Wikilix
Contract reading

What YADIX legally published, but does not want you to read

Every clause below is published by YADIX itself, on its own website, today. The finding is not that the text exists. It is the distance between what a client is shown and what a client agreed to. Read from its own documents on .

Contracting entity: Quantix FS Ltd

sole discretionhidden feeprofit voidingbonus lockwithdrawalsdeemed acceptancemarketing gapcounterpartyforum waiverkyc freeze

Yadix is a brand. Quantix FS Ltd in the Seychelles is the company that takes your money. Withdraw before trading 3 lots since your last deposit and the contract allows a fee of up to 10%, plus $50. The funding page promises segregated accounts never used for business, while the customer agreement segregates in the books only and lets the firm loan your money to itself. You get one business day to object to a trade before the record becomes binding on you.

Back to YADIX

Contract risk

Money at risk
8.5/10

Where this contract sitsHow far this contract goes, overall. Under 2 is nothing beyond the ordinary; 6 to 9 means several clauses put money you have already earned at risk; 9 and above reads as designed to make payout refusable.

0510
CriticalClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
10
FlaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
21
DocumentsHow many of the broker's own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
7
ContradictionsPlaces where a promise the broker makes in public is not kept by the clause that governs it.
7

How the 21 break downThe same flagged clauses, split by how much each one can cost you. Severity is our reading of the clause, not the broker's label.

Critical10
Warning8
Notice3

section 155 of 158is where the deepest clause sits: the very end of the document it is in

The numbers in this contractFigures taken from this broker's own clauses, so the labels differ from broker to broker. The four in the panel above are the same on every report.

4 of these 4 figures come from a clause we rate critical, which means it can take your money or your profit rather than only delay it.

Critical10%Fee you were not shown. Jump to the clause this comes from.10% withdrawal fee if you have not traded enoughCritical1 working daysTime to complain. Jump to the clause this comes from.One business day to object to any trade or statementCritical$20Fee on an unused account. Jump to the clause this comes from.A $20 monthly fee after three months without tradingCritical60 daysBonus requirement. Jump to the clause this comes from.One withdrawal cancels the bonus and the profits with it

What the documents say

21 clauses worth knowing about, worst first, each quoted from YADIX's own files

01

Ask for your money back before you have traded 3 lots since your last deposit and Quantix FS can take up to 10% of the amount you asked for. The same clause adds a $50 KYC fee before the payment goes out.

Why this matters

Ask for $1,000 back after a quiet month and $150 of it can stay with Yadix. The fee also applies where the firm finds or suspects any other form of abuse, and the contract never says what that means.

Exhibit 1CriticalRarely seen10%

In case the Customer performs a withdrawal request without completing a minimum volume of three (3) lots on Forex and/or Commodities, or 30 lots of Indices from the last deposit made or if any other form of abuse is found or suspected, QFS will levy the Customer’s account with a fee of up to 10% of the total withdrawal sum.
Clause D.4.3 in Customer Agreement, p.5
Read from the broker's site on Open the reference

Where it sits: section 39 of 158 in the Customer Agreement, near the start.

What it costsA $1,000 withdrawal after less than 3 lots of trading returns $850. Yadix keeps $100 as the fee and $50 as the KYC charge.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must set out all costs and charges to a retail client before that client trades. This charge sits in the customer agreement, and the funding page says only that additional processing fees may apply.

YADIX is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Our readingVolume conditions attached to a bonus are common. A percentage charge on your own deposited money for not trading enough is a penalty on the withdrawal itself, and it applies with no bonus anywhere in the picture.

  • Worse together with Exhibit 7The firm picks the method and the timing of the payment, and this fee comes off whatever it decides to send.
02

Yadix tells you on its funding page that client money sits in segregated accounts and is never used for business operations. The customer agreement says accounts are segregated in the books and records of Quantix FS only, and that your funds sit with a liquidity provider the firm picks.

In plain words

Liquidity providers are outside banks and brokers.

Why this matters

Your deposit can be pledged, invested or loaned out by Quantix FS, including to itself, under the clause headed Use of Monies. If the firm fails, its own risk statement says money it keeps separate may still be exposed to other creditors.

