Wikilix
Contract reading

What FX Choice legally published, but does not want you to read

Every clause below is published by FX Choice itself, on its own website, today. The finding is not that the text exists. It is the distance between what a client is shown and what a client agreed to. Read from its own documents on .

Contracting entity: FX Choice Limited

sole discretiondormancyunilateral amendmentkyc freezeprofit voidingwithdrawalsdeemed acceptanceforum waiverhidden feebonus lock

FX Choice Limited has paused new registrations, and its site still invites deposits from USD 10. Balances left behind run down against a USD 50 monthly inactivity fee that takes whatever is left. Money you do not claim after a closure becomes the company's property. The contract governing all of this, the Client Agreement, is not on the site's legal page.

Back to FX Choice

Contract risk

Money at risk
8.0/10

Where this contract sitsHow far this contract goes, overall. Under 2 is nothing beyond the ordinary; 6 to 9 means several clauses put money you have already earned at risk; 9 and above reads as designed to make payout refusable.

0510
CriticalClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
7
FlaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
16
DocumentsHow many of the broker's own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
9
ContradictionsPlaces where a promise the broker makes in public is not kept by the clause that governs it.
5

How the 16 break downThe same flagged clauses, split by how much each one can cost you. Severity is our reading of the clause, not the broker's label.

Critical7
Warning7
Notice2

section 83 of 105is where the deepest clause sits, 79% of the way into the document it is in

The numbers in this contractFigures taken from this broker's own clauses, so the labels differ from broker to broker. The four in the panel above are the same on every report.

4 of these 4 figures come from a clause we rate critical, which means it can take your money or your profit rather than only delay it.

Critical$10In the contract. Jump to the clause this comes from.Registrations paused while the site still sells depositsCritical$50Fee on an unused account. Jump to the clause this comes from.USD 50 a month on a dormant account, until nothing is leftCritical3 working daysWithdrawal limit. Jump to the clause this comes from.Withdrawals can be refused if FXChoice doubts themCritical2 working daysTime to complain. Jump to the clause this comes from.Two business days to dispute a trade, then it stands

What the documents say

16 clauses worth knowing about, worst first, each quoted from FX Choice's own files

01

FXChoice has closed new registrations and, in its own words, paused its trading operations. Every page still tells you to start trading with as little as USD 10.

Why this matters

If your money is already there, the clauses below keep working while the pause lasts. The notice does not say when trading restarts, and the newest company news on the site is from December 2023.

Exhibit 1CriticalRarely seen$10

New registrations currently unavailable
Quoted in Registration form notice
Read from the broker's site on Open the reference
Our own capture of en.myfxchoice.com, taken on Sep 22, 2026The claim, on Banner repeated on every page of the English siteVisit this page on the broker's siteDownload the full size image file
Our own capture of my.myfxchoice.com, taken on Sep 22, 2026What the contract saysVisit this page on the broker's siteDownload the full size image file

Our readingA broker that stops taking new clients usually takes the invitation down with it. Here the marketing site and the sign-up system say opposite things on the same day.

  • Worse together with Exhibit 2An account nobody can trade is an account running towards the inactivity fee.
02

You pay USD 50 every month once an account sits six months without a trade. FXChoice takes it straight from your balance, and where the balance is smaller than the fee, it takes the balance.

Why this matters

A quiet account holding USD 300 is empty after six charges. The Client Agreement also counts you as inactive if FXChoice cannot reach you for two months. Unanswered email is enough to start the clock.

Exhibit 2CriticalHarder than usual$50New

FXChoice will charge a USD 50 (or equivalent in another currency) monthly fee on inactive accounts, which are accounts that have remained inactive for 6 (Six) months or more, or an account for which the necessary KYC/identification documents have expired and not been updated. This USD 50 fee is taken directly from a client’s account balance; if there are insufficient funds to cover the fee, the remaining balance will be taken.
Clause Deposit and withdrawal policy, p.18 in Policies & Procedures
Read from the broker's site on Open the reference
Our own capture of ar.myfxchoice.com, taken on Sep 22, 2026USD 50 a month on a dormant account, until nothing is left (clause Deposit and withdrawal policy, p.18)Visit this page on the broker's siteDownload the full size image file

Buried at section 62 of 79 in the Policies & Procedures, 78% of the way through.

