Overall Score38 / 100The Wikilix trust rating of Mitoyo, out of 100, built from the five factors below.The licences it claims have not been checked on any official register.Regulation23%Identity39%Client terms52%Trading offer55%Service38%Score last calculated 2026/10/26
Trading Conditions
Min Deposit:
N/A
Max Leverage:
1
Account Types
N/A
Official website
mitoyo-sec.co.jp
Online · checked Sep 10, 2026
Funding Methods
6 methods
Visa
credit card
Instant
Fee:Not recorded
Fee:Not recorded
Mastercard
credit card
Instant
Fee:Not recorded
Fee:Not recorded
Bank Transfer
bank transfer
Up to 3 days
Fee:Not recorded
Fee:Not recorded
PayPal
e wallet
Instant
Fee:Not recorded
Fee:Not recorded
Skrill
e wallet
Instant
Fee:Not recorded
Fee:Not recorded
App-based Funding
other
Instant
Fee:Not recorded
Fee:Not recorded
Trust rating
High risk35 to 49. Serious gaps in regulation, client terms or conduct; the record points to real risk for a deposit.Why: The licences it claims have not been checked on any official register.
38 out of 100 · 50% checkedThe share of the record we could verify. What we could not check counts as unknown and pulls the score toward the middle, never down.· Provisional
Do not trust
High risk
Fair
Good
Excellent
The licences it claims have not been checked on any official register.
We checked Mitoyo on 2026-10-26 across its regulation, company record, client terms, trading offer and service, and could verify 50% of its record. It claims 1 licence on its site, but none has been checked on an official register yet. The score of 38 is what the checked record adds up to; nothing held it down. The rating stays provisional until a claimed licence is checked on an official register. What would move the score: licence held by the onboarding entity, verified age, transparency. No investigation has been published yet, so complaints and reputation are unknown. Its client terms have not been reviewed yet.
Score last calculated 2026/10/26
Regulation
Is someone watching them?
23out of 100
Poor
Counts for 35% of the score93% checked
What we checked
Best licence in force23
FSA Shikoku Chief Financial Officer (Financial Merchant) No. 7 claimed, not checked on the register · Feb 5, 2026
Regulator protections20
FSA: 2 of 5 protections (claim, unchecked) · Feb 5, 2026
Licence held by the onboarding entity50
No licence checked on a register yet · Feb 5, 2026
Extra licences in force0
1 claimed licence(s), none checked · Feb 5, 2026
What this measures
Whether a financial authority supervises this broker: the licences it holds, whether we verified them on the official register, how strong that regulator is and what protection it gives clients. Worth 35 points of 100.
Identity
Who is behind it, and for how long?
39out of 100
Poor
Counts for 15% of the score60% checked
What we checked
Registry-verified entity0
No registered entity recorded
Verified ageNot checked yet
No verified age
Transparency25
1 of 4 transparency checks met (entity, address, complaints, ownership)
Site integrity100
Website reachable and not redirecting · Sep 10, 2026Source
What this measures
Who is behind it and for how long: a company registration we verified, years of verified history, how openly it names its entity, address and owners, and whether its website is intact. Worth 15 points.
Client terms
Are the client terms fair?
52out of 100
Fair
Counts for 15% of the score7% checked
What we checked
Policy riskNot checked yet
No published policy review
Critical clausesNot checked yet
No published policy review
Withdrawal rails80
5 rail(s): 0 fee-free of 0 known, 4 instant of 5 known, minimum unknown · Feb 5, 2026
Language parityNot checked yet
No published policy review
What this measures
How fair the client agreement is: the risk found in our policy review, the number of critical clauses, withdrawal rules, and whether the terms say the same in every language. Worth 15 points.
Trading offer
What does trading cost, and is it disclosed?
55out of 100
Fair
Counts for 20% of the score10% checked
What we checked
All-in EURUSD costNot checked yet
No EURUSD spread known
Pricing disclosed per account typeNot checked yet
No account types recorded
Instrument breadthNot checked yet
No instrument counts known
PlatformsNot checked yet
No trading platform recorded
Leverage vs regulated cap100
Maximum leverage 1:1 · Feb 5, 2026
Minimum depositNot checked yet
Minimum deposit unknown
What this measures
What trading costs and how clearly it is disclosed: pricing per account type, the all-in cost of EURUSD, instruments, platforms, leverage against regulated limits and the minimum deposit. Worth 20 points.
Service
How do they treat clients?
