SFCHong KongTier 1Licence number
No number recorded
View licence record- Licence holder
- Held by TransferWise
- Licence type and regime
- Financial Service
Not checkedUpdated
At a glance
Regulation on record for TransferWise
Counts of what is on record, not a rating. Each figure describes the register entries Wikilix holds and the checks it has run against them.
- Licences on record
- 5
- Issuing authorities
- 5
- From tier-1 or tier-2 authorities
- 5
- Found on an official register
- 0
TransferWise has 5 licences on record with Wikilix, issued by 5 authorities across 5 jurisdictions. 5 of them were issued by tier-1 or tier-2 authorities — the regimes with the strictest capital, reporting and client-money rules. None has yet been located on an issuing authority’s own register, so every entry here should be read as claimed rather than confirmed.
Issuing authorities
Licence record
Licences on record
Every licence on record for TransferWise, strongest authority first.
5 records
- SFCHong KongTier 1
ASICAustraliaTier 1Licence number
No number recorded
View licence record- Licence holder
- Held by TransferWise
- Licence type and regime
- Financial Service
Not checkedUpdated
FinCENUnited StatesTier 1Licence number
No number recorded
View licence record- Licence holder
- Held by TransferWise
- Licence type and regime
- Financial Service
Not checkedUpdated
FCAUnited KingdomTier 1Licence number
No number recorded
View licence record- Licence holder
- Held by TransferWise
- Licence type and regime
- Financial Service
Not checkedUpdated
ADGMUnited Arab EmiratesTier 2Licence number
No number recorded
View licence record- Licence holder
- Held by TransferWise
- Licence type and regime
- Financial Service
Not checkedUpdated
Protection
What this licence protects
SFC's own rules for the firms it authorises.
- No compensation schemeNo mandatory insurance (but strict fund segregation)
- Client money kept separate
- Negative balance protection
- Complaints routeSFC Complaints / FDRC
- Maximum leverage1:13
Frequently Asked Questions
Questions about the licences held by TransferWise
Answered from the register entries on this page.
Most Popular Questions
TransferWise provides customer support via live chat during business hours and phone support with international numbers for the US, Australia, and Canada. Support is available in English.
TransferWise is authorized to offer a range of regulated financial instruments including Forex, bonds, stocks, funds, options, derivatives, commodities, loans, and retail investments. However, binary options trading is subject to limits.
Yes, users funding accounts via debit cards with TransferWise may need to upload scanned images of the front and back of their debit card for verification. This is part of the broker's compliance with regulatory requirements to verify user identity.
TransferWise supports various funding methods including bank transfers (ACH), debit and credit cards, wire transfers, mobile wallets, and Wise debit cards. Processing times vary from instant for cards and wallets to 1-3 business days for bank and wire transfers. Fees differ by method, with credit card deposits incurring higher fixed fees.
TransferWise Ltd is regulated by the UK's Financial Conduct Authority (FCA), a tier 1 regulator. It offers client fund insurance up to £85,000 under FSCS and follows strict regulatory standards including fund segregation. The FCA provides a complaint mechanism through the Financial Ombudsman Service.
TransferWise has 5 licence records with Wikilix, issued by 5 authorities across 5 jurisdictions. A licence on record means an authority published an entry; it is not an endorsement, and Wikilix does not issue authorisations.
TransferWise holds licence records issued by SFC, ASIC, FinCEN, FCA, ADGM. Each authority’s own record — its tier, jurisdiction and client-protection rules — is linked from this page.
5 of the licence records held by TransferWise come from tier-1 or tier-2 authorities (4 tier-1, 1 tier-2). Those regimes set the strictest capital, reporting and client-money requirements.
Not yet. None of the 5 licence records held by TransferWise has been located on an issuing authority’s register, so each should be read as claimed rather than confirmed. Every record links to the official register so you can check it yourself.
TransferWise has licence records in Hong Kong, Australia, United States, United Kingdom, United Arab Emirates. A licence applies in the jurisdiction that issued it; it does not by itself cover clients elsewhere.