PROPIA at a glance
PROPIA is a proprietary trading firm based in Saint Vincent and the Grenadines, in business since 2025.
- programmes, across 9 plans
- 3
- Cheapest plan
- $18
On the record
- Based in
- Saint Vincent and the Grenadines
- Founded
- 2025
- Trades through
- fx24.market
- Platforms
- MetaTrader 5
- Instrument types
- Cfd
- Website
- propia.fund
Pay for a plan with
- Crypto
Get paid by
- Crypto
What PROPIA sells
9 plans in 3 programmes: 5 instant-funding accounts and 4 three-step evaluations.
- Fewest minimum days · Master
- 3
- Highest leverage · Master
- 1:100
Instant fundingMasterInstant fundingFee refunded
The rules
- Minimum trading days
- 3
- Max leverage
- 1:100
- Payout schedule
- First payout after 20 active days, then every 14 active days
- Fee refunded on passing
- Yes
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingNot allowed
- Overnight holdingNot allowed
- Stop lossNot required
Instant fundingPhoenixInstant fundingFee refunded
The rules
- Minimum trading days
- 3
- Max leverage
- 1:100
- Payout schedule
- First payout after 20 active days, then every 14 active days
- Fee refunded on passing
- Yes
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingNot allowed
- Overnight holdingNot allowed
- Stop lossNot required
3-stepThe 3-Step Challenge3-stepFee refunded
The rules
- Minimum trading days
- 3
- Max leverage
- 1:100
- Payout schedule
- First payout after 20 active days, then every 14 active days
- Fee refunded on passing
- Yes
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingNot allowed
- Overnight holdingNot allowed
- Stop lossNot required
Compare all 3 programmes side by side
| Programme | Type | Sizes | Split | Target | Max drawdown | Daily loss | Min days | Leverage | Fee refund |
|---|---|---|---|---|---|---|---|---|---|
| Master | Instant funding | Not recorded | Not recorded | Not recorded | Not recorded | Not recorded | 3 | 1:100 | Yes |
| Phoenix | Instant funding | Not recorded | Not recorded | Not recorded | Not recorded | Not recorded | 3 | 1:100 | Yes |
| The 3-Step Challenge | 3-step | Not recorded | Not recorded | Not recorded | Not recorded | Not recorded | 3 | 1:100 | Yes |
Leverage by market
Leverage runs from 1:1 on Crypto to 1:100 on FX, depending on the programme.
| Market | 1-step | 2-step | 3-step |
|---|---|---|---|
| Metals | 1:30 | 1:30 | 1:30 |
| Indices | 1:20 | 1:20 | 1:20 |
| Crypto | 1:1 | 1:1 | 1:1 |
| FX | 1:100 | 1:100 | 1:100 |
How PROPIA pays
Payouts are made by Crypto.
- Payout methods
- 1
- Plans refunding the fee
- 9 of 9
- Payout schedules stated
- 1
Paid out by
- Crypto
Payout schedules, in the firm’s words
First payout after 20 active days, then every 14 active days
Master, Phoenix, and The 3-Step Challenge
Payout policy
Payout Policy
| Term | Details |
|---|---|
| Default Profit Split | 80% trader / 20% firm |
| Upgraded Split | 95% trader / 5% firm (+30% add-on) |
| First Payout Cycle | 20 active days |
| Subsequent Cycles | 14 active days between payout events |
| Settlement Cap | Up to $5,000 of gross profit settled per payout event |
| Withdrawal Currency | USDT (crypto / blockchain) |
| Fee Refund | 100% of challenge fee refunded on the 3rd approved payout |
| Buyer's Remorse Refund | Within 5 days of purchase if no trades placed (minus fees) |
How Settlement Works
Propia uses Gross Profit Batch Settlement: each payout event settles up to $5,000 of gross account profit, and the profit split is applied only to the amount settled in that cycle.
Example
| Item | Amount |
|---|---|
| Funded account balance | $100,000 |
| Gross profit reached | $15,000 |
| Settled this cycle | $5,000 |
| Trader share (80%) | $4,000 |
| Firm share (20%) | $1,000 |
| New account balance | $110,000 |
If a single approved payout is split into multiple batches, each batch is settled 20 calendar days apart.
What you can trade
4 asset classes, traded as CFDs.
Asset classes
- Metals
- Indices
- Crypto
- FX
Instrument types
- CFDs
Trading costs
Challenge fees are one-time and shown per account size in the Challenges section. Optional add-ons are purchased at the time of challenge purchase only.
| Add-on | Cost | What it does |
|---|---|---|
| Swing Trading + Swap-Free | +20% | Weekend holding, end-of-day holding, and no swap charges |
| 95 / 5 Profit Split | +30% | Upgrades profit split to 95% trader / 5% firm |
| Free Choice (pick one) | Free | Use EA (60s rule stays) OR remove 60-second rule (no EA) |
Note: The Swing add-on can only be activated at purchase and cannot be added or removed once the account is active.
