Wikilix

Independent payout review

Is FundedBull legit?

CollapsedConfidence: medium1 evidenced payouts

What WIKILIX could independently evidence about FundedBull's payouts, terms and corporate identity — with the source behind every finding.

WIKILIX trust rating

1.5/5Trust rating 1.5 out of 5

Derived from the risk score — 5 stars is the lowest risk.

Risk score

88/100

Evidenced payouts

1

Higher is riskier

Does FundedBull pay out?

The verdict, the risk score and the figures behind them.

Payouts stopped on a datable day and the collapse signature is present.

On the evidence available in September 2026, FundedBull is not a firm a trader can expect to be paid by. The marketing site is still online and still advertising discount codes, but the operation behind it has been silent for roughly twenty-one months and its trader dashboard is unreachable.

  • Every official channel stopped posting in late 2024: Telegram on 14 November, Facebook on 2 December, X on 24 December.
  • The trader dashboard and checkout at my.fundedbull.com failed to respond on repeated checks during this review, so the account area and payout request route are effectively offline.
  • Exactly one payout is evidenced, in November 2024. Nothing since.
  • A September 2025 report describes an account frozen after a passed evaluation with support unreachable.
  • The LinkedIn page linked from the firm's own footer no longer exists, and the YouTube channel has never carried a single video.
88risk / 100
Higher is riskier
medium confidence
Evidenced payouts
11 disputed
most recent 15 Nov 2024
Payout model
90% profit split on standard plans (50/50 on Lite), first payout after 14 days in the funded stage and 5 trading days, then every 7 days, $500 minimum
Simulated demo environment only, no broker or liquidity provider named anywhere on the site
Capital
Simulated / demo
No client funds are held and no broker account is opened

Risk breakdown

Six axes, each scored 1-10. Higher means more risk.

Six axes, scored 1 to 10, where a higher number means more risk. Being unregulated is normal for a prop firm and is not scored against them.

  • Identity & transparency3/10

    Named CEO with a checkable career history, legal entity verified on the Singapore register with matching name, address and date, and no overstated status claims anywhere on the site.

  • Payout9/10

    One evidenced payout in November 2024 and none since, one report of an account frozen after a passed evaluation, and the dashboard through which payouts are requested is unreachable.

  • Terms & rug-pull risk8/10

    Amendment effective immediately on posting, termination at sole discretion, forfeiture of funds and profits on termination, and a consistency requirement with no published numeric threshold.

  • Trading conditions4/10

    The simulated model is stated plainly and consistently across marketing and terms, which is credited, but no broker or technology provider is named and one advertised platform never arrived.

  • Reputation8/10

    Around fifteen reviews in total, twelve of them five stars clustered in the launch window, no company replies, no independent forum discussion, and one unanswered payout-integrity accusation.

  • Operational & social10/10

    Every channel silent since November and December 2024, the linked LinkedIn page gone, an empty YouTube channel, a near-idle Discord and an unreachable trader application.

Payout reality

Whether the money actually arrives, and what we could evidence.

One payout can be evidenced. It is from November 2024, and nothing has been evidenced since.

  • What money leaving looks like here: a dated public review of 15 November 2024 describing a first payout arriving in about eight hours against a stated 24 to 48 hour window. That is a genuine artefact and it is credited.
  • Nothing after it. Across the firm's own Telegram and Facebook, its public review page and prop-firm directories, no dated payout artefact exists from 2025 or 2026. The firm's Discord remains open with roughly 2,265 members but only around 30 present and barely any message traffic.
  • One payout-integrity report against it: a 29 September 2025 account describing a challenge passed, the account then frozen, and support contactable at no working address.
  • The payout route itself is down. A payout is requested from the trader dashboard, and that dashboard did not respond on three separate checks spanning several minutes during this review. A trader with a funded balance today has no working way to ask for it.
  • The review pattern is thin and oddly shaped: around fifteen reviews in total, twelve of them five stars and clustered in the launch window of mid-2024, with no company replies on record.
  • The firm was never accepted onto the main prop directory's verified list, which requires a documented payout history.

This is not a firm with a proven record of refusing to pay. It is a firm that paid at least once, then went quiet, and whose payout machinery no longer answers.

How the program works

The evaluation, the funded phase and what the firm keeps.

A buyer pays a one-off, non-refundable fee for a simulated evaluation account. Three formats are sold, 1-Step, 2-Step and 3-Step, at $5K, $10K, $25K, $50K, $100K and $250K, with a cheaper Lite tier at a 50/50 split. A 2-Step $25K account listed at $189, discounted to about $152 with the standing promotional code.

  • Targets and limits: on the 2-Step $25K, a 5% target at stage two, 8% maximum loss and 4% maximum daily loss.
  • Minimum trading days: five, and a day only counts if it contributes at least 0.5% of the profit target.
  • No stop-loss requirement, no time limit, weekend and overnight holding allowed, leverage 50:1.
  • Profit split: advertised as 90% on standard plans.
  • Payout cadence: first request after 14 days in the funded stage, then every seven days, $500 minimum, and the account is locked while a payout is processed.
  • Platforms: DXTrade, MatchTrader and cTrader, with TradeLocker still marked as coming soon two years after launch.

