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Contract reading

What MIDTOU legally published, but does not want you to read

Every clause below is published by MIDTOU itself, on its own website, today. The finding is not that the text exists. It is the distance between what a client is shown and what a client agreed to. Read from its own documents on . We have read it 2 times.

Contracting entity: PT. Midtou Aryacom Futures

missing documentsole discretiondeemed acceptancewithdrawalsarbitrationbiometriccomplaint deadlineconflict of interestcredit checkdata retention

MIDTOU's front page promises same-day withdrawals. The contract has no withdrawal clause at all: no deadline, no fee, no procedure. The contract itself has no web address, and MIDTOU can change it at any time without asking you. Your losses are not capped at your deposit, and a trade you do not challenge within 2 x 24 hours is final.

Back to MIDTOU

Contract risk

Money at risk
7.5/10

Where this contract sitsHow far this contract goes, overall. Under 2 is nothing beyond the ordinary; 6 to 9 means several clauses put money you have already earned at risk; 9 and above reads as designed to make payout refusable.

0510
CriticalClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
5
FlaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
17
DocumentsHow many of the broker's own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
3
ContradictionsPlaces where a promise the broker makes in public is not kept by the clause that governs it.
6

How the 17 break downThe same flagged clauses, split by how much each one can cost you. Severity is our reading of the clause, not the broker's label.

Critical5
Warning8
Notice4

The numbers in this contractFigures taken from this broker's own clauses, so the labels differ from broker to broker. The four in the panel above are the same on every report.

2 of these 3 figures come from a clause we rate critical, which means it can take your money or your profit rather than only delay it.

Critical2Account limit. Jump to the clause this comes from.The two documents you accept have no web addressCritical2 daysTime to complain. Jump to the clause this comes from.A trade confirmation becomes final after 2 x 24 hours3 working daysDocument deadline. Jump to the clause this comes from.Face, voice, mother's maiden name and a credit check

What the documents say

17 clauses worth knowing about, worst first, each quoted from MIDTOU's own files

01

MIDTOU promises on its home page and in its FAQ that a withdrawal is processed on the same day. The contract you accept sets no withdrawal deadline, no fee and no procedure. The one clause about moving your money gives the decision to MIDTOU, not to you.

Why this matters

You have no written deadline to hold MIDTOU to if a payout stops. The FAQ sends you to MIDTOU's website for the withdrawal procedure, and no such page is there.

Exhibit 1CriticalRarely seen

Nasabah dapat mengakhiri Perjanjian ini hanya jika Nasabah sudah tidak lagi memiliki posisi terbuka dan tidak ada kewajiban Nasabah yang diemban oleh atau terhutang kepada Pialang Berjangka;
Clause Jangka Waktu Perjanjian dan Pengakhiran in Kebijakan Privasi
Downloaded from the broker's site on Open the reference
Our own capture of client.midtou.com, taken on Oct 9, 2026Same-day withdrawal promised, no withdrawal clause in the contract (clause Jangka Waktu Perjanjian dan Pengakhiran)This capture shows the page the quotation was taken from. The words themselves are not marked in it, so please read the quotation above as the evidence.Visit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must tell a retail client, before they trade, how and when money can be taken out and what that costs. MIDTOU's contract says nothing about withdrawals.

MIDTOU is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Our readingMost retail agreements set out how to withdraw, how long it takes and what it costs. MIDTOU's contract does not mention withdrawals at all, so there is no term to enforce.

  • Same clause as Exhibit 7The only clause about moving your money is the one that hands the decision to MIDTOU.
02

You tick a box agreeing to MIDTOU's Terms and its Privacy Policy. Both open only as a pop-up inside the sign-up form, with no address, no date and no version number. MIDTOU can change them at any time without asking you first.

Why this matters

You cannot save the wording you agreed to, send it to anyone, or show later which version you accepted. If MIDTOU changes a term, your next order counts as agreement.

