdicts follow the Wikilix broker-safety methodology and can change as new evidence appears. Review scores are treated with caution when a broker’s reviews look manipulated. Last reviewed September 8, 2026. If any detail here is out of date or incorrect, or you represent this broker, please contact us.