Wikilix
Contract reading

What FXROAD.com legally published, but does not want you to read

Every clause below is published by FXROAD.com itself, on its own website, today. The finding is not that the text exists. It is the distance between what a client is shown and what a client agreed to. Read from its own documents on . We have read it 2 times.

Contracting entity: 4 SQUARE SY LIMITED

hidden feeprofit voidingsole discretiondormancywithdrawalschargeback waiverconflictdeemed acceptancekyc freezebonus lock

4 SQUARE SY LIMITED runs both FXRoad and Capitalix from Seychelles. Its contract charges 3% plus 0.25 on every deposit while its own payment pages say FREE. Thirty days without a trade starts a dormancy fee that climbs to 500 a month. You get two days to object to a trade, and a suspicion of scalping voids the profit.

Back to FXROAD.com

Contract risk

Money at risk
8.5/10

Where this contract sitsHow far this contract goes, overall. Under 2 is nothing beyond the ordinary; 6 to 9 means several clauses put money you have already earned at risk; 9 and above reads as designed to make payout refusable.

0510
CriticalClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
11
FlaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
18
DocumentsHow many of the broker's own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
24
ContradictionsPlaces where a promise the broker makes in public is not kept by the clause that governs it.
5

How the 18 break downThe same flagged clauses, split by how much each one can cost you. Severity is our reading of the clause, not the broker's label.

Critical11
Warning6
Notice1

section 35 of 39is where the deepest clause sits, 90% of the way into the document it is in

The numbers in this contractFigures taken from this broker's own clauses, so the labels differ from broker to broker. The four in the panel above are the same on every report.

4 of these 4 figures come from a clause we rate critical, which means it can take your money or your profit rather than only delay it.

Critical3%Fee you were not shown. Jump to the clause this comes from.Deposit fee of 3% plus 0.25 against pages marked FREECritical7 daysIn the contract. Jump to the clause this comes from.Islamic account is swap free for seven daysCritical$500Fee on an unused account. Jump to the clause this comes from.Dormancy fees climb to 500 a monthCritical2 daysTime to complain. Jump to the clause this comes from.Two days to object or the trade is binding

What the documents say

18 clauses worth knowing about, worst first, each quoted from FXROAD.com's own files

01

You pay 3% plus 0.25 on every deposit, on top of the amount you send. Clause 2.1 of the Deposit and Withdrawal Policy sets it, and the Capitalix payment methods page marks every method FREE.

Why this matters

A 1,000 deposit costs you 1,030.25 before you place a single trade. The fee sits in a PDF, not on the page you use to fund the account.

Exhibit 1CriticalHarder than usual3%

The Company at its discretion may charge a 3% plus 0.25 cents fee per deposit which includes payment service provider and handling fees which will be paid by the Client additionally to the deposited amount.
Clause 2.1 in Deposit and Withdrawal Policy
Read from the broker's site on Open the reference

Where it sits: section 8 of 39 in the Deposit and Withdrawal Policy, near the start.

What it costsA 1,000 USD deposit carries 30 USD of fee, and clause 2.1 adds 0.25 on top. You pay 1,030.25 to fund 1,000.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC must tell a retail client the costs and charges before that client trades. This contract puts the deposit fee in a separate PDF and leaves the payment page saying FREE.

FXROAD.com is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 14Both charges are worked out on the money you paid in rather than on anything you gained.
02

Capitalix can withhold any withdrawal until every document it asked for satisfies it completely. No clause puts a deadline on that decision.

Why this matters

Your money stays where it is while the review runs, and the contract gives that review no end date. The company can also reject a request it decides may not be legitimate.

Exhibit 2CriticalHarder than usual

The Company may not approve and reasonably withhold any withdrawal request unless all requested documents and information are provided by the Client to its complete satisfaction.
Clause 18.6 in Terms and Conditions
Downloaded from the broker's site on Open the reference

Buried at section 35 of 39 in the Terms and Conditions, 90% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC must complete their identity checks before they take a retail client's money, not when the client asks for it back. This contract runs the check at the payout.

