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Renta 4

Regulated
Spain
Since 2011
Last Updated:

Trading Conditions

Min Deposit:
N/A
Max Leverage:
30
Account Types
  • Institutional

Official website

renta4banco.com

Online · checked Sep 10, 2026

Also on our record

6 more addresses
  • r4.com
  • renta4gestora.com

Funding Methods

4 methods

Bank Transfer

bank transfer
Up to 3 days
Fee:Not recorded
Fee:Not recorded

Credit/Debit Card

credit card
Instant
Fee:Not recorded
Fee:Not recorded

Bizum

e wallet
Instant
Fee:Not recorded
Fee:Not recorded

Easy Account

other
Up to 3 days
Fee:0.1%
Fee:0.2%

Trust rating

High risk

48 out of 100 · 59% checked· Provisional

The licences it claims have not been checked on any official register.

We checked Renta 4 on 2026-10-27 across its regulation, company record, client terms, trading offer and service, and could verify 59% of its record. It claims 1 licence on its site, but none has been checked on an official register yet. The score of 48 is what the checked record adds up to; nothing held it down. The rating stays provisional until a claimed licence is checked on an official register. What would move the score: licence held by the onboarding entity, verified age, transparency. No investigation has been published yet, so complaints and reputation are unknown. Its client terms have not been reviewed yet.

Score last calculated 2026/10/27

Company Information

Full Name:Renta 4 Banco
Founded:2011
Headquarters:Spain
Enterprise Offices:1offices

Customer Support

Phone:
+34 91 384 85 00
Live Chat:
Available
Response Time:
—
Languages:
English
Scroll Down
Editorial review
Updated

Broker Summary

What Wikilix has recorded about Renta 4: its history, the licences it holds, its trading conditions and its fees.

Overview of Renta 4 Banco and Forex Broker

Renta 4 Banco S.A. is an investment services company that was established in Spain in 1986. The head office is located in Madrid, with a secondary headquarters and corporate office located in Calama.

Renta 4 is listed on the BME, which is managed by BME Spanish Stock Exchange, and provides national and international online and traditional broker services through a network of offices and electronic platforms throughout Spain, and the rest of Latin America.

Renta 4 is regulated by Spain's National Securities Market Commission (CNMV) and Banco de España, which ensures that Renta 4 complies with strict laws regarding investor protection, reporting to financial institutions, and behavior in the market. In addition, Renta 4 participates in the FOGAIN Investor Compensation Fund, which compensates clients of Renta 4 up to €100,000 in the event of bankruptcy.

Renta 4 Banco recently obtained their MiCA license, which allows them to offer their clients regulated services for crypto asset trading, custody, and transfer in the European Union.Renta 4’s Investment and Trading Solutions includes Investment & Trading Services, Products & Instruments (e.g., Products/Services). Renta 4's Investment and Trading Solutions includes an extensive array of Investment And Trading Services and Products through its Brokerage Division, which provides clients with access to investment products such as:

* Equity (Domestic and International Equities)

* Exchange Traded Funds (ETFs)

* Contract for Difference (CFDs)

* Futures and Options

* Bonds and Fixed Income Securities

Clients can trade securities listed on the Spanish Stock Exchange (Spanish Market Continuo), various Major U.S. and EU Stock Exchanges, and many other Investment Products; all of which are available to clients at probabilities and generally accompanied by an extensive suite of Integrated Tools.

Renta 4 has multiple account types that are suitable for all types of investors, including those beginning to trade and those who have traded as professionals for many years. Standard online trading accounts have no minimum deposit requirement, although most specialized portfolio product offerings and/or Discretionary Management Solutions will generally have a minimum Investment Threshold to qualify for the specific Investment Product offering. Further, the Broker supports a large variety of Order Types, Real-Time Data and Conditional Orders based on opening and closing prices, to allow for the most effective execution of the Order and the best chance for Market Participation.

Renta 4 does not utilize third party terminals (e.g., MetaTrader 4 / MetaTrader 5), but instead offers its own Proprietary Online Trading Platform and a Mobile Application that is also Proprietary to Renta 4. Both platforms provide clients with access to Live Market Data, Advanced Charting Tools, Conditional Orders and Portfolio Tracking from both Desktop and Mobile Devices. As a client, clients are able to manage their Open Positions, monitor Quotes, and execute their Trades from both Desktop and Mobile Platforms.

Regulatory Compliance

Renta 4 is fully regulated by the CNMV (Spain's Financial Regulator Authority) and has Investor Protection through FOGAIN.

Market Access

Access to International Stock Markets and Trade Stocks, ETFs, CFDs, Futures and Options from any International Trading Partner. Cryptocurrency Trading and Custody Services: Provides Regulated Cryptocurrency Trading and Custody Services.

