Wikilix
Contract reading

What Markets4you legally published, but does not want you to read

Every clause below is published by Markets4you itself, on its own website, today. The finding is not that the text exists. It is the distance between what a client is shown and what a client agreed to. Read from its own documents on .

Contracting entity: E-Global Trade & Finance Group, Inc.

sole discretionkyc freezewithdrawalsdeemed acceptancehidden feecountry restrictionforum waiverjoint liabilitylanguage arbitrageprofit voiding

Markets4you advertises a 0% transfer fee, then reserves the right to charge up to 10% of a deposit and up to 5% of a withdrawal. You get one working day to complain about a trade before the claim stops being accepted. One clause lets the firm cancel the past trades of a whole group of clients, a term it never defines. The Arabic and Turkish pages leave out four countries that the English page bars.

Back to Markets4you

Contract risk

Money at risk
7.2/10

Where this contract sitsHow far this contract goes, overall. Under 2 is nothing beyond the ordinary; 6 to 9 means several clauses put money you have already earned at risk; 9 and above reads as designed to make payout refusable.

0510
CriticalClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
5
FlaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
19
DocumentsHow many of the broker's own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
4
ContradictionsPlaces where a promise the broker makes in public is not kept by the clause that governs it.
9

How the 19 break downThe same flagged clauses, split by how much each one can cost you. Severity is our reading of the clause, not the broker's label.

Critical5
Warning10
Notice4

section 16 of 21is where the deepest clause sits, 76% of the way into the document it is in

The numbers in this contractFigures taken from this broker's own clauses, so the labels differ from broker to broker. The four in the panel above are the same on every report.

3 of these 4 figures come from a clause we rate critical, which means it can take your money or your profit rather than only delay it.

Critical10%Fee you were not shown. Jump to the clause this comes from.Up to 10% of your deposit can be taken as a feeCritical1 working daysTime to complain. Jump to the clause this comes from.One working day to complain about a tradeCritical4In the contract. Jump to the clause this comes from.Arabic and Turkish pages drop four barred countries$10Fee on an unused account. Jump to the clause this comes from.Monthly fee of $10 rising to $20 drains an idle account

What the documents say

19 clauses worth knowing about, worst first, each quoted from Markets4you's own files

01

Markets4you can charge you up to 10% of a deposit and up to 5% of a withdrawal if it decides you or a group of clients are misusing its services. Clause 3.8 of the Client Agreement puts that decision in its sole discretion and sets no test you can check.

Why this matters

You deposit $1,000 and $100 of it can disappear before your first trade. Nothing in the clause makes Markets4you warn you first or show you what the payment provider actually charged.

Exhibit 1CriticalHarder than usual10%

where the Company in its justified opinion has reasons to believe that the Client or a Group of Clients misuses the Company’s Services, the Company’s in its sole discretion has a right to collect from the Client the relevant Client fund deposit/ withdrawal fees charged by the respective payment system providers in an amount of up to 10% from the Client’s respective deposit and up to 5% from the withdrawal amounts.
Clause 3.8, p.2Read the source

What it costsA $1,000 deposit can be charged up to $100 under this clause. Withdrawing the remaining $900 can cost up to $45 more.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC must disclose the costs and charges of a service to a retail client before that client trades. Clause 3.8 sets only a ceiling and leaves the amount and the trigger to the company's own judgement.

Markets4you is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

02

You get one working day to object to a trade. Regulation 6.1 starts that clock when Markets4you sends its daily report, not when you notice the problem. Clause 5.3 of the Client Agreement repeats the deadline and sends you to a different email address.

Why this matters

Miss one working day and Markets4you does not have to consider your claim. The two documents give different complaint addresses, so writing to the wrong one can use up the only day you had.

Exhibit 2CriticalHarder than usual1 working days

Client’s claims are accepted only in written form sent to complaints@markets4you.com , not later than one (1) working day after the Company sends its daily report (Confirmation).
Clause 6.1, p.4Read the source
Set against a regulated standard: FCA (UK)

Firms licensed by the FCA must accept a complaint whenever the client makes it, and must tell the client about an independent ombudsman they can use free of charge. The Markets4you Regulation accepts a claim only inside one working day of the daily report.

Markets4you is not licensed by this regulator, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 12A one working day window closes your claim long before you could reach the arbitration that four of these agreements require.
03

The English risk disclosure says residents of nine places cannot use the service, including Russia, Iran, North Korea and Myanmar. The Arabic and Turkish versions of the same page name five and leave those four out. The shorter list is the older one the English page carried until 2025.

