Overall Score50 / 100The Wikilix trust rating of MIDTOU, out of 100, built from the five factors below.Our investigation rated it high risk and could not verify it, and our investigation found it is high risk and could not be verified.Regulation—Identity95%Client terms25%Trading offer34%Service46%Score last calculated 2026/10/23
Fair50 to 64. A mixed record: some strengths, some open questions. Read the details before you deposit.Why: Our investigation rated it high risk and could not verify it, and our investigation found it is high risk and could not be verified.
50 out of 100 · 93% checkedThe share of the record we could verify. What we could not check counts as unknown and pulls the score toward the middle, never down.
Do not trust
High risk
Fair
Good
Excellent
Our investigation rated it high risk and could not verify it, and our investigation found it is high risk and could not be verified.
Capped at 50 · High risk, unverified
Regulation—Not shown
We checked MIDTOU on 2026-10-23 across its company record, client terms, trading offer and service, and could verify 93% of its record. The score was held at 50 because our investigation rated it high risk and could not verify it. What would move the score: withdrawal rails, all-in eurusd cost, instrument breadth. Our published investigation found it is high risk and could not be verified, with 20.8 years of track record. Its client terms carry high risk, with 5 critical clauses. Trading EURUSD costs about 3.0 pips all-in, spread and commission together.
Score last calculated 2026/10/23
Identity
Who is behind it, and for how long?
95out of 100
Excellent
Counts for 15% of the score100% checked
What we checked
Registry-verified entity100
Company registration verified on the registry · Oct 9, 2026Source
Verified age100
Verified track record 20.8 years · Oct 9, 2026
Transparency80
Scam check identity transparency 2/10 · Oct 9, 2026
Site integrity100
Website reachable and not redirecting · Oct 9, 2026Source
What this measures
Who is behind it and for how long: a company registration we verified, years of verified history, how openly it names its entity, address and owners, and whether its website is intact. Worth 15 points.
Client terms
Are the client terms fair?
25out of 100
Poor
Counts for 15% of the score87% checked
What we checked
Policy risk25
Policy risk score 7.5/10 · Oct 9, 2026
Critical clauses25
5 critical clause(s) · Oct 9, 2026
Withdrawal rails0
2 rail(s): 0 fee-free of 0 known, 0 instant of 2 known, minimum unknown · Oct 19, 2026Source
Language parity10
6 contradiction(s) between language versions · Oct 9, 2026
What this measures
How fair the client agreement is: the risk found in our policy review, the number of critical clauses, withdrawal rules, and whether the terms say the same in every language. Worth 15 points.
What trading costs and how clearly it is disclosed: pricing per account type, the all-in cost of EURUSD, instruments, platforms, leverage against regulated limits and the minimum deposit. Worth 20 points.
Service
How do they treat clients?
46out of 100
Poor
Counts for 15% of the score90% checked
What we checked
Fund-integrity complaints30
Scam check withdrawal complaints 7/10 · Oct 9, 2026
Support channels67
4 of 6 support checks (phone, email, 24/7 chat, 2+ languages, messenger, complaints email) · Oct 9, 2026
Reputation footprint40
Scam check reputation 6/10 · Oct 9, 2026
WIKILIX communityNot checked yet
0 approved review(s), fewer than 10
What this measures
How clients are treated: support channels, complaints about withdrawals and reputation from our investigation, and reviews by WIKILIX members. Worth 15 points.
43%Scam riskScam risk is our overall estimate that this broker is unsafe, from 0% (safe) to 100% (almost certainly a scam). It blends the six risk areas below, weighted by how strong the evidence is. Higher means riskier.
High risk (unverified)Our overall call, based on the evidence we could verify. From safest to worst: Appears legitimate, Insufficient evidence, High risk (unverified), Likely scam, Confirmed scam. A separate "Not a broker" verdict is used when it does not really offer trading.Confidence: MEDIUMHow sure we are of this verdict, based on how much solid, checkable evidence we found. Shown as Low, Medium or High.
