Wikilix
Licence record

TransferWise: FinCEN licence recorded for TransferWise

Issuing authority
Financial Crimes Enforcement Network
Jurisdiction
United States
Licence type
Financial Service

This is Wikilix's record of a licence issued by Financial Crimes Enforcement Network. It sets out what the register says, what we checked, and what the authority's own rules protect.

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Licence intelligence

RecordModified Jul 27, 2026

Licence Verification Record

Financial Crimes Enforcement Network No number on the register

Recorded from the firm's own disclosure. Not yet checked against the register.

Holder
TransferWise Ltd
Issuing authority
Financial Crimes Enforcement Network
Jurisdiction
United States
Licence type
Financial Service

A licence record describes what an authority published. It is not an endorsement, and Wikilix does not issue authorisations.

wikilix.com/brokers/transferwise/licenses/financial-crimes-enforcement-network/licence-3901Fields on file 1 / 11

Open TransferWiseAll TransferWise licencesAbout FinCEN
Our check

What we checked

Nobody has adjudicated this licence yet. It is recorded here as claimed, not as confirmed.

Wikilix check
Not checked
Authority strength
Tier 1
Jurisdiction
United States
Last checked
Never

Nobody at Wikilix has looked this licence up on the official register yet. Everything above comes from the record as supplied; treat it as a claim until you have checked it yourself.

A licence record describes what an authority published. It is not an endorsement, and Wikilix does not issue authorisations.
The register

What the authority publishes

Printed as the register prints it. A field that is missing here is one nobody has recorded, not one the register leaves blank.

Licence type (Wikilix classification)
Financial Service
The authority

About FinCEN

Financial Crimes Enforcement Network is the authority that issued this licence, and the jurisdiction it applies in is United States.

Full name
Financial Crimes Enforcement Network
Jurisdiction
United States
Strength
N/A for broker licensingThe strictest regimes: high capital requirements, segregated client money and a compensation scheme.
Established
1990
Oversight
A government or statutory body
Firms we track under it
38 firms
Regulates
Forex
Licences it issues
US AML registry; MSB registration required but not a broker licence
Typical cost of a licence
Not available
Public register
Searchable by the public
Transparency
Medium
Protection

What this licence protects

FinCEN's own rules for the firms it authorises.

  • No complaints route
  • Maximum leverageVaries by firm / local rules
This describes the authority's regime, not how TransferWise applies it.
The holder

Who holds this licence

The licence above is recorded against TransferWise. A licence is issued to a legal company, so the companies below are what you would search a corporate register for.

Broker
TransferWise Ltd
Based in
Australia
Wikilix score
53.7the firm’s overall score, not a rating of this licence

Recorded companies

None of these matches the name the register printed, so we do not say which one holds this licence.

  • WISE AUSTRALIA PTY LTDAustralia · Reg. 616463855 · Jun 29, 2018
Provenance

Where this record came from

Every date below has already happened. We do not publish a promised next-update date, because we do not schedule per-licence re-checks.

Last checked by Wikilix
Never — nobody has looked this entry up yet
Record last edited
When this entry was last changed in our database, which may be a correction rather than a change at the register.
Wikilix records what an authority published. It does not issue or endorse authorisations.
Also on record

Other licences TransferWise holds

4 other licences are on record for TransferWise.

Frequently Asked Questions

Questions about this licence

Answered from this register entry and the authority’s own record.

Most Popular Questions
TransferWise provides customer support via live chat during business hours and phone support with international numbers for the US, Australia, and Canada. Support is available in English.
TransferWise is authorized to offer a range of regulated financial instruments including Forex, bonds, stocks, funds, options, derivatives, commodities, loans, and retail investments. However, binary options trading is subject to limits.
Yes, users funding accounts via debit cards with TransferWise may need to upload scanned images of the front and back of their debit card for verification. This is part of the broker's compliance with regulatory requirements to verify user identity.
TransferWise supports various funding methods including bank transfers (ACH), debit and credit cards, wire transfers, mobile wallets, and Wise debit cards. Processing times vary from instant for cards and wallets to 1-3 business days for bank and wire transfers. Fees differ by method, with credit card deposits incurring higher fixed fees.
TransferWise Ltd is regulated by the UK's Financial Conduct Authority (FCA), a tier 1 regulator. It offers client fund insurance up to £85,000 under FSCS and follows strict regulatory standards including fund segregation. The FCA provides a complaint mechanism through the Financial Ombudsman Service.
TransferWise holds this FinCEN licence. A licence on record means the authority published an entry; it is not an endorsement.
Nobody at Wikilix has looked this entry up on the FinCEN register yet, so treat it as claimed rather than confirmed. That is a gap in our coverage, not a finding against the licence.
Wikilix rates FinCEN tier 1 — the strictest band, with high capital requirements, segregated client money and a compensation scheme.
TransferWise has 4 other licences on record with Wikilix, across 4 jurisdictions. They are listed further down this page.
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