Why this matters

Reading the Arabic or Turkish page, you are not told your country is barred. Deposit anyway and the Refund Policy lets Markets4you freeze the money and send it back while it reports the matter.

Exhibit 3CriticalHarder than usual4New

The service is not available for residents in: US, Japan, Canada, Russia, Iran, North Korea, Myanmar, Australia and European Economic Area.
Quoted in Risk Disclosure
Read from the broker's site on Open the reference
Our own capture of markets4you.com, taken on Oct 7, 2026The claim, on Footer of the Arabic risk disclosure page on the MENA version of the siteVisit this page on the broker's siteDownload the full size image file
Our own capture of markets4you.com, taken on Oct 7, 2026What the contract saysVisit this page on the broker's siteDownload the full size image file

Buried at section 16 of 21 in the Risk Disclosure, 76% of the way through.

04

Markets4you can cancel trades you already closed and shut every account it treats as part of your group, with no notice. Clause 4.23 applies to a client or a group of clients, and the Terminology document defines client and never defines the group.

Why this matters

Profit you have already banked can be taken back because of how someone else traded. You cannot check whether you sit inside a group, because no document in the set says how one is formed.

Exhibit 4CriticalRarely seen

In case of violation of this Clause, the Company has a right to invalidate historical Trading transactions of the particular Client or group of Clients and close all of the relevant Client’s or group of Client’s positions, and to terminate the Trading account and/ or Trader Room of the Client or each Client within the relevant group of Clients without prior notice.
Clause 4.23, p.6Read the source

Our readingThe clause reaches the accounts of every client in a group it does not define, so another person's trading can close your account and undo your closed trades. Joint consequences of this kind belong to commercial lending, not to a retail trading account.

  • Worse together with Exhibit 9The unique IP rule makes a shared home or office connection the easiest way for two unrelated clients to look like one group.
05

Stop trading for six months and Markets4you takes $10 a month from your balance, rising to $20 a month after twelve. Clause 4.24 keeps charging until the balance reaches zero. A pending order you place or cancel does not count as activity.

Why this matters

Money you left in the account pays the fee until there is none left. Markets4you promises a month's warning, then adds that failing to warn you does not cancel the charge.

Exhibit 6WarningHarder than usual$10

The inactivity fee will be charged where a Client has not placed any trade, does not have any current open trades, and has not performed any client-initiated balance operations, for a period exceeding six (6) months, and in this case the inactivity fee will be charged in the amount of 10 USD/ 10 EUR, or equivalent in another currency depending on the chosen account currency of the Client, and, after twelve (12) months, in the amount of 20 USD/ 20 EUR, or equivalent in another currency depending on the chosen account currency of the Client.
Clause 4.24, p.6Read the source

What it costsAn account holding $100 that stops trading pays $10 a month from month seven, so $60 is gone by month twelve. The last $40 goes in the next two months at $20 a month.

What happens, and when

The stages this clause runs through, taken from the broker's own document
TriggerWhat the broker may then doClause
6 months idleA $10 monthly fee starts, deducted from your balance.4.24
12 months idleThe monthly fee doubles to $20.4.24
Balance reaches zeroCharging stops at zero and the balance cannot go negative.4.24
Zero balance, 6 months idleMarkets4you can archive and deactivate the account, restorable by contacting support.4.16
  • Worse together with Exhibit 8Trading too little can get your deposit sent back after a month, and holding the account without trading starts the monthly fee at six months.

Markets4you can undo trades that already closed

Clause 4.23 lets Markets4you invalidate the past trades of a client or a group of clients, then close every account in that group without notice. Clause 4.29 does the same to a swap-free account, recovering waived swap fees backwards and cancelling the profits. The Terminology document defines client and never defines the group.

Profit at risk1 clause flagged

If Markets4you withdraws the swap-free status of your Islamic account, clause 4.29 lets it undo the trades you made on that account and cancel the profits from them. It can also charge you every swap fee it had waived, as if the status never existed.

Why this matters

Your trading history on that account can be rewritten backwards. Clause 4.30 puts the whole financial loss from that reversal on you.

Exhibit 5CriticalHarder than usual

In the event the Swap-Free status of an Account is canceled, the Company reserves the right in its sole discretion to: (i) retroactively recover all Swap fees, interest, costs, expenses and/or similar from the Client, (ii) to nullify any trades the Client made by using the Swap-Free Account in question, and (iii) to cancel any related profits or losses, that the Client should have received from or paid to the Company, as the case may be, if the Account in question was never granted Swap-Free status.
Clause 4.29, p.7
  • Worse together with Exhibit 13You pay an overnight commission while the swap-free account runs, and the waived swap can still be charged back if the status is revoked.