Exhibit 2CriticalRarely seen

Customer acknowledges and agrees that Accounts are segregated in the QFS’s books and records only, and Customer’s funds are not FDIC-insured and are deposited with a liquidity provider selected by QFS in its sole discretion.
Clause B.1 in Customer Agreement, p.1
Read from the broker's site on Open the reference

Where it sits: section 70 of 158 in the Customer Agreement, 44% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus), ASIC (Australia)

Firms licensed by the FCA, CySEC or ASIC must hold retail client money in segregated accounts at approved institutions and cannot use it in their own business. This contract puts the segregation in the books and records, and hands the money to a provider chosen at the firm's discretion.

YADIX is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Our readingLending client assets back out is a prime brokerage mechanism. In a retail trading agreement it means the balance on your screen is a debt the firm owes you, not money set aside for you.

03

Break any term of the customer agreement, however small, and Quantix FS treats it as a material breach. It can then close every account you hold, cancel your orders and annul all the profit you made.

Why this matters

Failing to tell the firm that someone else looked at your account is written into the contract as a breach of these terms. Once a breach is called, your profit is at risk and the decision belongs to the firm's absolute discretion.

Exhibit 3CriticalHarder than usual

The Customer agrees that any breach of the terms listed herein will be construed as a material breach. QFS, at its absolute discretion reserves the right to terminate, close or suspend all accounts, cancel any/all orders and annul all profits gained.
Clause CUSTOMER'S DECLARATION 2 in Customer Agreement, p.18
Read from the broker's site on Open the reference

Buried at section 155 of 158 in the Customer Agreement, 98% of the way through.

  • Worse together with Exhibit 8The promotions terms reach the same annulment on suspicion alone, so a client in a promotion can be caught by either route.
  • Worse together with Exhibit 12The strategy the execution page advertises for is barred by a warranty, and breaking a warranty is the breach that triggers this clause.
04

You get one business day to object in writing to a trade or an account statement. After that, clause D.2 makes the broker's record conclusive and binding on you.

Why this matters

Miss the day and your silence is treated as approval of everything Quantix FS did. The day runs even if the confirmation never reached you, because the contract says not receiving it does not relieve you of the duty to object.

Exhibit 4CriticalHarder than usual1 working days

Reports of the confirmation of orders and statements of Accounts for Customer shall be deemed correct and shall be conclusive and binding upon Customer if not objected to immediately upon receipt and confirmed in writing within one (1) business day after the execution of the Customer’s order.
Clause D.2 in Customer Agreement, p.4
Read from the broker's site on Open the reference

Where it sits: section 33 of 158 in the Customer Agreement, near the start.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must give retail clients a written complaints procedure and access to an independent scheme, on timescales measured in months. This contract closes the point after one business day.

YADIX is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 17A complaint that survives the one day window then goes to private arbitration, where you cannot join other clients.
05

The homepage sells a no conflict of interest model where Yadix earns on volume and not on client losses. In the customer agreement you consent to Quantix FS acting as the counterparty to any trade you place.

In plain words

On a principal basis, as your counterparty, means the broker takes the other side of your trade itself. Your loss is then the firm’s gain, so it has an interest in how your trade ends.

Why this matters

When the firm is on the other side of your trade, your loss is its gain. The contract asks for that consent once, in a clause headed Cross Trade Consent, while the marketing tells you the conflict does not exist.

Exhibit 5CriticalStandard wording

Customer hereby acknowledges and agrees that QFS may act as the counterparty to Customer for any trade entered for the undersigned’s Account.
Clause C.7 in Customer Agreement, p.5
Read from the broker's site on Open the reference

Where it sits: section 48 of 158 in the Customer Agreement, 30% of the way through.

06

Stop trading and stop depositing for three months and Quantix FS calls the account dormant. From then it takes $20 a month out of your balance.

Why this matters

A $60 balance is gone in three months of doing nothing at all. The clause above it lets Yadix close any account holding less than $20 without telling you first, and charge up to one more month of the fee on the way out.

Exhibit 6CriticalHarder than usual$20

Dormant accounts. Dormant accounts are charged a monthly fee of $/€ 20.00 depending on the account’s currency. A dormant account is defined as an account with no incoming funds and no trading activity during the past three months.
Clause D.4.9 in Customer Agreement, p.5
Read from the broker's site on Open the reference

Where it sits: section 45 of 158 in the Customer Agreement, 28% of the way through.

What it costsA dormant account holding $100 is empty after five months. The fee takes $20 a month and nothing needs to happen for it to run.

