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Lydya Financial

Regulated
Cyprus
,
Since 2014
Last Updated:
51/100
Overall Score

Trading Conditions

Min Deposit:
N/A
Max Leverage:
N/A
Account Types
Standard Account

User Reviews

—
Total Reviews
—
This Month
—
Avg Rating

Funding Methods

No funding methods available

Performance Metrics

Excellent Performance
Performance chart: 1: Regulation 32%, 2: License 69%, 3: Software 0%, 4: Spread 0%, 5: Account Type 0%, 6: Symbol 0%
Regulation
32%Poor
License
69%Good
Software
0%Poor
Spread
0%Poor
Account Type
0%Poor
Symbol
0%Poor

Regulatory Licenses

Regulatory Licenses:
Tier 2
Cyprus flag
Straight Through Processing(STP)
Regulated
CySEC | Cyprus

Company Information

Full Name:Lydya Financial Ltd
Founded:2014
Headquarters:Cyprus
Enterprise Offices:1offices

Customer Support

Phone:
+357 25 25 22 99
Live Chat:
Not Available
Response Time:
—
Languages:
English
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Is Lydya Financial a scam?

Wikilix independent safety report

Read the full report
0%Scam risk
High risk (unverified)Confidence: MEDIUM
3.0/5Safety rating 3 out of 5

No. Lydya Financial is not a scam in the ordinary sense: it is a genuine Cyprus investment firm regulated by CySEC under licence 300/16, and we found no regulator warning and no evidence of fraud. Bu…

Risk scorecard · each area scored 0 (clean) to 10 (worst)

Regulation5/10 · ModerateIdentity & transparency5/10 · ModerateWithdrawals & conduct3/10 · LowReputation5/10 · ModerateWebsite claims4/10 · ModerateOperational history4/10 · Moderate
Editorial review
Updated

Broker Summary

What Wikilix has recorded about Lydya Financial: its history, the licences it holds, its trading conditions and its fees.

Lydya Financial Broker Overview

Lydya Financial is the trading brand of Lydya Financial Ltd, a private company incorporated in Cyprus on 22 July 2014 and authorised by the Cyprus Securities and Exchange Commission under licence 300/16. The company is still recorded as registered at the Cyprus Registrar of Companies, but the brand has no working public presence: the web address published with its licence, www.lydyafinancial.com, no longer belongs to the broker and now serves unrelated third-party content. No trading platform, account tier, spread schedule or funding method is published anywhere for this brand, so a prospective client cannot see the terms on which it would take a deposit.

Lydya Financial Regulation and License

Lydya Financial Ltd holds Cyprus Securities and Exchange Commission Derivatives Trading Licence (STP) number 300/16, effective 22 April 2016, with no published expiry date. The permissions recorded against it are financial derivatives trading, financial derivatives agency and financial derivatives investment consulting, and the licence carries cross-border passporting into 16 EU member states. Cyprus is an onshore European jurisdiction: a client of an authorised Cypriot investment firm is covered by the Investor Compensation Fund for eligible claims up to EUR 20,000 and can escalate a dispute to the Cyprus Financial Ombudsman. The licence is recorded in the name of Lydya Financial Ltd and against the brand Lydya Financial, which is the correct alignment between licensee and brand.

One limit on that record matters. The licence was confirmed as in force from the certificate evidence examined for this profile rather than re-checked against the Commission register during this review, and the broker publishes no regulation page of its own where the claim could be read. Current standing should be confirmed with the Commission directly at cysec.gov.cy.

Is Lydya Financial Regulated?

Yes, on the record examined: Lydya Financial Ltd is authorised in Cyprus under CySEC licence 300/16. Regulation and availability are separate questions, though, and it is the second one that fails here. An authorisation on file does not mean there is an operating broker behind it, and at present there is no website, no client portal, no published account offering and no verifiable way to open or fund an account under this brand.

Lydya Financial Ltd

The operating company is Lydya Financial Ltd, registration number HE 334292, a private company incorporated on 22 July 2014. The Cyprus Registrar of Companies records its status as Registered and its registered office as Dimitriou Glinou 20, 3095 Limassol. Two details deserve a reader's attention. The Limassol registered office differs from the Paphos address published alongside the brand and its licence, and the last annual return recorded against the company dates from September 2020, with later returns still shown as pending. The company Legal Entity Identifier, 213800GJ47NI1547NH25, has been lapsed since April 2025, and that identifier is what an EU investment firm needs in order to report transactions.

Is Lydya Financial Safe?