Exhibit 2CriticalHarder than usual2

Saya telah membaca dan menyetujui Syarat dan Ketentuan serta Kebijakan Privasi
Quoted in Kebijakan Privasi
Downloaded from the broker's site on Open the reference
Our own capture of client.midtou.com, taken on Oct 9, 2026The two documents you accept have no web addressVisit this page on the broker's siteDownload the full size image file
  • Worse together with Exhibit 5Terms that change at any time, in a document with no address, make the risk notice you confirmed impossible to check.
03

A margin top-up demand from MIDTOU is not limited to the money you first paid in. The clause headed Kewajiban Memelihara Margin says your duty on a call margin goes beyond your initial margin. You must pay it before the next trading day starts.

In plain words

Negative balance protection is a limit that stops you owing more than you put in. Without it, one fast market move can leave you owing the broker money on top of your deposit.

Why this matters

If the market moves against you, you can owe MIDTOU more than your account holds. Nothing in the contract writes off that shortfall, and nothing caps it at your deposit.

Exhibit 3CriticalStandard wording

Apabila jumlah Margin memerlukan tambahan (Call Margin) maka Nasabah wajib melakukan penyerahan Call Margin selambat-lambatnya sebelum dimulai hari perdagangan berikutnya. Kewajiban Nasabah sehubungan dengan penyerahan Call Margin tidak terbatas pada jumlah Margin awal;
Clause Kewajiban Memelihara Margin in Kebijakan Privasi
Downloaded from the broker's site on Open the reference
Our own capture of client.midtou.com, taken on Oct 9, 2026Your losses are not capped at the money you deposit (clause Kewajiban Memelihara Margin)This capture shows the page the quotation was taken from. The words themselves are not marked in it, so please read the quotation above as the evidence.Visit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), CySEC (Cyprus), ESMA (EU)

Firms licensed by the FCA or CySEC must give a retail client negative balance protection, which caps your loss at the money in your account. MIDTOU's contract says your call margin duty is not limited to your initial margin.

MIDTOU is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 6A top-up demand with no ceiling sits beside MIDTOU's right to close the same positions without telling you.
04

You get 2 x 24 hours to object to a trade confirmation from MIDTOU. After that, the clause headed Konfirmasi treats the confirmation as correct and valid. If no written confirmation arrives within 2 x 24 hours of your order, you must phone MIDTOU and then write.

Why this matters

Miss that window and the trade stands, whatever your own records show. The clock runs from the day the confirmation reaches you, not from the day you spot the problem.

Exhibit 4CriticalHarder than usual2 days

Jika dalam waktu 2 x 24 jam sejak tanggal penerimaan konfirmasi tertulis tersebut tidak ada sanggahan dari Nasabah maka konfirmasi Pialang Berjangka dianggap benar dan sah;
Clause Konfirmasi in Kebijakan Privasi
Downloaded from the broker's site on Open the reference
Our own capture of client.midtou.com, taken on Oct 9, 2026A trade confirmation becomes final after 2 x 24 hours (clause Konfirmasi)This capture shows the page the quotation was taken from. The words themselves are not marked in it, so please read the quotation above as the evidence.Visit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA keep a complaints route open for months, and the UK ombudsman takes a case up to six months after the firm's final answer. MIDTOU's contract closes a disputed trade after 2 x 24 hours.

MIDTOU is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

What happens, and when

The stages this clause runs through, taken from the broker's own document
TriggerWhat the broker may then doClause
2 x 24 hours after your orderIf no written confirmation has reached you, you must phone MIDTOU and follow it with a written notice.Konfirmasi
2 x 24 hours after the confirmation arrivesWith no objection from you, MIDTOU's confirmation counts as correct and valid.Konfirmasi
  • Worse together with Exhibit 11Your objection window runs on a system MIDTOU takes no responsibility for when it is late, wrong or down.
05

The contract has you acknowledge that you received and understood the Dokumen Pemberitahuan Adanya Risiko, the risk notice document. MIDTOU does not publish that document anywhere on its site. The same contract points to a Perjanjian Pemberian Amanat, the mandate agreement, which is not published either.

Why this matters

You sign away the argument that nobody warned you, about a paper you were never shown. If a dispute reaches MIDTOU's complaint unit or Bappebti, that acknowledgement is already on the record.