The Arabic and Turkish pages bar fewer countries than the English one

The English risk disclosure names nine places whose residents cannot use the service, including Iran and Russia. The Arabic and Turkish versions of the same page name five. Markets4you publishes all 13 contracts in English only, and its promises of segregated funds, negative balance protection and insurance appear in none of them.

In plain words

Negative balance protection is a limit that stops you owing more than you put in. Without it, one fast market move can leave you owing the broker money on top of your deposit.

Language arbitrage2 clauses flagged

The Arabic legal page lists the documents with Arabic names, and every link opens the English file. Twelve appear there rather than thirteen: the PAMM agreement is absent, though the Arabic site markets PAMM as a product.

Why this matters

You are asked to accept terms in a language the page you read was not written in. Where the set does mention a translation, the copy trading agreement says the English text wins any disagreement.

Exhibit 14WarningHarder than usual

In case of discrepancy between the Russian and English texts of the Agreement the Parties shall execute measures in order to identify the actual sense of appropriate conditions. In case of mismatch the English text prevails.
Clause 10.9, p.9

The regulations page promises segregated funds, negative balance protection, market leading insurance and full deposit safety. None of the 13 legal documents contains a clause on any of those four. The only protection promise inside a document is a footer line naming an auditor and an insurer.

Why this matters

A promise that lives only on a web page is not a term of your contract. Two Markets4you pages name different insurers for the same guarantee today, one saying Lloyd and the other Willis Group Holdings PLC, and neither gives a policy, a cover amount or a scope.

Exhibit 15WarningHarder than usual

E-Global Trade & Finance Group, Inc. guarantees the fulfillment of the following conditions: the annual audit is conducted by one of the Big Four accounting firms, and insurance is provided by Lloyd.
Quoted in Risk Disclosure
Read from the broker's site on Open the reference
Our own capture of promo.markets4you.com, taken on Oct 7, 2026The claim, on Footer of the live IB Flex Partner promotion page on the broker's promo subdomainVisit this page on the broker's siteDownload the full size image file
Our own capture of markets4you.com, taken on Oct 7, 2026What the contract saysVisit this page on the broker's siteDownload the full size image file

Buried at section 14 of 21 in the Risk Disclosure, 67% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus), ESMA (EU)

Firms licensed by the FCA, CySEC and other regimes applying the ESMA measures must hold retail client money in segregated accounts and must give retail CFD clients negative balance protection as a contractual right. These documents set out neither.

Markets4you is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

A 0% fee headline sits above a clause that allows 10%

Clause 3.8 of the Markets4you Client Agreement allows a fee of up to 10% of a deposit and up to 5% of a withdrawal. The deposits page headlines a 0% transfer fee, and its asterisk covers only crypto withdrawals. Markets4you also sets its own exchange rate on every conversion, and charges swap-free accounts a commission for holding a position past three days.

Cost disclosure1 clause flagged

The Islamic account drops the swap and charges you a commission for carrying a position past midnight. Clause 4.27 says so plainly, and the product page applies the fee to any order held more than three calendar days.

Why this matters

Holding a position costs you money overnight on an account sold as having zero swap fees. The published table charges $21.37 for one standard lot of gold, and the Regulation now lets Markets4you apply triple swap charges on days of its own choosing.

Exhibit 13WarningStandard wording3 daysNew

If the Client has opened an Account with trade maintenance fee - a Swap-Free Account, Swap (swap fees) will not be credited/ debited, however, the Client will be charged a specific commission for transferring positions over midnight.
Clause 4.27, p.7

What it costsTen standard lots of gold held past three days carry $213.70 under the published formula of fee per lot times net lots.

Two working days to pay you, five if doubts arise

Clause 3.5 gives Markets4you two working days to send your money, and clause 3.7 stretches that to five if it doubts your registration details. Requests are accepted only between 08:00 and 17:00 CET, while the withdrawals page promises funds almost instantly. The Refund Policy can also send your whole deposit back if you trade less than Markets4you expects.

Exit conditions2 clauses flagged

Markets4you has two working days to send your money, and clause 3.7 extends that to five working days if it doubts the details you registered. Requests are taken only between 08:00 and 17:00 CET, while the withdrawals page promises funds almost instantly.