What happens, and when

The stages this clause runs through, taken from the broker's own document
TriggerWhat the broker may then doClause
After 3 monthsNo trading and no incoming funds for three months makes the account dormant.D.4.9
Every month afterQuantix FS charges $20 a month against the balance.D.4.9
Balance under $20Quantix FS can close the account with no notice and charge up to one more month of the fee.D.4.8

The strategies Yadix advertises for are the ones its contract bars

The execution page answers that there are no strategy restrictions and names arbitrage and HFT traders as the biggest beneficiaries. Clause C.1.k has you warrant that you will not trade for arbitrage or exploit market gaps, and a breach lets Quantix FS annul all profits. The free VPS carries a $30 monthly charge in the promotions terms that the VPS page never mentions.

Claim against clause2 clauses flagged

The execution page says there are no strategy restrictions and names arbitrage and HFT traders as the ones who benefit most. In the customer agreement you warrant the opposite: that you will not trade for arbitrage or to exploit market gaps.

Why this matters

Breaking that warranty is a breach of the terms, and a breach lets Quantix FS annul all profits gained. A second clause lets the firm hold back any funds it suspects came from what it calls Manipulation.

Exhibit 12CriticalHarder than usual

Customer will not engage in FX transactions for purposes of arbitrage or exploitation of temporary inaccuracies in any exchange rates or technical discrepancies, or to exploit market gaps.
Clause C.1.k in Customer Agreement, p.3
Read from the broker's site on Open the reference

Where it sits: section 25 of 158 in the Customer Agreement, near the start.

The VPS page invites you to register and get a free VPS, with no conditions on the page. The promotions terms take $30 from your trading account for any month you do not trade 10 lots.

Why this matters

The charge comes out of your balance, not off a card, so a quiet month costs you $30 of trading money. The signals promotion works the same way at $20 a month if you trade under 3 lots.

Exhibit 13WarningHarder than usual$30

Should the Client fail to achieve the monthly requirement, the client agrees to have subscription fee of 30 USD sum deducted from the MT4 trading account’s balance.
Clause VPS Promotion 11 in Promotions Terms, p.8
Read from the broker's site on Open the reference
Our own capture of yadix.com, taken on Sep 15, 2026The claim, on VPS promotion page, under the heading Register and Get Free VPS!Visit this page on the broker's siteDownload the full size image file

Yadix advertises 24 hour withdrawals and its contract promises no date at all

The funding page says withdrawal requests are processed within 24 hours. The customer agreement sets no deadline for paying you, and clause D.4.1 lets Quantix FS limit your withdrawal options at its sole discretion. Clause D.4.5 puts every transfer, exchange and commission cost on the client who asked for the money.

Exit conditions1 clause flagged

Quantix FS can limit how you take your money out whenever it decides to. The customer agreement sets no deadline anywhere for paying a withdrawal, while the funding page advertises 24 hours.

Why this matters

Nothing in the contract obliges Yadix to pay you by any date. It also chooses the method, can send the money back to where it came from, and puts every transfer, exchange and commission cost on you.

Exhibit 7CriticalHarder than usual

To prevent money laundering, fraud, and other unauthorized activity, QFS may limit Customer’s withdrawal options at its sole discretion.
Clause D.4.1 in Customer Agreement, p.4
Read from the broker's site on Open the reference

Where it sits: section 35 of 158 in the Customer Agreement, near the start.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must return a retail client's money promptly and can only hold it back on grounds they can evidence. This contract gives Quantix FS the discretion and gives you no date.

YADIX is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Any breach of the terms lets Yadix annul the profit in your account

The customer's declaration makes any breach of the agreement a material breach, and lets Quantix FS close every account you hold, cancel orders and annul all profits gained. The promotions terms reach the same result on suspicion alone, across every account the firm connects to you. Neither clause requires anyone to show you evidence first.

Profit voiding1 clause flagged

Join any Yadix promotion and suspicion is enough. If the firm suspects an expert advisor, a copied signal or bonus abuse, it can strip the bonuses from every account it links to you and annul all the profit you gained.

Why this matters

Nobody has to show you evidence. The promotions terms turn on the words suspicion or indication, and the company decides at its absolute discretion which accounts are connected to you.

Exhibit 8CriticalHarder than usual

If there is any suspicion or indication of arbitrage trading, bonus abuse, swap abuse or any form of manipulation, including but not limited to risk free trading, trading activity patterns that indicate that the Client aims to benefit financially promotions without being genuinely interested in trading the markets and/or taking market risk, including risking bonus equity only and other no-risk trading strategies, the company, at its absolute discretion reserves the right to remove all bonuses from all trading accounts connected to the client, disqualify the client from all future bonuses, close or suspend all orders and annul all profits gained.
Clause Promotion General Terms 18 in Promotions Terms, p.10
Read from the broker's site on Open the reference

One withdrawal ends the Yadix promotion and the profit it produced

The 50% bonus needs 0.1 lots traded for every $1 credited, inside 60 days. Any withdrawal before that is done, including a transfer between your own accounts, removes the bonus and annuls the promotion activity. On the no deposit bonus a withdrawal also removes any remaining balance.