Exhibit 5CriticalHarder than usual

Nasabah mengakui menerima dan mengerti Dokumen Pemberitahuan Adanya Risiko.
Clause Dokumen Pemberitahuan Adanya Risiko in Kebijakan Privasi
Downloaded from the broker's site on Open the reference
Our own capture of client.midtou.com, taken on Oct 9, 2026You confirm receiving a risk document MIDTOU does not publish (clause Dokumen Pemberitahuan Adanya Risiko)This capture shows the page the quotation was taken from. The words themselves are not marked in it, so please read the quotation above as the evidence.Visit this page on the broker's siteDownload the full size image file

The English pages send your trades to a different exchange

MIDTOU's English home page names the Jakarta Futures Exchange. Its own legal notice says MIDTOU is a member of the ICDX exchange and the ICH clearing house, and the Indonesian page says the same. Only the English reader is told otherwise.

Language mismatch1 clause flagged

MIDTOU's English home page says it will act as your trustee for transactions on the Jakarta Futures Exchange. Its own legal notice says MIDTOU is a member of the ICDX exchange and the ICH clearing house. The Indonesian version of the same page says ICDX.

Why this matters

The exchange and clearing house behind your trade decide whose rules apply and who holds the money if MIDTOU fails. The English page points you at the wrong pair.

Exhibit 10Warning

PT. Midtou Aryacom Futures adalah Anggota dari Bursa ICDX dan Kliring ICH.
Clause Legal in Legal
Read from the broker's site on Open the reference
Our own capture of midtou.com, taken on Oct 9, 2026The claim, on English version of the home page, under OUR LEGALITYThis capture shows the page the quotation was taken from. The words themselves are not marked in it, so please read the quotation above as the evidence.Visit this page on the broker's siteDownload the full size image file
Our own capture of midtou.com, taken on Oct 9, 2026What the contract says, clause LegalVisit this page on the broker's siteDownload the full size image file

MIDTOU sets the commission from time to time and publishes no figure

MIDTOU's contract makes you pay transaction costs, tax, commission, service fees and interest at the prevailing rate. MIDTOU sets the commission itself, from time to time. No figure for any of it appears on the site, the product page or the FAQ.

Cost disclosure1 clause flagged

The contract makes you pay transaction costs, tax, commission, service fees and interest at the prevailing rate. MIDTOU sets the commission from time to time, under the clause headed Komisi Transaksi. No figure for any of it appears on the site, the product page or the FAQ.

Why this matters

You cannot work out the cost of a trade before you place it, or check a charge afterwards. The same clause says a change to fees needs written agreement from both sides, which is worth holding MIDTOU to.

Exhibit 8WarningHarder than usual

Nasabah mengetahui dan menyetujui bahwa Pialang Berjangka berhak untuk memungut komisi atas transaksi yang telah dilaksanakan, dalam jumlah sebagaimana akan ditetapkan dari waktu ke waktu oleh Pialang Berjangka. Perubahan beban (fees) dan biaya lainnya harus disetujui secara tertulis oleh kedua belah pihak.
Clause Komisi Transaksi in Kebijakan Privasi
Downloaded from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must disclose costs and charges to a retail client before they trade. MIDTOU's contract leaves the commission to be set from time to time and publishes no schedule.

MIDTOU is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Same-day withdrawal is a slogan, not a term of the contract

MIDTOU promises on its home page and in its FAQ that a withdrawal is processed the same day. Its contract sets no withdrawal deadline, no fee and no procedure. The one clause about moving your money lets MIDTOU move it first and tell you afterwards.

Exit conditions1 clause flagged

MIDTOU can move funds from one account to another at any time for margin, a debt or a deficit, without telling you first. It tells you in writing after the transfer. It can also cash in your funds to meet a call margin, and take payment for its own costs out of your money.

Why this matters

Money you were about to withdraw can be gone before any message reaches you. Your deposit also counts as received only once a MIDTOU employee issues a receipt for it.

Exhibit 7WarningHarder than usual

Transfer yang telah dilakukan akan segera diberitahukan secara tertulis kepada Nasabah.
Clause Pemindahan Dana in Kebijakan Privasi
Downloaded from the broker's site on Open the reference

Two documents bind you, and MIDTOU can rewrite both without asking

Two documents bind a MIDTOU client, and both say they can change at any time without prior consent. A call margin demand is not limited to the money you deposited. MIDTOU can also close your positions with or without telling you, and cap how many you hold.