What it costsA balance of USD 300 loses USD 50 a month once the account counts as inactive. After six months it is nothing.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must set out costs and charges to a retail client before they trade. This fee is not in the Client Agreement at all: the agreement points to a web page for the amount.

FX Choice is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

What happens, and when

The stages this clause runs through, taken from the broker's own document
TriggerWhat the broker may then doClause
Out of contact for two monthsFXChoice classifies the account as inactive.18
Six months without a tradeA USD 50 monthly fee starts, taken from your balance.Deposit and withdrawal policy, p.18
Balance smaller than the feeFXChoice takes whatever is left in the account.Deposit and withdrawal policy, p.18
Balance reaches zeroFXChoice can end the agreement on seven days written notice.18
  • Worse together with Exhibit 3The fee empties the account, and the closure clause hands anything left to the company.
03

When FXChoice closes a dormant account, it emails you a termination date and can move your balance to another account you name. Money you do not claim to a named payment account is treated as abandoned, and FXChoice keeps it.

In plain words

Dormancy means an account left unused.

Why this matters

A stale email address is all it takes to lose the balance. The same sentence appears three times in one policy, once for each way FXChoice can close your account.

Exhibit 3CriticalRarely seen

Funds not requested by the Client to be returned to an exact payment system of the Client will be considered abandoned and will become the property of FX Choice Limited.
Clause Deposit and withdrawal policy, p.13 in Policies & Procedures
Read from the broker's site on Open the reference
Our own capture of ar.myfxchoice.com, taken on Sep 22, 2026Unclaimed money becomes the property of FX Choice Limited (clause Deposit and withdrawal policy, p.13)Visit this page on the broker's siteDownload the full size image file

Buried at section 53 of 79 in the Policies & Procedures, 67% of the way through.

Set against a regulated standard: FCA (UK)

Firms licensed by the FCA keep owing unclaimed client money to the client, and may only release it after years of tracing effort and an undertaking to pay the client if they return. This policy transfers the money to FX Choice Limited.

FX Choice is not licensed by this regulator, so this is a comparison of practice, not a finding of any breach.

Our readingDormancy clauses usually park an unclaimed balance or pass it to the state as unclaimed property. This one moves ownership of client money to the broker itself.

04

You can ask for the money not tied up in open trades at any time, and FXChoice has 3 business days to process it. It can reject the request if it deems it may not be legitimate, and the contract sets no test for that.

Why this matters

A suspicion under the money laundering policy lets FXChoice freeze the account with no prior notice and no deadline to finish looking. It can also postpone a payout while a payment provider is out of service.

Exhibit 4CriticalHarder than usual3 working days

The Client has the right to withdraw, at any time, any part of the Funds equal to the free margin that is available in the relevant trading account provided that there are Funds available. It should be noted that such request may take up to 3 (three) business days in order to be processed.
Clause 9.4 in Client Agreement
Read from the broker's site on Archived copyOpen the reference
Our own capture of myfxchoice.com, taken on Sep 22, 2026Withdrawals can be refused if FXChoice doubts them (clause 9.4)Visit this page on the broker's siteDownload the full size image file

Buried at section 48 of 79 in the Client Agreement, 61% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must return client money promptly on request and record why when they do not. This contract lets FXChoice reject a request on its own view that it may not be legitimate.

FX Choice is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

05

You get 2 business days from the moment an order executes to dispute its price, cost, speed or method. After that the order is conclusive and binding, whether or not you noticed anything wrong.

Why this matters

Miss the two business days and the trade is final. FXChoice can also refuse to hear a complaint at all if it decides you broke any part of the agreement.