3.5/5Safety rating 3.5 out of 5
The Wikilix safety rating, from 1 to 5 stars. It mirrors the scam risk (5 = safest, 1 = riskiest), so a higher risk percentage means fewer stars.
No. MIDTOU is not a fake or cloned broker, and we found no evidence of fraud in the legal sense: no regulator warning, no enforcement action and no fraud conviction naming PT. Midtou Aryacom Futures.…
Risk scorecard · each area scored 0 (clean) to 10 (worst)
Regulation4/10 · ModerateIs it overseen by a strict, well-known financial regulator? Offshore-only or missing licences score higher.Scored 0 (clean) to 10 (worst). This area is 4/10 (Moderate).Identity & transparency2/10 · LowHow openly it shows who and where it is (legal entity, address, owners). Hidden details score higher.Scored 0 (clean) to 10 (worst). This area is 2/10 (Low).Withdrawals & conduct7/10 · HighCredible reports of clients being unable to withdraw their money. More such reports score higher.Scored 0 (clean) to 10 (worst). This area is 7/10 (High).Reputation6/10 · HighWhat independent reviews, regulators and watchdogs say about it. A poor track record scores higher.Scored 0 (clean) to 10 (worst). This area is 6/10 (High).Website claims5/10 · ModerateWhether the site claims (awards, years active, licences) actually check out. False claims score higher.Scored 0 (clean) to 10 (worst). This area is 5/10 (Moderate).Operational history2/10 · LowHow long and how consistently it has genuinely operated. Brand-new or murky history scores higher.Scored 0 (clean) to 10 (worst). This area is 2/10 (Low).
What MIDTOU legally published, but does not want you to read
Wikilix contract reading ·
High contract risk
MIDTOU's front page promises same-day withdrawals. The contract has no withdrawal clause at all: no deadline, no fee, no procedure. The contract itself has no web address, and MIDTOU can change it at any time without asking you. Your losses are not capped at your deposit, and a trade you do not challenge within 2 x 24 hours is final.
5Critical clausesClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
17Clauses flaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
3Documents readHow many of the broker’s own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
7.5/10Contract riskHow far this contract goes overall, from 0 to 10. 3 to 5 means real costs a client should know about; 6 to 8 means several clauses put money already earned at risk.
What Wikilix has recorded about MIDTOU: its history, the licences it holds, its trading conditions and its fees.
MIDTOU Broker Overview
MIDTOU is the trading brand of PT. Midtou Aryacom Futures, an Indonesian futures brokerage with its head office at UOB Plaza Thamrin Nine in central Jakarta. The company has held a licence from Indonesia's commodity futures regulator since 2005 and serves the domestic market, offering forex, commodity and stock index contracts on MetaTrader 4 with leverage of up to 1:100 and suggested starting capital from IDR 5,000,000 for a small trading plan.
The offering is deliberately narrow. There is one published live trading account, one platform, and one funding route, which is a transfer to the company's segregated client accounts at Indonesian banks. PT. Midtou Aryacom Futures states that it operates in Indonesia only and has no representative or broker outside the country.
MIDTOU Regulation and License
PT. Midtou Aryacom Futures holds business licence 820/BAPPEBTI/SI/10/2005 from the Badan Pengawas Perdagangan Berjangka Komoditi (BAPPEBTI), the commodity futures trading regulator that sits under Indonesia's Ministry of Trade. The entry was read on BAPPEBTI's own public register, which lists the company as a licensed futures broker, or pialang berjangka, and records a separate permit numbered 1143/BAPPEBTI/SP/3/2007 for the Sistem Perdagangan Alternatif, the framework that covers margined over the counter trading. The register page is public and can be read at bappebti.go.id.
BAPPEBTI publishes no issue date, no expiry date and no status wording for the entry, so the licence's standing rests on the company appearing on the licensed futures broker list and not on the revoked list. The permission is domestic in scope: it is an Indonesian futures brokerage licence, and the company says it has no representative or broker outside Indonesia.
Is MIDTOU Regulated?