Account control1 clause flagged

If your account falls below the margin required, MIDTOU can close all or part of your open positions. The clause lets it act after telling you or without telling you, and it is not responsible for the loss that follows. MIDTOU can also cap how many positions you hold.

Why this matters

A position can be shut at a price you would never have chosen, with no call to you first. You cannot claim the difference back from MIDTOU.

Exhibit 6WarningHarder than usual

Apabila dalam jangka waktu tertentu dana pada rekening Nasabah kurang dari dipersyaratkan, Pialang Berjangka dapat menutup posisi terbuka Nasabah secara keseluruhan atau sebagian, membatasi transaksi, atau tindakan lain untuk melindungi diri dalam pemenuhan Margin tersebut dengan terlebih dahulu memberitahu atau tanpa memberitahu Nasabah dan Pialang Berjangka tidak bertanggung jawab atas kerugian yang timbul akibat tindakan tersebut
Clause Hak Pialang Berjangka Melikuidasi Posisi Nasabah in Kebijakan Privasi
Downloaded from the broker's site on Open the reference

A disputed trade closes after 2 x 24 hours

MIDTOU's contract gives you 2 x 24 hours to object to a trade confirmation, after which it counts as correct and valid. Force majeure protection needs written notice within 24 hours. You also confirm receiving a risk document MIDTOU does not publish.

Challenge windows2 clauses flagged

The terms page says MIDTOU will not be responsible for loss caused by delay, inaccuracy, error, interruption or a service that stops. The contract adds that losses and costs from an official trading halt fall entirely on you. It also clears MIDTOU of late orders caused by communication faults.

Why this matters

If the platform stalls while your position moves, the loss is yours. MIDTOU's FAQ calls the system very safe, and the contract leaves you nothing to claim on.

Exhibit 11WarningStandard wording

PT.Midtou Aryacom Futures tidak akan menjamin dan bertanggungjawab atas adanya kewajiban atau kerusakan atau kerugian atau kekalahan bagi pihak atau nasabah yang merupakan akibat dari resiko karena keterlambatan, ketidakakuratan, error atau interupsi atau berhentinya layanan yang diberikan PT. Midtou Aryacom Futures
Clause Komitmen in Syarat & Kebijakan
Read from the broker's site on Open the reference

Neither side can lean on force majeure unless it gives the other written notice within 24 hours of the cause arising. The clause covers fire, earthquake, flood, strikes, war and a breakdown of the trading or clearing system.

Why this matters

A flood or an earthquake leaves you 24 hours to send a written notice, or you stay liable under the contract. MIDTOU has a legal department for that letter and you do not.

Exhibit 12WarningHarder than usual

Tidak ada satupun pihak di dalam Perjanjian dapat diminta pertanggungjawabannya untuk suatu keterlambatan atau terhalangnya memenuhi kewajiban berdasarkan Perjanjian yang diakibatkan oleh suatu sebab yang berada di luar kemampuannya atau kekuasaannya (force majeure), sepanjang pemberitahuan tertulis mengenai sebab itu disampaikannya kepada pihak lain dalam Perjanjian dalam waktu tidak lebih dari 24 (dua puluh empat) jam sejak timbulnya sebab itu.
Clause Force Majeure in Kebijakan Privasi
Downloaded from the broker's site on Open the reference

Face, voice and mother's maiden name, kept as long as MIDTOU needs them

MIDTOU collects your face image, voice recording, mother's maiden name, income and tax number. It checks you with fraud prevention bodies and credit agencies, and you authorise it to investigate your debts. Where no law sets a period, it keeps the data as long as its business needs it.

Data demands3 clauses flagged

MIDTOU collects your face image, voice recording, mother's maiden name, income and tax number. It also gathers information about you from fraud prevention bodies, business directories and credit reference agencies. You authorise MIDTOU to investigate your personal and business debts.

Why this matters

You must report any change in your details within 3 working days, including a change in your ability to keep trading. The authority you give MIDTOU to check your debts carries no end date and no list of limits.

