The UK Financial Conduct Authority (FCA) has prohibited Howard Roland Duckett from working in financial services, citing a serious lack of honesty and integrity. Mr Duckett was a senior manager at Beauforce Corporation Limited, a debt management firm.
The ban follows findings by the High Court, which disqualified Mr Duckett from acting as a company director for 10 years. The Court concluded that, while serving as director of an unrelated company, he failed to maintain adequate records. It also found that he repeatedly lied and attempted to rely on fabricated evidence in order to distance himself from that company and deny that he was a director.
According to the Court, Mr Duckett’s conduct included falsely claiming that a fictitious individual was responsible for running the business. Despite this disqualification, Mr Duckett did not inform the FCA of the Court’s decision.
Action against Beauforce Corporation Limited
Regulatory action has also been taken against Beauforce Corporation Limited. In November 2025, the FCA restricted the firm from carrying out any regulated activities. As a result, the company is no longer permitted to provide regulated debt advice or debt management services to consumers.
In addition, the FCA ordered Beauforce Corporation Limited to stop accepting money from consumers and to return any money held in its bank accounts. These measures are intended to protect consumers who might otherwise rely on the firm for debt management services.
Implications for consumers
Consumers currently using Beauforce Corporation Limited for debt management are directly affected by these restrictions. Those who have a debt management plan arranged with the firm are advised to stop making payments under that plan and seek alternative support.
The combination of the FCA’s ban on Mr Duckett and the restrictions on Beauforce Corporation Limited underscores the regulator’s focus on integrity and record-keeping standards within the financial services and debt management sectors.
