Wikilix
Contract reading

What FXCC legally published, but does not want you to read

Every clause below is published by FXCC itself, on its own website, today. The finding is not that the text exists. It is the distance between what a client is shown and what a client agreed to. Read from its own documents on .

Contracting entity: Central Clearing Ltd

sole discretiondeemed acceptancewithdrawalsclient moneycounterparty swapforum waiverhidden feeprofit voidingunilateral amendmentcomplaint deadline

FXCC's About page leads with CySEC. The contract behind fxcc.com is with Central Clearing Ltd in the Comoros, under Comoros law. Clause 12A lets FXCC review any trade after it is done and take the profit back, even where you did nothing wrong. A dormant account loses $5 a month until it hits zero, and you get 24 hours to dispute a trade.

Contract risk

Money at risk
7.5/10

Where this contract sitsHow far this contract goes, overall. Under 2 is nothing beyond the ordinary; 6 to 9 means several clauses put money you have already earned at risk; 9 and above reads as designed to make payout refusable.

0510
CriticalClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
5
FlaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
12
DocumentsHow many of the broker's own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
16
ContradictionsPlaces where a promise the broker makes in public is not kept by the clause that governs it.
4

How the 12 break downThe same flagged clauses, split by how much each one can cost you. Severity is our reading of the clause, not the broker's label.

Critical5
Warning6
Notice1

section 29 of 29is where the deepest clause sits: the very end of the document it is in

The numbers in this contractFigures taken from this broker's own clauses, so the labels differ from broker to broker. The four in the panel above are the same on every report.

3 of these 4 figures come from a clause we rate critical, which means it can take your money or your profit rather than only delay it.

What the documents say

12 clauses worth knowing about, worst first, each quoted from FXCC's own files

01

Every trade you place can be reviewed again after it has been executed. If FXCC decides the result was an Execution Integrity Event, clause 12A.6 lets it remove your profit, reverse the trade, restrict your withdrawals or close the account. There are eleven separate actions it can take, and it does not have to warn you first.

Why this matters

Clause 12A.3 says this can happen even where your trading was not unlawful, not fraudulent, not prohibited and not caused by you. Money already showing in your balance is not yours until FXCC decides it is.

Exhibit 1CriticalRarely seen11

An Execution Integrity Event may arise whether or not the relevant activity is unlawful, fraudulent, intentional, expressly prohibited, or caused by you.
Clause 12A.3 in CFDs Customer Agreement
Downloaded from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must act honestly, fairly and professionally in the best interests of retail clients, and must be able to justify cancelling or repricing a trade already executed. This contract makes FXCC's own reasonable opinion the test, and applies it to conduct that broke no rule.

FXCC is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Our readingMost agreements only let a broker cancel a trade for a defined reason such as a manifest pricing error, and they require the client to have done something. Clause 12A.3 drops both limits: it applies whether or not the activity was unlawful and whether or not you caused it. Clause 12A.6(i) then lets FXCC merge accounts it believes are connected to yours and set off balances between them, so another person's loss can reach your money.

  • Worse together with Exhibit 6The clause that can remove your profit also lets FXCC restrict your withdrawals while it decides.
  • Worse together with Exhibit 5A review can reopen a trade long after the 24 hour window in which you were allowed to question it has closed.
02

Stop trading for 120 days and FXCC calls your account inactive. From then on it takes $5 a month, and clause 19.2 says the charge runs until the balance is zero. You do not have to withdraw anything or agree to anything for this to start.

Why this matters

The charge has no floor, so a small balance you left behind is eventually taken in full. After two years clause 19.3 also stops treating what is left as your client money.

Exhibit 2CriticalHarder than usual$5

Any trading account(s), held with the Company by a Client, where the Client has: (a) not placed a trade; (b) not opened or closed positions; and/or (c) not made a deposit into the Clients trading account; for a period of one hundred and twenty (120) days and more, shall be classified by the Company as an Inactive Account
Clause 19.1 in CFDs Customer Agreement
Downloaded from the broker's site on Open the reference

What it costsAn account left with $60 in it is empty after 12 months of the charge. No trade has to be placed and nothing has to go wrong.