Exhibit 13WarningHarder than usual3 working days

Data biometrik yang dapat mengidentifikasi secara unik terhadap individu namun tidak terbatas pada gambar wajah, rekaman pembicaraan.
Quoted in Kebijakan Privasi
Downloaded from the broker's site on Open the reference
  • Worse together with Exhibit 14The widest data set MIDTOU collects is also the data it keeps with no end date.

Where no law sets a period, MIDTOU keeps your personal data for as long as its own business needs it. The policy gives no end date and no route to ask for deletion. You also take full responsibility for the accuracy of what you handed over.

Why this matters

Your face, voice and family details can sit in MIDTOU's systems years after you stop trading. The same consent releases MIDTOU if inaccurate data about you is processed.

Exhibit 14NoticeStandard wording

Namun, jika tidak ada undang-undang yang relevan, Data Pribadi Nasabah akan disimpan selama waktu yang diperlukan untuk tujuan kegiatan usaha MIDTOU.
Quoted in Kebijakan Privasi
Downloaded from the broker's site on Open the reference

Open a demo account through a referral link and MIDTOU shows your name, email address and phone number to whoever owns that link. You can withdraw that consent at any time. MIDTOU publishes no terms for the referral programme itself.

Why this matters

The calls and messages start with a third party you never dealt with. Nothing published says who may hold a referral link or what they may do with your details.

Exhibit 15NoticeStandard wording

Calon nasabah yang membuka akun demo melalui link Referral setuju untuk menampilkan Data Pribadinya kepada Referral. Data Pribadi dimaksud yaitu berupa nama, alamat email dan nomor handphone.
Clause Ketentuan Penggunaan Akun Demo in Kebijakan Privasi
Downloaded from the broker's site on Open the reference

MIDTOU may hold positions against the advice it gives you

MIDTOU's contract says the broker and its affiliates may hold positions in the market and give recommendations that do not match them. It guarantees nothing about the accuracy of what it tells you. The FAQ offers trade guidance 24 hours a day.

Both sides of the trade1 clause flagged

The contract says MIDTOU and its affiliates may hold positions in the market and give you recommendations that are not consistent with them. It also says its information and recommendations are not guaranteed to be accurate or complete. MIDTOU's FAQ offers trade guidance 24 hours a day.

Why this matters

The suggestion you act on may sit on the other side of MIDTOU's own book. You carry the loss, and the contract promises you nothing about the advice.

Exhibit 9WarningStandard wording

Nasabah menyadari bahwa ada kemungkinan Pialang Berjangka dan pihak terafiliasinya memiliki posisi di pasar dan memberikan rekomendasi tidak konsisten kepada Nasabah.
Clause Tidak Ada Jaminan atas Informasi atau Rekomendasi in Kebijakan Privasi
Downloaded from the broker's site on Open the reference

Every dispute ends in BAKTI arbitration or a Jakarta court

MIDTOU's contract sends a dispute to talks first, then to BAKTI arbitration or the Central Jakarta District Court. The FAQ says you can be a client wherever you live, including outside Indonesia. MIDTOU states it has no representative outside Indonesia.

Where a dispute goes1 clause flagged

The contract sends a dispute first to talks between the two sides. If that fails, it goes to BAKTI arbitration or the Central Jakarta District Court. MIDTOU's FAQ says you can be a client wherever you live, including outside Indonesia.

Why this matters

A claim from outside Indonesia means a case in Jakarta, in Indonesian, under Indonesian procedure. MIDTOU also states it has no representative outside Indonesia.

Exhibit 16NoticeStandard wording

Apabila perselisihan dan perbedaan pendapat yang timbul tidak dapat diselesaikan secara musyawarah untuk mencapai mufakat, maka Para Pihak sepakat untuk menyelesaikan perselisihan melalui Badan Arbitrase Perdagangan Berjangka Komoditi (BAKTI) dengan prosedur beracara khusus sesuai dengan peraturan BAKTI, atau Pengadilan Negeri Jakarta Pusat.
Clause Penyelesaian Perselisihan dan Domisili Hukum in Kebijakan Privasi
Downloaded from the broker's site on Open the reference
Our own capture of midtou.com, taken on Oct 9, 2026The claim, on FAQ answer about joining from far from a MIDTOU officeVisit this page on the broker's siteDownload the full size image file
Our own capture of midtou.com, taken on Oct 9, 2026What the contract says, clause NoticeVisit this page on the broker's siteDownload the full size image file

One notice at three addresses, and no agreement on the site

MIDTOU's Legal page is a notice about exchange membership, republished at three addresses. The agreement that binds a client sits inside the sign-up form. The site publishes no fee schedule, no deposit or withdrawal terms and no risk document.

