Does Mubite pay out?
The verdict, the risk score and the figures behind them.
We found something serious: a payout pattern, a severe clause, or regulator action.
Mubite pays small payouts quickly and verifiably, but there is a documented cluster of traders whose large payouts were cut or refused at the withdrawal stage, on rules that were not raised while they traded.
- It is a genuine prop firm: no deposit rails, no cashier, and an explicit statement that it is not a brokerage and accepts no deposits.
- The operator is real and checkable: Mubite s.r.o., registered in Prague on 29 April 2025, with a named team and a Czech landline.
- Payouts in the 50 to 1,300 USD range are evidenced, dated and recent, including in the firm's own daily Telegram channel.
- At least seven traders across two independent platforms describe the same pattern: challenge passed, funded, then a violation surfaced only once a large withdrawal was requested.
- Trustpilot has suspended the firm's rating for a breach of its guidelines and states it removed fake reviews.
Risk breakdown
Six axes, each scored 1-10. Higher means more risk.
Six axes, scored 1 to 10, where a higher number means more risk. Being unregulated is normal for a prop firm and is not scored against them.
- Identity & transparency3/10
Registry-verified Czech entity, real address and phone, five named staff and a domain age consistent with the claims; marked down only for the team page not matching names to roles and for inconsistent entity naming and social handles across the site.
- Payout8/10
A payout-integrity pattern across two independent platforms with named traders, amounts and dates, all involving large requests; held below 9 because small payouts are demonstrably and recently paid.
- Terms & rug-pull risk8/10
Sole-discretion withdrawal reduction assessed at payout, an undefined prohibited-strategy catch-all and a retroactive amendment right; credited down from 9 for genuinely numeric drawdown, consistency and position thresholds and an explicit no-gag clause.
- Trading conditions4/10
Simulated model stated plainly everywhere and venues named with published fees, but the site markets leverage up to 1:100 while the terms prohibit high margin and over-leveraging without defining either.
- Reputation8/10
Trustpilot has suspended the rating for a guidelines breach and removed fake reviews, and two traders report compensation conditioned on deleting posts; offset slightly by the firm answering complaints publicly and in specific detail.
- Operational & social3/10
Clearly alive: 11,115 Discord members with 230 online, a Telegram channel posting daily, active TikTok and Facebook, and support widely described as responsive.
Payout reality
Whether the money actually arrives, and what we could evidence.
Money does leave this firm, but the evidence splits sharply by size.
What we could evidence: the firm's public Telegram channel posts named payout spotlights on a near-daily cadence, including 1,264.18 USD to marek.sol, 942.45 USD to Viktor Late Again, 650.70 USD to Cold Zenith and 272.10 USD to MIA Gabe on 11 September 2026, and 770.45 USD to Tate M., 725.37 USD to ronan and 656.21 USD to kernel_panic_x on 12 September 2026. Independently, a Trustpilot reviewer recorded a 50 USDT payout approved and processed within 24 hours on 9 July 2026, and a prop directory carries further reports of payouts arriving without delay. Every artefact we could actually date and attribute is under about 1,300 USD.
What we could not evidence is a single large payout completing. Against that sits a consistent set of disputes: a 9,000 USD first payout refused after KYC approval, with the firm citing a one-registration rule the trader says is not in the section quoted; 58,180 USD of profit on a 100K account cut to a 10% payout under the risk-concentration rule; roughly 2,900 USD refused to a competition winner who reports receiving none of the warning emails the published rules promise; and a 3,500 USD balance refused on the ground that the account had been refunded. Two of these traders state that compensation was offered on condition they delete their public posts.
The mechanic is consistent and it is written into the terms: Section 18.4.4 lets Mubite reduce, defer or partially pay any withdrawal at its sole discretion where profits look concentrated, and Section 13.1.7 bans 'one-sided bets' and 'over-leveraging' without defining either. Both are assessed when the money is requested, not while the trade is open.
How the program works
The evaluation, the funded phase and what the firm keeps.
A buyer pays a one-time fee for an evaluation and, on passing, receives a simulated funded account. Trading happens on a Bybit demo account the trader opens themselves and links by API key, or on Cleo, an app fed by Binance market data.
- Routes: Two-Step, One-Step and Instant Funding, from 5,000 to 200,000 USDT. A 100,000 USDT Free Trial exists but its profits cannot be withdrawn.
- Price: roughly 65 USD for a 5K account up to 1,099 USD for a 200K account, frequently discounted.
- Targets: Two-Step is 10% then 5%; One-Step is 10%.
- Drawdown: 5% daily and 10% maximum, plus a hard 3% maximum risk on any single trade.
- Position limits: per-trade notional capped at 2x account size (1x on Instant Funding) and total open exposure at 3x (2x on Instant Funding), with a warning email and five minutes to correct, once per challenge.
- Split: 80% rising to 90% with a paid add-on; 70% to 80% on Instant Funding. The evaluation fee is refunded after the first withdrawal.
- Payout cadence: first withdrawal on demand, then every 14 days, capped at 5% of account size per request, paid in USDC on Ethereum or by bank transfer.