Why this matters

A withdrawal you ask for in the evening is not accepted until the next business morning. Clause 3.9 also lets Markets4you refuse to move your money between payment systems, so the route you paid in by is the route you leave by.

Exhibit 7WarningStandard wording5 working days

Requests for fund deposits and withdrawals are accepted during the regular business hours of the Company (08:00 – 17:00 СЕТ). The Company will transfer money to the specified Client account details within two working days, provided such payment details are the same as the Client’s account details used for deposits.
Clause 3.5, p.2

Markets4you can return your whole deposit to where it came from if you do no trades, or trades it calls insignificant, for more than a month. The Refund Policy says the company judges the volumes itself, one client at a time.

Why this matters

Your account can be emptied back to your card while you are still deciding what to trade. The same policy says Markets4you can act without giving you any notification.

Exhibit 8WarningHarder than usual

Please note that we reserve the rights to send the funds back to the initial payment source if no trades were done or done to an insignificant amount (volumes are evaluated by the company individually) for more than one month. In this case we will refund the entire deposit.
Quoted, p.1

Markets4you can close your account without telling you why

Clause 4.21 lets Markets4you end the relationship immediately, with no notice, and says it is not obliged to give reasons. Clause 3.12 requires a unique IP address for every deposit and withdrawal, which rules out a shared home, office or mobile connection. Notice of a change to the terms ranges from five days to none at all.

Account control3 clauses flagged

Clause 3.12 makes you promise never to deposit or withdraw over a network with a shared IP address, public or private. Office internet, student housing, hotel wifi and most mobile networks share addresses between users.

Why this matters

A payment made from a shared connection puts you in breach of the agreement you signed. Clause 3.14 attaches the heaviest consequences in the document to connection and credential rules, up to a permanent ban.

Exhibit 9WarningHarder than usual

The Client undertakes not to use internet access networks with shared IP addresses, whether public or private, computers, other electronic devices which do not provide the Client with a unique IP address for identification during the payment withdrawal/ deposit process transaction process.
Clause 3.12, p.3
  • Worse together with Exhibit 4Two people paying from one home connection is the simplest way to look like the group of clients that clause 4.23 can act against.
  • Worse together with Exhibit 1The same notion of a group of clients is what unlocks the 10% deposit fee in clause 3.8.

Clause 4.21 lets Markets4you end your relationship immediately, give you no notice, and keep the reason to itself. The clause says in its own words that the company is not obliged to disclose those reasons to you.

Why this matters

You cannot answer a case you are never shown. Clause 4.19 adds that Markets4you can block part or all of your access, or move your account to a different trading server, on its own view of its interests.

Exhibit 10WarningHarder than usual

The Company at its sole discretion is entitled unilaterally to terminate the contractual relations with the Client, restricting fully or partially the Client’s further use of the particular service, with the immediate effect and providing no notices of this to the Client, if the Company detects the objective and justified reasons for such action. The Company is not obliged to disclose such reasons to the Client.
Clause 4.21, p.5

The Client Agreement gives you five days' written notice before a change takes effect, the strongest promise in the set. The PAMM terms make a change binding the moment it is published, the AML policy can change with or without notice, and the partner terms need no personal notice at all.

Why this matters

Which warning you get depends on which document covers the thing being changed. For PAMM, carrying on using the service is treated as your agreement to terms you may not have read.

Exhibit 16NoticeStandard wording

The Company keeps the right to change this Agreement by sending a letter of notification five (5) days before changes officially become
Clause 4.1, p.3

One working day to object, then the claim is not accepted

Regulation 6.1 accepts a claim about a trade only within one working day of the daily report, and the Client Agreement repeats the deadline with a different email address. Markets4you does not consider claims for lost profit, and its own server record settles disagreements. Disputes over copy trading, PAMM, swap-free and partner accounts go to arbitration seated in London.

Complaint window1 clause flagged

Four of these agreements send any dispute to arbitration in London under the LCIA rules, with one arbitrator and English as the language. The PAMM, Share4you, swap-free and partner terms all carry that clause, and none offers a court near you.

Why this matters

Arbitration in London costs more than most retail balances are worth, so a claim about a copied trade has nowhere cheap to go. Across the set you are pointed at four different places to complain, and only the Complaints Policy names one that is free.

Exhibit 12WarningHarder than usual

Any dispute arising out of or in connection with this contract, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration under the LCIA Rules, which Rules are deemed to be incorporated by reference into this clause. The number of arbitrators shall be one, the seat of arbitration – London, United Kingdom and the language shall be English.
Clause 11.2, p.7
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC must give a retail client access to an independent complaints scheme that costs the client nothing to use. These four agreements route disputes to LCIA arbitration seated in London instead.