Yes, for business inside Indonesia. The licence was confirmed on the regulator's own register under the company's own name and address rather than taken from the company's marketing, which is the strongest form of confirmation available for a regulatory claim. Two limits matter to a reader: the licence is Indonesian, with no representative outside Indonesia, although the broker's FAQ accepts clients living abroad, and BAPPEBTI's regime carries no investor compensation scheme that would reimburse a client for trading losses or for a firm failure.
PT. Midtou Aryacom Futures
The licensed company is PT. Midtou Aryacom Futures, registered in Indonesia and based at UOB Plaza Thamrin Nine, 41st floor, Jl. M.H. Thamrin kav 8 to 10, Jakarta Pusat 10230. It runs a branch network inside the country, with further offices in Surabaya, Makassar, Semarang, Bandar Lampung, Denpasar, Yogyakarta and Solo.
The company publishes a disaffiliation notice naming five brands it says it has no connection with at all: Midtou Global Finance, Midtou Financial, OTM Trade, OTM FX and OTM Ventures. It also warns that parties are approaching the public in its name. The practical point for a reader is that the licence covers the Jakarta company operating on midtou.com and nothing else.
Is MIDTOU Safe?
The supporting factors are a government licence confirmed on the regulator's register, operation since 2005, a physical head office and branch network, and client money placed in segregated accounts at named Indonesian banks rather than in the company's operating accounts. Regulation is not in itself proof of safety, and three limitations carry weight against those factors.
BAPPEBTI provides a complaint route, so the protection available to a client rests on the segregation rules and on enforcement rather than on a guarantee. The company's own impersonation notice shows that its name is being used by others, which is a risk at the point of first contact rather than a reflection on the licensed firm. And the published commercial terms are incomplete: no fee, limit or processing figure is stated for either funding channel, and the single account tier is published without its own minimum deposit or leverage.
MIDTOU Account Types
MIDTOU publishes one live trading account rather than a tiered range. The broker's FAQ suggests starting capital from IDR 5,000,000 for a small trading plan, a suggestion rather than an account minimum, and the conditions that matter, which are fixed spreads and leverage of up to 1:100, apply across the account rather than varying by tier. A demo account is available through the client area for anyone who wants to test the platform first.
MIDTOU Spreads, Commissions and Fees
The trading cost sits in the spread. MIDTOU quotes fixed spreads averaging around 3 pips, and its product specifications state no commission rate. No deposit or withdrawal fee is published for either bank transfer channel, and no account maintenance or inactivity charge is stated.
MIDTOU Leverage
Maximum leverage is 1:100. The ratio actually available depends on the product being traded.
MIDTOU Trading Platforms
MetaTrader 4 is the broker's trading platform. MIDTOU distributes a branded Windows terminal from its own together with the MT4 applications for iOS and Android, and the build is offered in Indonesian as well as English. MetaTrader 5 is not offered. Account opening and administration are handled separately, in the client area at client.midtou.com.
MIDTOU Deposits and Withdrawals
Funding is by bank transfer only. Rupiah transfers are accepted at Bank BCA, Bank CIMB Niaga, Bank CCB Indonesia, Bank BNI and Bank Mandiri, and US dollar transfers at Bank BCA, Bank CIMB Niaga and Bank BNI. The company states that these are segregated client accounts held for client transactions rather than company operating accounts. There are no card, e-wallet or cryptocurrency routes.
Withdrawals of capital or profit can be requested on any business day from Monday to Friday, through an online or a manual form, and the company states that they are processed the same day. No fee, minimum or maximum is published for either channel.
MIDTOU Support
Support is by telephone and email, in Indonesian and English. There is no live chat. The main line is +62 21 299 32111 and general enquiries go to support@midtou.com. Complaints have a dedicated route through the Divisi Unit Pengaduan on 021 29937308 and pengaduannasabah@midtou.com, and a client can also take a complaint to the regulator directly at pengaduan.bappebti.go.id. The Jakarta head office and the regional branches receive clients in person.
MIDTOU Pros and Cons
In the broker's favour:
A licence confirmed on BAPPEBTI's own register, in the company's own name.