Exhibit 5CriticalHarder than usual2 working days

The Client accepts that all orders executed by the FXChoice shall be conclusive and binding.
Clause 42.1 in Client Agreement
Read from the broker's site on Archived copyOpen the reference
Our own capture of myfxchoice.com, taken on Sep 22, 2026Two business days to dispute a trade, then it stands (clause 42.1)Visit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC give a retail client months to complain, and an independent ombudsman to go to afterwards. Here the deadline is 2 business days and the last stop is the broker's own compliance department.

FX Choice is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 13FXChoice sets the price you are disputing, and you have two days to challenge it.
06

FXChoice links three legal documents in its footer, and the Client Agreement is not one of them. That agreement governs your account, and depositing money counts as accepting it in full.

Why this matters

You can agree to the harshest terms here without ever seeing them. The agreement also overrides anything else FXChoice has told you, including its marketing pages.

Exhibit 6CriticalHarder than usual3

The relationship between customers and the service provider (FXChoice) are regulated by the Terms and Conditions, Client Agreement, annexes to it, and other rules, regulations and schedules established by Service Provider, which are accepted by the customer.
Clause Rights and Obligations of the service provider in Terms & Conditions
Read from the broker's site on Open the reference
Our own capture of ar.myfxchoice.com, taken on Sep 22, 2026The contract that binds you is not on the legal page (clause Rights and Obligations of the service provider)Visit this page on the broker's siteDownload the full size image file

Money FXChoice cannot return becomes money it keeps

Three clauses in the FXChoice deposit policy end with the same sentence: funds not claimed to a named payment account become the property of FX Choice Limited. A separate clause lets FXChoice deduct profit where it decides the trading system was abused, a term the policy never defines.

Ownership of your balance1 clause flagged

If FXChoice decides you abused the trading system or acted without good faith, it can close your positions without telling you first. It can then delay your withdrawals and deduct the profit.

Why this matters

Neither abuse nor good faith is defined anywhere in the policy. FXChoice decides, and the same clause lets it block your profile while it works out the damage.

Exhibit 7CriticalHarder than usual

In cases of abuse of the trading system or any activities contrary to the usual purpose of the service or without good faith, FX Choice Limited has the right to
Clause Deposit and withdrawal policy, p.11 in Policies & Procedures
Read from the broker's site on Open the reference
Our own capture of ar.myfxchoice.com, taken on Sep 22, 2026Profit removed for undefined abuse of the trading system (clause Deposit and withdrawal policy, p.11)Visit this page on the broker's siteDownload the full size image file

Buried at section 50 of 79 in the Policies & Procedures, 63% of the way through.

  • Worse together with Exhibit 4One clause delays the payout, the other removes the profit it would have paid.

What the FXChoice site advertises is not what the agreement says

FXChoice pages promise leverage up to 1:1000 while the Client Agreement caps it at 1:200. The site sells a VPS to users of automated trading programs, and the agreement makes using one a ground for ending the service. Registrations are paused, and every page still invites you to start trading with USD 10.

Promise against contract3 clauses flagged

Pages across the FXChoice site promise flexible leverage up to 1:1000. The Client Agreement says you set leverage in a range from 1:1 to 1:200 when you open the account.

Why this matters

Leverage decides how much you can trade for each dollar of your own money. The two documents do not agree, and the contract is the one that binds you.

Exhibit 10WarningHarder than usual

The Client shall set the leverage that may range from 1:1 to 1:200, during the account opening process and he/ she may send a request to amend the leverage level, at any time, through FXChoice account management system.
Clause 36.21 in Client Agreement
Read from the broker's site on Archived copyOpen the reference
Our own capture of en.myfxchoice.com, taken on Sep 22, 2026The claim, on Advantages of trading with us, repeated across the siteVisit this page on the broker's siteDownload the full size image file
Our own capture of myfxchoice.com, taken on Sep 22, 2026What the contract says, clause 36.21Visit this page on the broker's siteDownload the full size image file

FXChoice sells a VPS and says it suits you if you run an expert advisor, a program that trades your account automatically. The Client Agreement lets FXChoice end your service if it notices you using one.