Bonus lock1 clause flagged

Withdraw anything while a Yadix promotion runs, even a transfer between your own accounts, and the bonus is removed. On the Classic bonus the terms then annul all activity to date, which takes the gains the promotion produced.

Why this matters

You have 60 days to trade 0.1 lots for every $1 of bonus credited. Touch your money before that is finished and the credit and the promotion profits go, whatever your reason for the withdrawal.

Exhibit 9CriticalHarder than usual60 daysNew

Any withdrawal from the account, including internal transfers, prior to completion of the requirements will result in the removal of the bonus, the discontinuation of participation in the promotion and in turn annul all activities related to the promotion.
Clause Bonus Account Promotion 50%, 11 in Promotions Terms, p.1
Read from the broker's site on Open the reference

What it costsA $1,000 deposit with the 50% bonus gives $500 of credit. That needs 50 lots traded inside 60 days before you can take anything out.

  • Worse together with Exhibit 8A withdrawal ends the promotion, and a suspicion about how you traded ends it across every account the firm links to you.
  • Worse together with Exhibit 20Sharing a home connection can make you ineligible, and an ineligible client's gains can be annulled as well as the bonus.

Yadix can charge 10% of a withdrawal for not trading enough

Clause D.4.3 lets Quantix FS take up to 10% of any withdrawal made before you trade 3 lots since your last deposit, and add a $50 KYC fee on top. Clause D.4.1(a) charges $50 or $100 for identity checks whenever the firm decides to run them. Clause D.3 lets Yadix change any charge without notice and take it straight from your balance.

Cost disclosure2 clauses flagged

Quantix FS can run enhanced checks on you at any time it chooses, before or after you start trading. It then charges your account $50 for onboarding checks or $100 for an enhanced AML check.

Why this matters

You pay for the broker's own compliance work, and the broker decides when that work is needed. A $50 charge lands again at withdrawal time if you have not traded 3 lots since your last deposit.

Exhibit 10WarningRarely seen$100

AML Verification Fees: QFS may conduct enhanced due diligence at any time, at the sole discretion of the Company
Clause D.4.1(a) in Customer Agreement, p.4
Read from the broker's site on Open the reference

Where it sits: section 37 of 158 in the Customer Agreement, near the start.

Our readingBrokers treat identity checks as their own cost of doing business. Passing a fixed charge for them to the client's balance, at the firm's discretion and with no cap on how often, is unusual in a retail account.

Clause D.3 lets Quantix FS change its charges without telling you, then take them out of your account. The contract names statement charges, idle account charges and order cancellation charges, and prices none of them.

Why this matters

You cannot check a cost against a published list, because the agreement contains no list. A later clause repeats that commissions and other costs can vary with no written notice to you.

Exhibit 11WarningHarder than usual

Customer shall pay such charges (including, without limitation, markups and markdowns, statement charges, idle Account charges, order cancellation charges, Account transfer charges, introducing broker and Money Manager fees, or other charges) arising out of QFS providing services hereunder. QFS may change its charges without notice.
Clause D.3 in Customer Agreement, p.4
Read from the broker's site on Open the reference

Where it sits: section 34 of 158 in the Customer Agreement, near the start.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must give retail clients a clear statement of costs and charges and tell them when it changes. This contract reserves the right to change charges without notice.

YADIX is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Yadix can rewrite the terms, the leverage and the spread while you hold positions

Clause B.1 lets Quantix FS amend the agreement at any time and post the new version on yadix.com. Leverage and spreads can be raised or cut at sole discretion without notice. The risk statement also says losses can run past your account value, and no document promises negative balance protection.

In plain words

Negative balance protection is a limit that stops you owing more than you put in. Without it, one fast market move can leave you owing the broker money on top of your deposit.

Unilateral control3 clauses flagged

Quantix FS can amend the customer agreement whenever it likes and post the new version on yadix.com. It can also cut or raise your leverage and widen spreads at its own discretion, without notice.

Why this matters

You are held to a contract you have to re-read to know. A leverage cut with no notice can push your open positions into a margin call the same day, which is a demand for more money to keep them open.