There is no safe way to use Lydya Financial today, because there is nothing operational to use. The regulatory record is genuine and onshore, which is the strongest fact in this profile, but every other indicator points to a business that has stopped trading rather than one that is running: a domain that has passed to an unrelated owner, a lapsed entity identifier, annual returns unfiled since 2020 and a registered office that no longer matches the published address. Anyone still holding a balance or an open position under this brand should treat recovering it as the immediate priority and raise it with the Cyprus Securities and Exchange Commission and, if necessary, the Cyprus Financial Ombudsman. Anyone considering a new deposit has nowhere legitimate to make one.

Lydya Financial Pros and Cons

Strengths

  • A genuine onshore EU authorisation, CySEC licence 300/16, issued to the same company that carries the brand.
  • Investor Compensation Fund cover up to EUR 20,000 and access to the Cyprus Financial Ombudsman for clients of an authorised Cypriot firm.
  • A real, identifiable legal entity with a verifiable registration at the Cyprus Registrar of Companies.

Limitations

  • The web address published with the licence no longer belongs to the broker and serves unrelated third-party content.
  • No trading platform, account type, spread, commission, leverage or funding information is published anywhere.
  • The company Legal Entity Identifier has lapsed and the last annual return on file dates from 2020.
  • The registered office in the companies register does not match the address published with the brand.

Lydya Financial Review and Assessment

Lydya Financial is best understood as a dormant licence rather than a live broker. The Cyprus authorisation behind it is real and onshore, and that separates it from the offshore shells that dominate this part of the market, but a licence is only worth something while there is a firm behind it honouring withdrawals. Here the trail of a working business has gone: no site, no platform, no published terms, no current filings. The single most useful step before acting on this profile is to confirm the present status of licence 300/16 with the Cyprus Securities and Exchange Commission, because that determines whether there is still a regulated firm to bring a claim against.

Regulation check
Checked

Regulatory Licenses

Lydya Financial holds a tier-1 or tier-2 licence that we confirmed on the regulator's own register. Each licence below opens its record of what that register says.

1 of 1 checked
Licences on record
1
Confirmed on register
1
Tier 1 or 2
1
Offshore
0

WIKILIX

Licence intelligence

The only licence on file

Licence Verification Record

Cyprus Securities and Exchange Commission 300/16

Wikilix read the CySEC register on Sep 10, 2026. This is what it said.

Name on the register
Lydya Financial Ltd
Jurisdiction
Cyprus
Authority strength
Tier 2
Licence type
Straight Through Processing(STP)
Register status
Active on the CySEC register (the firm is under a March 2026 CySEC governance measure)
Effective
Apr 22, 2016
Shown on the Lydya Financial website
Not shown at last check

Checked Sep 10, 2026

Permissions

  • Financial derivatives trading
  • Financial derivatives agency
  • Financial derivatives investment consulting

What our check found

A Cyprus Investment Firm (CIF) authorisation under EU MiFID II, covering reception and transmission of orders, execution of orders and safekeeping. A genuine EU trading licence. Client protection: EU MiFID conduct rules and Investor Compensation Fund cover up to 20,000 euros per eligible client.. Effective: 22 Apr 2016.

Client protection under this licence

  • Compensation schemeUp to €20000 (ICF)
  • Client money kept separate
  • Negative balance protection
  • Complaints routeCyprus Financial Ombudsman
  • Maximum leverage1:30

These are the rules CySEC sets for the firms it licenses. They are not a statement about how Lydya Financial applies them, or about which of its companies would hold your account.

A licence record describes what an authority published. It is not an endorsement, and Wikilix does not issue authorisations.

Open the CySEC licence recordCheck it on the registerAbout CySEC
Websites

Global Domains

2 domains on record. All active and served over HTTPS.

2 domains
  • www.forex24.comBackupActiveHTTPS
  • lydya-global.comBackupActiveHTTPS
Domains recorded by Wikilix. Only a domain listed here is known to belong to this broker.
Legal entities

Corporate Network

One legal entity behind the Lydya Financial brand.

1 entity
  • Lydya Financial LtdActiveLicence holderCyprusRegistration HE 334292Established Jul 22, 2014Holds CySECThe licence holder and operating company, incorporated in Cyprus on 22 July 2014 and recorded as Registered at the Cyprus Registrar of Companies under number HE 334292. Its registered office is in Limassol, which differs from the Paphos address published alongside the brand. The last annual return recorded against the company dates from September 2020, and its Legal Entity Identifier 213800GJ47NI1547NH25 has been lapsed since April 2025.
Entities named in the broker's own documents and company registers, recorded by Wikilix.
Company registry check
Checked

Company Registration

The operating company is Lydya Financial Ltd. Registered in Cyprus. Registration number HE 334292.