What happens, and when

The stages this clause runs through, taken from the broker's own document
TriggerWhat the broker may then doClause
Day 120FXCC classifies your account as inactive.19.1
Every month after thatFXCC takes 5 dollars, euros or pounds a month until your balance reaches zero.19.2
One year at zero balanceFXCC closes the account.19.2
Two years inactiveFXCC closes the account and stops treating your balance as client money.19.3
  • Worse together with Exhibit 8Clause 19.3 and clause 21.7 both end the client money status of a dormant balance.
03

FXCC's risk disclosure promises three times over that you will not be liable for a negative balance and that FXCC will cover it. The customer agreement adds a condition the risk disclosure never mentions. Clause 9.13 switches the protection off whenever FXCC suspects you of abuse, and FXCC decides that alone.

In plain words

Negative balance protection is a limit that stops you owing more than you put in. Without it, one fast market move can leave you owing the broker money on top of your deposit.

Why this matters

Negative balance protection is the promise that a bad day cannot leave you owing money. On a suspicion you cannot see, you can be chased for a debt the other document told you could not exist.

Exhibit 3CriticalHarder than usual

We follow a negative balance protection policy which means you cannot lose more than your invested Capital. Nevertheless, the negative balance protection policy shall not apply in cases where FXCC, in its sole discretion, has reasonable indications or suspicions that the Client has acted fraudulently, abusively, manipulatively, deceitfully or otherwise to abuse the negative balance protection policy.
Clause 9.13 in CFDs Customer Agreement
Downloaded from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus), ESMA (EU)

Firms licensed by the FCA or CySEC must give retail clients negative balance protection on CFDs on an account basis, and cannot switch it off at their own discretion. This contract keeps the protection but reserves the right to withdraw it on suspicion alone.

FXCC is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

04

FXCC's About page tells you the company is authorised and regulated as a Cyprus Investment Firm by CySEC. The agreement you actually sign at fxcc.com is with Central Clearing Ltd in the Comoros Union, governed by Comoros law and settled in Comoros courts.

In plain words

On a principal basis, as your counterparty, means the broker takes the other side of your trade itself. Your loss is then the firm’s gain, so it has an interest in how your trade ends.

Why this matters

You read about one regulator and contract with a company answering to another. The Cyprus company is not your counterparty, so its licence and its compensation fund do not reach your money.

Exhibit 4CriticalHarder than usual

This Customer Agreement and all transactional relations between you and us are governed by the Laws of Comoros.
Clause 32 in CFDs Customer Agreement
Downloaded from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must make sure information given to retail clients is fair, clear and not misleading, and must identify the contracting entity plainly. FXCC's About page names the CySEC firm above the offshore one, while the contract behind the same website is with the offshore one.

FXCC is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 8The compensation fund FXCC publishes belongs to the Cyprus company, not to the company a fxcc.com client contracts with.
05

If a trade confirmation looks wrong, or never arrives at all, you have 24 hours to tell FXCC. The clock starts when the order was sent, not when you noticed the problem. Say nothing in that window and clause 13.4 treats the trade as approved by you and conclusive.

Why this matters

A trade you query on the second day is already settled against you. A weekend, a holiday or a missed email is enough to close the window before you have looked at your account.

Exhibit 5CriticalHarder than usual1 days

If you have a reason to believe that the Confirmation is wrong or if you do not receive any Confirmation when you should, you shall contact us within twenty four hours (24) from the time the Order was sent or ought to have been sent (in the event that a Conformation was not sent). If you express no objections during this period, the content is considered as approved by you and shall be deemed conclusive.
Clause 13.4 in CFDs Customer Agreement
Downloaded from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must give retail clients a realistic opportunity to raise a complaint, and generally accept complaints for months rather than hours. This contract closes the question after one day and then treats your silence as agreement.

FXCC is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 11The deadline shuts the argument down early, and the liability cap limits what winning it could be worth.

