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Lloyds Bank

No Regulation
United Kingdom
,
Since 1865
Last Updated:
63/100
Overall Score

Trading Conditions

Min Deposit:
N/A
Max Leverage:
N/A
Account Types
Standard Account

User Reviews

Total Reviews
This Month
Avg Rating

Funding Methods

No funding methods available

Performance Metrics

Excellent Performance
Performance chart: 1: Regulation 63%, 2: License 0%, 3: Software 0%, 4: Spread 0%, 5: Account Type 0%, 6: Symbol 0%
Regulation
63%Fair
License
0%Poor
Software
0%Poor
Spread
0%Poor
Account Type
0%Poor
Symbol
0%Poor

Company Information

Full Name:Lloyds Bank plc
Founded:1865
Headquarters:United Kingdom
Enterprise Offices:1offices

Customer Support

Phone:
+44 1539 741478
Live Chat:
Not Available
Response Time:
Languages:
English
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Broker Summary

Summary of the broker

Lloyds Bank Broker Overview

Lloyds Bank is the brand of Lloyds Bank plc, a United Kingdom public limited company registered at Companies House under number 00002065 and incorporated on 20 April 1865. Its registered office is 25 Gresham Street, London, EC2V 7HN, and its registered nature of business is banking. The company status on the register is active, with accounts filed to 31 December 2025.

The web address carried on this profile, www.lloydsbankcommercial.com, behaves as a commercial banking service gateway. It resolves and responds, but it publishes no retail trading offering: there is no account comparison, no platform download, no spread or commission schedule and no deposit or withdrawal page. This profile therefore records no trading conditions, no account types, no trading platforms and no funding methods, because none are published at that address.

Is Lloyds Bank Regulated?

No financial services licence was confirmed for Lloyds Bank in this review. No authority, licence number or permission scope is published at the address reviewed, and the position was not verified against a financial authority's own register, so the regulatory standing is recorded here as unconfirmed rather than established.

Read that as an absence of confirmation, not as a finding that the company holds no authorisation. Lloyds Bank plc is a registered company, and company registration is not financial regulation: the Companies House entry proves the legal entity exists and is active, and says nothing about permission to hold client money or to deal in investments. Anyone who needs the regulatory standing of Lloyds Bank plc should check it directly on the relevant financial authority's public register, matching the entity by company number 00002065.

Is Lloyds Bank Safe?

Nothing in this review indicates misconduct, and nothing in it establishes the protections a trading client would look for either. The identity checks are clean: the operating company is named, it is a real and long established British public limited company, its registered office is a genuine City of London address, and its filing record on the public register is current.

What is missing is the trading side. Without a confirmed licence, a published client agreement, or any statement of how client money would be held, this review gives no basis for judging what would happen to a deposit. Treat the profile as an identity record rather than as a completed check on a trading service.

Lloyds Bank Support

The address reviewed publishes telephone routes rather than a help centre. The numbers shown are 0345 300 6444 for Corporate Online, 0345 900 2070 for LloydsLink online, 0808 202 1390 for Commercial Banking Online, 01539 741 478 for international customers, and 0345 300 0116 for all other applications. No support email, live chat or published service hours were found there.

Lloyds Bank Pros and Cons

Strengths

  • The operating company is named and confirmed on the United Kingdom register as active, incorporated in 1865, and filing current accounts.
  • The registered office is a real, verifiable London address rather than a forwarding service.
  • Direct telephone routes are published, including a line for international customers.

Limitations

  • No financial services licence was confirmed in this review, so the regulatory standing is unconfirmed.
  • The address on this profile publishes no trading offering, so account terms, costs, leverage, platforms and withdrawal conditions cannot be assessed.
  • No client agreement or country eligibility policy is published there, so who may open an account, and on what terms, is unknown.

Lloyds Bank Review and Assessment

Lloyds Bank plc is a real and verifiable British company, and the identity side of this profile is as clean as an identity check gets. The trading side is simply absent: the address on file behaves as a commercial banking gateway rather than a brokerage, and it publishes none of the terms a trading client would need. The most important step before treating this entry as a trading service is to confirm, on the relevant financial authority's own register, what Lloyds Bank plc is permitted to do and which entity a trading relationship would actually sit under.

Regulatory Licenses

Compliance & oversight

2 licenses
United Kingdom
FCATier 1
Financial Conduct Authority
Financial Conduct Authority
United Kingdom
Tier 1

The UK conduct regulator. Lloyds Bank plc is regulated by the FCA under firm reference number 119278 as a full deposit-taking bank that also provides regulated investment services. This is one of the strongest regulatory standings available. Client protection: Strong. Eligible deposits are protected by the FSCS, standard limit 85,000 pounds per eligible person, and disputes can go to the Financial Ombudsman Service..

United Kingdom#119278Checked Sep 10, 2026
License Details
Type:N/A
License #:119278
Status:Not recorded
Validity
Effective:N/A
Expires:N/A
Last checked:Sep 10, 2026
Verified on registerAuthorised
What our check found

The UK conduct regulator. Lloyds Bank plc is regulated by the FCA under firm reference number 119278 as a full deposit-taking bank that also provides regulated investment services. This is one of the strongest regulatory standings available. Client protection: Strong. Eligible deposits are protected by the FSCS, standard limit 85,000 pounds per eligible person, and disputes can go to the Financial Ombudsman Service..

PRATier 1
Prudential Regulation Authority
Tier 1

The UK prudential regulator, part of the Bank of England. Lloyds Bank plc is authorised by the PRA. Banks are dual regulated: the PRA authorises them and both the PRA and FCA regulate them, under the same firm reference number 119278. Client protection: Strong. Prudential supervision of a systemically important UK bank, backed by the FSCS deposit guarantee..

Unknown#119278Checked Sep 10, 2026
License Details
Type:N/A
License #:119278
Status:Not recorded
Validity
Effective:N/A
Expires:N/A
Last checked:Sep 10, 2026
Verified on registerAuthorised
What our check found

The UK prudential regulator, part of the Bank of England. Lloyds Bank plc is authorised by the PRA. Banks are dual regulated: the PRA authorises them and both the PRA and FCA regulate them, under the same firm reference number 119278. Client protection: Strong. Prudential supervision of a systemically important UK bank, backed by the FSCS deposit guarantee..

2
Tier 1
1
Countries
0
Offshore

Account Types

Trading account options

No Account Types

Account type information is not available for this broker yet.

Funding Methods

Deposit & withdrawal options

No Funding Methods

Funding method information is not available for this broker yet.

Global Domains

Worldwide web presence

6 sites
🇬🇧
https://www.lloydsbank.com
Unknown
Active
SSL
🇬🇧
https://commercialbanking.lloydsbank.com
Unknown
Active
SSL
🇬🇧
https://online.lloydsbank.co.uk
Unknown
Active
SSL
🇬🇧
https://onlinebusiness.lloydsbank.co.uk
Unknown
Active
SSL
6
Active
1
Countries
100%
SSL

Social Presence

Digital community engagement

4 platform
Scroll to see all 4 platforms

Corporate Network

Enterprise structure & relationships

1 entities

Lloyds Bank plc

United Kingdom
active

Registration

00002065

Established

1865-04-20

Company Registration

Legal entity checked against the official company registry

Verified on registry

Legal entity

Lloyds Bank plc

Registration number

00002065

Jurisdiction

United Kingdom

Incorporated

20 April 1865

Registry

UK Companies House

Registered address

25 Gresham Street, London, EC2V 7HN, United Kingdom

From our latest investigation · Verified Sep 10, 2026

View on official registry

Website snapshots

Comments

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