Exhibit 14WarningHarder than usual

QFS may amend, change, revise, add or modify the Agreement at any time. The most current Agreement will be posted to the domain http://www.yadix.com (“Website”).
Clause B.1 in Customer Agreement, p.1
Read from the broker's site on Open the reference

Where it sits: section 7 of 158 in the Customer Agreement, near the start.

The risk statement says losses can extend beyond your account value. No clause anywhere promises negative balance protection, which is the write off that stops you owing a broker after a sharp market move.

Why this matters

A weekend gap can leave you owing Quantix FS money. One clause lets the firm move funds between any accounts you hold, and another puts a security interest over everything sitting in your account.

Exhibit 15WarningStandard wording

Trading in margined CFD products involves a high degree of risk including the risk of loss of the Customer’s entire Risk Capital deposited with QFS. Losses, in some cases, have the potential to extend beyond the Customer’s Account Value.
Clause I.1 in Customer Agreement, p.11
Read from the broker's site on Open the reference

Where it sits: section 91 of 158 in the Customer Agreement, 58% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus), ESMA (EU)

Firms licensed by the FCA or CySEC, and firms under ESMA rules, must give retail clients negative balance protection so a client cannot lose more than the money in the account. This contract says losses can go further.

YADIX is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Promotions allow one account per person. The general terms bar registrations from the same IP or physical address, and let Yadix void the account, take back any bonus and annul the gains from it.

Why this matters

A partner or a flatmate trading from the same home connection puts your promotion and your gains at risk. The terms never ask whether you knew about the other account.

Exhibit 20WarningHarder than usual1New

Eligible Clients are permitted to hold only one (1) account for the purpose of the promotion. Multiple account registrations from the same IP or physical address or with the same registered personal details are not permitted.
Clause Bonus Account Promotion 50%, 5 in Promotions Terms, p.1
Read from the broker's site on Open the reference

One business day to object, then the Yadix record is binding

Clause D.2 gives you one business day to object in writing to a trade or a statement, after which it is conclusive and binding on you. Not receiving the confirmation does not extend that day. Disputes then go to private arbitration at the ICDR, with no class actions and nothing said in public.

Complaint window1 clause flagged

Every dispute with Quantix FS goes to binding arbitration at the International Centre for Dispute Resolution. You cannot join other clients, and neither side may reveal that the case exists.

Why this matters

Running a case alone costs more than most retail accounts hold, which prices small claims out. Yadix also records your calls, owns the recordings, and destroys them at intervals it sets for itself.

Exhibit 17WarningHarder than usual

Neither the Customer nor QFS shall be entitled to join or consolidate disputes by or against others in any arbitration, or to include in any arbitration any dispute as a representative or member of a class, or to act in any arbitration in the interest of the general public or of a private attorney general.
Clause J.5 in Customer Agreement, p.16
Read from the broker's site on Open the reference

Buried at section 136 of 158 in the Customer Agreement, 86% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must give retail clients free access to an independent complaints scheme, such as the Financial Ombudsman Service. This contract routes disputes to private arbitration instead.

YADIX is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Yadix can reopen your paperwork at any time and send the money back

Clause D.4.6 lets Quantix FS reverse funds to the sender, net of its fees, whenever it is not satisfied with your documents. The Refund Policy gives you 24 hours to produce whatever is asked for. Registering an account is also treated as consent to marketing on every channel the firm uses.

Document demands2 clauses flagged

Quantix FS can ask for identity and source of wealth documents at any point, not only when you sign up. If it is not satisfied with what you send, it can reverse your money to whoever sent it, minus its fees.

Why this matters

Your deposit can travel backwards out of the account while you are still arguing about a document. On a card refund the Refund Policy gives you 24 hours to produce what is asked for.

Exhibit 16WarningHarder than usual

If, at any time, QFS is not satisfied with the documentation provided by the Customer in relation to the withdrawal/ deposit, QFS reserves the right to reverse to the remitter any part of the Funds net of any transfer fees, KYC fees or other charges incurred by QFS, using the same transfer method as the one through which it originally received the Funds.
Clause D.4.6 in Customer Agreement, p.5
Read from the broker's site on Open the reference

Where it sits: section 42 of 158 in the Customer Agreement, 27% of the way through.

Opening an account is treated as your agreement to be contacted by email, SMS, telephone, messaging apps and push notifications. That paragraph is new since the version of the privacy policy archived in 2020.

