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Summa Capital

No Regulation
Finland
,
Last Updated:
0/100
Overall Score

Trading Conditions

Min Deposit:
N/A
Max Leverage:
N/A
Account Types
Standard Account

User Reviews

Total Reviews
This Month
Avg Rating

Funding Methods

No funding methods available

Performance Metrics

Excellent Performance
Performance chart: 1: Regulation 0%, 2: License 0%, 3: Software 0%, 4: Spread 0%, 5: Account Type 0%, 6: Symbol 0%
Regulation
0%Poor
License
0%Poor
Software
0%Poor
Spread
0%Poor
Account Type
0%Poor
Symbol
0%Poor
No regulation
Your deposit is not protected by any financial authority.
What this means

Company Information

Full Name:Summa Capital
Founded:N/A
Headquarters:Finland
Enterprise Offices:1offices

Customer Support

Phone:
Live Chat:
Not Available
Response Time:
Languages:
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Is Summa Capital a scam?

Wikilix independent safety report

Read the full report
0%Scam riskScam risk is our overall estimate that this broker is unsafe, from 0% (safe) to 100% (almost certainly a scam). It blends the six risk areas below, weighted by how strong the evidence is. Higher means riskier.
Confirmed scamOur overall call, based on the evidence we could verify. From safest to worst: Appears legitimate, Insufficient evidence, High risk (unverified), Likely scam, Confirmed scam. A separate "Not a broker" verdict is used when it does not really offer trading.Confidence: HIGHHow sure we are of this verdict, based on how much solid, checkable evidence we found. Shown as Low, Medium or High.Possible cloneThis broker may be copying the name or branding of a different, often regulated firm to look trustworthy. Treat it with extra caution.
1.5/5Safety rating 1.5 out of 5
The Wikilix safety rating, from 1 to 5 stars. It mirrors the scam risk (5 = safest, 1 = riskiest), so a higher risk percentage means fewer stars.

Summa Capital at summa-capitaloy.com was a scam. It was a clone, a fake operation that copied the name of a genuine Finnish company, Summa Capital Oy, and Finland's financial regulator, the FIN-FSA,…

Risk scorecard · each area scored 0 (clean) to 10 (worst)

Regulation9/10 · CriticalIs it overseen by a strict, well-known financial regulator? Offshore-only or missing licences score higher.Scored 0 (clean) to 10 (worst). This area is 9/10 (Critical).Identity & transparency9/10 · CriticalHow openly it shows who and where it is (legal entity, address, owners). Hidden details score higher.Scored 0 (clean) to 10 (worst). This area is 9/10 (Critical).Withdrawals & conduct4/10 · ModerateCredible reports of clients being unable to withdraw their money. More such reports score higher.Scored 0 (clean) to 10 (worst). This area is 4/10 (Moderate).Reputation8/10 · CriticalWhat independent reviews, regulators and watchdogs say about it. A poor track record scores higher.Scored 0 (clean) to 10 (worst). This area is 8/10 (Critical).Website claims9/10 · CriticalWhether the site claims (awards, years active, licences) actually check out. False claims score higher.Scored 0 (clean) to 10 (worst). This area is 9/10 (Critical).Operational history7/10 · HighHow long and how consistently it has genuinely operated. Brand-new or murky history scores higher.Scored 0 (clean) to 10 (worst). This area is 7/10 (High).

Broker Summary

Summary of the broker

Summa Capital Broker Overview

Summa Capital is a foreign exchange trading brand that presented itself under the name of the Finnish company Summa Capital Oy, business ID 2078965-1, and operated from the website summa-capitaloy.com. The brand published a Stockholm office address and gave Switzerland as its registered region. No financial supervisor anywhere authorises this brand to deal in foreign exchange or contracts for difference, and the website it traded from no longer resolves.

Summa Capital Regulation and License

No regulatory licence is associated with Summa Capital. There is no authorisation, licence number or registration with any financial supervisor permitting this brand to accept client money or to deal in leveraged foreign exchange, and the brand names no regulator of its own.

The only official record connected to the name is a corporate one. The Finnish Patent and Registration Office Trade Register lists Summa Capital Oy, business ID 2078965-1, as a registered Finnish limited company. A company registration is not financial regulation and confers no permission to provide investment services.

Is Summa Capital Regulated?

No. Summa Capital holds no confirmed financial regulation in any jurisdiction. A client of an unregulated brand has no statutory complaints body, no compensation scheme and no supervisor able to compel the return of funds.

Summa Capital Oy

Summa Capital Oy is a real and currently active Finnish limited company, registered on 12 December 2006. The Trade Register records its registered address as c/o Lahden Tulosdata Oy, Niemenkatu 73, 15140 Lahti, its line of business as activities auxiliary to financial services, and its own website as www.summa.fi. It also carries the auxiliary trade names Summa Corporate Finance and Summa Capital Markets.

Those registry facts do not match the details published for the trading brand. The register gives an address in Lahti rather than the Stockholm address the brand published, a Finnish domicile rather than the Switzerland the brand gave, an incorporation year of 2006 rather than the short operating history the brand indicated, and a different website. A reader should not assume the trading site was run by the registered company whose name and business ID it used.

Is Summa Capital Safe?

Summa Capital cannot be treated as safe. No regulator supervises it, the corporate identity it traded under is contradicted by the official register of the company it named, and the website is no longer reachable, so there is no account portal, no published withdrawal procedure and no working channel through which a client could pursue a balance.

Summa Capital Pros and Cons

In its favour:

  • The company name and business ID it cited belong to a genuine, currently active Finnish company that anyone can check on the public register.

Against it:

  • No financial licence in any jurisdiction, and no regulator named.
  • The published address, domicile and operating history each conflict with the official registry record of the company named.
  • The trading website no longer resolves, leaving no route to an account or to support.
  • No trading conditions, account types, platforms or funding methods are published anywhere that could be verified.

Summa Capital Review and Assessment

Summa Capital is an unregulated foreign exchange brand assembled around the identity of an established Finnish advisory company, and it no longer operates a reachable website. Anyone approached under this name, or still holding a balance with it, should treat the operation as unverified and pursue recovery through their payment provider and their national financial authority rather than through the brand itself.

Regulatory Licenses

Compliance & oversight

No regulation

Trading with an unregulated broker puts your deposit at risk.

No regulation

We have not confirmed any regulation for Summa Capital. An unregulated broker is not supervised by a financial authority, and money you deposit is protected only by the company itself.

What this means for you

  • No compensation scheme covers your funds.
  • No regulator to escalate a complaint to.
  • No audit of how client money is held.
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Account Types

Trading account options

No Account Types

Account type information is not available for this broker yet.

Funding Methods

Deposit & withdrawal options

No Funding Methods

Funding method information is not available for this broker yet.

Global Domains

Worldwide web presence

1 site
🌐
https://client.summa-capitaloy.com
Unknown
Active
SSL
1
Active
1
Countries
100%
SSL

Social Presence

Digital community engagement

0 platform

No Social Media Presence

This broker doesn't have active social media accounts

Corporate Network

Enterprise structure & relationships

1 entities

Summa Capital Oy

Finland
active

Registration

2078965-1

Established

2006-12-12

Company Registration

Legal entity checked against the official company registry

Verified on registry

Legal entity

Summa Capital Oy

Registration number

2078965-1

Jurisdiction

Finland

Incorporated

2006-12-12

Registry

Finnish Patent and Registration Office (PRH) Trade Register

Registered address

c/o Lahden Tulosdata Oy, Niemenkatu 73, 15140 Lahti, Finland

From our latest investigation · Verified Sep 12, 2026

View on official registry

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