Taking your money out costs up to 3.4 percent

FXCC charges 3.4% to withdraw through AwePay, 2.7% through Skrill, 2% through Neteller or crypto, and a flat $45 on a dollar bank wire. The account pages advertise no commission and a waived funding fee. Clause 18.6 of the customer agreement puts every transfer expense on the client.

Cost disclosure1 clause flagged

FXCC's account page advertises no commission and a waived funding fee. Its own payment table then charges 3.4% to withdraw through AwePay, 2.7% through Skrill, 2% through Neteller or crypto, and a flat $45 on a dollar bank wire. Clause 18.6 puts every transfer expense on you.

Why this matters

The cost lands when you take your money out, which is after you have already chosen the broker. On a small bank wire the flat $45 is the largest charge FXCC applies anywhere.

Exhibit 7WarningStandard wording3.4%

All expenses for transfers of funds from or to the Originating Account/Card shall be borne by you.
Clause 18.6 in CFDs Customer Agreement
Downloaded from the broker's site on Open the reference

What it costsA $1,000 withdrawal through AwePay arrives as $966. A $700 bank wire in dollars arrives as $655, because the $45 is flat.

FXCC promises no date by which it will pay you

Clause 18.2 says FXCC pays you in whatever manner it deems appropriate, and no clause in the agreement sets a withdrawal deadline. Clause 18.4 returns funds only to the card or account you deposited from, and anything else needs FXCC's absolute discretion. Clause 12A.6(g) can restrict withdrawals while a review runs.

Exit conditions1 clause flagged

FXCC's website quotes 5 to 10 working days for a card withdrawal, but the contract promises no timing at all. Clause 18.2 says FXCC pays you in whatever manner it deems appropriate. Clause 18.4 sends your money back only to the account or card you funded from.

Why this matters

If the card you deposited with has expired or the bank account is closed, getting your money elsewhere depends on FXCC agreeing. Nothing in the contract obliges it to pay you by any date.

Exhibit 6WarningHarder than usual

We shall make any payments due to you in such a manner as we deem appropriate in the circumstances.
Clause 18.2 in CFDs Customer Agreement
Downloaded from the broker's site on Open the reference
  • Only applies after Exhibit 1Clause 12A.6(g) can restrict withdrawals outright while a review runs, and no clause limits how long that review takes.

FXCC can change its website terms without telling you

The FXCC website terms reserve the right to change at any time without notice, and treat your continued use as acceptance. That statement sits in the third paragraph of a 29 paragraph document. The customer agreement offers only to endeavour to give 3 business days notice, unless FXCC finds that impractical.

Deemed acceptance1 clause flagged

FXCC's website terms say it can change them at any time without telling you, and that carrying on using the site counts as your acceptance. The customer agreement is softer but not firm: clause 29 says FXCC will endeavour to give 3 business days notice, unless that is impractical.

Why this matters

You are agreeing to terms you have not read yet, and the duty to spot the change is put on you. The one notice period in the contract is a promise to try, not a commitment.

Exhibit 10WarningHarder than usual

FXCC RESERVES THE RIGHT TO CHANGE THESE TERMS AND CONDITIONS AT ANY TIME WITHOUT NOTICE TO YOU.
Quoted in Terms & Conditions
Read from the broker's site on Open the reference

Where it sits: section 3 of 29 in the Terms & Conditions, near the start.

Using your right to be forgotten closes your FXCC account

FXCC's privacy policy grants the right to erasure and then states that the request will close your account and end the client relationship. The website terms say anything you transmit becomes FXCC's property. The line about sharing your data with business partners is the last paragraph of that document.

Data rights1 clause flagged

The privacy policy offers you the right to be forgotten, then attaches a price. Asking FXCC to erase your personal data will close your account and end the client relationship. Anything you send through the website also becomes FXCC's property.

Why this matters

You cannot exercise a data right and keep trading. The policy also says your data is shared with business partners, and that paragraph sits in the very last block of the website terms.

Exhibit 12WarningHarder than usual

You can ask us to erase your personal data, exercising your right “to be forgotten”, where there is no good reason for us continuing to process it. This request to erase your personal data will result in the closure of your account and termination of the client relationship.
Clause 8 in Privacy Policy
Read from the broker's site on Open the reference

Buried at section 29 of 29 in the Privacy Policy, 100% of the way through.