Why this matters

You can pay a monthly fee for a product whose use is a stated ground for ending your service. The same clause covers trailing stops.

Exhibit 11WarningRarely seen

The Client accepts that FXChoice bears no responsibility for the download, installation and use of any trading related solutions such as expert advisors or trailing stops; if it comes to the attention of the FXChoice that the Client is using any such solutions the former has the right to terminate the provision of investment and ancillary services to the latter, under the ‘Termination and Default’ section of the Client Agreement, in order to protect the orderly operation of the trading platform(s).
Clause 36.19 in Client Agreement
Read from the broker's site on Archived copyOpen the reference
Our own capture of en.myfxchoice.com, taken on Sep 22, 2026The claim, on VPS product pageVisit this page on the broker's siteDownload the full size image file
Our own capture of myfxchoice.com, taken on Sep 22, 2026What the contract says, clause 36.19Visit this page on the broker's siteDownload the full size image file

Our readingBrokers commonly restrict how automated systems trade. Selling a product built for them while keeping a termination right for using them is the unusual part.

The Client Agreement says FXChoice works on a negative balance protection basis, so you cannot lose more than you put in. The risk warning at the foot of every page says you can lose more than your initial investment.

In plain words

Negative balance protection is a limit that stops you owing more than you put in. Without it, one fast market move can leave you owing the broker money on top of your deposit.

Why this matters

You cannot tell from the broker's own words whether a loss can follow you past your deposit. A third clause lets FXChoice take money from your other accounts to clear a negative balance.

Exhibit 12WarningHarder than usual

However, it should be noted that FXChoice operates on a ‘negative balance protection’ basis; this means that the Client cannot lose more than his/ her initial investment.
Clause Annex A, Capital loss in Client Agreement
Read from the broker's site on Archived copyOpen the reference
Our own capture of en.myfxchoice.com, taken on Sep 22, 2026The claim, on Risk warning in the footer of every pageVisit this page on the broker's siteDownload the full size image file
Our own capture of myfxchoice.com, taken on Sep 22, 2026What the contract says, clause Annex A, Capital lossVisit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), CySEC (Cyprus), ESMA (EU)

Firms licensed by the FCA or CySEC must give retail clients negative balance protection, so a client can never owe the firm more than the account holds. FXChoice states that protection in its agreement and the opposite in its site footer.

FX Choice is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

The fee schedule that binds you is the one you cannot see yet

FXChoice sets deposit and withdrawal fees and says the version in your Backoffice prevails over the version on its website. Trading charges can change without written notice, and the Client Agreement says FXChoice provides no statements of account. Currency conversion runs at rates FXChoice takes from its own provider.

Cost disclosure1 clause flagged

FXChoice sets the fees for deposits and withdrawals, and publishes the amounts on its website and in your Backoffice. Where the two disagree, the policy says the Backoffice version wins.

Why this matters

You cannot check what a withdrawal costs before you open an account. FXChoice can also change trading charges without written notice, and the agreement says it provides no statements of account.

Exhibit 8WarningHarder than usual

Information on the fees charged can be found on the company’s website and in the client’s Backoffice. In case of divergence, the information posted in the client’s Backoffice shall prevail.
Clause Deposit and withdrawal policy, p.8 in Policies & Procedures
Read from the broker's site on Open the reference
Our own capture of en.myfxchoice.com, taken on Sep 22, 2026The claim, on Terms and Conditions, Rights and Obligations of the customersVisit this page on the broker's siteDownload the full size image file
Our own capture of ar.myfxchoice.com, taken on Sep 22, 2026What the contract says, clause Card refund policy, p.7Visit this page on the broker's siteDownload the full size image file

Where it sits: section 45 of 79 in the Policies & Procedures, 57% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must give a retail client the costs and charges before trading, in a form the client can keep. Here the governing version of the schedule is visible only once you have an account.

