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TRADE REPUBLIC logo

TRADE REPUBLIC

Regulated
Germany
Since 2015
Last Updated:

Trading Conditions

Min Deposit:
EUR1
Max Leverage:
1
Account Types
  • Stocks

Official website

traderepublic.com

Online · checked Sep 10, 2026

Funding Methods

7 methods

Bank transfers (SEPA)

bank transfer
Up to 1 day
Fee:Not recorded
Fee:Not recorded

Credit cards

credit card
Instant
Fee:0.7%
Fee:Not recorded

Digital wallets (Apple Pay, Google Pay)

e wallet
Instant
Fee:0.7%
Fee:Not recorded

Direct debit (for savings plans)

bank transfer
Up to 1 day
Fee:Not recorded
Fee:Not recorded

Cash deposits

other
Not recorded
Fee:Not recorded
Fee:Not recorded

ATM withdrawals (debit card)

debit card
Instant
Fee:Not recorded
Fee:€1

Bank transfers (withdrawal)

bank transfer
Up to 1 day
Fee:Not recorded
Fee:Not recorded

Trust rating

Fair

55 out of 100 · 63% checked· Provisional

The licences it claims have not been checked on any official register.

We checked TRADE REPUBLIC on 2026-10-29 across its regulation, company record, client terms, trading offer and service, and could verify 63% of its record. It claims 2 licences on its site, but none has been checked on an official register yet. The score of 55 is what the checked record adds up to; nothing held it down. The rating stays provisional until a claimed licence is checked on an official register. What would move the score: licence held by the onboarding entity, verified age, transparency. No investigation has been published yet, so complaints and reputation are unknown. Its client terms have not been reviewed yet.

Score last calculated 2026/10/29

Company Information

Full Name:TRADE REPUBLIC BANK
Founded:2015
Headquarters:Germany
Enterprise Offices:1offices

Customer Support

Phone:
+49 30 5557 7700
Live Chat:
Available
Response Time:
—
Languages:
English
Scroll Down
Editorial review
Updated

Broker Summary

What Wikilix has recorded about TRADE REPUBLIC: its history, the licences it holds, its trading conditions and its fees.

Overview

TRADE REPUBLIC is one of today’s leading online brokers that wants to democratize investing by allowing anyone with €1 or more to trade across many different financial markets in a simple and streamlined way.

By leveraging technology (particularly mobile technology) and by providing a vast array of investment solutions, TRADE REPUBLIC is positioning itself as an all-in-one provider of financial services. Detailed information on the company’s history and regulations are scarce but do exist; however, these core offerings reflect a strong commitment to users and digital brokerage solutions.

Company Background

There is little information available regarding the founders, founding date or head office for TRADE REPUBLIC. There is also very little information listed on the TRADE REPUBLIC website regarding the history or milestones of the company itself. By defining low barrier-to-entry investing and implementing a mobile-first strategy into the broker space, TRADE REPUBLIC has built itself into a well-known name in the online trading broker market.

Although the lack of detailed historical data may keep some people wondering, the current offering of TRADE REPUBLIC demonstrates a commitment to organic growth with a strong focus on innovation and providing ease of access to financial services.

Overview of TRADE REPUBLIC’s Offerings

Investment Options

TRADE REPUBLIC offers traders access to several different products, including both global stock and ETF markets, corporate and government bonds, cryptocurrencies, derivatives and many more.This range enables investors to create a diverse portfolio aimed at their desired risk level and desired investment targets.

Minimal Investment Risk

A remarkable aspect of TRADE REPUBLIC is the opportunity to get started with just a €1 initial investment. The low initial investment option will create much lower entry barriers -- consequently, people can become investors with access much more easily.

Combining Financial Services

TRADE REPUBLIC offers both banking and spending financial services, creating a complete financial system within the TRADE REPUBLIC user environment by offering investment products along with regular, everyday banking products.

Trading Regulations and Licensing

No information about TRADE REPUBLIC’s licenses to register or comply with trading and investing regulations has been provided on the company’s public website. This lack of publicly available information means that potential users will want to perform appropriate due diligence before using the TRADE REPUBLIC Trading Platform for their investing and trading.

