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Lloyds Bank

No Regulation
United Kingdom
,
Since 1865
Last Updated:
63/100
Overall Score

Trading Conditions

Min Deposit:
N/A
Max Leverage:
N/A
Account Types
Standard Account

User Reviews

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Total Reviews
—
This Month
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Avg Rating

Funding Methods

No funding methods available

Performance Metrics

Excellent Performance
Performance chart: 1: Regulation 63%, 2: License 0%, 3: Software 0%, 4: Spread 0%, 5: Account Type 0%, 6: Symbol 0%
Regulation
63%Fair
License
0%Poor
Software
0%Poor
Spread
0%Poor
Account Type
0%Poor
Symbol
0%Poor

Company Information

Full Name:Lloyds Bank plc
Founded:1865
Headquarters:United Kingdom
Enterprise Offices:1offices

Customer Support

Phone:
+44 1539 741478
Live Chat:
Not Available
Response Time:
—
Languages:
English
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Editorial review
Updated

Broker Summary

What Wikilix has recorded about Lloyds Bank: its history, the licences it holds, its trading conditions and its fees.

Lloyds Bank Broker Overview

Lloyds Bank is the brand of Lloyds Bank plc, a United Kingdom public limited company registered at Companies House under number 00002065 and incorporated on 20 April 1865. Its registered office is 25 Gresham Street, London, EC2V 7HN, and its registered nature of business is banking. The company status on the register is active, with accounts filed to 31 December 2025.

The web address carried on this profile, www.lloydsbankcommercial.com, behaves as a commercial banking service gateway. It resolves and responds, but it publishes no retail trading offering: there is no account comparison, no platform download, no spread or commission schedule and no deposit or withdrawal page. This profile therefore records no trading conditions, no account types, no trading platforms and no funding methods, because none are published at that address.

Is Lloyds Bank Regulated?

No financial services licence was confirmed for Lloyds Bank in this review. No authority, licence number or permission scope is published at the address reviewed, and the position was not verified against a financial authority's own register, so the regulatory standing is recorded here as unconfirmed rather than established.

Read that as an absence of confirmation, not as a finding that the company holds no authorisation. Lloyds Bank plc is a registered company, and company registration is not financial regulation: the Companies House entry proves the legal entity exists and is active, and says nothing about permission to hold client money or to deal in investments. Anyone who needs the regulatory standing of Lloyds Bank plc should check it directly on the relevant financial authority's public register, matching the entity by company number 00002065.

Is Lloyds Bank Safe?

Nothing in this review indicates misconduct, and nothing in it establishes the protections a trading client would look for either. The identity checks are clean: the operating company is named, it is a real and long established British public limited company, its registered office is a genuine City of London address, and its filing record on the public register is current.

What is missing is the trading side. Without a confirmed licence, a published client agreement, or any statement of how client money would be held, this review gives no basis for judging what would happen to a deposit. Treat the profile as an identity record rather than as a completed check on a trading service.

Lloyds Bank Support

The address reviewed publishes telephone routes rather than a help centre. The numbers shown are 0345 300 6444 for Corporate Online, 0345 900 2070 for LloydsLink online, 0808 202 1390 for Commercial Banking Online, 01539 741 478 for international customers, and 0345 300 0116 for all other applications. No support email, live chat or published service hours were found there.

Lloyds Bank Pros and Cons

Strengths

  • The operating company is named and confirmed on the United Kingdom register as active, incorporated in 1865, and filing current accounts.
  • The registered office is a real, verifiable London address rather than a forwarding service.
  • Direct telephone routes are published, including a line for international customers.

Limitations

  • No financial services licence was confirmed in this review, so the regulatory standing is unconfirmed.
  • The address on this profile publishes no trading offering, so account terms, costs, leverage, platforms and withdrawal conditions cannot be assessed.
  • No client agreement or country eligibility policy is published there, so who may open an account, and on what terms, is unknown.

Lloyds Bank Review and Assessment

Lloyds Bank plc is a real and verifiable British company, and the identity side of this profile is as clean as an identity check gets. The trading side is simply absent: the address on file behaves as a commercial banking gateway rather than a brokerage, and it publishes none of the terms a trading client would need. The most important step before treating this entry as a trading service is to confirm, on the relevant financial authority's own register, what Lloyds Bank plc is permitted to do and which entity a trading relationship would actually sit under.

Website archive
Captured

Website snapshots

12 full-page captures of Lloyds Bank's own site, archived so what they said can still be read after the pages change.

12 pages
Corporate Banking Homepage
Regulatory Information
Legal & Regulatory Hub
Product Terms & Conditions
Lloyds Bank plc — Terms of Business
FSCS Deposit Protection
Accounts & Liquidity
Payments & Funding
Contact Us
Banking With Us
Interest Rates & Charges
Complaints Procedure
Captured by Wikilix from the broker's live site. Open any shot to read it full size.
Regulation check
Checked

Regulatory Licenses

Lloyds Bank holds a tier-1 or tier-2 licence that we confirmed on the regulator's own register. Each licence below opens its record of what that register says.