FX Choice is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

50 million in turnover for a USD 1,000 bonus, in the broker's own example

50 million in turnover is what the FXChoice bonus terms require to release a USD 1,000 bonus, and you get 90 days. Withdrawing any part of your deposit loses the bonus. Your profit stays withdrawable, and FXChoice can change or end the programme at any time without notice.

Bonus lock1 clause flagged

A bonus only becomes money you can withdraw after you hit a turnover target. The broker's own example puts a USD 1,000 bonus at 50 million in turnover, and gives you 90 days.

Why this matters

Withdraw any part of your deposit and the bonus goes. Your profit stays withdrawable, but there may be no margin call warning before a stop out closes your positions.

Exhibit 9WarningHarder than usual90 days

EXAMPLE 1: You receive USD 1,000 bonus. To withdraw the received bonus, you need to trade USD 1,000 / 2 = 500 turnover units (equal to 50 million in terms of turnover).
Clause 2.1 in Bonus Programme Terms and Conditions
Read from the broker's site on Open the reference

What it costsOpening and closing one standard lot of EURUSD counts as about 2.24 turnover units. The 500 units needed for a USD 1,000 bonus is roughly 223 such round trips.

Expired documents make an account dormant, and consent ends only with the account

FXChoice treats an account whose identity documents have expired as inactive, which starts the USD 50 monthly fee. Withdrawing consent to process your personal data can only be done, in the agreement's own words, by terminating the agreement.

Documents and consent1 clause flagged

The Client Agreement says you can withdraw permission to process your personal data at any time. It then says this can only be done by terminating the agreement.

Why this matters

Keeping the account means keeping the consent. Letting your identity documents expire counts as inactivity too, which starts the USD 50 monthly fee.

Exhibit 14WarningHarder than usual

FXChoice notifies the Client that he has the right to withdraw the permission given above regarding their per- sonal data at any time, and this can only be done by terminating the current Agreement.
Clause 14.11 in Client Agreement
Read from the broker's site on Archived copyOpen the reference

FXChoice may take the other side of your trade and set the price

The FXChoice Client Agreement allows the firm to act as market maker, to decide whether it deals as principal or agent, and to match opposite orders from different clients. Its own quotes are the reference price, and the agreement tells you to disregard prices from any other source.

Who is on the other side1 clause flagged

FXChoice can act as market maker, which means it can take the other side of your trade. It decides whether it deals with you as principal or agent, and it can match opposite orders from different clients.

In plain words

On a principal basis, as your counterparty, means the broker takes the other side of your trade itself. Your loss is then the firm’s gain, so it has an interest in how your trade ends.

Why this matters

Its own quotes are the reference price, and the agreement tells you to disregard prices from any other source. You then have two business days to dispute an execution.

Exhibit 13WarningHarder than usual

Should FXChoice act as a market maker, there may be inherent conflict of interest; and
Clause 19.2 in Client Agreement
Read from the broker's site on Archived copyOpen the reference

Belize law, Belize courts, and a postal exit route

Belize courts have exclusive jurisdiction over any claim against FX Choice Limited, and Belize law governs. After an amendment you have 15 business days to leave, by registered post to the Belize head office, and only if you hold no open positions.

Where you would sue1 clause flagged

Belize law governs and the Belize courts have exclusive jurisdiction over any claim. If FXChoice amends the agreement, you have 15 business days to leave, by registered post to its Belize head office.

Why this matters

Suing in Belize is out of reach for most retail clients. The exit route after an amendment runs through the post, and only if you hold no open positions.

Exhibit 15NoticeStandard wording

By accessing this site, you agree that the laws of Belize apply to all matters pertaining to the site’s use and services offered herein. You also agree that the Courts of Belize have exclusive jurisdiction over such matters.
Clause Applicable Law and Jurisdiction in Terms & Conditions
Read from the broker's site on Open the reference

Where it sits: section 18 of 105 in the Terms & Conditions, near the start.

Two regulator numbers for one company

FX Choice Limited is registered in Belize under number 000003992. Its terms name Financial Services Commission licence 000067/301, while the site footer names registration 000067/34 under the Securities Industry Act 2021. No compensation scheme is named in any of these documents.