FXROAD.com is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 10The document request that holds the payout is the same failure that lets the company end the relationship and charge the dormancy fee on the way out.
03

A suspicion of scalping is enough for Capitalix to cancel your trades and take back the profit. Clause 10.21 asks for no notice and no evidence.

Why this matters

The profit you can withdraw is only the profit the company still agrees you earned. Clause 10.20 at least asks for a reasonable suspicion of abusive trading, and clause 10.21 asks only for an indication.

Exhibit 3CriticalHarder than usual

Any indication or suspicion, in the Company's discretion, of any form of scalping and/or sniping or/and other form of deceitful techniques will result in all transactions carried out and/or profits garnered as invalid/voided.
Clause 10.21 in Terms and Conditions
Downloaded from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC have to act in the client's best interests, and they cancel executed trades only in narrow, defined cases such as a clear pricing error. This contract needs a suspicion.

FXROAD.com is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

04

FXRoad sells an Islamic account as compliant with Shariah law. The contract defines that account as swap free for seven calendar days, at the company's sole discretion.

Why this matters

You open the account for religious reasons and the overnight charge comes back in the second week. Nothing on the FXRoad page mentions a time limit.

Exhibit 4CriticalHarder than usual7 days

"Swap Free Account (s)" or "Islamic Account (s)" means a trading account offered by the Company, at its sole discretion, in line with clause 41 and for a limited timeframe of up to seven (7) calendar days, which is designed specifically for and available only to Clients who cannot receive or pay rollover interest on overnight Open Positions for religious reasons.
Clause 4.1 in Terms and Conditions
Downloaded from the broker's site on Open the reference

What it costsHold a position for 30 days on this account. Seven of those days are swap free and the other 23 are not.

05

Thirty days without a trade makes your account dormant. The monthly fee then climbs through six bands to 500 EUR a month, taken from your balance.

In plain words

Dormancy means an account left unused.

Why this matters

A 250 minimum deposit left alone for six months is gone. Capitalix can then close any account whose balance has reached zero.

Exhibit 5CriticalHarder than usual$500

Client accounts in which there have been no trades for a period of more than 30 calendar days will be considered by the Company as being dormant accounts.
Clause 22.1 in Terms and Conditions
Downloaded from the broker's site on Open the reference

What it costsSix months of inactivity runs through the bands at 30, then 50, then 150, then 250, then 300. That is 780 taken before the 500 band even starts.

What happens, and when

The stages this clause runs through, taken from the broker's own document
TriggerWhat the broker may then doClause
Days 1 to 30No fee. The table shows this band as free.22.1
Days 31 to 60A monthly fee of 30 EUR starts.22.1
Days 61 to 90The monthly fee rises to 50 EUR.22.1
Days 91 to 120The monthly fee rises to 150 EUR.22.1
Days 121 to 150The monthly fee rises to 250 EUR.22.1
Days 151 to 180The monthly fee rises to 300 EUR.22.1
Day 181 and afterThe monthly fee reaches 500 EUR.22.1
Balance reaches zeroCapitalix can close the account and tell you through the platform or by email.22.2
  • Only applies after Exhibit 9The fee only starts once the account counts as dormant, and asking to withdraw inside the first 30 days is one of the ways that happens.
06

Capitalix sells CFDs in five European Union languages and in Japanese. The same site says it does not offer CFDs to residents of the European Union or Japan.

Why this matters

The German homepage invites you to trade and the German footer says you cannot. Deposit anyway and you are the resident the company has already excluded.

