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Licence record

Lightyear: FSA licence 4.1-1/31

Issuing authority
The Financial Supervision Authority
Jurisdiction
Estonia
Licence type
Dealing in securities

This is Wikilix's record of a licence issued by The Financial Supervision Authority. It sets out what the register says, what we checked, and what the authority's own rules protect.

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Licence intelligence

RecordModified Sep 10, 2026

Licence Verification Record

The Financial Supervision Authority 4.1-1/31

Recorded from the firm's own disclosure. Not yet checked against the register.

Holder
Lightyear Europe AS
Issuing authority
The Financial Supervision Authority
Name on the register
Lightyear Europe AS
Jurisdiction
Estonia
Licence type
Dealing in securities
Effective
Mar 3, 2022

A licence record describes what an authority published. It is not an endorsement, and Wikilix does not issue authorisations.

wikilix.com/brokers/lightyear/licenses/the-financial-supervision-authority/4-1-1-31Fields on file 5 / 11

Open LightyearAll Lightyear licencesAbout FSA
Our check

What we checked

Nobody has adjudicated this licence yet. It is recorded here as claimed, not as confirmed.

Wikilix check
Not checked
Authority strength
Tier 2
Jurisdiction
Estonia
Last checked
Never

Verification note

Estonian investment firm activity licence held by Lightyear Europe AS and passported across the European Union. It authorises reception, transmission and execution of orders in securities and other financial instruments; it does not authorise leveraged forex or CFD dealing. Client assets are covered by the Estonian Investor Protection Sectoral Fund up to 20,000 EUR.

Nobody at Wikilix has looked this licence up on the official register yet. Everything above comes from the record as supplied; treat it as a claim until you have checked it yourself.

A licence record describes what an authority published. It is not an endorsement, and Wikilix does not issue authorisations.
The register

What the authority publishes

Printed as the register prints it. A field that is missing here is one nobody has recorded, not one the register leaves blank.

Licence number
4.1-1/31
Issued to
Lightyear Europe AS
Licence type (Wikilix classification)
Dealing in securities
Effective from
Expires
No expiry shown
The authority

About FSA

The Financial Supervision Authority is the authority that issued this licence, and the jurisdiction it applies in is Estonia.

Full name
The Financial Supervision Authority
Jurisdiction
Estonia
Strength
Tier 2Well-established regimes with real supervision, usually with lower compensation limits than tier 1.
Established
2002
Oversight
A government or statutory body
Firms we track under it
158 firms
Regulates
Forex, Stocks, Fund, Derivatives
Licences it issues
Banking; insurance; investment firm; fund manager; payment institution; e-money institution; credit intermediary
Typical cost of a licence
€125k licence + ~€730k capital
Public register
Searchable by the public
Transparency
High

FSA is classed as an offshore regime. An offshore registration can be entirely legitimate, but it typically means lower capital requirements, no compensation scheme, and a complaint route that is harder to use from abroad.

Protection

What this licence protects

FSA's own rules for the firms it authorises.

  • Compensation schemeUp to €20k investor protection; deposit guarantee up to €100k
  • Negative balance protection
  • Complaints routeFinancial Supervision Authority & Financial Disputes Committee
  • Maximum leverage1:30
This describes the authority's regime, not how Lightyear applies it.
The holder

Who holds this licence

The licence above is recorded against Lightyear. A licence is issued to a legal company, so the companies below are what you would search a corporate register for.

Broker
Lightyear Europe AS
Named on the register
Lightyear Europe AS
Based in
Estonia
Operating
5-10 years
Wikilix score
50.8the firm’s overall score, not a rating of this licence

Recorded companies

The name this register printed matches Lightyear Europe AS below.

  • Lightyear Europe ASMatches the registerEstonia · Public limited company · Reg. 16235024 · May 21, 2021 · 100% owned
  • Lightyear U.K. LtdUnited Kingdom · Private limited company · Reg. 14367910 · Sep 21, 2022
  • Lightyear Financial LtdUnited Kingdom · Private limited company · Reg. 12925823 · Oct 3, 2020
Provenance

Where this record came from

Every date below has already happened. We do not publish a promised next-update date, because we do not schedule per-licence re-checks.

Last checked by Wikilix
Never — nobody has looked this entry up yet
Record last edited
When this entry was last changed in our database, which may be a correction rather than a change at the register.
Wikilix records what an authority published. It does not issue or endorse authorisations.
Also on record

Other licences Lightyear holds

2 other licences are on record for Lightyear.

Frequently Asked Questions

Questions about this licence

Answered from this register entry and the authority’s own record.

Most Popular Questions
Licence 4.1-1/31 was issued by The Financial Supervision Authority (FSA), the financial authority for Estonia.
Lightyear holds this FSA licence. A licence on record means the authority published an entry; it is not an endorsement.
Nobody at Wikilix has looked this entry up on the FSA register yet, so treat it as claimed rather than confirmed. That is a gap in our coverage, not a finding against the licence.
The FSA register prints it under Lightyear Europe AS, not Lightyear. Licences are often held by a subsidiary rather than the trading brand, which is why searching a register for the brand alone can return nothing.
Wikilix rates FSA tier 2: a well-established regime with real supervision, usually with lower compensation limits than a tier-1 authority.
Yes, FSA is classed as an offshore regime. That can be a legitimate registration, but it usually means lower capital requirements, no compensation scheme, and a complaint route that is harder to use from abroad.
Lightyear has 2 other licences on record with Wikilix, across 2 jurisdictions. They are listed further down this page.
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