Markets4you is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Your funds can be frozen against a deadline nobody states

Clause 3.13 lets Markets4you freeze your money and refuse deposits and withdrawals if documents do not arrive in the specified time period. No document in the set specifies that period. The AML policy keeps full and absolute discretion over which documents it asks for, and can change with or without notice.

Verification2 clauses flagged

Markets4you can freeze your money and refuse both deposits and withdrawals if your documents do not arrive in the specified time period. Clause 3.13 never says what that period is, and neither does the AML policy it points to.

Why this matters

You cannot meet a deadline you were never given, and your balance is what secures it. The AML policy also keeps full and absolute discretion over which documents it asks for, so the list can grow after you request a withdrawal.

Exhibit 11WarningHarder than usual

The Company has a right to freeze Client funds and/or decline to accept deposit and/or withdrawal requests from the Client in the event the requested documents were not provided by the Client in the specified time period.
Clause 3.13, p.3

The Privacy Policy gives one address for questions about your data, and the domain in it reads egobal-group.com. The company's own domain is eglobal-group.com, so the address as printed reaches nobody.

Why this matters

The 30 day clock for answering a data request starts when your request arrives, and the only address offered has a letter missing. Data about clients who caused the company a loss can be kept beyond the usual five years.

Exhibit 18NoticeStandard wording

If you have any questions regarding the content of this policy, please contact Company at privacy@egobal-group.com.
Clause 11.1, p.12

Partner pay is capped by what their clients do not withdraw

Clause 6.3 of the Markets4you Partnership Agreement caps a partner's commission against 50% of the difference between their clients' money paid in and money taken out. Markets4you can also recalculate commission it has already paid. A partner suspected of churning can have their own clients' accounts closed.

Partner incentives1 clause flagged

Clause 6.3 of the Partnership Agreement measures a partner's commission ceiling against 50% of the difference between their clients' money paid in and money taken out. The same clause lets Markets4you weigh its own financial results and revisit payouts already made.

Why this matters

The person who introduced you earns against the gap between what you deposit and what you withdraw. If Markets4you suspects that partner of churning, clause 7.24 lets it close your account too, not only theirs.

Exhibit 17NoticeRarely seen50%

A Partner’s upper limit for the commission amount earned, if over 50% (fifty percent) of the difference between the Partner’s clients’ funds paid-in and withdrawn, is calculated based on the proportion where both a Partner’s clients’ funds paid-in and withdrawn are taken into account, as well as other types of support provided to a Partner and the financial results of Markets4you as a whole.
Clause 6.3, p.4

What it costsIf a partner's clients pay in $100,000 and withdraw $60,000, the difference is $40,000. Commission above $20,000 falls under this limit.

Our readingMost introducing broker schemes pay a share of spread or commission per lot. Tying the ceiling to client deposits minus client withdrawals makes the partner's pay move with money that stays in the account.

The contract is with the BVI company, not the Mauritius one

Every Markets4you document names E-Global Trade & Finance Group, Inc. of the British Virgin Islands as your counterparty, under licence SIBA/L/12/1027. The regulations page displays a second licence held by Trade4you International in Mauritius, which no client document mentions. The AML policy cites Mauritian statutes in one clause while citing BVI law throughout the rest.

In plain words

On a principal basis, as your counterparty, means the broker takes the other side of your trade itself. Your loss is then the firm’s gain, so it has an interest in how your trade ends.

Who you contract with1 clause flagged

Clause 1.2 names E-Global Trade & Finance Group, Inc. of the British Virgin Islands as the company you sign with. The regulations page also displays a Mauritius licence held by Trade4you International, and no client document mentions that company anywhere.

Why this matters

Only the BVI licence covers the account you open, whichever licence persuaded you to sign up. The AML policy you accepted cites Mauritian statutes in one clause while citing BVI law everywhere else, so read the entity name before the licence number.

Exhibit 19NoticeStandard wording

This Agreement has been entered into between E-Global Trade & Finance Group, Inc., (the “Company”), Reg. Nr.: 1384287, registered address: First Floor, Mandar House, Johnson's Ghut, P.O. Box 3257, VG1110, Road Town, Tortola, British Virgin Islands and an individual - You (the “Client”), an individual who opened an account with the Company.
Clause 1.2, p.1
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC must make clear to a retail client which legal entity they are contracting with and which regulator covers it, before the account opens. This page shows two licences and the contract names one entity.