Exhibit 6CriticalHarder than usual6

4 Square SY Limited does not offer Contracts for Difference to residents of certain jurisdictions including the USA, Canada, the European Union, Japan, Iran, Iraq, Syria, North Korea, Sudan, Myanmar, Russia.
Quoted in Knowledge Center FAQ
Read from the broker's site on Open the reference
Our own capture of capitalix.com, taken on Sep 8, 2026The claim, on Section heading on the German language Capitalix homepage, under the main headline Die Kluft zwischen Ihnen und den CFD-Maerkten ueberbrueckenVisit this page on the broker's siteDownload the full size image file
Our own capture of capitalix.com, taken on Sep 8, 2026What the contract saysVisit this page on the broker's siteDownload the full size image file
Our own capture of capitalix.com, taken on Sep 8, 2026Six language versions sell CFDs the footer excludesVisit this page on the broker's siteDownload the full size image file
Set against a regulated standard: ESMA (EU), FCA (UK), CySEC (Cyprus)

Firms licensed under ESMA's rules cap retail CFD leverage at 1:30 on major currency pairs and must publish the share of client accounts that lose money. FXRoad advertises leverage up to 1:200, and the German Capitalix pages carry no such share.

FXROAD.com is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Two days to object, and each new deposit cancels your earlier claims

Clause 10.16 gives you two days to object to a trade confirmation before it becomes conclusive and binding, and clause 17.2 does the same to account statements. The Capitalix Declaration of Deposit goes further: every further deposit confirms the company served you satisfactorily and that you have no claims. The same form calls any chargeback or dispute illegal.

Complaint window2 clauses flagged

Every further deposit is a confirmation that Capitalix served you satisfactorily and that you have no claims against it. The same form declares any chargeback or dispute illegal.

Why this matters

Fund the account again and the new payment cancels your complaints about what came before. The form also makes you liable for the company's damages if you dispute a payment.

Exhibit 7CriticalRarely seen

By authorizing a further deposit, I confirm and acknowledge the satisfactory provision of services by the Company, I have no claims towards the services received by the Company or its paying agent whereas the deposits and the trading have been done on my own initiation.
Clause e in Declaration of Deposit
Read from the broker's site on Open the reference

Our readingA deposit form normally records who paid and from where. This one turns each payment into a waiver of past claims, and a client who signs it for every deposit rebuilds that waiver each time.

You get two days to object in writing to a trade confirmation. After that the confirmation is conclusive and binding on you under clause 10.16.

In plain words

A manifest error means an obvious mistake by the broker.

Why this matters

Notice a wrong fill on the third day and the contract has already closed the door. Clause 17.2 does the same to account statements, counting from a deemed date of receipt.

Exhibit 8CriticalHarder than usual2 days

Confirmations shall, in the absence of manifest error, be conclusive and binding on the Client, unless the Client places his/her objection in writing within two (2) days.
Clause 10.16 in Terms and Conditions
Downloaded from the broker's site on Open the reference
Set against a regulated standard: FCA (UK)

Firms licensed by the FCA must let a retail client bring a complaint up to six years after the event, or three years from when the client realised there was a problem. This contract closes the point after two days.

FXROAD.com is not licensed by this regulator, so this is a comparison of practice, not a finding of any breach.

A suspicion is enough to cancel your trades and your profit

Clause 10.21 voids all transactions and all profit on any indication or suspicion of scalping, at the discretion of Capitalix. Clause 11.22 lets the company reprice or cancel an order it already executed, and makes its own determination conclusive and binding on you. The order execution policy repeats that right for a platform or quote feed failure.

Profit voiding1 clause flagged

Capitalix can change the opening or closing price of an order it has already executed, or cancel that order. The order execution policy gives it the same right after a platform or quote feed failure.

Why this matters

A winning trade can be reopened at a worse price and you have no appeal. The contract makes the company's determination conclusive and binding on you.

Exhibit 11CriticalHarder than usual

Determination of any adjustment or amendment to the opening/closing price, size, value and/or quantity of the Transaction (and/or the level or size of any order) shall be at the Company's sole discretion and shall be conclusive and binding upon the Client.
Clause 11.22 in Terms and Conditions
Downloaded from the broker's site on Open the reference
  • Worse together with Exhibit 8The company can reprice a filled order, and the window to object to the confirmation closes two days later.