FXCC markets no conflict and documents several

FXCC's brochure says straight through processing means no conflict of interest with clients. Its conflicts policy states that FXCC may have an interest in maximizing trading volumes to increase commission revenue, and may receive inducements from the liquidity provider that takes your orders. Clause 6 of that policy has you consent in advance to FXCC acting despite any conflict without telling you.

In plain words

Liquidity providers are outside banks and brokers.

Order routing1 clause flagged

FXCC's brochure and About page say straight through processing removes any conflict of interest with clients. Its own conflicts policy says the opposite: FXCC may earn more when you trade more, and may take payments from the liquidity provider that receives your orders.

Why this matters

By opening the account you consent in advance to FXCC dealing with you despite any conflict, without being told first. The policy can also be changed at any time with no notice to you.

Exhibit 9WarningHarder than usual

The Company may have an interest in maximizing trading volumes in order to increase its commission revenue, which is inconsistent with the Client's personal objective of minimizing transaction costs.
Clause 3(b) in Summary Of Conflicts Of Interest Policy
Read from the broker's site on Open the reference
Set against a regulated standard: CySEC (Cyprus), FCA (UK)

Firms licensed by CySEC or the FCA must identify conflicts, manage them, and disclose them clearly where management is not enough. FXCC does publish this policy, but its marketing tells a reader no conflict exists at all.

FXCC is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

The compensation fund belongs to the company you did not sign with

FXCC publishes an investor compensation document capping payouts at 20,000 euros, and it covers only the Cyprus company's retail clients. The Comoros company behind fxcc.com names no scheme at all. Clause 21.6 lets FXCC place your money with a depositary that holds a lien or right of set-off over it.

Client money1 clause flagged

The only compensation document FXCC publishes belongs to its Cyprus company, and it caps payouts at 20,000 euros for that company's retail clients. Contract through fxcc.com with Central Clearing Ltd and no scheme is named anywhere. Clause 21.6 also lets FXCC place your money with a depositary holding a lien or right of set-off over it.

Why this matters

If the company holding your money fails, clause 21.3 says you are exposed to the risk that what comes back is not enough. No fund stands behind the offshore entity to make up the difference.

Exhibit 8WarningStandard wording

The total payable compensation to each covered Client of an ICF's member may not exceed €20.000, irrespective of the number of accounts held, currency and place of offering the investment service.
Clause 1 in Investor Compensation Fund
Read from the broker's site on Open the reference
Our own capture of fxcc.com, taken on Sep 9, 2026The claim, on Client Money Protection pageVisit this page on the broker's siteDownload the full size image file
Set against a regulated standard: CySEC (Cyprus), FCA (UK)

Firms licensed by CySEC must belong to the Investor Compensation Fund, and clients of FCA firms are covered by the Financial Services Compensation Scheme. The Comoros entity a fxcc.com client contracts with belongs to neither, and its agreement names no equivalent.

FXCC is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Disputes go to court in the Comoros Union

Clause 32 of the FXCC customer agreement settles every dispute in court in the Comoros Union under Comoros law. Clause 24.1 binds FXCC only to the English text, so the translated pages a reader may have relied on carry no legal effect. Clause 26.1 lets FXCC sell or transfer your agreement, and your data with it, on 10 business days notice.

Where you would sue1 clause flagged

Any dispute is settled in court in the Comoros Union. Clause 24.1 says only the English text binds FXCC, so the translated pages you may have read carry no legal weight. Clause 26.1 lets FXCC sell or transfer your agreement to another company on 10 business days notice.

Why this matters

Suing in the Comoros is out of reach for most retail clients, which makes the liability cap in clause 35.4 largely academic. If your account is transferred, your personal data and trading history go with it.

Exhibit 11NoticeStandard wording

all disputes and controversies arising out of or in connection with the Customer Agreement shall be finally settled in court in Comoros Union.
Clause 32 in CFDs Customer Agreement
Downloaded from the broker's site on Open the reference

Where the marketing and the contract disagree

A promise made in public, set against the clause that governs it

01

The page names the CySEC company, and the contract behind that same website is with the Comoros company.