Markets4you is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Where the marketing and the contract disagree

A promise made in public, set against the clause that governs it

01

The Arabic page leaves Russia, Iran, North Korea and Myanmar out of the list of barred residents that the English page carries.

Said in public, in Arabic

الخدمة غير متاحة للمقيمين في: الولايات المتحدة الأمريكية، واليابان، وكندا، وأستراليا، ومنطقة الاقتصاد الأوروبي.

Word for word in English: The service is not available to residents in: the United States of America, Japan, Canada, Australia, and the European Economic Area.

Footer of the Arabic risk disclosure page on the MENA version of the site

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of markets4you.com

In the contract

The service is not available for residents in: US, Japan, Canada, Russia, Iran, North Korea, Myanmar, Australia and European Economic Area.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of markets4you.com

02

The Turkish page names five barred places where the English page names nine.

Said in public, in Turkish

Bu hizmet şu ülke sakinleri için mevcut değildir: ABD, Japonya, Kanada, Avustralya ve Avrupa Ekonomik Alanı.

Word for word in English: This service is not available for residents of the following countries: USA, Japan, Canada, Australia and the European Economic Area.

Footer of the Turkish risk disclosure page, which still carries a 2007-2024 copyright line

In the contract

The service is not available for residents in: US, Japan, Canada, Russia, Iran, North Korea, Myanmar, Australia and European Economic Area.

03

The page headlines no fees and a 0% transfer fee, its asterisk covers only crypto, and the contract allows up to 10% of a deposit.

Said in public, in English

Deposit and withdraw funds starting at only 1 USD with no fees*, fast transfer processing, and 24/7 access, also through Auto-withdrawal.

Opening line of the Deposits and Withdrawals page, above a statistic reading 0% Transfer Fee

In the contract · clause 3.8

where the Company in its justified opinion has reasons to believe that the Client or a Group of Clients misuses the Company’s Services, the Company’s in its sole discretion has a right to collect from the Client the relevant Client fund deposit/ withdrawal fees charged by the respective payment system providers in an amount of up to 10% from the Client’s respective deposit and up to 5% from the withdrawal amounts.

04

The page promises funds almost instantly with no waiting, and the contract allows two working days inside a business hours window.

Said in public, in English

Our Auto-Withdrawal feature (AWD) lets you access your funds almost instantly when you trade with us. You don’t have to wait for hours to withdraw your money.

Auto-Withdrawal section of the Deposits and Withdrawals page

In the contract · clause 3.5

Requests for fund deposits and withdrawals are accepted during the regular business hours of the Company (08:00 – 17:00 СЕТ). The Company will transfer money to the specified Client account details within two working days, provided such payment details are the same as the Client’s account details used for deposits.

05

The complaints page invites any issue at any time, and the Client Agreement accepts a claim about a trade for one day only.

Said in public, in English

We’re here to help you: Report any issues or concerns and we’ll work diligently to resolve them promptly.

Opening line of the Complaints page, above a form that states no deadline

In the contract · clause 5.3

All claims shall be sent to complaints@markets4you.info, not later than in one day from the day when the daily Confirmation receipt.

06

The Arabic page promises trading with no nightly swap fee, and the contract charges a commission for carrying a position over midnight.

Said in public, in Arabic

يتيح لك الحساب بدون سواب التداول دون رسوم سواب ليلية، مما يسمح لك بالاحتفاظ بمزيد من أرباحك والبقاء متوافقًا تمامًا مع مبادئ التداول الخاصة بك.

Word for word in English: The swap-free account lets you trade without nightly swap fees, which allows you to keep more of your profits and to stay fully compliant with your own trading principles.

Arabic Islamic accounts page, titled in Arabic as Islamic accounts without overnight interest

In the contract · clause 4.27

If the Client has opened an Account with trade maintenance fee - a Swap-Free Account, Swap (swap fees) will not be credited/ debited, however, the Client will be charged a specific commission for transferring positions over midnight.

07

The page says losing swap-free status means standard swap fees from then on, and the contract allows backdated charges, cancelled trades and cancelled profits.

Said in public, in English

If Swap-free fee conditions no longer apply, standard swap fees will be charged according to the Terms & Conditions stated on our website.

