Risk scorecard
Each area is scored 0 (clean) to 10 (worst). Higher means more risk.
Regulation
9/10 · CriticalTakes deposits for live CFD trading while holding no financial licence anywhere; Costa Rica registration is not financial regulation. No fabricated number or warning, so not a full 10.
Identity & transparency
5/10 · ModerateDiscloses a real legal entity, Costa Rica registration number and registered address, but names no regulator, publishes no direct contact details, and the physical presence is unverified.
Withdrawals & conduct
3/10 · LowNo credible, specific pattern of refused withdrawals confirmed; several reviews praise fast payouts. One unverified third-party allegation exists but does not meet the pattern test.
Reputation
5/10 · ModerateSmall review base clustered at the Jan-Feb 2025 launch, mostly invited 5-star, nothing in the last 12 months. Astroturf-leaning but no overwhelming negative pattern and no warning-list hit.
Website claims
4/10 · ModerateNo false regulatory or founding-year claims, but unverifiable safety claims such as segregated client funds are made without any supervising regulator to back them.
Operational history
5/10 · ModerateComputed track record under two years from the October 2024 domain; incorporation date could not be dated, so the figure is an upper bound resting on the domain leg.
Who they are
A quick desk file on the company behind the brand.
- Brand: FXnity
- Legal entity: FXnity Limited Liability Company (FXnity Sociedad De Responsabilidad Limitada)
- Registered: Escazu, San Jose, Costa Rica (company number 3-102-920598)
- Website: fxnity.com
- Only licence: None. The broker holds no financial regulatory licence.
- Offers: Forex, metals, energies, stocks, indices and crypto CFDs on the cTrader platform
- Not accepted: United States, India, Russia, Iran and a list of sanctioned or restricted regions
- Age claim: None stated on the site. The domain was registered in October 2024.
Regulation
Who really oversees this broker, and what each licence is worth to you.
Proof of regulation on an official register: No
We could not confirm this broker on any genuine regulator’s register.
No licence claims on record.
Why we reached this verdict
How the evidence adds up.
We rate FXnity high risk because of what is missing, not because we caught it stealing money. The two facts that drive the score are its complete lack of regulation and its very short history.
- No regulation. The broker takes deposits for live CFD trading but names no financial regulator anywhere. Its only credential is a Costa Rica company registration, and Costa Rica does not license or supervise retail forex and CFD brokers. So client money is not protected by any authority.
- Very young. The fxnity.com domain was created on 23 October 2024, so the operation is under two years old. When a business is this new and has no findings, that clean slate means very little, and our scoring raises the risk figure to reflect a young, unproven profile rather than misconduct we found.
- Thin, launch-window reviews. The public review footprint is small and clustered around the January to February 2025 launch, mostly invited 5-star entries, with none in the last 12 months. That is not proof of quality.
- No red flags of fraud either. We found no regulator warning, no cloned brand, and no fabricated licence number. The published 65 percent figure reflects the young, unregulated profile, and our evidence-only score sat lower at about 56 percent.
Evidence ledger
Every finding, with its source and how strongly it points.
E1The fxnity.com domain was created on 23 October 2024 (registrar GoDaddy), making the operation under two years old.
StrongVerisign RDAPE2The broker's own legal pages disclose the Costa Rica entity FXnity Sociedad De Responsabilidad Limitada (reg 3-102-920598) but name no financial regulator and publish no licence number.
StrongFXnity legal pageE3Costa Rica does not operate a retail forex or CFD licensing regime; firms merely register a company, so a Costa Rica registration confers no financial supervision or client-money protection.
ModerateRegulatory background research on Costa Rica (SUGEVAL/SUGEF scope)E4Trustpilot shows 13 reviews at 4.2 stars, about 92 percent five-star, largely invited and clustered around the Jan-Feb 2025 launch, with zero reviews in the last 12 months and one non-English one-star.
ModerateTrustpilotE5A sweep of the major regulator warning and alert lists returned no entry naming FXnity or fxnity.com as of this review.
WeakRegulator warning-list sweepE6A third-party broker directory independently records FXnity at the same Costa Rica address with no forex trading licence found and flags it as high risk, matching the identity anchor.