Why this matters

You can unsubscribe, but only after the contact has started. Yadix also says it may collect your details from bought-in third party marketing lists.

Exhibit 21NoticeHarder than usualNew

By registering an account, you are giving consent to Communications and are opting in, the Client consents to receive communications from the Company through all available communication channels, including email, SMS, telephone, messaging applications, push notifications, and any other electronic or digital channels made available by the Company.
Clause 2 in Privacy Policy, p.3
Read from the broker's site on Open the reference

Where it sits: section 40 of 75 in the Privacy Policy, 53% of the way through.

Seychelles law, and an account Yadix can assign onward

Clause H.7 puts the agreement under the law of the Republic of Seychelles, wherever the client lives. Clause H.12 lets Quantix FS transfer your account to any legal entity after written notice, while you cannot assign yours without its consent.

Governing law1 clause flagged

The law of the Republic of Seychelles governs the agreement, wherever you live. Quantix FS can also transfer your account to any legal entity it picks, once it has sent you written notice.

Why this matters

Any claim has to be brought under Seychelles law. You cannot refuse the transfer of your account, and you cannot assign yours to anyone without the firm's written consent.

Exhibit 18NoticeStandard wording

This Agreement, and the rights and obligations of the parties hereto, shall be governed by, construed and enforced in all respects by the laws of the Republic of Seychelles, without regard to the choice of law principles.
Clause H.7 in Customer Agreement, p.10
Read from the broker's site on Open the reference

Where it sits: section 84 of 158 in the Customer Agreement, 53% of the way through.

Quantix FS Ltd holds the licence, the money and the discretion

Your contract is with Quantix FS Ltd, a securities dealer licensed by the Financial Services Authority of Seychelles under number SD021. Client accounts are segregated in the company's books and records only, and clause G.9 lets the firm pledge, invest or loan client funds, including to itself. No compensation scheme is named in any of the seven documents.

Who holds your money1 clause flagged

Yadix is a brand name. The company you contract with is Quantix FS Ltd, a securities dealer licensed by the Financial Services Authority of Seychelles under number SD021, at an address in Victoria, Mahe.

Why this matters

No compensation scheme is named in any of the seven documents. If Quantix FS fails, its own risk statement puts you in line with other general creditors.

Exhibit 19NoticeStandard wording

This Customer Agreement (“Agreement”) is entered into by and between the Customer and Quantix FS Ltd (referred to as QFS), a Financial Services Company, authorized and regulated as a Securities Dealer by the Financial Services Authority of Seychelles ("FSA") with license number SD021.
Clause Opening paragraph in Customer Agreement, p.1
Read from the broker's site on Open the reference

Where it sits: section 3 of 158 in the Customer Agreement, near the start.

Where the marketing and the contract disagree

A promise made in public, set against the clause that governs it

01

The funding page says client money is never used for business operations, and the customer agreement lets the firm lend that money to itself.

Said in public, in English

For added security, client funds are held in segregated accounts, separate from company operating funds, and are never used for business operations.

Secure Funding page, under the heading Fund Your Account Securely, with Zero Deposit Fees

In the contract · clause G.9

The Customer hereby also grants to QFS the right to pledge, re-pledge, hypothecate, invest or loan, either separately or with the property of other customers, to itself or to others, any funds, securities, currencies, and foreign currency or off-exchange options transactions of the Customer held by QFS as margin or security.

02

The homepage promises zero fees, and the contract allows a charge of up to 10% of a withdrawal plus $50 when you have not traded 3 lots.

Said in public, in English

BTC, USDT (ERC20 & TRC20), Skrill, Neteller, Credit/Debit Card Bank Transfers (Sepa/Swift) with zero fees.

Homepage panel headed Zero Fees & Fast Withdrawals

In the contract · clause D.4.3

In case the Customer performs a withdrawal request without completing a minimum volume of three (3) lots on Forex and/or Commodities, or 30 lots of Indices from the last deposit made or if any other form of abuse is found or suspected, QFS will levy the Customer’s account with a fee of up to 10% of the total withdrawal sum.

03

The funding page commits to 24 hours, and the customer agreement sets no deadline while letting the firm limit withdrawals as it sees fit.

Said in public, in English

Access your funds with confidence: Withdrawal requests are processed within 24 hours across all major funding methods, including cryptocurrency.

Secure Funding page, Fast Withdrawals panel

In the contract · clause D.4.1

To prevent money laundering, fraud, and other unauthorized activity, QFS may limit Customer’s withdrawal options at its sole discretion.