Key Conditions panel of the Islamic accounts page, under the heading Reverting to standard fees

In the contract · clause 4.29

In the event the Swap-Free status of an Account is canceled, the Company reserves the right in its sole discretion to: (i) retroactively recover all Swap fees, interest, costs, expenses and/or similar from the Client, (ii) to nullify any trades the Client made by using the Swap-Free Account in question, and (iii) to cancel any related profits or losses, that the Client should have received from or paid to the Company, as the case may be, if the Account in question was never granted Swap-Free status.

08

Two Markets4you pages live today name different insurers for the same guarantee, and neither names a policy or a cover amount.

Said in public, in English

E-Global Trade & Finance Group, Inc. guarantees the fulfillment of the following conditions: the annual audit is conducted by one of the Big Four accounting firms, and insurance is provided by Willis Group Holdings PLC.

Footer of the live IB Flex Partner promotion page on the broker's promo subdomain

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of promo.markets4you.com

In the contract

E-Global Trade & Finance Group, Inc. guarantees the fulfillment of the following conditions: the annual audit is conducted by one of the Big Four accounting firms, and insurance is provided by Lloyd.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of markets4you.com

09

The page presents a Mauritius licence beside the BVI one, and the contract is only ever with the British Virgin Islands company.

Said in public, in English

Trade4you International is a registered trademark and a company incorporated in Mauritius under registration number GBC 182286. Authorised and regulated by Financial Service Commission of Mauritius under license number GB21026460, ensuring compliance with legal and financial standards.

Regulatory Assurance You Can Trust section of the Regulations and Data Centers page

In the contract · clause 1.2

This Agreement has been entered into between E-Global Trade & Finance Group, Inc., (the “Company”), Reg. Nr.: 1384287, registered address: First Floor, Mandar House, Johnson's Ghut, P.O. Box 3257, VG1110, Road Town, Tortola, British Virgin Islands and an individual - You (the “Client”), an individual who opened an account with the Company.

What changed quietly

First reading of Markets4you, so there is no previous version of this page to compare against.

  • REWRITTENClause

    Markets4you added Russia, Iran, North Korea and Myanmar to the barred list on the English page, and the Arabic and Turkish pages still carry the old one.

    The service is not available for residents in: US, Japan, Canada, Russia, Iran, North Korea, Myanmar, Australia and European Economic Area.

  • REWRITTENClause

    The named insurer behind the guarantee changed from Willis Group Holdings PLC to Lloyd, with no policy or cover amount given in either version.

    E-Global Trade & Finance Group, Inc. guarantees the fulfillment of the following conditions: the annual audit is conducted by one of the Big Four accounting firms, and insurance is provided by Lloyd.

  • REWRITTENClause 1.7 · 2024-11-14 to Jan 10, 2025

    The rewritten clause adds a right to charge triple swaps on days Markets4you picks by instrument type, where the old wording pointed only to the contract specification.

    Open positions held between 23:59:30 – 00:00:00 platform time (GMT+1) will be subject to overnight interest charges (swaps). The majority of FX positions held between 23:59:30 – 00:00:00 on Wednesday night are subject to 3x swaps. The company reserves the right to charge 3x swaps on different days depending on instrument type.

  • REWRITTENClause · 2024-11-14 to Mar 17, 2025

    The swap-free agreement was republished under the Markets4you name with the clauses left as they were, so the 2024 terms still apply today.

    Service - the entire service of Swap-free accounts developed and maintained by Markets4you.

The documents this reading is based on

4 files, all published by Markets4you. Each shows when we read it and a fingerprint of its wording.

WIKILIX keeps the copy of each file it read, and does not republish it: what is published is the fingerprint of its wording. Download the file yourself and hash its text, lowercased with runs of whitespace collapsed, and a matching fingerprint means the wording quoted above is still the wording Markets4you publishes.

How this reading was done

Every clause above was read out of a document Markets4you publishes itself

This reading was published on .

Documents
2 of 4downloaded from the broker's site of the 17 we found, and 2 read in full
Pages opened
60pages walked to find those documents, footer links included
Older copies
4earlier versions downloaded
Marketing pages
11public pages set against what the contract says
Languages
AR vs EN vs TRthe language it advertises in, against the language it contracts in
Position measured
2clauses whose position was counted: which numbered section of the document holds them, out of how many

Who the contract is with

E-Global Trade & Finance Group, Inc.