The company can end the relationship and bill you before it pays you back

Clause 19.8 charges the dormancy fee, which reaches 500 a month, before Capitalix returns money to a client whose relationship it ended over missing identification documents. Clause 7.5 lets it suspend an account that fails its due diligence requirements. The list of documents it can demand is open ended in both the Terms and the payment policy.

Document demands1 clause flagged

Delay or refuse a document request and Capitalix can end the relationship. It charges the dormancy fee, which reaches 500 a month, before it returns your money.

Why this matters

The company ends the relationship and bills you for the account sitting idle. You get back whatever is left after the fee.

Exhibit 10CriticalRarely seen$500

The client acknowledges the imposition of a dormancy fee according to Section 22 below on all accounts which will be charged to all clients by the Company and before approving any requested withdrawal and/or before the Company returns any received funds to clients that their relationship was terminated due to their denial or omission or delay in providing the necessary and/ or requested identification documents and/or any other requested information to the satisfaction of the Company.
Clause 19.8 in Terms and Conditions
Downloaded from the broker's site on Open the reference

Our readingA firm that ends the relationship itself normally returns the balance as it stands. This contract charges the dormancy fee first, on money it is already sending back.

Thirty days without a trade starts a fee that reaches 500 a month

Clause 22.1 makes a Capitalix account dormant after 30 calendar days without a trade, and a withdrawal request inside the first 30 days does the same. The monthly fee then climbs through six bands to 500 EUR. Clause 22.2 lets the company close any account once the balance has reached zero.

Exit conditions1 clause flagged

Ask for your money in the first 30 days and Capitalix treats the account as dormant. The dormancy fee table then applies to it.

Why this matters

Your first withdrawal request is the trigger. A new account that asks for its money early is charged as though you had abandoned it.

Exhibit 9CriticalRarely seen30 days

Any new Trading Account for which the client requests a withdrawal before the first 30 calendar days of its operation, will be considered by the Company as being Dormant Account and will be subject to a dormancy fee as per the table below:
Clause 22.1 in Terms and Conditions
Downloaded from the broker's site on Open the reference

Our readingDormancy normally describes an account nobody touches. Here a withdrawal request inside the first 30 days puts the account in the same class and exposes it to the same escalating fee.

Every deposit page says free while the contract sets 3% plus 0.25

A 3% fee plus 0.25 on each deposit sits in clause 2.1 of the Capitalix Deposit and Withdrawal Policy. The Capitalix payment methods page marks every method Fees/Commission FREE, and FXRoad promises deposits without commission fees. Clause 12.2 adds a 10% administration fee, capped at 200 Euro, for trading the company calls price latency arbitrage.

Cost disclosure1 clause flagged

Trade in a way Capitalix calls price latency arbitrage and it can charge 10% of your deposited funds. The charge stops at 200 Euro.

Why this matters

The fee is worked out on what you paid in, not on anything the company says you gained. It sits beside the right to cancel the trades and close your account without notice.

Exhibit 14WarningRarely seen10%

charge an administration fee equal to 10% of the deposited funds, with the maximum charge set at Euro 200 or deposit currency equivalent.
Clause 12.2 iv in Terms and Conditions
Downloaded from the broker's site on Open the reference

What it costsA 2,000 deposit brings the cap into play, because 10% of 2,000 is 200 and 200 Euro is the maximum.

Our readingPenalty charges calculated on deposits rather than on the disputed trades are unusual. The percentage here is applied to the money you funded the account with.

Every withdrawal waits until the company is completely satisfied

Clause 18.6 lets Capitalix withhold a withdrawal until every document it asked for satisfies it completely, and no clause sets a deadline for that. The payment policy takes three working days to process a request and then adds five to seven working days for the money to arrive. The FAQ tells you 72 hours.

Payout review1 clause flagged

Capitalix takes three working days to process a withdrawal. Clause 3.4 then adds five to seven working days before the money reaches you.

Why this matters

Ten working days is two full weeks with your money in transit. The FAQ tells you 72 hours, measured on the company's side only.