38out of 100
Poor
Counts for 15% of the score35% checked
What we checked
Fund-integrity complaintsNot checked yet
No published scam check
Support channels17
1 of 6 support checks (phone, email, 24/7 chat, 2+ languages, messenger, complaints email) · Feb 5, 2026
Reputation footprintNot checked yet
No published scam check
WIKILIX communityNot checked yet
0 approved review(s), fewer than 10
What this measures
How clients are treated: support channels, complaints about withdrawals and reputation from our investigation, and reviews by WIKILIX members. Worth 15 points.
What Wikilix has recorded about Mitoyo: its history, the licences it holds, its trading conditions and its fees.
Introduction and Overview
When investing in the financial market, it is important to select an appropriate broker. The decision to invest varies from person to person, due to familiarity and comfort with related products. Those new to investing will likely want to use a broker who is approachable.
Mitoyo (TSE: 9884) is a Tokyo-based securities broker that specializes in helping first-time investors by offering simple investment products. Examples of these products include matched investments and share trust. Mitoyo operates from their headquarters in Kanonji City, Kagawa Prefecture, thereby providing local investors with access to services that will allow them to make good investment decisions. There is limited information available on some of Mitoyo’s operational processes.
However, its membership in the Japan Securities Dealers Association (JSDA) confirms Mitoyo’s credibility within Japanese financial markets.
Background and History
Mitoyo Securities Co., Ltd., also referred to as Mitoyo, is a Tokyo-based securities broker with an office at 1158-1 Kanonjicho Kanonji City, Kagawa Prefecture. Although no information on Mitoyo’s founding date or founding members has been provided, its status as a JSDA member confirms that it has been involved in Japan’s securities business since its establishment.
Mitoyo calls Kanonji City home and serves novice investors by providing services for investing in equities and other investment vehicles, hence its physical presence as a broker. In addition, Mitoyo provides a website () that demonstrates its commitment to the local investor market.
Key Features and Offerings
Mitoyo’s primary focus is providing investment vehicles that will appeal to novice investors. Mitoyo’s offerings include stock trading, creation of share trusts, mini-investing, and bond/security purchases (e.g., government bonds sold via a bank, and government bonds sold via a broker) , and are managed by their knowledgeable staff, who are specialists in stock and bond investments, in order to provide investors with opportunities to create their medium- and long-term investment portfolio.
Mitoyo provides simple ways to invest in the securities market, as best illustrated by their mini-investing product. Mitoyo is encouraging first-time investors to build an investing habit with small amounts of capital and helping them remove barriers to entry.
Regulatory Compliance and Licensing
Mitoyo is regulated under Japanese regulations and is a member of the JSDA; therefore, Mitoyo is subject to self-regulatory requirements that help ensure proper development and oversight. Although specific regional license numbers and additional regulatory information have not been provided, Mitoyo is clearly licensed by the – based on the presence of a physical office and confirmation of JSDA membership .
Regulator
License Number
Status
Japan Securities Dealers Association (JSDA)
Not publicly disclosed
Regular Member
Trading Conditions and Platform Technology
Information regarding Mitoyo’s specific trading conditions such as spreads, leverage, minimum deposit requirements, and commissions is not publicly available. Similarly, details about the trading platforms, mobile applications, or proprietary tools used by Mitoyo have not been disclosed on their official website or related sources.
This lack of detailed trading condition data suggests that Mitoyo may focus more on traditional securities services rather than high-frequency or leveraged trading products commonly found in other brokerage firms.
Fee Structure
Mitoyo does not publicly provide detailed information about its fee structure, including deposit fees, withdrawal fees, commissions, or inactivity charges. This absence of transparent fee data means prospective clients should directly contact Mitoyo for specific cost-related inquiries before engaging in trading activities.
Given Mitoyo’s focus on beginner investors, it is reasonable to assume that the fee structure is designed to be competitive and accessible, but without official data, no definitive conclusions can be drawn.
User Experience and Market Reputation
Mitoyo has an office in Kan'onji City that gives clients a physical way to reach out to them, and helps reinforce their credibility. Mitoyo has a philosophy that encourages practical, sensible investing for clients, indicative of a client-focused mentality, through education on responsible trading decisions.
There are currently very few publicly available customer reviews, ratings, or detailed pros/cons about their service; therefore, it would be hard for anyone to evaluate their customer experience or how they are perceived in the marketplace, beyond their verifiable regulatory status and perceptions as a beginner-friendly service.