All of this is priced and described on a site whose purchase and account pages did not respond during this review.

Who they are

The company behind the brand, and where it is registered.

  • Brand: FundedBull
  • Legal entity: RateRight Pte. Ltd., named consistently on the home page, contact page and Terms of Use
  • Registered: Singapore, UEN 202417695M, incorporated 3 May 2024, status Active on the corporate register as of July 2026
  • Registered address: 68 Circular Road, #02-01, Singapore 049422
  • Website: fundedbull.com, with the trader area on my.fundedbull.com
  • Founded: entity incorporated May 2024, product launched July 2024
  • Team disclosed: yes. Desimir Paskalev is named as CEO and co-founder, with a decade at the broker XM in partner relations, and he gave an on-the-record launch interview to a trade publication in August 2024. He is also the named creator of the official Discord invite.
  • Where it accepts traders from: a long restricted-country list is published, and the firm states plainly that it does not provide brokerage services, does not hold customer funds, and does not carry out regulated activity

Note that fundedbullfx.com carries a separate review listing under a similar name. It is a different domain and a different operation, and nothing from it is used here.

Company on record

The legal entity named in the terms, as found on a public registry.

Legal name
RATERIGHT PTE. LTD.
Registration number
202417695M
Jurisdiction
Singapore
Incorporated
2024-05-03
Registered address
68 Circular Road, #02-01, Singapore 049422
Registry
Accounting and Corporate Regulatory Authority (Singapore)
Verified against the registryOpen the registry entry

Why this verdict

How the findings add up to this verdict.

The collapse pattern is present with dates on more than one axis, which is what separates a dormant firm from a merely quiet one.

  • Coordinated silence across every channel in late 2024. Telegram 14 November, Facebook 2 December, X 24 December. A public comment on the Facebook page asking why it had gone quiet was never answered.
  • The trading and payout application is offline, not slow. The marketing shell is served separately and remains up.
  • Infrastructure decay: the LinkedIn page the firm still links to from its own footer no longer exists, and the YouTube channel it links to has no content at all.
  • The only payout-integrity complaint on record arrived after the silence began and describes exactly the failure the silence predicts.
  • Terms that would give the firm cover if it wanted it: unilateral amendment effective immediately on posting, termination at sole discretion, and forfeiture of funds and profits on termination.

What holds the assessment back from a finding of deliberate non-payment is that no pattern of refusals exists. There is one disputed account and one successful payout. The honest reading is abandonment rather than a payout-denial operation.

Counterpoints

The strongest case in their favour, and what would change our mind.

The case in their favour

The fair case for FundedBull, stated properly:

  • The disclosure was genuinely honest where many competitors obscure. The site states plainly that accounts are simulated, that the company holds no customer funds, provides no brokerage service, and carries out no regulated activity. It claims no licence it does not hold. That is better conduct than much of this industry.
  • The people were real and checkable. A named CEO with a verifiable decade at a well-known broker, an on-the-record launch interview, and the same person visible as the creator of the official community server.
  • The legal entity is real and still current. Incorporated in Singapore in May 2024, matching the address and name printed on the site, and still registered rather than struck off.
  • It did pay. The one payout on record arrived faster than promised, which is a real data point in its favour.
  • The rules were trader-friendly on paper: no stop-loss requirement, no time limit, weekend holding permitted, and a 90% split.

None of that changes what has happened since, but a reader should know this was a competently presented business rather than an obvious front.

What would change our mind

Specific, checkable things that would move this either way.

  • Upward: the trader dashboard at my.fundedbull.com coming back online and processing a payout request.
  • Upward: any dated payout artefact from an identifiable trader carrying a 2026 timestamp, on the review page, in the Discord payout channel, or in a public forum thread where the poster answers follow-up questions.
  • Upward: the official Telegram, X or Facebook accounts resuming a regular posting schedule, and the firm publicly answering the September 2025 frozen-account report with specifics.
  • Upward: a published numeric threshold for the consistency requirement, replacing the current undefined wording.
  • Downward: further reports of accounts frozen after passing, or of payout requests going unanswered.
  • Downward: the checkout being restored and selling evaluations while the payout route stays broken.
  • Downward: the Singapore entity being struck off, or a regulator naming this domain.

Evidence ledger

Every finding behind the verdict, with its source.

7 against3 in favour
  • Against

    E1The trader dashboard and checkout application returned a connection timeout on three separate checks during this review, so the account area and the payout request route are not functioning while the marketing site remains served.

  • Against

    E2The official Telegram channel has 63 subscribers and its most recent message is dated 14 November 2024, a promotional post. Nothing has been published in roughly twenty-two months.

  • Against

    E3The official Facebook page has 289 followers and its last post is dated 2 December 2024. A public comment asking why the page had gone quiet was left about a year ago and never answered.

  • Against

    E4The official X account has 1,335 followers and its most recent post is a Christmas greeting dated 24 December 2024.

  • Against

    E5The LinkedIn company page linked from the firm's own site footer returns a page-not-found error, and the linked YouTube channel exists but contains no content at all.