04

The homepage sells a no conflict of interest model, and the contract has you consent to the firm taking the other side of your trades.

Said in public, in English

Since 2010, Yadix has lead the market by offering regulated forex trading, the lowest market spreads, superior trading conditions and fast order execution using the no conflict of interest (straight through processing) execution model to offer full trading freedom to our traders.

Homepage, Why Choose Us section

In the contract · clause C.7

Customer hereby acknowledges and agrees that QFS may act as the counterparty to Customer for any trade entered for the undersigned’s Account.

05

The execution page answers that there are no strategy restrictions, and the contract makes you warrant that you will not trade for arbitrage or exploit market gaps.

Said in public, in English

No, as Yadix executes all trades directly to the real forex markets (liquidity providers), we operate a no dealing desk and no conflict of interest brokerage model.

Execution page FAQ, answering Are there any trading or strategy restrictions?

In the contract · clause C.1.k

Customer will not engage in FX transactions for purposes of arbitrage or exploitation of temporary inaccuracies in any exchange rates or technical discrepancies, or to exploit market gaps.

06

The page offers a free VPS with no conditions shown, and the promotions terms take $30 a month from your balance below 10 lots.

Said in public, in English

Your Free VPS is co-located in London to give you faster access to our Equinix LD4 trade servers and is optimised for faster trading.

VPS promotion page, under the heading Register and Get Free VPS!

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of yadix.com

In the contract · clause VPS Promotion 11

Should the Client fail to achieve the monthly requirement, the client agrees to have subscription fee of 30 USD sum deducted from the MT4 trading account’s balance.

07

The bonus page advertises easy withdrawals, and the bonus terms treat a withdrawal as the end of the promotion and of the profit it produced.

Said in public, in English

Withdrawing funds from your account is quick and easy as withdrawals are processed within 24 hours to the most popular methods, including Crypto Currencies.

Bonus Account promotion page, Fast Withdrawals panel

In the contract · clause Bonus Account Promotion 50%, 11

Any withdrawal from the account, including internal transfers, prior to completion of the requirements will result in the removal of the bonus, the discontinuation of participation in the promotion and in turn annul all activities related to the promotion.

What changed quietly

First reading of Yadix, so there is nothing to compare it against yet.

  • REWRITTENClause Classic Account Bonus 25%, 12 · 2014-01-14 (archived) to current, no version stated

    A promise that withdrawals would never affect a promotion has become a rule that any withdrawal ends the promotion and annuls the activity behind it.

    Any withdrawal from the account, including internal transfers, will result in the removal of the bonus sum and discontinuation of participation in the promotion and in turn, annul all activity to date.

  • REWRITTENClause Bonus Account Promotion 50%, 5 · 2014-01-14 (archived) to current, no version stated

    Holding several accounts used to be encouraged, and now a second account on the same connection or address breaks the rules.

    Eligible Clients are permitted to hold only one (1) account for the purpose of the promotion. Multiple account registrations from the same IP or physical address or with the same registered personal details are not permitted.

  • ADDEDClause 2 · 2020-02-11 (archived) to current, no version stated

    Opening an account now counts as consent to marketing on every channel the firm uses, which the 2020 policy did not say.

    By registering an account, you are giving consent to Communications and are opting in, the Client consents to receive communications from the Company through all available communication channels, including email, SMS, telephone, messaging applications, push notifications, and any other electronic or digital channels made available by the Company.

  • REWRITTENClause 1 · 2020-02-11 (archived) to current, no version stated

    Registration was added to the list of acts that count as reading and accepting the privacy policy.

    By accessing our websites including, registering an account or using any of the communication channels to contact us, we consider that you have read and understood the terms of this notice and how we process any information you disclose to us including personal data prior to becoming a client.

The documents this reading is based on

7 files, all published by YADIX. Each shows when we read it and a fingerprint of its wording.

WIKILIX keeps the copy of each file it read, and does not republish it: what is published is the fingerprint of its wording. Download the file yourself and hash its text, lowercased with runs of whitespace collapsed, and a matching fingerprint means the wording quoted above is still the wording YADIX publishes.

How this reading was done

Every clause above was read out of a document YADIX publishes itself

This reading was published on .