Who they are
The company behind the brand, and where it is registered.
- Brand: Mubite, a crypto-only proprietary trading firm
- Legal entity: Mubite s.r.o. (the Terms also use the looser label 'Mubite ltd.')
- Registered: IČO 23221551, incorporated 29 April 2025, active on the Czech business register
- Registered address: Školská 660/3, Nové Město, 110 00 Praha 1, Czech Republic
- Website: mubite.com, domain registered 17 September 2024
- Team disclosed: five people named on the team page (Jiri Perout, Robin Zajicek, Vojtech Ryp, Peter Andreas, Kiril Voronin) against the roles CEO, CTO, CMO, CSO and Frontend Engineer, though the page does not state which name holds which role
- Contact: support@mubite.com and a Czech telephone number published on its Facebook page
- Where it accepts traders from: worldwide, excluding Iran, North Korea and Myanmar
Company on record
The legal entity named in the terms, as found on a public registry.
- Legal name
- Mubite s.r.o.
- Registration number
- 23221551
- Jurisdiction
- Czech Republic
- Incorporated
- 2025-04-29
- Registered address
- Školská 660/3, Nové Město, 110 00 Praha 1, Czech Republic
- Registry
- Czech business register (ARES / Ministry of Finance)
Why this verdict
How the findings add up to this verdict.
This is not a firm that cannot pay, and it is not an exit scam. It is a real, registered, actively staffed operator whose payout discretion is unusually wide and, on the record available, has been exercised against the largest claims.
- The pattern is real and multi-platform. Seven named traders on Trustpilot and a prop directory describe the same sequence, clustered from October 2025 to September 2026, with amounts, dates and clause numbers that can be checked.
- The terms supply the mechanism. A sole-discretion withdrawal adjustment, an undefined prohibited-strategy list and a retroactive amendment right together mean no trader can confirm in advance that a winning account will be paid in full.
- The platform itself has acted. Trustpilot has withdrawn the firm's rating for a guidelines breach and states it removed fake reviews, which means the visible positive weight cannot be taken at face value.
- Reported conduct contradicts the firm's own promise. Section 13.8.1 expressly forbids disadvantaging a trader for honest reviews, yet two traders report payment conditioned on deleting posts and the firm has replied publicly by threatening to flag reviews.
- It stops short of worse. Small payouts demonstrably flow, the community is large and active, the entity is verifiable, and the firm answers complaints publicly and in detail. Nothing here reads as collapse or as systematic total denial.
Counterpoints
The strongest case in their favour, and what would change our mind.
The case in their favour
The honest case for Mubite is stronger than its dispute record suggests, and parts of it are better than the industry norm.
- It is exactly what it says it is. Every funding surface we probed returns nothing, there is no cashier and no live account option, and the firm states plainly on every page that it is not a brokerage, accepts no deposits and runs simulated accounts. Many competitors are far vaguer.
- The operator is findable. A Czech s.r.o. with a verified register entry, a real street address, a landline and five named staff is more than most crypto prop firms offer.
- Several rules are numeric where rivals leave them vague. The consistency rule is published as a hard 25%, 30% or 40% of total profits by product, and explicitly does not breach the account; it only defers withdrawal. Position limits carry a warning email and a five-minute correction window. Profit above the payout cap carries over and is stated not to be forfeited.
- The terms contain genuine trader protections. Section 13.8.1 guarantees the right to publish honest reviews, Section 21 puts disputes under the customer's own jurisdiction rather than a remote one, and refused registrations are refunded in full.
- Small payouts are fast and real. Multiple dated artefacts show requests settled within 24 hours, and the 11,115-member Discord and daily Telegram do not look like a firm winding down.
What would change our mind
Specific, checkable things that would move this verdict in either direction.
- Upward: a dated, attributable artefact showing a payout at or near the 5% cap on a 100K or 200K account completing in full, from an independent trader rather than the firm's own channel.
- Upward: Trustpilot restoring the firm's rating, which would mean the guidelines breach had been resolved.
- Upward: Section 18.4.4 rewritten to state a numeric test and an appeal deadline, so concentration can be checked before trading rather than after.
- Upward: a public, documented resolution of the Hutarso, Ray, Kutay or Mannie disputes, or confirmation that the Czech Trade Inspection complaints closed in the firm's favour.
- Downward: any further report of a payout or refund offered on condition that a review is deleted.
- Downward: the Telegram payout spotlights thinning out or stopping, or the Discord payout channel going quiet.
- Downward: a regulator listing mubite.com or Mubite s.r.o., of which we found none.
Evidence ledger
Every finding behind the verdict, with its source.
- Against
E1Trustpilot displays a warning that the company's rating is unavailable due to a breach of its guidelines, and states it has removed a number of fake reviews for this company.
Hard proofTrustpilot profile for mubite.com - Against
E2Terms Section 18.4.4 lets Mubite, at its sole discretion, approve, defer, limit or adjust any withdrawal where profits show concentration or atypical sizing, and process only a partial payout, with no numeric test and assessment at withdrawal time.