What is published1 clause flagged

MIDTOU's Legal page is a notice about exchange membership, republished at three addresses, two of them under file names left over from the site template. The agreement that binds a client sits inside the sign-up form. The site publishes no fee schedule, no deposit or withdrawal terms and no risk document.

Why this matters

What MIDTOU offers as its legal shelf answers none of the questions a depositor has. The contract does name a segregated bank account at a Bappebti-approved bank, which is the one protection stated in writing.

Exhibit 17Notice

Demikian Pemberitahuan ini agar dapat dipahami oleh seluruh nasabah PT. Midtou Aryacom Futures.
Clause Legal in Legal
Read from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must hold retail client money in segregated accounts and belong to a compensation scheme that pays out if the firm fails. MIDTOU names segregated accounts supervised by Bappebti and names no compensation scheme.

MIDTOU is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Where the marketing and the contract disagree

A promise made in public, set against the clause that governs it

01

MIDTOU promises same-day withdrawals and points you to a procedure page, while the contract sets no withdrawal deadline and leaves the movement of your money to MIDTOU.

Said in public, in Indonesian

Nasabah bisa melakukan penarikan dana modal maupun keuntungan setiap saat, hari senin s/d jum’at. Proses penarikan dana menggunakan form pengisian online ataupun manual dan akan di proses di hari yang sama. Prosedur Penarikan dana bisa di akses di www.midtou.com

Word for word in English: Clients can withdraw capital or profit at any time, Monday to Friday. The withdrawal process uses an online or manual form and will be processed on the same day. The withdrawal procedure can be accessed at www.midtou.com

FAQ answer to the question about how long a withdrawal takes

In the contract · clause Pemindahan Dana

Pialang Berjangka dapat setiap saat mengalihkan dana dari satu rekening ke rekening lainnya sehubungan dengan kegiatan transaksi yang dilakukan Nasabah seperti Margin, pembayaran hutang, atau mengurangi defisit dalam rekening Nasabah, tanpa terlebih dahulu memberitahukan kepada Nasabah.

02

The home page sells sitting at home while your money works, and the contract makes your margin top-up bigger than the money you put in.

Said in public, in Indonesian

Tidak perlu bersusah payah untuk mencari pekerjaan sampingan, cukup duduk dirumah dan biarkan uang bekerja untuk anda. Maksimalkan gadget untuk bekerja menghasilkan uang untuk anda

Word for word in English: No need to struggle looking for a side job, just sit at home and let the money work for you. Make the most of your gadget to work and make money for you

Home page banner headed MAKE YOUR MONEY WORK FOR YOU

In the contract · clause Kewajiban Memelihara Margin

Kewajiban Nasabah sehubungan dengan penyerahan Call Margin tidak terbatas pada jumlah Margin awal;

03

MIDTOU offers trade guidance around the clock, while the contract says MIDTOU and its affiliates may hold their own positions and advise you against them.

Said in public, in Indonesian

Nasabah dapat meminta bimbingan setiap hari 24 jam dari kami dalam hal suggest transaksi, pialang transaksi, proses deposit, dan proses penarikan dana (Withdrawal) dalam melakukan transaksi di Futures Trading.

Word for word in English: Clients can ask us for guidance 24 hours a day on trade suggestions, transaction broking, the deposit process and the withdrawal process when trading Futures.

FAQ answer about getting guidance while trading

In the contract · clause Tidak Ada Jaminan atas Informasi atau Rekomendasi

Nasabah menyadari bahwa ada kemungkinan Pialang Berjangka dan pihak terafiliasinya memiliki posisi di pasar dan memberikan rekomendasi tidak konsisten kepada Nasabah.