Table of Regulator

The following is a table of information on TRADE REPUBLIC's (i) Regulator, (ii) License Number; and (iii) Status:

LIMITED AVAILABLE INFORMATION

TBA

TBA

TBA

Trading Conditions and Technology Platform

TRADE REPUBLIC offers a clear trade situation with the ability to start with a minimum of €1. However, further details regarding spreads, leverage, etc. are not available on the TRADE REPUBLIC Trading Platform.The TRADE REPUBLIC brokerage emphasises the ease of use and transparency of its services which is interpreted to mean that users should probably visit the platform directly in order to discover all of the specific trading terms offered by the company.

Technology

TRADE REPUBLIC's platform is primarily a mobile-based application with a focus on providing an easy and user-friendly experience for those who want to trade from their mobile devices. The TRADE REPUBLIC website does not go into detail about advanced trading tools such as charts or technology; rather, it simply references the platform's use of the app as the main means of engaging with the services offered by the company. The mobile-first approach aligns with trading trends and demands, particularly given that users want to manage their investment portfolios through the use of their smartphone devices.

INFORMATION REGARDING TRADING FEES AND EXPENSES ARE UNSPECIFIED ON THE TRADE REPUBLIC WEBSITE

Despite having no definitive information about deposit, withdrawal or inactivity fees, or commission, the official website does not mention much in regard to TRADE REPUBLIC's fee structure; thus, additional inquiries should be directed to the company's help centre.

NO EVIDENCE EXISTS IN RELATION TO USER REVIEWS OR RATINGS

Although the TRADE REPUBLIC platform has very few genuine customer reviews and ratings, the platform is believed to provide a large number of features such as low minimum investment and mobile-based trading capabilities, which are attractive to both novice and experienced investors.

CURRENT ANNOUNCEMENTS OR EVENTS SURROUNDING TRADE REPUBLIC

There have been no publicly disclosed events or announcements regarding TRADE REPUBLIC's operations from 2024 - 2025; therefore, the company appears to be maintaining the status quo with the services and features currently offered to its customers.

IN CONCLUSION

TRADE REPUBLIC is a new and easily accessible brokerage platform that focuses on simplifying the investment process through the use of its mobile application and the unbelievably low cost of entry of €1.00. The platform's variety of investment options including stocks, ETFs, Bonds, Crypto, and Derivatives give potential investors lots to choose from when trying to build a portfolio.

However, the limited availability of information about the company's background and qualifications, as well as the company’s regulatory obligations, as well as lack of transparency about fees and trading conditions, should give those interested in using the TRADE REPUBLIC platform pause prior to making an educated decision. However, the TRADE REPUBLIC platform is an excellent choice for investors looking for an uncomplicated and low-cost means of entering the global markets specifically by using their smart mobile devices.

Regulation check

Regulatory Licenses

TRADE REPUBLIC is listed with a tier-1 or tier-2 licence that we have not yet checked against the regulator's register. An unchecked licence is not a finding either way.

0 of 2 checked
Licences on record
2
Confirmed on register
0
Tier 1 or 2
2
Offshore
0

WIKILIX

Licence intelligence

The strongest of 2 licences on file

Licence Verification Record

Federal Financial Supervisory Authority 10150368

Recorded from the firm's own disclosure. Not yet checked against the register.

Jurisdiction
Germany
Authority strength
Tier 1
Licence type
Market Making(MM)
Not yet checked on the register

Client protection under this licence

  • Compensation schemeUp to €20000
  • Client money kept separate
  • Negative balance protection
  • Complaints routeBaFin Complaints Unit
  • Maximum leverage1:30

These are the rules BaFin sets for the firms it licenses. They are not a statement about how TRADE REPUBLIC applies them, or about which of its companies would hold your account.

A licence record describes what an authority published. It is not an endorsement, and Wikilix does not issue authorisations.

Trading accounts
Updated

Account Types

One account type on record. Leverage up to 1:1.

1 account type
AccountMin DepositMax LeverageCommission
StocksInvestNot recorded1:1Not specified
Account names and conditions as published by TRADE REPUBLIC, recorded by Wikilix.
Deposits & withdrawals

Funding Methods

7 ways to fund an account. 3 credit instantly. The costliest way in is Credit cards at 0.7%.