Said in public, in English

FX CENTRAL CLEARING Ltd is authorised and regulated as a Cyprus Investment Firm (CIF) by the Cyprus Securities and Exchange Commission (CySEC).

About FXCC page on the main website

In the contract · clause 32

This Customer Agreement and all transactional relations between you and us are governed by the Laws of Comoros.

02

The brochure says no conflict exists, and the conflicts policy names the conflict outright.

Said in public, in English

Straight through processing, no dealing desk, no re-quotes, no conflict of interest with our clients.

A Broker On Your Side section of the corporate brochure

In the contract · clause 3(b)

The Company may have an interest in maximizing trading volumes in order to increase its commission revenue, which is inconsistent with the Client's personal objective of minimizing transaction costs.

03

The page guarantees safety, and the contract states you carry the loss if a third party holding the money fails.

Said in public, in English

FXCC guarantees the safety and security of our clients trading accounts.

Client Money Protection page

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of fxcc.com

In the contract · clause 21.3

In the event of the insolvency or any other analogous proceedings in relation to that third party, we will only have an unsecured claim against the third party on behalf of you and our other clients, and you will be exposed to the risk that the money received by us from the third party is insufficient to satisfy the claims of you and all other clients with claims in respect of the relevant account.

04

The account page advertises no commission while the contract passes every transfer cost to you.

Said in public, in English

No commission

ECN XL account feature table

In the contract · clause 18.6

All expenses for transfers of funds from or to the Originating Account/Card shall be borne by you.

What changed quietly

This is our first reading of FXCC, so there is nothing to compare it against yet.

  • REMOVEDClause · 2024-08-05 (archived) to 2026-09-09

    The CySEC regulated company disappeared from the fxcc.com footer, leaving only the Comoros entity.

  • REMOVEDClause · 2024-08-05 (archived) to 2026-09-09

    The Nevis registration was dropped from the footer, along with a Saint Vincent registration listed beside it.

  • ADDEDClause · 2024-08-05 (archived) to 2026-09-09

    The site now names the Comoros company as the owner of the website in the body of the terms.

    Company Name: Central Clearing Ltd (FXCC)
  • REWRITTENClause · 2024-08-05 (archived) to 2026-09-09

    Japan was added to the restricted list, which still ends with an open phrase naming no other country.

    RESTRICTED REGIONS: Central Clearing Ltd does not provide services to residents of the EEA countries, Japan, USA and some other countries.
  • REWRITTENClause · 2020-09-19 (archived) to 2026-09-09

    The company holding your data moved from Vanuatu to the Comoros, and the CySEC line beside it was dropped.

    Central Clearing Ltd (KM) is authorized and regulated by the Mwali International Services Authorities (MISA) under International Brokerage and Clearing House License no. BFX2024085.

The documents this reading is based on

16 files, all published by FXCC. Each shows when we read it and a fingerprint of its wording.

WIKILIX keeps the copy of each file it read, and does not republish it: what is published is the fingerprint of its wording. Download the file yourself and hash its text, lowercased with runs of whitespace collapsed, and a matching fingerprint means the wording quoted above is still the wording FXCC publishes.

How this reading was done

Every clause above was read out of a document FXCC publishes itself

This reading was published on .

Documents
7 of 16downloaded from the broker's site, and 7 read in full
Pages opened
80pages walked to find those documents, footer links included
Older copies
4earlier versions downloaded, 1 identical to the copy we hold by fingerprint
Marketing pages
11public pages set against what the contract says
Position measured
2clauses whose position was counted: which numbered section of the document holds them, out of how many

Who the contract is with

Central Clearing Ltd

Two companies trade as FXCC, and the brand says so itself: its glossary describes FXCC as comprising of two entities, FX Central Clearing Ltd and Central Clearing Ltd. Open an account through fxcc.com and you contract with Central Clearing Ltd, registered in Mwali in the Comoros Union under company number HA00424753 and licensed by the Mwali International Services Authority. FX Central Clearing Ltd is the Cyprus company licensed by CySEC, and it sits behind fxcc.eu with its own separate contract. The two are not interchangeable. The Cyprus agreement carries no clause 12A and its clients have an investor compensation fund. The Comoros agreement carries clause 12A and names no compensation scheme.