Who you are dealing with1 clause flagged

The terms call FX Choice Limited an investment firm regulated by the Financial Services Commission under licence 000067/301. The footer of the same site calls it a registration, number 000067/34, under the Securities Industry Act 2021.

Why this matters

Check the register yourself before you deposit, and check which number is live. No compensation scheme is named anywhere in these documents.

Exhibit 16NoticeStandard wording

FX Choice Limited (hereinafter ‘FXChoice’) is an Investment Firm regulated by the Financial Services Commission (license number: 000067/301).
Clause Risk Disclosure in Terms & Conditions
Read from the broker's site on Open the reference

Buried at section 83 of 105 in the Terms & Conditions, 79% of the way through.

Where the marketing and the contract disagree

A promise made in public, set against the clause that governs it

01

The site invites new deposits while the sign-up system says registrations are closed.

Said in public, in English

Start trading with as little as USD 10

Banner repeated on every page of the English site

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of en.myfxchoice.com

In the contract

New registrations currently unavailable

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of my.myfxchoice.com

02

Marketing promises five times the leverage the Client Agreement permits.

Said in public, in English

Flexible Leverage up to 1:1000

Advantages of trading with us, repeated across the site

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of en.myfxchoice.com

In the contract · clause 36.21

The Client shall set the leverage that may range from 1:1 to 1:200, during the account opening process and he/ she may send a request to amend the leverage level, at any time, through FXChoice account management system.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of myfxchoice.com

03

FXChoice sells a product for automated trading and reserves the right to cut off clients who use one.

Said in public, in English

And if you’re an EA user, our VPS is the perfect solution for you.

VPS product page

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of en.myfxchoice.com

In the contract · clause 36.19

if it comes to the attention of the FXChoice that the Client is using any such solutions the former has the right to terminate the provision of investment and ancillary services to the latter

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of myfxchoice.com

04

The site warns you can lose more than you deposit while the contract promises you cannot.

Said in public, in English

They may not be suitable for you as they carry a high degree of risk to your capital and you can lose more than your initial investment.

Risk warning in the footer of every page

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of en.myfxchoice.com

In the contract · clause Annex A, Capital loss

However, it should be noted that FXChoice operates on a ‘negative balance protection’ basis; this means that the Client cannot lose more than his/ her initial investment.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of myfxchoice.com

05

One page says card transfers carry no commission, another says the fee depends on the processor in your country.

Said in public, in English

The service provider does not charge its customers, nor are they required to pay commission to the service provider, for transfers via card payments.

Terms and Conditions, Rights and Obligations of the customers

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of en.myfxchoice.com

In the contract · clause Card refund policy, p.7

The fee charged will depend on the card processor available for each country.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of ar.myfxchoice.com

What changed quietly

First reading of FX Choice Limited, so there is nothing to compare it against yet.

  • ADDEDClause 18

    An inactive accounts section was inserted into the agreement, and it pushes the number of every clause after it up by one.

    An inactive account is defined as an account or client profile that has remained inactive for a period of one year or more, or an account for which the necessary supporting documents for verification have expired and have not been updated by the client accordingly.

The documents this reading is based on

9 files, all published by FX Choice. Each shows when we read it and a fingerprint of its wording.

WIKILIX keeps the copy of each file it read, and does not republish it: what is published is the fingerprint of its wording. Download the file yourself and hash its text, lowercased with runs of whitespace collapsed, and a matching fingerprint means the wording quoted above is still the wording FX Choice publishes.

How this reading was done

Every clause above was read out of a document FX Choice publishes itself

This reading was published on .

Documents
8 of 9downloaded from the broker's site, and 8 read in full
Pages opened
25pages walked to find those documents, footer links included
Marketing pages
11public pages set against what the contract says
Position measured
7clauses whose position was counted: which numbered section of the document holds them, out of how many

Who the contract is with

FX Choice Limited

You contract with FX Choice Limited, registered in Belize under number 000003992, and the Belize courts have exclusive jurisdiction. The company's own documents give two different regulator numbers. The terms name licence 000067/301, while the site footer names registration 000067/34 under the Securities Industry Act 2021. The bonus terms print an older Belize address, card payment queries go to a postal address in Hong Kong, and client support answers on a Mexican number.