Operation since 2005, with a Jakarta head office and branches in seven other Indonesian cities.
Client money in segregated accounts at named Indonesian banks, with same day withdrawal processing on business days.
Against it:
No representative or broker outside Indonesia, although the broker's FAQ accepts clients living abroad.
One platform, one published account tier and bank transfer as the only funding route.
No fees, limits or processing figures published for either funding channel.
No live chat, and no investor compensation scheme behind the licence.
MIDTOU Review and Assessment
MIDTOU is a domestic Indonesian futures broker operating within what its licence allows. For an Indonesian resident looking for a locally regulated route into forex, commodity and index futures on MetaTrader 4, with client money in segregated bank accounts and a regulator that accepts complaints directly, the proposition is coherent, and the licence behind it was read on the regulator's own register.
The point to settle before funding an account is cost and process, because that is where the published information stops. The spread is the only stated charge, and nothing is published about transfer fees, withdrawal limits or how a late request is handled. Those are worth getting in writing. Anyone approached by a firm using a similar MIDTOU or OTM name should treat it as unrelated to the licensed company until the Jakarta office confirms otherwise.
Website archive
Captured
Website snapshots
8 full-page captures of MIDTOU's own site, archived so what they said can still be read after the pages change.
8 pages
HomepageOct 9, 2026
Homepage
Regulation & licensingOct 9, 2026
Legal & Exchange Membership
About / companyOct 9, 2026
About Us
Terms & conditionsOct 9, 2026
Terms & Conditions
Contact & supportOct 9, 2026
Contact & Offices
Trading conditionsOct 9, 2026
Gold Contract Specifications
Trading conditionsOct 9, 2026
Forex Contract Specifications
Other pagesOct 9, 2026
FAQ — Accounts, Deposits & Withdrawals
Regulation check
Regulatory Licenses
We have not confirmed any regulation for MIDTOU. Money deposited with an unregulated broker is protected only by the company itself.
No regulation
Trading with an unregulated broker puts your deposit at risk.
No regulation
We have not confirmed any regulation for MIDTOU. An unregulated broker is not supervised by a financial authority, and money you deposit is protected only by the company itself.
Named as accepted — not a full list of served markets
IDIndonesia
How we know — 6 sources
1No restricted-countries or accepted-countries list is published anywhere on the broker's own site. The client agreement shown at account opening (https://client.midtou.com/register) runs to 29 clauses with no capacity, eligibility or prohibited-jurisdiction clause among them, and the terms page at https://www.midtou.com/aboutus/syarat_kebijakan/ limits itself to saying the information on the site is not an offer or solicitation where that would be considered unlawful or illegal, naming no jurisdiction. The candidate paths for a dedicated countries page return not-found, and the site's own sitemap at https://www.midtou.com/sitemap.xml lists no such page.
2The registration form at https://client.midtou.com/register, and its live-account variant at https://client.midtou.com/register?type=live, asks only for full name, email, telephone number, referral code, platform choice and password. It carries no country or residence field, so onboarding is not gated by country at the form itself. The only country-level list in the flow is the telephone dialling-code selector, a closed list of 50 entries: Indonesia, Malaysia, Singapore, the United States, the United Kingdom, Australia, China, Japan, South Korea, India, the United Arab Emirates, Saudi Arabia, Germany, France, Italy, Spain, the Netherlands, Switzerland, Canada, New Zealand, the Philippines, Thailand, Vietnam, Turkey, Russia, Brazil, South Africa, Egypt, Nigeria, Mexico, Argentina, Chile, Colombia, Peru, Venezuela, Pakistan, Bangladesh, Sri Lanka, Nepal, Myanmar, Cambodia, Laos, Brunei, Timor-Leste, Papua New Guinea, Fiji, the Solomon Islands, Vanuatu, Samoa and Tonga. That selector controls the contact number, not the client's jurisdiction, so those countries are not listed as accepted. They are given here as the only country list the onboarding flow publishes.