What PROPIA lets you do
Across all 9 plans, as recorded programme by programme.
- News tradingAllowed on every plan
- Copy tradingNot allowed on any plan
- Expert advisors (EAs)Allowed on every plan
- Weekend holdingNot allowed on any plan
- Overnight holdingNot allowed on any plan
- Stop lossNot required on any plan
Trading Rules at a Glance
| Rule | Master | Phoenix | 3-Step |
|---|---|---|---|
| Minimum Trading Days / phase | 3 | 3 | 3 |
| Active Days / challenge phase | 5 | 5 | 5 |
| News Trading | Allowed* | Allowed* | Allowed* |
| Hedging During News | Prohibited | Prohibited | Prohibited |
| EAs Allowed | Yes (registered) | Yes (registered) | Yes (registered) |
| Overnight / Weekend Holding | Swing add-on | Swing add-on | Swing add-on |
| 60-Second Min Hold | Default (removable) | Default (removable) | Default (removable) |
| Time Limit / Expiry | None | None | None |
*Trading during news is permitted; hedging within 30 minutes before/after major red-folder ForexFactory news is prohibited and results in account closure.
Consistency rules
Propia's consistency framework exists to separate genuine traders from one-trade passers and high-risk payout hunters. It does not penalize recovery from drawdown.
Profit Target Distribution Rule
- The phase profit target must be reached through at least 3 separate qualifying profitable trades.
- A qualifying trade is a closed trade generating at least +1% of the initial account balance.
- No single calendar day may contribute more than 40% of the phase profit target.
- In practice this spreads profit across at least 3 separate days — a consequence of the 40% cap, not a separate rule.
Daily P&L 40% Cap
If a single calendar day's net P&L exceeds 40% of the phase profit target, that day's entire profit contribution is excluded from phase completion (whole-day exclusion). The account is not breached — the trader simply continues until the target is met under compliant patterns.
Funded Concentration Cap
At payout, if more than 70% of the profit being settled came from a single trading day, the non-compliant portion is reviewed. Traders see this concentration metric live on the dashboard and can choose to keep trading to reduce it.
Pending Review
Once automated conditions pass, Propia's risk team reviews pattern-shape rules before approving a phase or payout. Target turnaround:
| Review Type | Target Completion |
|---|---|
| Phase 1 review | Within 1 business day |
| Phase 2 / Phase 3 review | Within 2 business days |
| Funded payout review | Within 2 business days |
Firm rules
Activity & Time Rules
- Minimum Trading Days: 3 per phase (a calendar day with at least one closed position).
- Active Days: calendar-time pacing — 5 per challenge phase; 20 funded days before the first payout, 14 between subsequent payouts.
- No time limit / no expiry: there is no maximum time to complete a challenge.
- Start-of-week trading: fully permitted at market open, with no extra restriction.
- 30-Day Inactivity Rule: 30 consecutive calendar days with no trading activity closes the account.
Holding & Execution Rules
- Intraday-only by default: all positions must close before end of day and before Friday's weekend close — unless the Swing add-on is active.
- 60-Second Rule: trades must stay open at least 60 seconds (removable for free at purchase if no EA is used).
- EA Registration: Expert Advisors must be registered with Propia before use on a funded account.
Account Scaling Limit
- Maximum total funded capital per user: $100,000 (combined across accounts).
- Maximum 2 active funded accounts per user at one time.
Prohibited (Anti-Abuse)
- Hedging during the 30-minute red-folder news window (results in account closure).
- Rapid-fire manual scalping, order/trade stacking, tick scalping, and news bracketing — prohibited even with the 60-second rule removed.
- Copy trading from third parties or signal groups.
- Account rolling (sacrificing accounts to pass others).
- Between-account or linked-account hedging and coordinated trading.
Risk Flag System
- Yellow Flag: no add-ons or discount codes on new purchases; clearable after 3 clean active months.
- Red Flag: a 1% floating-loss rule is applied automatically, and the trader is barred from further purchases.
Prop firms worth comparing
3 firms from the Wikilix directory set beside PROPIA: the same country, the same kind of funding, a comparable split, or the best rated on the record.
PROPIA
This recordWikilix rating 4.6Best splitNot recordedPlans9From$18SwisX Funded
Wikilix rating 1.9Best split75%Plans5From$150Combat Capital Markets
Wikilix rating 2.4Best split60%Plans144From$15FTMO
Wikilix rating 3.9Best split90%Plans11From$79
Comments & Reviews
0 entries
Nothing on the record yet
Be the first to share what happened.