Exhibit 12WarningHarder than usual7 working days

For the funds to be credited to the Client's account it may take an additional five (5) to seven (7) working days, depending on the Client's selected credit institution and/or chosen withdrawal method; the Company has no influence on the length of time required for the funds to reach the Client's account and as such, bears no responsibility in case any processing delays occurs from the credit institution or the processing company or the payment service provider.
Clause 3.4 in Deposit and Withdrawal Policy
Read from the broker's site on Open the reference
Our own capture of capitalix.com, taken on Sep 8, 2026The claim, on Answer to How do I withdraw my money on the Capitalix Knowledge Center FAQVisit this page on the broker's siteDownload the full size image file

Buried at section 30 of 39 in the Deposit and Withdrawal Policy, 77% of the way through.

What it costsThree working days to process plus seven working days to arrive is ten working days. That is two full weeks.

A 1,000 bonus needs 300 lots before the profit is yours

The Capitalix bonus terms require 300 lots of turnover for every 1,000 USD of bonus, and a lot is 100,000 units of the base currency. Ask to withdraw before that volume is done and the company can waive every profit made since the bonus arrived. A dormant account loses the same profit.

Bonus lock1 clause flagged

Take a 1,000 USD bonus and you must trade 300 lots before the profit is yours. Ask to withdraw earlier and Capitalix can waive the profit you made since the bonus arrived.

Why this matters

A lot is 100,000 units, so the requirement dwarfs the bonus itself. Let the account go dormant before you finish and the profit goes with it.

Exhibit 13WarningRarely seen300

For every 1000 USD provided as a bonus to the client is subject to turnover of 300 lots minimum trading volume.
Clause 3.a in Bonus Agreement / Terms and Conditions
Read from the broker's site on Open the reference

What it costs300 lots at 100,000 units a lot is 30 million USD of trading for a 1,000 USD bonus.

Our readingBonus turnover is usually set as a multiple of the bonus. Here it is set in lots, and a lot is 100,000 units of the base currency, so the volume demanded runs into tens of millions.

  • Worse together with Exhibit 9Thirty days without a trade makes the account dormant, and a dormant account loses the bonus profit before the volume is finished.

One chargeback closes every position you hold

Clause 14.1 lets Capitalix close all your open trades at once, at a loss or a profit, when it receives a chargeback from your card issuer. Clause 18.10 reverses the deposit and any transaction after it, and says the result may be a negative balance. The risk policy's promise of no negative balance covers trading only.

Account control1 clause flagged

A chargeback from your card issuer lets Capitalix close all your open trades at once, at a loss or a profit. A reversed deposit can also leave your account negative.

In plain words

Negative balance protection is a limit that stops you owing more than you put in. Without it, one fast market move can leave you owing the broker money on top of your deposit.

Why this matters

You can end up owing the company money you never held. The promise of no negative balance in the risk policy covers trading losses, not a reversed payment.

Exhibit 15WarningHarder than usual

It is understood that these actions may result in a negative balance in all or any of the Client's trading account(s).
Clause 18.10 in Terms and Conditions
Downloaded from the broker's site on Open the reference
Set against a regulated standard: ESMA (EU), FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC, and firms under ESMA's rules, must give a retail CFD client negative balance protection so the account cannot fall below zero. The guarantee here is limited to trading.

FXROAD.com is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Your counterparty calls itself an STP broker, and FXRoad hides the policy that says so

Clause 10.19 of the Capitalix Terms calls the company a regulated STP broker and puts your orders in a non regulated market in the same sentence. Its conflicts of interest policy exists to disclose that the company is your counterparty. FXRoad's legal page lists eight documents and calls that all of its legal documentation, with no conflicts policy, no execution policy and no payment terms among them.

In plain words

On a principal basis, as your counterparty, means the broker takes the other side of your trade itself. Your loss is then the firm’s gain, so it has an interest in how your trade ends.

Who you trade against2 clauses flagged

Capitalix takes the other side of your trade, and its own conflicts policy exists to disclose that. The contract calls it a regulated STP broker in the same sentence that puts your orders in a non regulated market.