3Indonesia is recorded as explicitly accepted. The footer notice carried on every page states, in the broker's own words on the English variant of https://www.midtou.com/, that PT. Midtou Aryacom Futures is fully operated in Indonesia only and has no representative or broker outside Indonesia, and on the Indonesian variant that it sepenuhnya beroperasi di Indonesia saja dan tidak memiliki perwakilan atau broker di luar Indonesia. The client-money accounts listed at https://www.midtou.com/aboutus/ are segregated accounts at five Indonesian banks in rupiah and US dollars, and the registration form defaults to the +62 (ID) dialling code.
4The broker's own FAQ accepts clients who live outside Indonesia. At https://www.midtou.com/insight/faq/, the answer to whether somebody living far from the head office or a branch can become a client reads Dimanapun anda tinggal termasuk diluar kota ataupun diluar negeri anda bisa menjadi nasabah PT. Midtou, that is, wherever you live, including outside the city or outside the country. That does not conflict with the footer notice, which denies overseas representatives and agents rather than overseas clients. 'Outside the country' names no jurisdiction.
5No jurisdiction is recorded as blocked, either confirmed or inferred: no page on the broker's own site names a country, a region or a category of residents it refuses to serve. The same FAQ sets out the only client conditions published anywhere, and none of them is jurisdictional: a minimum age of 21 with legal capacity, a prior demo account, willingness to meet and be interviewed by one of the broker's licensed representatives, and a margin deposit into the segregated account.
6The framework the broker publishes around those accounts is wholly Indonesian, which is the context for the Indonesia-only operating statement rather than a restriction on any other country: the privacy policy presented at account opening names Bappebti, the OJK, Bank Indonesia, KSEI, the BKDI and BBJ futures exchanges and the ICH and KBI clearing houses as the bodies client data may be passed to, and the registration numbers shown at https://www.midtou.com/aboutus/ are Indonesian.
Deposits & withdrawals
Funding Methods
2 ways to fund an account.
2 methods
Method
Deposit fee
Withdrawal fee
Min deposit
Withdrawal min / max
Processing
Bank Transfer (IDR Segregated Account)Bank TransferThe broker publishes five IDR segregated client accounts: Bank BCA 035 310 9399, Bank CIMB Niaga 8000.1139.4300, Bank CCB Indonesia 100 0819 103, Bank BNI 01 801 95 637 and Bank Mandiri 122 000 695695 0. It states these are segregated accounts held for client transactions rather than company operating accounts, supervised by BAPPEBTI. Withdrawals of capital or profit may be requested any business day, Monday to Friday, using an online or manual form and are processed the same day. No deposit or withdrawal fee, and no per-transfer minimum or maximum, is published for this channel. "Up to 1 day" here is that same-day withdrawal processing, on business days; the broker publishes no deposit time and no time for the money to arrive.
—Not recorded
—Not recorded
—Not recorded
—Not recorded/—Not recorded
Up to 1 day
Bank Transfer (USD Segregated Account)Bank TransferThe broker publishes three USD segregated client accounts: Bank BCA 035 313 3214, Bank CIMB Niaga 8096.7676.7140 and Bank BNI 02 148 14 101. Fewer banks are offered in USD than in IDR: Bank CCB Indonesia and Bank Mandiri are listed for Rupiah only. The same segregated-account and BAPPEBTI supervision statement applies, and withdrawals are processed the same day on any business day, Monday to Friday. No deposit or withdrawal fee, and no per-transfer minimum or maximum, is published for this channel. "Up to 1 day" here is that same-day withdrawal processing, on business days; the broker publishes no deposit time and no time for the money to arrive.
MetaTrader 4 is the broker's only trading platform, published as a branded Windows terminal with the MT4 mobile apps for iOS and Android. The download page highlights multi-language support including Indonesian, and both instant and market execution.