Verified on registry
Legal entity
Lydya Financial Ltd
Registration number
HE 334292
Jurisdiction
Cyprus
Incorporated
Jan 1, 2014
Registry
Cyprus Department of Registrar of Companies (DRCOR)
Registered address
Dimitri Glinou 20, Office 1, 3095 Limassol, Cyprus
Frequently Asked Questions

Frequently Asked Questions

Common questions about Lydya Financial

Most Popular Questions

Lydya Financial Ltd was incorporated in Cyprus on 22 July 2014 and licensed on 22 April 2016, so the brand has a documented formal history of about twelve years.

Verifiable activity is much shorter than that record suggests. The last annual return on file dates from September 2020 and the company's Legal Entity Identifier has been lapsed since April 2025, so there is no evidence of an operating business in recent years.

No contact route can be relied on. The only telephone number recorded for the brand is the Cyprus landline +357 25 25 22 99, and it has not been confirmed as answered.

The only email address ever published for the brand sits on a domain that has passed to an unrelated owner, so it should not be used: anything sent there goes to a third party rather than to the firm. Written contact at the registered office in Limassol is the more reliable route.

This cannot be answered, because the broker publishes no terms, no restricted-country list and no registration form. No country is documented as either accepted or refused.

Its Cyprus licence carried cross-border passporting into 16 EU member states, but a passporting entitlement describes where a firm was permitted to operate, not who it would onboard today.

Act now rather than waiting. Write to Lydya Financial Ltd at its registered office, Dimitriou Glinou 20, 3095 Limassol, Cyprus, stating the amount and quoting company number HE 334292, and keep a copy.

Then raise the matter with the Cyprus Securities and Exchange Commission, quoting licence 300/16, and ask whether the firm is still authorised. If it is not, ask about the Investor Compensation Fund, which covers eligible claims against authorised Cypriot firms up to EUR 20,000. Keep every deposit record, statement and message, because a compensation or ombudsman claim rests on them.

There is no published deposit or withdrawal method, and no working payment page. No card, bank transfer, e-wallet or crypto channel is documented for this brand.

If you already hold a balance, do not wait for a channel to reappear: put your claim in writing to the company at its registered office and raise it with the Cyprus Securities and Exchange Commission.

Neither is published. No maximum leverage, spread schedule, commission rate or execution model is stated for this brand anywhere this review could reach.

Because those terms cannot be seen before depositing, the cost and risk of trading through this brand cannot be assessed at all.

None are published. No MetaTrader 4, MetaTrader 5, cTrader or proprietary platform is recorded for this brand, and no download link or server name exists to check.

An archived client remark from 2022 already noted that the brand offered neither MetaTrader 4 nor MetaTrader 5, which is consistent with what this review found.

It is not published. No minimum deposit figure is stated for this brand in any source available for this profile.

Since there is also no working deposit channel, the question is currently academic: there is no legitimate route by which money could be paid in.

No. The address published with its licence, www.lydyafinancial.com, no longer serves the broker. It now returns an unrelated Indonesian short-drama streaming service, and a subdomain of it promotes an online casino.

There is no client portal, no login area and no signup form under the brand's control, so nothing entered at that address reaches this firm.

The operating company is Lydya Financial Ltd, a private Cypriot company registered under number HE 334292 and incorporated on 22 July 2014. The Cyprus Registrar of Companies records one director, David Masika, and a company secretary.

The same company is the named holder of licence 300/16, so the licensee, the brand and the operating entity all agree. No parent or group company is recorded for it.

Nothing found in this review shows fraud, and the licence and company behind the brand are both real. What the evidence does show is that there is no operating broker left: the web address published with the licence no longer belongs to the firm, and no platform, account or funding information is published anywhere.

The practical answer is therefore not that Lydya Financial is a scam but that there is no legitimate way to trade with it, and any invitation to deposit in its name should be treated as an impersonation attempt until proven otherwise.

Yes, on the record examined. Lydya Financial Ltd holds Cyprus Securities and Exchange Commission Derivatives Trading Licence (STP) number 300/16, effective 22 April 2016, with no published expiry date and permissions covering financial derivatives trading, agency and investment consulting.

That authorisation was confirmed from certificate evidence rather than re-checked against the Commission's own public register in this review, and the firm publishes no regulation page of its own. Anyone relying on it should confirm the current status directly at cysec.gov.cy.

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