7 methods
MethodDeposit feeWithdrawal feeMin depositWithdrawal min / maxProcessing
Bank transfers (SEPA)Bank Transfer
Account verification (KYC) required for all deposits. Withdrawals only to verified bank accounts matching user details. Regulatory limits under EU PSD2 apply.
Not recordedNot recordedNot recordedNot recordedNot recordedUp to 1 day
Credit cardsCredit Card10.7%Not recordedNot recordedNot recordedNot recordedInstant
Digital wallets (Apple Pay, Google Pay)E-Wallet10.7%Not recordedNot recordedNot recordedNot recordedInstant
Direct debit (for savings plans)Bank Transfer
Account verification (KYC) required for all deposits. SEPA mandate setup required.
Not recordedNot recordedNot recordedNot recordedNot recordedUp to 1 day
Cash depositsOtherCharges unspecified; see fee schedules.Not recordedNot recordedNot recordedNot recordedNot recordedNot recorded
ATM withdrawals (debit card)Debit Card
Debit card required for ATM withdrawals (virtual card free, physical card costs 0-5 EUR one-off). Withdrawals only to verified accounts. Regulatory limits under EU PSD2 apply.
Not recordedEUR 1Not recordedNot recordedNot recordedInstant
Bank transfers (withdrawal)Bank Transfer
Withdrawals only to verified bank accounts matching user details. Regulatory limits under EU PSD2 apply.
Not recordedNot recordedNot recordedNot recordedNot recordedUp to 1 day

Broker's notes on these methods

  1. Account verification (KYC) required for all deposits. · applies to 2 methods
Fees, limits and processing times as published by TRADE REPUBLIC, recorded by Wikilix.
Trading software

Trading Platforms

2 trading platforms on record: MetaTrader 5 and MetaTrader 4.

2 platforms
  • MetaTrader 5 logo

    MetaTrader 5

    by MetaQuotes Software Corpsince 2010Developer site

    MetaTrader 5 (MT5) is a next-generation multi-asset platform for trading Forex, stocks, and futures, with advanced analytics, faster execution, and powerful algorithmic trading tools.

    Runs on

    • Web
    Details
  • MetaTrader 4 logo

    MetaTrader 4

    by MetaQuotes Software Corp.since 2005Developer site

    MetaTrader 4 (MT4) is a popular trading platform for Forex and CFDs, offering advanced charting, automated trading via Expert Advisors, and fast, reliable execution.

    Runs on

    • Web
    Details
Platforms and download links as published by the broker, recorded by Wikilix.
Websites

Global Domains

One domain on record. All active and served over HTTPS.

1 domain
  • traderepublic.comMain siteActiveHTTPS
Domains recorded by Wikilix. Only a domain listed here is known to belong to this broker.
Social channels

Social Presence

4 official channels on record.

4 channels
Channels as published by the broker, recorded by Wikilix.
Legal entities

Corporate Network

One legal entity behind the TRADE REPUBLIC brand.

1 entity
  • Trade Republic Bank GmbHActiveGermanyRegistration F1103R_HRB244347Established Apr 8, 2021
Entities named in the broker's own documents and company registers, recorded by Wikilix.
Frequently Asked Questions

Frequently Asked Questions

Common questions about TRADE REPUBLIC

Most Popular Questions
Trade Republic offers trading in stocks, options, futures, and CFDs. These instruments are regulated under BaFin and available to clients within the broker's geographical coverage, primarily Germany and the EU.
Yes, Trade Republic requires account verification (KYC) for all deposits. Withdrawals are only allowed to verified bank accounts that match the user's details. This process helps comply with regulatory standards and ensures secure transactions.
Trade Republic accepts deposits via SEPA bank transfers, credit cards, digital wallets like Apple Pay and Google Pay, direct debit for savings plans, cash deposits, and ATM withdrawals. Bank transfers have no fees and typically take 1-2 business days. Credit cards and digital wallets charge a 0.7% fee on subsequent deposits after the initial free deposit.
Trade Republic offers access to MetaTrader 4 and MetaTrader 5 platforms, both available as web versions. These platforms support trading in multiple asset classes with advanced charting and algorithmic trading tools. They are developed by MetaQuotes Software Corp and are widely used in the industry.
Trade Republic is regulated by BaFin, the Federal Financial Supervisory Authority in Germany, which is a tier 1 government regulator. It holds a Market Making license and provides client fund insurance up to €20,000. The broker operates under high transparency standards and complies with EU regulations, including investor protection mechanisms.
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