2 of 2 checked
Licences on record
2
Confirmed on register
2
Tier 1 or 2
2
Offshore
0

WIKILIX

Licence intelligence

The strongest of 2 licences on file

Licence Verification Record

Prudential Regulation Authority 119278

Wikilix read the PRA register on Sep 10, 2026. This is what it said.

Authority strength
Tier 1
Register status
Authorised

Checked Sep 10, 2026

What our check found

The UK prudential regulator, part of the Bank of England. Lloyds Bank plc is authorised by the PRA. Banks are dual regulated: the PRA authorises them and both the PRA and FCA regulate them, under the same firm reference number 119278. Client protection: Strong. Prudential supervision of a systemically important UK bank, backed by the FSCS deposit guarantee..

A licence record describes what an authority published. It is not an endorsement, and Wikilix does not issue authorisations.

Websites

Global Domains

6 domains on record. All active and served over HTTPS.

6 domains
  • www.lloydsbank.comRegionalActiveHTTPS
  • commercialbanking.lloydsbank.comRegionalActiveHTTPS
  • online.lloydsbank.co.ukRegionalActiveHTTPS
  • onlinebusiness.lloydsbank.co.ukRegionalActiveHTTPS
  • banking.lloydsbank.comRegionalActiveHTTPS
  • www.lloydsbankinggroup.comRegionalActiveHTTPS
Domains recorded by Wikilix. Only a domain listed here is known to belong to this broker.
Social channels

Social Presence

4 official channels on record.

4 channels
Channels as published by the broker, recorded by Wikilix.
Legal entities

Corporate Network

One legal entity behind the Lloyds Bank brand.

1 entity
  • Lloyds Bank plcActiveUnited KingdomRegistration 00002065Established Apr 20, 1865Registered at UK Companies House under number 00002065, incorporated 20 April 1865, status Active, nature of business 64191 Banks.
Entities named in the broker's own documents and company registers, recorded by Wikilix.
Company registry check
Checked

Company Registration

The operating company is Lloyds Bank plc. Registered in United Kingdom. Registration number 00002065.

Verified on registry
Legal entity
Lloyds Bank plc
Registration number
00002065
Jurisdiction
United Kingdom
Incorporated
Apr 20, 1865
Registry
UK Companies House
Registered address
25 Gresham Street, London, EC2V 7HN, United Kingdom
Frequently Asked Questions

Frequently Asked Questions

Common questions about Lloyds Bank

Most Popular Questions

Treat it with caution and verify it independently before sending any money. This review found no trading account, platform or funding route offered at the address on this profile.

An offer of a trading account under this name should be checked directly with the company through a contact route you found yourself, not through a link, phone number or account manager supplied with the offer.

The operating company was incorporated on 20 April 1865, which makes it more than 160 years old.

The United Kingdom register also records its earlier names, running back through Lloyds Bank Limited and Lloyds Banking Company Limited, and shows the company as active with accounts filed to 31 December 2025.

By telephone. The address reviewed publishes 0345 300 6444 for Corporate Online, 0345 900 2070 for LloydsLink online, 0808 202 1390 for Commercial Banking Online, 01539 741 478 for international customers, and 0345 300 0116 for all other applications.

No support email address, live chat or published service hours were found there.

Unknown. No client agreement, restricted countries page or onboarding form is published at the address reviewed, so no accepted or refused jurisdiction could be established.

No country restriction is claimed on this profile, and the absence of a published list is not the same as acceptance.

No deposit or withdrawal route for a trading account is published at the address reviewed. There is no funding page, no payment method list and no fee or processing time schedule.

Because of that, withdrawal speed and withdrawal conditions cannot be assessed here either.

Not published. No spread table, commission schedule, swap rate or account fee for a trading product appears at the address reviewed, so trading costs cannot be stated.

None were found. No platform is named and no download is offered at the address reviewed, and no MetaTrader, cTrader or proprietary terminal is published anywhere in the material this review covered.

No leverage is published, because no leveraged trading product is offered at the address on this profile.

There is no account tier, margin schedule or maximum leverage figure to report.

Not published. The address reviewed carries no trading account terms, so no minimum deposit figure could be established.

Any figure quoted elsewhere for a Lloyds Bank trading account did not come from this company's own published material.

No. This entry resolves to a bank rather than to a retail forex or CFD provider, and its registered nature of business on the United Kingdom company register is banking rather than investment dealing.

No trading accounts, platforms, spreads or leverage terms are published at the address on this profile.

Lloyds Bank plc, a United Kingdom public limited company registered at Companies House under number 00002065.

Its registered office is 25 Gresham Street, London, EC2V 7HN, its status on the register is active, and its registered nature of business is banking.

Nothing found in this review points to a scam. The operating company is named, and it is confirmed on the United Kingdom register as active, incorporated on 20 April 1865, and filing current accounts at a real City of London address.

The caution is different in kind: this entry is not a trading brokerage, so anyone treating it as one is working from the wrong premise rather than from evidence of fraud.

No financial services licence was confirmed for Lloyds Bank in this review. The address carried on this profile publishes no authority name, no licence number and no permission scope, and the position was not verified against a financial authority's own register.

That is an absence of confirmation rather than a finding that the company is unlicensed. Lloyds Bank plc is a registered United Kingdom company, and company registration is not financial regulation.

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