Is Summa Capital a scam?
Wikilix independent safety report
Summa Capital at summa-capitaloy.com was a scam. It was a clone, a fake operation that copied the name of a genuine Finnish company, Summa Capital Oy, and Finland's financial regulator, the FIN-FSA,…
Risk scorecard · each area scored 0 (clean) to 10 (worst)
Broker Summary
What Wikilix has recorded about Summa Capital: its history, the licences it holds, its trading conditions and its fees.
Summa Capital Broker Overview
Summa Capital is a foreign exchange trading brand that presented itself under the name of the Finnish company Summa Capital Oy, business ID 2078965-1, and operated from the website summa-capitaloy.com. The brand published a Stockholm office address and gave Switzerland as its registered region. No financial supervisor anywhere authorises this brand to deal in foreign exchange or contracts for difference, and the website it traded from no longer resolves.
Summa Capital Regulation and License
No regulatory licence is associated with Summa Capital. There is no authorisation, licence number or registration with any financial supervisor permitting this brand to accept client money or to deal in leveraged foreign exchange, and the brand names no regulator of its own.
The only official record connected to the name is a corporate one. The Finnish Patent and Registration Office Trade Register lists Summa Capital Oy, business ID 2078965-1, as a registered Finnish limited company. A company registration is not financial regulation and confers no permission to provide investment services.
Is Summa Capital Regulated?
No. Summa Capital holds no confirmed financial regulation in any jurisdiction. A client of an unregulated brand has no statutory complaints body, no compensation scheme and no supervisor able to compel the return of funds.
Summa Capital Oy
Summa Capital Oy is a real and currently active Finnish limited company, registered on 12 December 2006. The Trade Register records its registered address as c/o Lahden Tulosdata Oy, Niemenkatu 73, 15140 Lahti, its line of business as activities auxiliary to financial services, and its own website as www.summa.fi. It also carries the auxiliary trade names Summa Corporate Finance and Summa Capital Markets.
Those registry facts do not match the details published for the trading brand. The register gives an address in Lahti rather than the Stockholm address the brand published, a Finnish domicile rather than the Switzerland the brand gave, an incorporation year of 2006 rather than the short operating history the brand indicated, and a different website. A reader should not assume the trading site was run by the registered company whose name and business ID it used.
Is Summa Capital Safe?
Summa Capital cannot be treated as safe. No regulator supervises it, the corporate identity it traded under is contradicted by the official register of the company it named, and the website is no longer reachable, so there is no account portal, no published withdrawal procedure and no working channel through which a client could pursue a balance.
Summa Capital Pros and Cons
In its favour:
- The company name and business ID it cited belong to a genuine, currently active Finnish company that anyone can check on the public register.
Against it:
- No financial licence in any jurisdiction, and no regulator named.
- The published address, domicile and operating history each conflict with the official registry record of the company named.
- The trading website no longer resolves, leaving no route to an account or to support.
- No trading conditions, account types, platforms or funding methods are published anywhere that could be verified.
Summa Capital Review and Assessment
Summa Capital is an unregulated foreign exchange brand assembled around the identity of an established Finnish advisory company, and it no longer operates a reachable website. Anyone approached under this name, or still holding a balance with it, should treat the operation as unverified and pursue recovery through their payment provider and their national financial authority rather than through the brand itself.
Regulatory Licenses
We have not confirmed any regulation for Summa Capital. Money deposited with an unregulated broker is protected only by the company itself.
Trading with an unregulated broker puts your deposit at risk.
No regulation
We have not confirmed any regulation for Summa Capital. An unregulated broker is not supervised by a financial authority, and money you deposit is protected only by the company itself.
What this means for you
- No compensation scheme covers your funds.
- No regulator to escalate a complaint to.
- No audit of how client money is held.
Global Domains
One domain on record. All active and served over HTTPS.
Corporate Network
One legal entity behind the Summa Capital brand.
- Summa Capital OyActiveFinlandRegistration 2078965-1Established Dec 12, 2006Finnish limited company whose name and business ID are cited for this trading brand. The Trade Register records it as registered since 12 December 2006, still active, with its line of business as activities auxiliary to financial services and its website as www.summa.fi.
Company Registration
The operating company is Summa Capital Oy. Registered in Finland. Registration number 2078965-1.
- Legal entity
- Summa Capital Oy
- Registration number
- 2078965-1
- Jurisdiction
- Finland
- Incorporated
- Dec 12, 2006
- Registry
- Finnish Patent and Registration Office (PRH) Trade Register
- Registered address
- c/o Lahden Tulosdata Oy, Niemenkatu 73, 15140 Lahti, Finland
Brokers worth comparing
One other broker on the record shares what Summa Capital offers — its country, regulator, account types or platforms — set beside it on the same measures.
Summa Capital
This recordFinlandWikilix score 0.0RegulationNo RegulationMax leverageNot recordedPlatformsNot recordedLicencesNot recordedEvli
Finland · since 1985· Evli PlcWikilix score 4.0RegulationRegulatedFIN-FSAMax leverageNot recordedPlatformsNot recordedLicences1
Frequently Asked Questions
Common questions about Summa Capital
Act quickly, because payment disputes are time limited. Stop sending further funds, gather your deposit receipts and any correspondence, ask your bank or card issuer for a chargeback or payment recall, and report the matter to the financial regulator and the police in your own country.
Unknown. The brand publishes no restricted-countries list, no client agreement and no registration form that would show which jurisdictions it onboarded, so no country can be described as either accepted or refused.
The only contact detail on record is the email address rehab.ar@summa-capitaloy.com. No telephone number, live chat or verified social media account is published, and the email sits on a domain that no longer resolves, so delivery cannot be relied on.
There is no published withdrawal procedure and no working channel to use one. Because the website no longer resolves, anyone holding a balance should put a written request to the contact address on record and, in parallel, open a dispute with the bank or card issuer used for the deposit.
The costs were never published. No spreads, commissions, swap charges or leverage limits are disclosed anywhere, which means a client could not establish the price of trading before depositing.
None are disclosed. There is no published information showing MetaTrader 4, MetaTrader 5, cTrader or any proprietary platform being offered under this brand.
It was never published. No minimum deposit, account currency or funding requirement is disclosed anywhere that could be verified, so the cost of opening an account was not knowable in advance.
No. The domain summa-capitaloy.com no longer resolves, so there is no homepage, no client area and no support form. Anyone who reaches a site under this name should treat it as a separate operation and verify it independently.
Its location is unclear. The brand published an address at Birger Jarlsgatan 27 in Stockholm and gave Switzerland as its registered region, while the Finnish company it named is registered at Niemenkatu 73 in Lahti, Finland. Three different countries appear in the brand's own identity details.
That cannot be confirmed, and the official record argues against it. Summa Capital Oy is a genuine Finnish company registered since 2006, but the Trade Register gives its address as Lahti, its website as www.summa.fi and its line of business as activities auxiliary to financial services, none of which matches what the trading brand published.
The operator of the trading site is not identified anywhere. The brand cited the name and business ID of Summa Capital Oy, a Finnish limited company, but no evidence establishes that this company ran the trading website, and several published details conflict with that company's register entry.
Summa Capital should be treated as a likely scam. It operated as a foreign exchange brand without any licence, published corporate details that the official Finnish register contradicts, and its website has now stopped resolving, leaving clients with no way to reach it.
No. Summa Capital holds no financial licence in any jurisdiction, and it names no regulator of its own. The only official record attached to the name is a corporate registration in Finland, which permits a company to exist but authorises no investment services.
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