Does Mubite pay out?
Mubite pays small payouts quickly and verifiably, but there is a documented cluster of traders whose large payouts were cut or refused at the withdrawal stage, on rules that were not raised while the…
Mubite at a glance
Mubite is a proprietary trading firm based in Czech Republic, in business since 2025.
- Account sizes on sale
- $1.25K – $200K
- Profit split to the trader
- 0 – 80%
- programmes, across 21 plans
- 4
- Cheapest plan
- $0
On the record
- Based in
- Czech Republic
- Founded
- 2025
- Chief executive
- Peter Andreas
- Trades through
- Bybit
- Instrument types
- Cryptoonly
- Website
- mubite.com
- Evidence last checked
Pay for a plan with
- Credit/Debit Card
- Apple Pay
- Google Pay
- Crypto
Get paid by
- Crypto
- Bank Transfer
What Mubite sells
21 plans in 4 programmes: 8 instant-funding accounts, 7 one-step evaluations, and 6 two-step evaluations.
- Highest split · One-Step Challenge
- 80%
- Most drawdown room · Instant Funding
- 10%
- Fewest minimum days · Instant Funding
- 0
- Highest leverage · Instant Funding
- 1:100
Instant fundingInstant FundingInstant funding8 sizes70%profit split
The rules
- Max drawdown
- 10% · Trailing
- Minimum trading days
- 0
- Max leverage
- 1:100
- Payout schedule
- First payout 14 days after first trade and at 5% profit, then every 14 days
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $1.25K
- $2.5K
- $5K
- $10K
- $20K
- $40K
- $80K
- $100K
Per-size prices are published on the firm’s site, not on this record.
1-stepFree Trial1-step0%profit split
The rules
- Phase 1 target
- 5%
- Max drawdown
- 10% · Static
- Daily loss limit
- 5% · Equity based
- Minimum trading days
- 2
- Max leverage
- 1:100
- Payout schedule
- No payouts: profits made during the free trial cannot be withdrawn
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $100K
Per-size prices are published on the firm’s site, not on this record.
1-stepOne-Step Challenge1-step6 sizes80%profit split
The rules
- Phase 1 target
- 10%
- Max drawdown
- 6% · Static
- Daily loss limit
- 4% · Equity based
- Minimum trading days
- 10
- Max leverage
- 1:100
- Payout schedule
- First payout on demand, then every 14 days
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $25K
- $50K
- $100K
- $200K
Per-size prices are published on the firm’s site, not on this record.
2-stepTwo-Step Challenge2-step6 sizesFee refunded80%profit split
The rules
- Phase 1 target
- 10%
- Phase 2 target
- 5%
- Max drawdown
- 8% · Static
- Daily loss limit
- 5% · Equity based
- Minimum trading days
- 13
- Max leverage
- 1:100
- Payout schedule
- First payout on demand, then every 14 days
- Fee refunded on passing
- Yes
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $25K
- $50K
- $100K
- $200K
Per-size prices are published on the firm’s site, not on this record.
Compare all 4 programmes side by side
| Programme | Type | Sizes | Split | Target | Max drawdown | Daily loss | Min days | Leverage | Fee refund |
|---|---|---|---|---|---|---|---|---|---|
| Instant Funding | Instant funding | $1.25K – $100K | 70% | Not recorded | 10% | Not recorded | 0 | 1:100 | No |
| Free Trial | 1-step | $100K | 0% | 5% | 10% | 5% | 2 | 1:100 | No |
| One-Step Challenge | 1-step | $5K – $200K | 80% | 10% | 6% | 4% | 10 | 1:100 | No |
| Two-Step Challenge | 2-step | $5K – $200K | 80% | 10% | 8% | 5% | 13 | 1:100 | Yes |
Leverage by market
Every market trades at 1:100 on every programme.
| Market | Instant | 1-step | 2-step |
|---|---|---|---|
| Crypto | 1:100 | 1:100 | 1:100 |
| Metals | 1:100 | 1:100 | 1:100 |
| Stocks | 1:100 | 1:100 | 1:100 |
How Mubite pays
Traders keep 0 – 80% of their profits, paid out by Crypto and Bank Transfer.
- Profit split
- 0 – 80%
- Payout methods
- 2
- Plans refunding the fee
- 6 of 21
- Payout schedules stated
- 3
Paid out by
- Crypto
- Bank Transfer
Payout schedules, in the firm’s words
First payout 14 days after first trade and at 5% profit, then every 14 days
Instant Funding
No payouts: profits made during the free trial cannot be withdrawn
Free Trial
First payout on demand, then every 14 days
One-Step Challenge and Two-Step Challenge
Split and schedule, programme by programme
| Programme | Split | Payout schedule | Fee refund |
|---|---|---|---|
| Instant FundingInstant funding | 70% | First payout 14 days after first trade and at 5% profit, then every 14 days | No |
| Free Trial1-step | 0% | No payouts: profits made during the free trial cannot be withdrawn | No |
| One-Step Challenge1-step | 80% | First payout on demand, then every 14 days | No |
| Two-Step Challenge2-step | 80% | First payout on demand, then every 14 days | Yes |
Payout policy
One-Step and Two-Step. The first payout is available on request as soon as the trader is funded and has profit to withdraw, with no waiting period. Later requests open 14 days after the previous payout completed. The minimum request is $50.