Why this matters

The firm that quotes your price profits when your trade loses. The risk policy adds that prices come from the market maker and may differ from prices reported elsewhere.

Exhibit 16WarningHarder than usual

The Client acknowledges that all orders are executed by the Company as a regulated STP broker on behalf of the Client and that all orders are executed in a non- regulated market and/or Over the Counter.
Clause 10.19 in Terms and Conditions
Downloaded from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA and CySEC must tell a retail client plainly when the firm is the other side of the trade, and their marketing must not describe the firm in a way that misleads.

FXROAD.com is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

FXRoad's legal page offers eight documents and calls that all of its legal documentation. The payment policy, the conflicts of interest policy and the order execution policy are not among them.

Why this matters

The 3% deposit fee lives in the payment policy, which FXRoad never publishes. Sign up through FXRoad and the document naming that fee sits on the other brand's site.

Exhibit 17WarningHarder than usual

We have compiled all of our legal documentation for easy access. We highly recommend that you familiarize yourself with FXRoad's terms and policies.
Quoted in FXRoad Legal
Read from the broker's site on Open the reference
  • Worse together with Exhibit 16The document that admits the company is your counterparty is the one the FXRoad brand does not publish.

One company, two addresses and two Securities Acts

4 SQUARE SY LIMITED is the party you contract with under both brands, registered in Seychelles as company 8426168-1 with FSA licence SD052. The Terms give its office as CT House, Providence, under the Securities Act 2017. The payment, conflicts and execution policies give Block B, Global Village, Mont Fleuri, under the Securities Act 2007. For anything about the licence itself, read the scam report.

Entity and licence1 clause flagged

The Terms give a registered office at CT House, Providence, and the Seychelles Securities Act 2017. Three other policies give a different address and the Securities Act 2007.

Why this matters

You cannot tell from the documents where to serve a claim. One company publishes two addresses and two statutes across a single shelf of policies.

Exhibit 18NoticeStandard wording

The Company's registered office is located at CT House, Office 9A, Providence, Mahe, Seychelles.
Clause 1.1 in Terms and Conditions
Downloaded from the broker's site on Open the reference

Where the marketing and the contract disagree

A promise made in public, set against the clause that governs it

01

The FAQ says the broker charges nothing on deposits while its payment policy sets a fee of 3% plus 0.25 on each one.

Said in public, in English

Capitalix does not charge any deposit or withdrawal fees. The user's bank or payment system may charge a fee for payments made; such fees are paid exclusively by the client.

Deposit and withdrawal section of the Capitalix Knowledge Center FAQ

In the contract · clause 2.1

The Company at its discretion may charge a 3% plus 0.25 cents fee per deposit which includes payment service provider and handling fees which will be paid by the Client additionally to the deposited amount.

02

FXRoad promises deposits without commission while the same company's payment policy charges 3% plus 0.25 per deposit.

Said in public, in English

Add money to your account without commission fees.

Deposit step on the FXRoad account types page, beside the line 0% deposit commision on all four account cards

In the contract · clause 2.1

The Company at its discretion may charge a 3% plus 0.25 cents fee per deposit which includes payment service provider and handling fees which will be paid by the Client additionally to the deposited amount.

03

The account is sold as compliant with Shariah law with no end date, and the contract limits swap free status to seven calendar days.

Said in public, in English

With our Islamic trading account activities are fully compliant with Shariah law.

Opening paragraph of the FXRoad Islamic account page, which lists Swaps free among the account specifications and states no time limit

In the contract · clause 4.1

"Swap Free Account (s)" or "Islamic Account (s)" means a trading account offered by the Company, at its sole discretion, in line with clause 41 and for a limited timeframe of up to seven (7) calendar days

04

The German pages sell CFDs to German readers while the German legal footer says the company does not offer CFDs in the European Union.