Quotations are copied verbatim from the documents named above, with the clause number and the page each one came from. Where a clause is quoted in another language, the original is shown first and the English is a translation.

The plain-language parts, what a clause means for a client, how ordinary it is, and how it reads against a regulated standard, are WIKILIX's analysis and are labelled as such on every card. This is a reading of public documents, not legal advice and not an allegation of wrongdoing.

In fairness, and what we could not check

A reader who knows the edges of the work can trust the middle of it

FXCC publishes a real document shelf. Fourteen files sit at hub.fxcc.com/downloads, including the customer agreement itself, a client complaint form and a client categorisation policy. Most offshore brokers publish less. Clause 12A.5 says plainly that profitable trading, scalping, intraday trading and Expert Advisors are not banned just for being profitable, a limit many similar clauses leave out. Clause 21.7 gives you a written letter and 20 business days to claim before dormant money stops being client money. The Cyprus arm also publishes an investor compensation document and execution quality reports.

The customer agreement was missing from the document set we started with. We found it on FXCC's own shelf at hub.fxcc.com/downloads and read it there, and every clause quoted from it comes from that reading. The same applies to the CFD risk disclosure, whose file does not open cleanly as text. We did not read five documents on that shelf at all: the Best Interest Policy, the Client Categorisation policy, the General Risk Disclosure, the Investment Services General Conditions and the Client Complaint Form. No earlier copy of the customer agreement was available to us, so we cannot say which of its clauses are new. The forex glossary was too long to read to the end.

How to check any of this yourself

Every quote above links to the FXCC file it came from. This is what to do with it.

Open the three stepsFind the words in the source, work out the fingerprint, and read what a difference does and does not prove.

Open the source and search for the words

Every quote has a link under it. Open the file, or the web page, and search it for the words we quote. The clause number next to the quote tells you where to look.

If the words are not there any more, the source may have changed after we read it. That is worth knowing too. We keep the date we read it, and a code worked out from its wording, so the quote stays checkable.

What a fingerprint is

A fingerprint is a code worked out from what a source says. Change one word and the code changes completely. We keep two codes for every file we read, and the panel on each source shows both.

The first is the code of the exact file we downloaded. The second is the code of its wording alone, with capital letters lowered and runs of spaces collapsed. When the same words are saved as a new file, the first code changes and the second one stays the same.

Only the first code can be worked out on your own computer. Save the file, then run one of these, putting the name of the file you saved where the example is. The panel on each source prints the command with that source's real file name already in it.

macOS or Linux:
  shasum -a 256 the-file-you-saved.pdf

Windows:
  certutil -hashfile the-file-you-saved.pdf SHA256

The two codes are different from each other, and they are not meant to match. Comparing one against the other proves nothing.

What a difference means, and what it does not

A different file code on its own proves nothing. A PDF saved again with a new date inside it is a new file saying exactly the same thing.

A different wording code means the words themselves changed. That is the one that matters, and it is why we keep it.

Even then, a change is not proof of bad faith. Companies update their documents. What this report says is what the document said on the day we read it, and every quote carries that date.

A source that is a web page and not a file has no file to save, so only the code of its wording is shown.

How this report is made

Every clause quoted above comes from a document FXCC publishes on its own website, downloaded and hashed on the date shown, with the clause number and page recorded so any reader can check it. We do not allege anything the documents do not say, and we do not judge FXCC on anything other than its own published terms and its own public marketing. Where a clause has a qualifier that softens it, the report says so. Last read Sep 9, 2026.

If you represent FXCC and a clause has changed, been withdrawn, or is being read out of context, tell us and we will re-read the documents and update this page. Corrections from the broker are welcome and are published with the reading they change. Contact us.

This is a reading of a contract, not legal advice and not a ruling on FXCC. Whether its licence is real and current is a separate check on the broker profile.