Instant Funding. Two conditions must both be met before a first payout: at least 14 days since the first trade, and a 5% profit milestone reached on the account. After that a 14 day cooldown applies between requests, and the minimum request is $35.
Per-request cap. Every payout request is limited to 5% of the account size. Profit above the cap is not forfeited. It stays in the account, becomes part of the new balance and can be withdrawn on later requests. On an Instant Funding account, carried-over profit resets the smart drawdown floor to 5% below the new milestone balance.
Before requesting. All open positions must be closed and identity verification must be complete. Approved payouts are typically paid within 24 to 48 hours.
Methods. Payouts are sent as USDC on Ethereum, by bank transfer worldwide, or converted into Mubite Points for use inside the platform. No payout fees are charged and there is no cap on cumulative earnings, though accounts awarded through a promotion or giveaway are limited to a total payout of 5% of the account size.
What you can trade
3 asset classes, traded as Crypto only.
Asset classes
- Crypto
- Metals
- Stocks
Instrument types
- Crypto only
Trading costs
A commission is charged on every market; the per-lot figures are below.
- Crypto
- Metals
- Stocks
Mubite charges a single one-time fee per challenge and no recurring, monthly or annual charges. That fee covers the evaluation and the verification stage, and on the Two-Step program it is returned in full with the trader's first payout.
Trading costs are the venue's own, not a markup added by the firm. Accounts on Bybit take prices and market depth directly from the exchange, with no spread markup and no dealing desk. Accounts on Cleo mirror Binance fees, currently 0.0200% maker and 0.0500% taker, so simulated results carry the same costs, liquidity and slippage a funded account would meet.
No fees are charged on payouts.
What Mubite lets you do
Across all 21 plans, as recorded programme by programme.
- News tradingAllowed on every plan
- Copy tradingNot allowed on any plan
- Expert advisors (EAs)Allowed on every plan
- Weekend holdingAllowed on every plan
- Overnight holdingAllowed on every plan
- Stop lossNot required on any plan
Mubite applies one trading rulebook across the Instant Funding, One-Step and Two-Step programs.
- News trading: permitted without restriction. Positions may be opened and held through major announcements and macroeconomic releases, with the standard risk limits still active.
- Overnight and weekend holding: allowed. There is no forced closure based on time of day or day of the week, on any program.
- Automated trading: allowed only with bots the trader has built themselves. Third-party and publicly available bots are not accepted, and traders may be asked to evidence authorship at challenge review or payout.
- Copy trading: not permitted during evaluation or on a funded account. This covers copying from other accounts, external platforms and signal services.
- Stop losses: not required, though the firm recommends them and treats their persistent absence on a funded account as poor risk management.
Risk per trade. Realised losses on a single trade may not exceed 3% of account equity measured at the moment the trade was opened. No individual partial close may realise more than that, and the trade's cumulative net realised loss must stay within it at its deepest point.
Position limits. One-Step and Two-Step accounts cap a single position at 2x the account balance with 3x total open exposure. Instant Funding accounts cap a single position at 1x and total exposure at 2x. A first breach triggers a warning email and a five minute window to bring positions back into range; a second breach ends the challenge.
Prohibited practices that terminate an account include latency arbitrage and high-frequency exploitation, hedging the same strategy across multiple accounts, group trading or account mirroring, trading beyond the position limits, and tick scalping intended to manipulate.
Consistency rules
Mubite does not enforce a consistency rule during the challenge phase. There are no minimum trade counts and no volume requirements, and how a trader distributes profit across days has no bearing on whether the challenge is passed. To pass, a trader needs only to meet the profit target and stay inside the risk rules.
A Consistency Score is calculated and shown on the trader dashboard for information only. It measures how evenly profit is spread across trading days, using the formula (1 minus biggest day divided by the sum of all days) multiplied by 100. It does not affect the challenge outcome.
Trading patterns that fall outside a trader's established behaviour remain reviewable under Section 13 of the firm's terms.
Firm rules
A breach ends that account. Where a trading objective is violated the account is invalidated immediately and cannot continue through the evaluation. The one exception is the soft breach on position size, which grants a single five minute window to correct before the account fails. That allowance is given once per challenge.
What counts as a trading day. A day counts only when the trader closes at least one qualifying order. An order qualifies when its notional value, meaning closed size multiplied by exit price, is at least 5% of the starting balance, and when its net profit or loss is at least 1% of the position margin. A day made up of small scalps that never meet the threshold does not count toward the requirement.
Inactivity. An account with no trading activity for 30 consecutive days is deactivated and the entry fee is not returned. A warning email is sent after 14 days. This applies to challenges connected on Bybit; Cleo challenges run the countdown automatically.
Identity. Verification is completed by the account holder in person and must be finished before any payout is processed. Accounts where more than one individual attempts verification are terminated.
Scaling. Funded traders can grow their allocation up to $1,000,000 in total capital. On Instant Funding the account doubles each time 10% profit is reached within 120 days, with half of that profit paid out and half applied to the increase. The profit split is carried across as the account grows.
Where Mubite does not take traders
Residents of 3 countries cannot open an account with Mubite.
- Iran
- Myanmar
- North Korea
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