  • In favour

    E6A dated review of 15 November 2024 describes a first payout arriving in about eight hours against a stated 24 to 48 hour window. This is the single evidenced payout on record and the most recent one.

  • Against

    E7A review dated 29 September 2025 reports the account frozen after the challenge was passed, with the published support addresses returning as invalid. The firm did not reply.

  • Against

    E8The Terms of Use state that the company may modify the terms at any time with changes effective immediately on posting, may terminate at its sole discretion, and that on termination the user forfeits any rights to funds or profits. Only unbreached accounts are eligible for payouts even where gains exist.

  • In favour

    E9The operating entity RateRight Pte. Ltd. is confirmed on Singapore corporate records as UEN 202417695M, a private limited company incorporated on 3 May 2024, currently Active, registered at Circular Road 049422, matching the name, address and dates printed on the firm's own pages.

  • In favour

    E10The firm's own contact and about pages state that it does not provide brokerage or trading services, does not hold custody of investor funds, and offers simulated demo accounts, with programme fees used for operational expenses. No licence or regulated status is claimed and no deposit or cashier route exists.

Official channels

Official accounts and the captures we archived.

Official channels

Audience size and the latest post we could see, captured on the review date. A prop firm usually goes quiet before it stops paying, so an inactive channel is worth noticing.

  • @fundedbull
    63members
    last post
  • XQuiet
    @FundedBull
    1 335followers
    last post
  • @fundedbullcom
    289followers
    last post
  • @FundedBull
    2 265members
  • TikTokQuiet
    @funded.bull
    12followers
  • @funded.bull
    Audience size not public
  • YouTubeQuiet
    @fundedbull
    Audience size not public
  • @funded-bull
    Audience size not public
  • @fundedbull.com
    Audience size not public
    last post

What we captured

Screenshots taken by WIKILIX on the review date. Pages change; these do not.

FundedBull home page, still advertising challenge pricing and promotional discount codes in September 2026
FundedBull Terms of Use, naming RateRight Pte. Ltd. and carrying the immediate-amendment, sole-discretion termination and forfeiture clauses
FundedBull trading rules, showing the minimum trading day definition and the payout eligibility conditions
Singapore corporate record for RATERIGHT PTE. LTD., incorporated 3 May 2024, status Active
Official FundedBull Telegram channel, 63 subscribers, last message 14 November 2024

Questions about FundedBull

The questions traders actually ask about this firm.

The marketing website is still online, but the trader dashboard and checkout did not respond on repeated checks in September 2026, and every official social channel stopped posting in late 2024. On the available evidence the operation is dormant.
The home page still shows prices and promotional codes, but the purchase flow runs through my.fundedbull.com, which was unreachable throughout this review. There is no working way to complete a purchase.
Simulated. The firm states clearly on its own pages that it provides simulated demo accounts, holds no customer funds and offers no brokerage service. That is normal for this type of business and is disclosed honestly here.
Several. It reserves the right to change the terms at any time with the change effective immediately on posting, to terminate an account at its sole discretion, and on termination the trader forfeits rights to any funds or profits. Only unbreached accounts are eligible for a payout even where gains exist.
No action against this entity or this domain was found on the warning and enforcement lists checked. Note that the firm never claimed to be licensed, so there is no false claim to weigh either.
Yes, once on the public record. A dated review from 15 November 2024 describes a first payout arriving within about eight hours. No payout has been evidenced since.
RateRight Pte. Ltd., a Singapore company registered as UEN 202417695M since 3 May 2024, at 68 Circular Road, #02-01. Desimir Paskalev is named as CEO and co-founder, previously at the broker XM.
90% on standard 1-Step, 2-Step and 3-Step plans and 50% on the cheaper Lite tier. The first payout was available after 14 days in the funded stage plus five trading days, then every seven days, with a $500 minimum.
Yes, but it is not defined numerically. The rules require that trading be documented and replicable and that the funded approach match the challenge approach, with no published threshold a trader could check in advance.
Preserve your account statements, the passed-evaluation confirmation and your payment receipt, then raise a dispute with the payment provider you used. Correspondence through the published support address has been reported as unanswered since 2025.

What we would do

What we would do with our own money.

For anyone considering buying an evaluation here:

  • Do not buy a challenge. The account area is not reachable, so there is no working product to purchase and no working route to request a payout.
  • Ignore the discount codes still displayed on the home page. They date from a promotional cycle that ended in 2024.
  • If you already hold a funded account here, gather your evidence now: account statements, the passed-evaluation confirmation, payment receipts for the evaluation fee, and any support correspondence.
  • Pursue it through your payment provider first. A card chargeback or provider dispute is realistically faster than correspondence, though the fee was sold as non-refundable and time limits apply.
  • Check the live channels before acting on anything else: the Discord server is still open and is the one place any restart would show first.
  • Recognise the general lesson. Social channels going quiet is the earliest visible warning that a firm of this kind is winding down, and here it appeared roughly ten months before the first payout complaint.
Full FundedBull profile

Assessed by claude-opus-5 using the WIKILIX prop trust process (prop-trust-1.0).

This assessment reflects what WIKILIX could independently evidence on . It is not financial advice.