04

The English home page sends your trades to the Jakarta Futures Exchange, while MIDTOU's own legal notice names ICDX and its clearing house ICH.

Said in public, in English

as a futures brokerage company, PT. Midtou Aryacom Futures will play the role of customer trustee to conduct transactions on the Jakarta Futures Exchange according to the type of commodity being traded.

English version of the home page, under OUR LEGALITY

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of midtou.com

In the contract · clause Legal

PT. Midtou Aryacom Futures adalah Anggota dari Bursa ICDX dan Kliring ICH.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of midtou.com

05

The FAQ calls the trading system very safe, while the terms page rules out responsibility for errors, interruptions or a service that stops.

Said in public, in Indonesian

Transaksi online Futures Trading di PT. Midtou sangat aman dan terproteksi kuat dari para peretas yang tidak bertanggung jawab.

Word for word in English: Online Futures Trading at PT. Midtou is very safe and strongly protected from irresponsible hackers.

FAQ answer about whether the trading account is safe

In the contract · clause Komitmen

PT.Midtou Aryacom Futures tidak akan menjamin dan bertanggungjawab atas adanya kewajiban atau kerusakan atau kerugian atau kekalahan bagi pihak atau nasabah yang merupakan akibat dari resiko karena keterlambatan, ketidakakuratan, error atau interupsi atau berhentinya layanan yang diberikan PT. Midtou Aryacom Futures

06

The FAQ invites clients who live abroad, while the notice on every page says MIDTOU works only in Indonesia and has nobody representing it elsewhere.

Said in public, in Indonesian

Dimanapun anda tinggal termasuk diluar kota ataupun diluar negeri anda bisa menjadi nasabah PT. Midtou.

Word for word in English: Wherever you live, including outside the city or outside the country, you can become a client of PT. Midtou.

FAQ answer about joining from far from a MIDTOU office

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of midtou.com

In the contract · clause Notice

PT. Midtou Aryacom Futures sepenuhnya beroperasi di Indonesia saja dan tidak memiliki perwakilan atau broker di luar Indonesia.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of midtou.com

The documents this reading is based on

3 files, all published by MIDTOU. Each shows when we read it and a fingerprint of its wording.

WIKILIX keeps the copy of each file it read, and does not republish it: what is published is the fingerprint of its wording. Download the file yourself and hash its text, lowercased with runs of whitespace collapsed, and a matching fingerprint means the wording quoted above is still the wording MIDTOU publishes.

How this reading was done

Every clause above was read out of a document MIDTOU publishes itself

This reading was published on . It is the newest of 2 readings we keep of these documents. See every reading.

Documents
3 of 3downloaded from the broker's site, and 3 read in full
Pages opened
46pages walked to find those documents, footer links included
Older copies
2earlier versions downloaded
Marketing pages
11public pages set against what the contract says
Languages
EN vs IDthe language it advertises in, against the language it contracts in

Who the contract is with

PT. Midtou Aryacom Futures

A client contracts with PT. Midtou Aryacom Futures, the company named in the sign-up terms, in the deposit instructions and on the Legal page, at UOB Plaza Thamrin Nine in Jakarta. No second company appears anywhere: no overseas entity and no introducing broker. The documents state that client money sits in a segregated account at a bank approved by Bappebti, and the site publishes those account numbers.

Quotations are copied verbatim from the documents named above, with the clause number and the page each one came from. Where a clause is quoted in another language, the original is shown first and the English is a translation.

The plain-language parts, what a clause means for a client, how ordinary it is, and how it reads against a regulated standard, are WIKILIX's analysis and are labelled as such on every card. This is a reading of public documents, not legal advice and not an allegation of wrongdoing.

Every time we have read this contract

We keep 2 readings of MIDTOU’s documents, newest first. Each one shows what we said at the time.

2 readings

What changed since Sep 11, 2026

The counts below are about our own list of clauses. A clause can join it because the broker added it, or because this reading found something the last one missed.