Bappebti futures broker register (Ministry of Trade); Indonesia's AHU company registry publishes no free public company search, so the entity details are taken from the regulator's own govern
Registered address
UOB Plaza Thamrin Nine Lt. 41, Jl. M.H. Thamrin Kav. 8-10, Jakarta Pusat 10230, Indonesia
Peer comparison
Brokers worth comparing
3 other brokers on the record share what MIDTOU offers — its country, regulator, account types or platforms — set beside it on the same measures.
The main line is +62 21 299 32111 and general enquiries go to support@midtou.com, in Indonesian or English. Complaints have a dedicated route through the Divisi Unit Pengaduan on 021 29937308 and pengaduannasabah@midtou.com, and a client can also take a complaint to BAPPEBTI directly at pengaduan.bappebti.go.id. The Jakarta head office and the regional branches receive clients in person.
MIDTOU is the trading brand of PT. Midtou Aryacom Futures, an Indonesian company with its head office at UOB Plaza Thamrin Nine, 41st floor, Jl. M.H. Thamrin kav 8 to 10, Jakarta Pusat 10230, and branches in Surabaya, Makassar, Semarang, Bandar Lampung, Denpasar, Yogyakarta and Solo. The company states that it has no affiliation with Midtou Global Finance, Midtou Financial, OTM Trade, OTM FX or OTM Ventures, and that it has no representative or broker outside Indonesia.
Forex, commodities and stock index contracts. MIDTOU offers around ten currency pairs alongside six commodity and index contracts for difference. Cryptocurrency is not offered.
The spread is the cost. MIDTOU quotes fixed spreads averaging around 3 pips. Its product specifications state no commission rate, which is not the same as stating that no commission is charged. No deposit or withdrawal fee, account maintenance charge or inactivity fee is published.
MIDTOU states that a withdrawal of capital or profit is processed the same day. Requests can be made on any business day from Monday to Friday, using either the online form or a manual one. No withdrawal fee, minimum or maximum is published.
No. The only funding method MIDTOU publishes is a transfer to its segregated client bank accounts in Indonesia. There are no card, e-wallet or cryptocurrency options.
By bank transfer into the company's segregated client accounts in Indonesia, which is the only funding route published. Rupiah transfers are accepted at Bank BCA, Bank CIMB Niaga, Bank CCB Indonesia, Bank BNI and Bank Mandiri, and US dollar transfers at Bank BCA, Bank CIMB Niaga and Bank BNI. MIDTOU states these are segregated accounts held for client transactions rather than company operating accounts.
No. MIDTOU does not offer live chat. Support runs on the telephone line +62 21 299 32111 and by email at support@midtou.com, in Indonesian and English, and complaints have a separate channel through the Divisi Unit Pengaduan on 021 29937308 and pengaduannasabah@midtou.com.
MIDTOU's FAQ says clients can open an account wherever they live, including outside Indonesia. The company is licensed in Indonesia, works from Indonesian offices and says it has no representative or broker outside Indonesia. It publishes no list of countries it refuses.
MIDTOU offers leverage up to 100 times, although the exact leverage may vary depending on the product being traded.
MIDTOU publishes no required minimum deposit. Its FAQ suggests starting capital that depends on the trading plan: at least IDR 5,000,000 for a small plan, IDR 100,000,000 for a medium one and IDR 500,000,000 for a large one. Those are suggestions, not account requirements.
MetaTrader 4 is the only platform MIDTOU offers. It is distributed as a branded Windows terminal from the broker's own download page, with the MT4 applications for iOS and Android alongside it, and the build is available in Indonesian as well as English. MetaTrader 5 is not offered.
Yes, inside Indonesia. PT. Midtou Aryacom Futures holds business licence 820/BAPPEBTI/SI/10/2005 from the Badan Pengawas Perdagangan Berjangka Komoditi (BAPPEBTI), the commodity futures regulator under Indonesia's Ministry of Trade, and the entry was confirmed on BAPPEBTI's own public register. The register records the company as a licensed futures broker, or pialang berjangka, with a separate Sistem Perdagangan Alternatif permit covering margined over the counter trading. The licence is Indonesian, and the company says it has no representative or broker outside Indonesia; its FAQ says clients living abroad can still open accounts.
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