Conclusion

Investing and Trading in the financial markets is inherently risky, and you could experience a loss of your capital due to fluctuations in market conditions. Even though Renta 4 Banco will be regulated by Spanish Law and provides investor protection through FOGAIN, prospective clients must assess their own financial objectives/risk appetites before entering into an account. Trading with CFD products is, in effect, using Leverage as part of your investment strategy, which may not be appropriate for all investors. The conditions surrounding the performance/execution of your CFD products may differ due to current market conditions and your individual account settings.

Regulation check

Regulatory Licenses

Renta 4 is listed with a tier-1 or tier-2 licence that we have not yet checked against the regulator's register. An unchecked licence is not a finding either way.

0 of 1 checked
Licences on record
1
Confirmed on register
0
Tier 1 or 2
1
Offshore
0

WIKILIX

Licence intelligence

The only licence on file

Licence Verification Record

Comisión Nacional del Mercado de Valores No number recorded

Recorded from the firm's own disclosure. Not yet checked against the register.

Jurisdiction
Spain
Authority strength
Tier 1
Licence type
Financial Service
Not yet checked on the register

Client protection under this licence

  • Compensation schemeUp to €20000 (ICF)
  • Negative balance protection
  • Complaints routeCNMV Investor Service
  • Maximum leverage1:30

These are the rules CNMV sets for the firms it licenses. They are not a statement about how Renta 4 applies them, or about which of its companies would hold your account.

A licence record describes what an authority published. It is not an endorsement, and Wikilix does not issue authorisations.

Trading accounts
Updated

Account Types

One account type on record. Leverage up to 1:30.

1 account type
AccountMin DepositMax LeverageCommission
InstitutionalCorporateNot recorded1:30Not recorded
Account names and conditions as published by Renta 4, recorded by Wikilix.
Deposits & withdrawals

Funding Methods

4 ways to fund an account. 2 credit instantly. The costliest way in is Easy Account at 0.1%.

4 methods
MethodDeposit feeWithdrawal feeMin depositWithdrawal min / maxProcessing
Bank TransferBank TransferClients should provide accurate bank details to avoid delays.Not recordedNot recordedNot recordedNot recordedNot recordedUp to 3 days
Credit/Debit CardCredit Card
Clients should ensure their card issuer permits transactions with Renta 4 Banco.
Not recordedNot recordedNot recordedNot recordedNot recordedInstant
BizumE-WalletClients must have a Bizum-enabled bank account.Not recordedNot recordedNot recordedNot recordedNot recordedInstant
Easy AccountOther
Profits taxed at 19% upon full or partial repayment; available to clients in Spain.
0.1%0.2%Not recordedNot recordedNot recordedUp to 3 days
Fees, limits and processing times as published by Renta 4, recorded by Wikilix.
Websites

Global Domains

8 domains on record. All active and served over HTTPS.

8 domains
  • www.r4.comActiveHTTPS
  • www.renta4gestora.comActiveHTTPS
  • www.renta4pensiones.comActiveHTTPS
  • wealth.r4.comActiveHTTPS
  • www.renta4.lu/esActiveHTTPS
  • www.renta4.peActiveHTTPS
Show 2 more
  • www.renta4global.comActiveHTTPS
  • blog.r4.comActiveHTTPS
Domains recorded by Wikilix. Only a domain listed here is known to belong to this broker.
Social channels

Social Presence

5 official channels on record.

5 channels
Channels as published by the broker, recorded by Wikilix.
Legal entities

Corporate Network

One legal entity behind the Renta 4 brand.

1 entity
  • RENTA 4 BANCO SAActiveSpainRegistration 03009545Established Feb 1, 2019
Entities named in the broker's own documents and company registers, recorded by Wikilix.
Frequently Asked Questions

Frequently Asked Questions

Common questions about Renta 4

Most Popular Questions
Yes, Renta 4 Banco offers customer support in English. Support is available via phone and live chat during business hours, and the broker maintains active social media channels for additional contact options.
Renta 4 Banco provides access to a variety of regulated financial instruments including forex, options, derivatives, commodities, binary options, futures, and CFDs. This range allows traders to diversify their portfolios across multiple asset classes.
Renta 4 Banco offers a maximum leverage of 30. This leverage level aligns with regulatory limits set by the CNMV for retail clients.
Renta 4 Banco supports deposits and withdrawals via bank transfer, credit/debit cards, Bizum, and Easy Account. Processing times vary from instant for cards and Bizum to a few days for bank transfers and Easy Account. Some fees apply, such as a 0.1% deposit fee and 0.2% withdrawal fee for Easy Account.
Renta 4 Banco is regulated by the Comisión Nacional del Mercado de Valores (CNMV) in Spain, a tier 1 onshore regulator. It provides client fund insurance up to €20,000 under the Investor Compensation Fund. The broker operates under MiFID Investment Firm Licence and follows high transparency standards.
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