Said in public, in German

Entdecken Sie unsere 300+ CFD-Assets und handeln Sie Ihre Favoriten

Word for word in English: Discover our 300+ CFD assets and trade your favourites

Section heading on the German language Capitalix homepage, under the main headline Die Kluft zwischen Ihnen und den CFD-Maerkten ueberbruecken

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of capitalix.com

In the contract

4Square SY Ltd bietet keine Differenzkontrakte (Contracts for Difference) für Einwohner bestimmter Rechtsordnungen an, darunter die USA, Kanada, die Europäische Union, Japan, Iran, Irak, Syrien, Nordkorea, Sudan, Myanmar und Russland.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of capitalix.com

05

The FAQ answer stops at 72 hours of processing while the payment policy adds five to seven working days before the money arrives.

Said in public, in English

The withdrawal will be processed within 72 hours on the Company's side.

Answer to How do I withdraw my money on the Capitalix Knowledge Center FAQ

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of capitalix.com

In the contract · clause 3.4

For the funds to be credited to the Client's account it may take an additional five (5) to seven (7) working days, depending on the Client's selected credit institution and/or chosen withdrawal method

The documents this reading is based on

24 files, all published by FXROAD.com. Each shows when we read it and a fingerprint of its wording.

WIKILIX keeps the copy of each file it read, and does not republish it: what is published is the fingerprint of its wording. Download the file yourself and hash its text, lowercased with runs of whitespace collapsed, and a matching fingerprint means the wording quoted above is still the wording FXROAD.com publishes.

How this reading was done

Every clause above was read out of a document FXROAD.com publishes itself

This reading was published on . It is the newest of 2 readings we keep of these documents. See every reading.

Documents
13 of 24downloaded from the broker's site, and 13 read in full
Pages opened
51pages walked to find those documents, footer links included
Older copies
5earlier versions downloaded
Marketing pages
10public pages set against what the contract says
Languages
DE vs ENthe language it advertises in, against the language it contracts in
Position measured
3clauses whose position was counted: which numbered section of the document holds them, out of how many

Who the contract is with

4 SQUARE SY LIMITED

FXRoad and Capitalix are two brands of one company. The Terms and Conditions name 4 SQUARE SY LIMITED as the party you contract with, registered in Seychelles under company number 8426168-1 and licensed by the Seychelles Financial Services Authority as SD052. FXRoad's own footer names the same company and the same licence for www.fxroad.com and www.fxroad.co.in. No European or United Kingdom entity appears anywhere in the documents, so a client in any country contracts with the Seychelles company. The policies do not agree on its address: the Terms give CT House, Office 9A, Providence, Mahe, while the payment, conflicts and execution policies give Block B, Room 6, No.2 Global Village, Jivan's Complex, Mont Fleuri, Mahe.

Quotations are copied verbatim from the documents named above, with the clause number and the page each one came from. Where a clause is quoted in another language, the original is shown first and the English is a translation.

The plain-language parts, what a clause means for a client, how ordinary it is, and how it reads against a regulated standard, are WIKILIX's analysis and are labelled as such on every card. This is a reading of public documents, not legal advice and not an allegation of wrongdoing.

Every time we have read this contract

We keep 2 readings of FXROAD.com’s documents, newest first. Each one shows what we said at the time.

2 readings

What changed since Sep 8, 2026

The counts below are about our own list of clauses. A clause can join it because the broker added it, or because this reading found something the last one missed.

New on our list
7 clauses
Off our list
4 clauses
We rate critical
11 now, 10 then
Our risk score
8 to 8.5 out of 10

Every clause we flagged last time is still in force, and nothing we published before has been dropped. Two files moved only in the rotating sample question at the foot of the FAQ and glossary pages, so the terms themselves did not change. New to this reading: the 10% administration fee in clause 12.2, the negative balance clause 18.10 can create, the bonus rule of 300 lots for every 1,000 USD, the deposit declaration that cancels your earlier claims, and FXRoad's own legal page, which carries no payment terms and no conflicts of interest policy. The bonus terms and the deposit declaration are still published at the same addresses, with the same wording we read before. The score moves from 8.0 to 8.5 on those clauses, not on a change of view about the old ones.