Recent Updates
Mitoyo (in 2026) has begun recruiting new graduates to join the company starting in April 2026, indicating continued company growth and a need for new talent. This could represent an expansion of services and/or improvements in service from new employees.
There has been no other notable news or updates available to the public to date in 2024-2025; therefore, it appears that Mitoyo has a very stable working environment and focuses on its core services.
Conclusion
Mitoyo is a credible Japanese securities company focused primarily on new investors with service offerings spanning the traditional securities industry, including trading in stocks, bonds and investment trusts. They have verified membership in the Japan Securities Dealers Association and maintain an office location, giving them anchor credibility in both the regulatory realm and through their physical presence, enabling them to do business with them.
Although customer experience and some key trading conditions, such as fees or platform technology, have very limited information available; Mitoyo's commitment to providing a clearly defined market for accessible investment options and sound decision-making makes it a strong option for new investors. New clients are encouraged to contact Mitoyo with any specific questions to evaluate the full range of services offered.
Every licence Mitoyo has in force is from an offshore regulator. Most carry no compensation scheme — each licence's record says what the issuing regulator actually requires.
0 of 1 checked
Licences on recordEvery licence or registration recorded for this broker, whether the broker claims it or our check found it.
1
Confirmed on registerLicences we located on the issuing regulator's own public register, with a screenshot taken at the time.
0
Tier 1 or 2Licences from tier-1 or tier-2 authorities (FCA, ASIC, CySEC and peers), the strongest client protection. A registration we could not confirm as a licence is not counted.
0
OffshoreLicences from offshore registers, which typically carry no compensation scheme and lighter oversight.
Recorded from the firm's own disclosure. Not yet checked against the register.
Jurisdiction
JapanOffshore
Authority strength
Tier 3
Licence type
Market Making(MM)
Not yet checked on the register
Client protection under this licence
No compensation scheme
Complaints routeFSA Enquiries
Maximum leverage1:1000
These are the rules FSA sets for the firms it licenses. They are not a statement about how Mitoyo applies them, or about which of its companies would hold your account.
A licence record describes what an authority published. It is not an endorsement, and Wikilix does not issue authorisations.
Bank TransferBank TransferThird-party intermediary bank fees common (e.g., ¥2,000-4,000 in Japan). Withdrawals require verification and may experience delays.
—Not recorded
—Not recorded
—Not recorded
—Not recorded/—Not recorded
Up to 3 days
PayPalE-WalletSkrill e-wallet is unavailable in Japan. PayPal preferred for speed in Japan. Third-party fees and currency conversion fees may apply.
—Not recorded
—Not recorded
—Not recorded
—Not recorded/—Not recorded
Instant
SkrillE-WalletUnavailable in Japan market. Third-party fees and currency conversion fees may apply.
—Not recorded
—Not recorded
—Not recorded
—Not recorded/—Not recorded
Instant
App-based FundingOtherNo detailed info on processing times, fees, or limits. Third-party fees may apply.
—Not recorded
—Not recorded
—Not recorded
—Not recorded/—Not recorded
Instant
Broker's notes on these methods
1Third-party fees such as international card transaction fees or currency conversion fees may apply. Processing times generally instant to 1 day for deposits; withdrawals may experience delays. · applies to 2 methods
Websites
Global Domains
One domain on record. All active and served over HTTPS.
Mitoyo Securities is available in most countries worldwide, but it excludes North Korea and other UN-sanctioned countries. This reflects compliance with international sanctions and regulatory requirements.
Mitoyo offers customer support in English via phone and live chat during business hours. The broker's contact address is in Kanonji City, Kagawa, Japan. No additional support channels or guaranteed response times are detailed.
Mitoyo Securities offers a maximum leverage of 1. This indicates a low leverage level compared to many brokers, which may reflect regulatory or business model choices.
Mitoyo supports several payment methods including Visa, Mastercard, Bank Transfer, PayPal, and app-based funding. Deposits are generally instant for cards and PayPal, while bank transfers may take 3 to 5 business days. No broker-imposed fees apply, but third-party fees such as currency conversion or intermediary bank fees may occur.
Mitoyo Securities Co., Ltd. is regulated under the Shikoku Chief Financial Officer (Financial Merchant) No. 7 license in Japan. It is also overseen by the Seychelles Financial Services Authority, which is an offshore regulator. The broker operates with a market-making license and complies with relevant regulations.
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