- Against
E3Seven named traders across Trustpilot and a prop directory describe the same sequence between October 2025 and September 2026: evaluation passed, funded account traded, then a violation raised only once a large payout was requested, with amounts of 9,000, 6,544, 58,180, 3,500 and about 2,900 USD.
- Against
E4Two separate traders report that compensation or a partial goodwill payout was offered on condition that they delete their public posts, and the firm has replied publicly stating it will flag a review.
- Against
E5Terms Section 13.1.7 prohibits over-leveraging, over-exposure and making one-sided bets without defining any of them, and Sections 13.1.11 and 13.1.12 together prohibit positions noticeably larger or smaller than a trader's other trades; a trader reports a 9,000 USD payout refused for prohibited one-directional betting.
- In favour
E6The negative deposit test passes affirmatively: deposit, funding, cashier, wallet, live and account-types paths all return not found, the terms contain no client-money language, Section 18.3.2 prohibits the customer funding the linked account, and every page states the firm is not a brokerage, accepts no deposits and trades no client funds on live markets.
- In favour
E7Mubite s.r.o. is confirmed active on the Czech business register, IČO 23221551, incorporated 29 April 2025, at Školská 660/3, Praha 1, matching the address published on the site.
- In favour
E8Dated, attributable payouts with named recipients and exact amounts, including 1,264.18 USD, 942.45 USD, 650.70 USD and 272.10 USD on 11 September 2026 and three further payouts on 12 September 2026, plus an independent Trustpilot report of a 50 USDT payout settled within 24 hours on 9 July 2026.
- In favour
E9Terms publish numeric thresholds rather than vague ones: a consistency score of 25, 30 or 40 percent by product that defers withdrawal without breaching the account, 10 percent maximum and 5 percent daily drawdown, position caps of 2x and 3x with a warning email and five minutes to correct, profit above the cap explicitly not forfeited, an express right to publish honest reviews, and disputes governed by the customer's own jurisdiction.
- In favour
E10The operation is active, not winding down: a Discord server with 11,115 members and 230 online, a Telegram channel with 2,040 subscribers posting daily including payout spotlights, plus live TikTok and Facebook pages and a Czech contact number.
Official channels
Official accounts and the captures we archived.
Official channels
Audience size and the latest post we could see, captured on the review date. A prop firm usually goes quiet before it stops paying, so an inactive channel is worth noticing.
What we captured
Screenshots taken by WIKILIX on the review date. Pages change; these do not.
Questions about Mubite
The questions traders actually ask about this firm.
Yes, for smaller amounts. We evidenced dated payouts between 50 and roughly 1,300 USD, several settled within 24 hours. We could not evidence a single large payout completing, and several traders report requests in the 2,900 to 58,180 USD range being refused or cut.
Only the fee. You never deposit trading capital. The fee is refundable within 7 days if you have not traded, and is reimbursed after your first successful withdrawal.
Section 18.4.4. It lets Mubite defer, limit or partially pay any withdrawal at its sole discretion where profits look concentrated or the sizing looks atypical. There is no numeric test and it is applied when you request the money.
Trustpilot has suspended the rating for a breach of its guidelines and states it has removed a number of fake reviews for this company. Treat the remaining positive volume with caution.
5% of your account size per request, with a 50 USD minimum. Anything above the cap stays in the account and carries into the next cycle. The first request is on demand, then every 14 days.
A real prop firm. There is no cashier, no deposit page and no live account option, and the firm states on every page that it is not a brokerage, accepts no deposits and trades no client funds on live markets.
Mubite s.r.o., a Czech limited company registered in Prague on 29 April 2025 under IČO 23221551. Five staff are named on the team page, including Peter Andreas.
Simulated throughout, including funded accounts. You link a Bybit demo account by API key, or use the Cleo app on Binance market data. Payouts are real money paid from the firm's own revenue.
No. We found no warning list entry or enforcement action against Mubite s.r.o. or mubite.com. Individual traders say they have filed consumer complaints with the Czech Trade Inspection Authority, which is not a regulator action.
What we would do
What we would do with our own money.
Treat Mubite as usable for small, frequent withdrawals and risky for anything large.
- Size down. The evidenced payouts sit under about 1,300 USD. Buying a 100K or 200K account in order to withdraw the 5% cap is precisely the scenario the dispute record covers.
- Take the free trial or the smallest account first and complete one full withdrawal cycle before committing more.
- Read Sections 13.1.7, 13.1.11 to 13.1.13, 13.2 and 18.4.4 before buying. They are the clauses that decide whether a winning account gets paid.
- Spread profits across days. Keep any single day below 25% of total profit on Instant Funding, 30% on One-Step and 40% on Two-Step, and keep position sizes even, because both concentration and unusual sizing are assessed at withdrawal.
- Withdraw early and often rather than letting a balance build toward a figure large enough to attract a discretionary review.
- Keep your own records. Save dashboard screenshots, warning emails and support transcripts from day one; every trader who made headway in a dispute had them.
- Never accept a payout conditioned on deleting a review. The firm's own terms say your account cannot be disadvantaged for honest posts.