The counts above are the totals each reading published. They show that a total moved. They do not yet say which single clause was added or dropped.

  1. CurrentRisk 8.5/1018 clauses11 critical
  2. Risk 8/1015 clauses10 criticalReplaced

We keep every past reading so you can check what we said before, and when we said it. Those pages are archived snapshots of an older contract, so search engines are asked not to index them.

In fairness, and what we could not check

A reader who knows the edges of the work can trust the middle of it

Capitalix publishes more than most offshore brokers. Terms, payment policy, risk disclosure, conflicts of interest, order execution, complaints, privacy and cookies are all downloadable without an account. The dormancy fee is printed as a full table, with every band and every amount. Clause 16.9 states the margin call and stop out levels as numbers rather than leaving them to discretion. The risk policy promises no negative balance from trading, and the complaints policy prints the regulator's address, phone number and email.

We read the Capitalix Terms and Conditions as far as clause 23.7. The closing sections, which cover amendment and termination, chargebacks, governing law, the bonus agreement and swap free accounts, we did not read, and nothing here rests on them. FXRoad's legal page offers eight documents of its own, including a separate Terms and Conditions and separate bonus terms. We list their addresses so they can be checked, but we did not read them and we quote nothing from them. The Capitalix Risk Warning and the Contract Specifications did not come through as clean text, so we quote nothing from either. The Securities Dealer Licence Certificate is a scanned image with no text in it, so we did not read it. Every marketing claim quoted here comes from a page we opened ourselves.

How to check any of this yourself

Every quote above links to the FXROAD.com file it came from. This is what to do with it.

Open the three stepsFind the words in the source, work out the fingerprint, and read what a difference does and does not prove.

Open the source and search for the words

Every quote has a link under it. Open the file, or the web page, and search it for the words we quote. The clause number next to the quote tells you where to look.

If the words are not there any more, the source may have changed after we read it. That is worth knowing too. We keep the date we read it, and a code worked out from its wording, so the quote stays checkable.

What a fingerprint is

A fingerprint is a code worked out from what a source says. Change one word and the code changes completely. We keep two codes for every file we read, and the panel on each source shows both.

The first is the code of the exact file we downloaded. The second is the code of its wording alone, with capital letters lowered and runs of spaces collapsed. When the same words are saved as a new file, the first code changes and the second one stays the same.

Only the first code can be worked out on your own computer. Save the file, then run one of these, putting the name of the file you saved where the example is. The panel on each source prints the command with that source's real file name already in it.

macOS or Linux:
  shasum -a 256 the-file-you-saved.pdf

Windows:
  certutil -hashfile the-file-you-saved.pdf SHA256

The two codes are different from each other, and they are not meant to match. Comparing one against the other proves nothing.

What a difference means, and what it does not

A different file code on its own proves nothing. A PDF saved again with a new date inside it is a new file saying exactly the same thing.

A different wording code means the words themselves changed. That is the one that matters, and it is why we keep it.

Even then, a change is not proof of bad faith. Companies update their documents. What this report says is what the document said on the day we read it, and every quote carries that date.

A source that is a web page and not a file has no file to save, so only the code of its wording is shown.

How this report is made

Every clause quoted above comes from a document FXROAD.com publishes on its own website, downloaded and hashed on the date shown, with the clause number and page recorded so any reader can check it. We do not allege anything the documents do not say, and we do not judge FXROAD.com on anything other than its own published terms and its own public marketing. Where a clause has a qualifier that softens it, the report says so. Last read Sep 8, 2026.

If you represent FXROAD.com and a clause has changed, been withdrawn, or is being read out of context, tell us and we will re-read the documents and update this page. Corrections from the broker are welcome and are published with the reading they change. Contact us.

This is a reading of a contract, not legal advice and not a ruling on FXROAD.com. Whether its licence is real and current is a separate check on the broker profile.

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