Clause 1.2 of the Client Agreement names your counterparty as E-Global Trade & Finance Group, Inc., registration number 1384287, at First Floor, Mandar House, Johnson's Ghut, Road Town, Tortola, British Virgin Islands. All 13 legal documents name that same company, under BVI FSC licence SIBA/L/12/1027. The regulations page also displays a Mauritius licence held by Trade4you International, FSC number GB21026460, and no client-facing document mentions that company. The Refund Policy adds that your money passes through two payment agents it names as TFG Global Ltd. and Forex For You Ltd. Clause 1.3 states the company is a member of the Financial Commission, the only external dispute body named anywhere in the set.

Quotations are copied verbatim from the documents named above, with the clause number and the page each one came from. Where a clause is quoted in another language, the original is shown first and the English is a translation.

The plain-language parts, what a clause means for a client, how ordinary it is, and how it reads against a regulated standard, are WIKILIX's analysis and are labelled as such on every card. This is a reading of public documents, not legal advice and not an allegation of wrongdoing.

In fairness, and what we could not check

A reader who knows the edges of the work can trust the middle of it

The Complaints Policy is better than most: it sets no deadline for raising a complaint, promises an acknowledgement in 2 business days and a final response in 15, and prints the full address, phone and email of the BVI Financial Services Commission for escalation. The inactivity fee cannot push your balance below zero, and Markets4you promises a month's warning first. Clause 3.1 shows you the exchange rate and the converted amount inside the payment flow before the transaction completes. The Privacy Policy runs to 13 pages and grants access, rectification, erasure and portability with a 30 day answer. Every document on the legal shelf carries its own last update date, which is what let us see what changed.

We read 12 of the 13 contract PDFs end to end on Markets4you's own legal documents page, and every quotation credited to them comes from those files. We could not open the Mobile App End-user Licence Agreement, so we read only the earlier copy of it from May 2025 and quote nothing from the current file. The Glossary of Trading Terms page loaded with none of its terms in it, so we checked only its framing text. Markets4you publishes all 13 documents in English only, so we held the Arabic and Turkish marketing pages against English contracts rather than against local-language ones. Ten of the 13 documents have no earlier copy available, so for those this is a first reading with nothing to compare against.

How to check any of this yourself

Every quote above links to the Markets4you file it came from. This is what to do with it.

Open the three stepsFind the words in the source, work out the fingerprint, and read what a difference does and does not prove.

Open the source and search for the words

Every quote has a link under it. Open the file, or the web page, and search it for the words we quote. The clause number next to the quote tells you where to look.

If the words are not there any more, the source may have changed after we read it. That is worth knowing too. We keep the date we read it, and a code worked out from its wording, so the quote stays checkable.

What a fingerprint is

A fingerprint is a code worked out from what a source says. Change one word and the code changes completely. We keep two codes for every file we read, and the panel on each source shows both.

The first is the code of the exact file we downloaded. The second is the code of its wording alone, with capital letters lowered and runs of spaces collapsed. When the same words are saved as a new file, the first code changes and the second one stays the same.

Only the first code can be worked out on your own computer. Save the file, then run one of these, putting the name of the file you saved where the example is. The panel on each source prints the command with that source's real file name already in it.

macOS or Linux:
  shasum -a 256 the-file-you-saved.pdf

Windows:
  certutil -hashfile the-file-you-saved.pdf SHA256

The two codes are different from each other, and they are not meant to match. Comparing one against the other proves nothing.

What a difference means, and what it does not

A different file code on its own proves nothing. A PDF saved again with a new date inside it is a new file saying exactly the same thing.

A different wording code means the words themselves changed. That is the one that matters, and it is why we keep it.

Even then, a change is not proof of bad faith. Companies update their documents. What this report says is what the document said on the day we read it, and every quote carries that date.

A source that is a web page and not a file has no file to save, so only the code of its wording is shown.

How this report is made

Every clause quoted above comes from a document Markets4you publishes on its own website, downloaded and hashed on the date shown, with the clause number and page recorded so any reader can check it. We do not allege anything the documents do not say, and we do not judge Markets4you on anything other than its own published terms and its own public marketing. Where a clause has a qualifier that softens it, the report says so. Last read Oct 7, 2026.

If you represent Markets4you and a clause has changed, been withdrawn, or is being read out of context, tell us and we will re-read the documents and update this page. Corrections from the broker are welcome and are published with the reading they change. Contact us.

This is a reading of a contract, not legal advice and not a ruling on Markets4you. Whether its licence is real and current is a separate check on the broker profile.

What traders say about Markets4you

Comments on Markets4you are posted on its profile

Nobody has commented on Markets4you yet. If you have traded with them, your experience helps the next reader decide.

Write the first comment
Back to the Markets4you profile