Is Home Broker a scam?

• Brand: HomeBroker
• Legal entity: Horizon Expeditions Limited, Cyprus registration HE 455417, incorporated 14 January 2024, struck off the Cyprus companies register on 23 January 2026. The site's footer credits a different name, HomeBroker Inc., which matches no company we could trace in any registry.
• Registered: Arch. Makariou III & Evagorou, 1-7, MITSI 3, 1st floor, Flat/Office 102, 1065 Nicosia, Cyprus. This is a serviced-office floor in central Nicosia used by many unrelated companies, and the address on the register matches the one in the terms exactly.
• Director: Iuri Quintas Arias Gomes, per the Cyprus register.
• Website: www.homebroker.com, with Portuguese and Spanish versions, plus affiliates.homebroker.com and blog.homebroker.com.
• Only licence: none. No regulator, no licence number and no verification link appear anywhere on the site.
• Offers: binary options on roughly 80 instruments with 5, 10, 15 and 30 minute and 1 hour expiries, plus CFDs per the terms, on an in-house platform. No MetaTrader. Deposit bonuses, tournaments with cash prizes, VIP tiers and an AI autotrade feature.
• Money in and out: PIX only, minimum deposit R$60, withdrawals R$50 to R$5,000, one per 24 hours, stated at up to 72 business hours. The Spanish version quotes a $10 minimum.
• Not accepted: the terms exclude the United States, Canada, the United Kingdom, Japan, Australia, Israel, Russia and the whole European Economic Area, which is where the company itself is incorporated.
• Age claim: none advertised. The site claims 213,106 investors but gives no founding year.

Six findings drive this, each read from a primary source rather than from a review site.

• There is no licence to find. The platform's own FAQ answers the question 'Esta plataforma é regulamentada?' with a yes, and then names no authority, no jurisdiction and no number. Cyprus is where the operating company is incorporated, so the Cyprus Securities and Exchange Commission is the authority that would have to license it. Its register of Cypriot investment firms lists 243 firms from A to Z, including seven whose names begin with H, and contains no Horizon Expeditions, no company registration 455417 and no HomeBroker approved trade name. A generic claim of regulation with nothing behind it is the misstatement here, not a weak licence.
• The counterparty has been struck off. Cyprus's companies register shows Horizon Expeditions Limited, HE 455417, registered 14 January 2024, organisation status struck off with effect from 23 January 2026. The terms and the privacy policy both name that company as the operator of HomeBroker and the controller of client data. A struck-off Cypriot company is no longer a legal person, so the entity on the other side of a deposit made today does not legally exist.
• It solicits a market it admits it cannot serve. The site defaults to Portuguese, prices in reais, sets a R$60 minimum, takes PIX payments keyed to the client's CPF and runs a Portuguese blog and affiliate programme. Its own sign-in page states that HomeBroker is not authorised by the CVM to offer securities distribution services to investors resident or domiciled in Brazil. Soliciting a jurisdiction while disclaiming permission to do so in the small print is unlicensed solicitation, and the disclaimer does not cure it.
• Clients report that money does not come back. Brazil's main complaint platform holds over a thousand complaints, 367 in the last twelve months, roughly one a day. The dominant account is consistent: a withdrawal is requested, it is not paid, and the account is then blocked, in several cases immediately after the client became profitable. Complainants give figures: a R$46,000 loss with a R$1,000 withdrawal retained; a R$15,000 withdrawal followed by a block with two further R$5,000 requests refused against a R$14,000 balance; a withdrawal still pending from 24 August 2026 against a stated 72-hour service level. The platform's rating there moved from Good in March and April 2026 to Not Recommended from May 2026 onward, and it replies to fewer than half of the complaints. On Trustpilot's page for this exact domain there are three reviews, 67 per cent of them one star, none positive, one of them describing the same profit-triggered block: when the client started making money, the account was closed.
• The pattern is real, not noise. We tested it on four axes. It is one repeated failure rather than assorted gripes; it clusters from May 2026 rather than trickling over years; it appears on two independent platforms from different users; and it carries checkable detail in amounts and dates. All four are met, which is why this counts as a pattern of clients not getting their money back rather than a service complaint. We assess the risk of fraud here as high.
• The track record is short. The domain was registered on 5 January 1999 and last changed hands on 14 August 2024, and the archive record shows unrelated earlier use of the address from 2003 to 2021. The operating company dates from 14 January 2024. An operation needs both a live presence and a real company, so the honest figure is about two years and nine months, not twenty-seven. To the broker's credit it advertises no founding year, so this is a caution about the domain's apparent age rather than a false claim by the company.

What stops this short of a confirmed verdict is that no regulator has yet named this operation. We searched IOSCO's international alerts network, which aggregates 47,365 notices from more than 150 securities regulators, for both the domain and the company name and found nothing, and the domain is absent from both CySEC's warnings and its 721-entry list of non-approved domains. So the conclusion rests on the corporate record, the absent licence and the complaint pattern rather than on an enforcement finding.