Documents
7 of 7downloaded from the broker's site, and 7 read in full
Pages opened
22pages walked to find those documents, footer links included
Older copies
5earlier versions downloaded, 3 identical to the copy we hold by fingerprint
Marketing pages
9public pages set against what the contract says
Position measured
17clauses whose position was counted: which numbered section of the document holds them, out of how many

Who the contract is with

Quantix FS Ltd

Your contract is with Quantix FS Ltd, which the customer agreement shortens to QFS and which gives its address as Office 3, Suite C, Second Floor, Orion Mall, Palm Street, Victoria, Mahe, Seychelles. Yadix is the brand on the website, and the footer describes the licence as held by the brand rather than by the company. One entity appears across all seven documents, and no second company is named as a contracting party. The refund policy and the privacy policy send you to info@quantixfs.com, not to a yadix.com address, which is the clearest sign in the documents of who you are actually dealing with.

Quotations are copied verbatim from the documents named above, with the clause number and the page each one came from. Where a clause is quoted in another language, the original is shown first and the English is a translation.

The plain-language parts, what a clause means for a client, how ordinary it is, and how it reads against a regulated standard, are WIKILIX's analysis and are labelled as such on every card. This is a reading of public documents, not legal advice and not an allegation of wrongdoing.

In fairness, and what we could not check

A reader who knows the edges of the work can trust the middle of it

Yadix publishes a full document set and charges nothing to read it: a customer agreement, promotions terms, a refund policy, a privacy policy, and separate AML and KYC policies, all as downloadable PDFs linked from the footer of every page. The funding page states the same method rule that the contract states, so profits leaving by bank transfer is not a surprise sprung on you later. The insurance promotion prints its claim window and its percentage tiers on the page rather than hiding them in the terms. The risk disclosure is long and unusually frank about the firm's own solvency, including a plain warning that your claim may rank with other general creditors if the company fails.

Yadix publishes no fee schedule, no complaints procedure and no conflict of interest policy, so the charges named in the customer agreement cannot be checked against any price list. None of the documents carries a version number or a date, so the files themselves give no clue when a clause last changed. We read all seven current documents in full. Of the five earlier copies, we read the 2014 promotions terms and the 2020 privacy policy; the earlier AML policy, KYC policy and refund policy match the current files exactly by fingerprint, so we did not read them a second time. The site is published in English only, so this reading sets English marketing against an English contract.

How to check any of this yourself

Every quote above links to the YADIX file it came from. This is what to do with it.

Open the three stepsFind the words in the source, work out the fingerprint, and read what a difference does and does not prove.

Open the source and search for the words

Every quote has a link under it. Open the file, or the web page, and search it for the words we quote. The clause number next to the quote tells you where to look.

If the words are not there any more, the source may have changed after we read it. That is worth knowing too. We keep the date we read it, and a code worked out from its wording, so the quote stays checkable.

What a fingerprint is

A fingerprint is a code worked out from what a source says. Change one word and the code changes completely. We keep two codes for every file we read, and the panel on each source shows both.

The first is the code of the exact file we downloaded. The second is the code of its wording alone, with capital letters lowered and runs of spaces collapsed. When the same words are saved as a new file, the first code changes and the second one stays the same.

Only the first code can be worked out on your own computer. Save the file, then run one of these, putting the name of the file you saved where the example is. The panel on each source prints the command with that source's real file name already in it.

macOS or Linux:
  shasum -a 256 the-file-you-saved.pdf

Windows:
  certutil -hashfile the-file-you-saved.pdf SHA256

The two codes are different from each other, and they are not meant to match. Comparing one against the other proves nothing.

What a difference means, and what it does not

A different file code on its own proves nothing. A PDF saved again with a new date inside it is a new file saying exactly the same thing.

A different wording code means the words themselves changed. That is the one that matters, and it is why we keep it.

Even then, a change is not proof of bad faith. Companies update their documents. What this report says is what the document said on the day we read it, and every quote carries that date.

A source that is a web page and not a file has no file to save, so only the code of its wording is shown.

How this report is made

Every clause quoted above comes from a document YADIX publishes on its own website, downloaded and hashed on the date shown, with the clause number and page recorded so any reader can check it. We do not allege anything the documents do not say, and we do not judge YADIX on anything other than its own published terms and its own public marketing. Where a clause has a qualifier that softens it, the report says so. Last read Sep 15, 2026.

If you represent YADIX and a clause has changed, been withdrawn, or is being read out of context, tell us and we will re-read the documents and update this page. Corrections from the broker are welcome and are published with the reading they change. Contact us.

This is a reading of a contract, not legal advice and not a ruling on YADIX. Whether its licence is real and current is a separate check on the broker profile.

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