Quotations are copied verbatim from the documents named above, with the clause number and the page each one came from. Where a clause is quoted in another language, the original is shown first and the English is a translation.

The plain-language parts, what a clause means for a client, how ordinary it is, and how it reads against a regulated standard, are WIKILIX's analysis and are labelled as such on every card. This is a reading of public documents, not legal advice and not an allegation of wrongdoing.

In fairness, and what we could not check

A reader who knows the edges of the work can trust the middle of it

The Client Agreement promises negative balance protection, so you cannot lose more than you put in. Clause 9.1 says client money sits with an institution, separate from the firm's own funds. The bonus terms let you withdraw profit without restriction and cap a single bonus at USD 5,000. When its regulator barred crypto, FXChoice published a dated notice, set a deadline and told clients how to get their money out. The terms are translated into ten languages, which most offshore brokers do not do.

We read the three legal pages the site links, plus the Client Agreement and the bonus terms. We found those last two ourselves, as PDF files that no page in the site's navigation points to. We did not read the data protection notice end to end. The Client Agreement gives two different numbers to the same clause in places, so a number here may not match the one printed in another copy. The fee schedule that the deposit policy says prevails sits inside the client Backoffice. We cannot see it, so the fees a client actually pays are not covered here. No earlier version of these documents is available, so this is a first reading with nothing to compare against.

How to check any of this yourself

Every quote above links to the FX Choice file it came from. This is what to do with it.

Open the three stepsFind the words in the source, work out the fingerprint, and read what a difference does and does not prove.

Open the source and search for the words

Every quote has a link under it. Open the file, or the web page, and search it for the words we quote. The clause number next to the quote tells you where to look.

If the words are not there any more, the source may have changed after we read it. That is worth knowing too. We keep the date we read it, and a code worked out from its wording, so the quote stays checkable.

What a fingerprint is

A fingerprint is a code worked out from what a source says. Change one word and the code changes completely. We keep two codes for every file we read, and the panel on each source shows both.

The first is the code of the exact file we downloaded. The second is the code of its wording alone, with capital letters lowered and runs of spaces collapsed. When the same words are saved as a new file, the first code changes and the second one stays the same.

Only the first code can be worked out on your own computer. Save the file, then run one of these, putting the name of the file you saved where the example is. The panel on each source prints the command with that source's real file name already in it.

macOS or Linux:
  shasum -a 256 the-file-you-saved.pdf

Windows:
  certutil -hashfile the-file-you-saved.pdf SHA256

The two codes are different from each other, and they are not meant to match. Comparing one against the other proves nothing.

What a difference means, and what it does not

A different file code on its own proves nothing. A PDF saved again with a new date inside it is a new file saying exactly the same thing.

A different wording code means the words themselves changed. That is the one that matters, and it is why we keep it.

Even then, a change is not proof of bad faith. Companies update their documents. What this report says is what the document said on the day we read it, and every quote carries that date.

A source that is a web page and not a file has no file to save, so only the code of its wording is shown.

How this report is made

Every clause quoted above comes from a document FX Choice publishes on its own website, downloaded and hashed on the date shown, with the clause number and page recorded so any reader can check it. We do not allege anything the documents do not say, and we do not judge FX Choice on anything other than its own published terms and its own public marketing. Where a clause has a qualifier that softens it, the report says so. Last read Sep 22, 2026.

If you represent FX Choice and a clause has changed, been withdrawn, or is being read out of context, tell us and we will re-read the documents and update this page. Corrections from the broker are welcome and are published with the reading they change. Contact us.

This is a reading of a contract, not legal advice and not a ruling on FX Choice. Whether its licence is real and current is a separate check on the broker profile.

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