ModerateA third-party broker directory
The other side
The strongest case in this broker’s favour.
In fairness to FXnity, here is the case that it is a genuine business rather than a scam.
- It discloses a real legal entity, a Costa Rica registration number and a physical registered address, which pure scams often hide.
- Several reviewers describe fast payouts and smooth cTrader execution, and one specifically reports a withdrawal arriving within 25 minutes.
- It publishes standard legal documents (Customer Agreement, KYC and AML policy, Privacy Policy) and does not falsely claim to be regulated by a top-tier authority.
- It excludes high-risk and sanctioned jurisdictions, which a careless boiler room usually would not bother to do.
- No financial regulator has issued any warning or alert naming this broker or its domain.
What would change this
What we would need to see to revise the verdict.
Our view would improve or worsen with concrete evidence.
- Toward safer: a genuine, verifiable licence from a recognised regulator, held by the same entity that takes deposits, would materially lower the score.
- Toward safer: a longer, organic track record with independent, dated reviews across several platforms once the operation passes three years.
- Toward scam: a regulator warning naming fxnity.com, or several specific, dated complaints of refused withdrawals or demands for extra "tax" or "fees" to release funds, would push this to likely or confirmed scam.
Check it yourself
Official registers and warning lists. Verify every claim first-hand.
Frequently asked questions
Quick answers about this broker’s safety.
Is FXnity a scam?
We did not find proof that FXnity is an outright scam, but we rate it high risk. It is completely unregulated, takes real deposits, and is under two years old, so there is no safety net if something goes wrong.
Is FXnity regulated?
No. FXnity names no financial regulator. It is only registered as a company in Costa Rica, and Costa Rica does not license or supervise retail forex and CFD brokers. A company registration is not financial regulation.
Can I get my money back from FXnity?
There is no regulator or compensation scheme behind FXnity, so recovering funds relies entirely on the company's goodwill. Some users report fast payouts, but you have no external protection if a withdrawal is refused.
Is my money safe with FXnity?
Your money is not protected by any regulator. The site claims segregated client funds, but with no supervising authority that claim cannot be independently verified.
Who owns FXnity?
The operator is FXnity Limited Liability Company (FXnity Sociedad De Responsabilidad Limitada), registered in Escazu, San Jose, Costa Rica under number 3-102-920598. No individual owners or executives are named on the site.
How old is FXnity?
The fxnity.com domain was registered on 23 October 2024, so the operation is under two years old. The site does not claim any earlier founding date.
Where is FXnity based?
Its registered address is in Escazu, San Jose, Costa Rica. Costa Rica is commonly used by forex firms because it lets them register a company without any financial-services licence.
Is FXnity a clone of another broker?
No. We found no sign that FXnity copies the name, licence number or identity of a regulated firm. It appears to be an original brand, not a clone.
What can I trade on FXnity, and what platform does it use?
It offers CFDs on forex, metals, energies, stocks, indices and crypto, traded on the cTrader platform, with demo, standard and professional account types.
What should I check before depositing with FXnity?
Confirm there is still no regulator behind it, test a small withdrawal first, avoid paying any upfront fee or tax to unlock funds, and compare it against brokers licensed by a recognised regulator.
Has any regulator warned about FXnity?
As of this review we found no warning or alert naming FXnity or fxnity.com on the major regulator warning lists. Absence of a warning is not the same as approval, because new firms are often not yet listed.
What we recommend
The practical takeaway from everything above.
Treat FXnity as an unregulated, unproven venue and be cautious.
- Do not deposit money you cannot afford to lose. There is no regulator or compensation scheme to recover funds from.
- If you already have an account, test a small withdrawal before adding more, and keep records of every transaction.
- Prefer brokers licensed by a tier-1 or tier-2 regulator (for example FCA, ASIC, CySEC) if capital protection matters to you.
- Be wary of any request to pay a fee, tax or "verification" charge before a withdrawal is released.
This is an independent assessment of risk, not a legal ruling. Scores and verdicts follow the Wikilix broker-safety methodology and can change as new evidence appears. Review scores are treated with caution when a broker’s reviews look manipulated. Last reviewed August 16, 2026. If any detail here is out of date or incorrect, or you represent this broker, please contact us.