New on our list
6 clauses
Off our list
4 clauses
We rate critical
5 now, 5 then
Our risk score
7 to 7.5 out of 10

Nothing in MIDTOU's documents has moved. The terms page is unchanged since the previous review. The sign-up form still carries the same two documents, with the same 2 x 24 hour confirmation deadline and the same uncapped call margin. New this time: MIDTOU's authority to investigate your personal and business debts, and its right to take payment for its own costs out of your funds. We also set six public promises against the contract, including same-day withdrawal. The score moves from 7.0 to 7.5 on those clauses, not on any change by MIDTOU.

The counts above are the totals each reading published. They show that a total moved. They do not yet say which single clause was added or dropped.

  1. CurrentRisk 7.5/1017 clauses5 critical
  2. Risk 7/1015 clauses5 criticalReplaced

We keep every past reading so you can check what we said before, and when we said it. Those pages are archived snapshots of an older contract, so search engines are asked not to index them.

In fairness, and what we could not check

A reader who knows the edges of the work can trust the middle of it

The contract names the exact segregated bank accounts for client money, at five named banks, and the About page repeats them. It forbids you from handing your username and password to anyone, including MIDTOU's own staff, and the home page repeats that warning. The confirmation clause says you are not responsible for trades on your account if the confirmation was never sent correctly. A change to fees needs written agreement from both sides, and MIDTOU must ask you before a margin top-up. The complaint unit's phone number and email sit at the foot of every page, beside the Bappebti complaint address.

MIDTOU publishes no client agreement and no risk document as a page of its own. The two documents reviewed, the Client Area terms and the privacy policy, open only inside the account opening form at client.midtou.com, and every quotation from them comes from there. MIDTOU's account opening guide would not open, so nothing in this review comes from it. The earlier copy of the account opening page is not covered, so any change in its wording is unknown. The English wording quoted here appears after the site's own Indonesia and English switch, because a first visit serves the Indonesian pages.

How to check any of this yourself

Every quote above links to the MIDTOU file it came from. This is what to do with it.

Open the three stepsFind the words in the source, work out the fingerprint, and read what a difference does and does not prove.

Open the source and search for the words

Every quote has a link under it. Open the file, or the web page, and search it for the words we quote. The clause number next to the quote tells you where to look.

If the words are not there any more, the source may have changed after we read it. That is worth knowing too. We keep the date we read it, and a code worked out from its wording, so the quote stays checkable.

What a fingerprint is

A fingerprint is a code worked out from what a source says. Change one word and the code changes completely. We keep two codes for every file we read, and the panel on each source shows both.

The first is the code of the exact file we downloaded. The second is the code of its wording alone, with capital letters lowered and runs of spaces collapsed. When the same words are saved as a new file, the first code changes and the second one stays the same.

Only the first code can be worked out on your own computer. Save the file, then run one of these, putting the name of the file you saved where the example is. The panel on each source prints the command with that source's real file name already in it.

macOS or Linux:
  shasum -a 256 the-file-you-saved.pdf

Windows:
  certutil -hashfile the-file-you-saved.pdf SHA256

The two codes are different from each other, and they are not meant to match. Comparing one against the other proves nothing.

What a difference means, and what it does not

A different file code on its own proves nothing. A PDF saved again with a new date inside it is a new file saying exactly the same thing.

A different wording code means the words themselves changed. That is the one that matters, and it is why we keep it.

Even then, a change is not proof of bad faith. Companies update their documents. What this report says is what the document said on the day we read it, and every quote carries that date.

A source that is a web page and not a file has no file to save, so only the code of its wording is shown.

How this report is made

Every clause quoted above comes from a document MIDTOU publishes on its own website, downloaded and hashed on the date shown, with the clause number and page recorded so any reader can check it. We do not allege anything the documents do not say, and we do not judge MIDTOU on anything other than its own published terms and its own public marketing. Where a clause has a qualifier that softens it, the report says so. Last read Oct 9, 2026.

If you represent MIDTOU and a clause has changed, been withdrawn, or is being read out of context, tell us and we will re-read the documents and update this page. Corrections from the broker are welcome and are published with the reading they change. Contact us.

This is a reading of a contract, not legal advice and not a ruling on MIDTOU. Whether its licence is real and current is a separate check on the broker profile.

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