Wikilix
Contract reading

What Litefinance legally published, but does not want you to read

Every clause below is published by Litefinance itself, on its own website, today. The finding is not that the text exists. It is the distance between what a client is shown and what a client agreed to. Read from its own documents on .

Contracting entity: Litefinance

missing documentmarketing contradictionaccount openingcounterpartyno client agreementprofit claimswithdrawalsclient moneyconflict of interestcost disclosure

Litefinance publishes no client agreement. The link marked Terms and Conditions opens a Privacy Policy instead. You can open an account and deposit without accepting any terms at all. Its own pages name four different companies in four countries. It sells fixed 33% per trade plans beside a warning that you can lose everything.

Back to Litefinance

Contract risk

Payout refusable
9.5/10

Where this contract sitsHow far this contract goes, overall. Under 2 is nothing beyond the ordinary; 6 to 9 means several clauses put money you have already earned at risk; 9 and above reads as designed to make payout refusable.

0510
CriticalClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
6
FlaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
12
DocumentsHow many of the broker's own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
8
ContradictionsPlaces where a promise the broker makes in public is not kept by the clause that governs it.
3

How the 12 break downThe same flagged clauses, split by how much each one can cost you. Severity is our reading of the clause, not the broker's label.

Critical6
Warning5
Notice1

section 26 of 28is where the deepest clause sits, 93% of the way into the document it is in

The numbers in this contractFigures taken from this broker's own clauses, so the labels differ from broker to broker. The four in the panel above are the same on every report.

1 of these 1 figures comes from a clause we rate critical, which means it can take your money or your profit rather than only delay it.

Critical4In the contract. Jump to the clause this comes from.Litefinance names four different companies as your counterparty

What the documents say

12 clauses worth knowing about, worst first, each quoted from Litefinance's own files

01

The link marked Terms and Conditions opens a Privacy Policy. Litefinance publishes no client agreement, so no document sets out what it owes you.

Why this matters

You deposit money under no written terms at all. If Litefinance holds your withdrawal, nothing on its site says what it must do or by when.

Exhibit 1CriticalRarely seen

In this Privacy Policy, the term “Service” and “Services” has the same meaning as described in the User Agreement.
Quoted in Terms & Conditions
Read from the broker's site on Open the reference
Our own capture of client.litefinvip.pro, taken on Sep 9, 2026No client agreement exists on the entire websiteVisit this page on the broker's siteDownload the full size image file

Where it sits: section 4 of 28 in the Terms & Conditions, near the start.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must give a retail client their terms of business in a durable form before that client trades. Litefinance publishes no terms of business.

Litefinance is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Our readingBrokers publish a client agreement because it is the document that makes the relationship enforceable. A site that takes deposits without one leaves you with no contract terms to point at.

  • Worse together with Exhibit 2No contract is published and no acceptance is taken, so nothing records a deal on either side.
  • Worse together with Exhibit 4The withdrawal promise sits on the sales page while the document that would make it binding does not exist.
02

Litefinance names a Seychelles company, a Cyprus company, a St Vincent company and a New York address across its own pages. Its contact email belongs to a different brand, tp24globalfx.com.

In plain words

On a principal basis, as your counterparty, means the broker takes the other side of your trade itself. Your loss is then the firm’s gain, so it has an interest in how your trade ends.

Why this matters

You cannot tell which company takes your deposit, or which country's courts would hear a claim about it. The address you would write to is in Great Neck, New York.

Exhibit 6CriticalRarely seen4

Litefinance with registration number 709718501 is a company registered under the Laws of Seychelles and is licensed by the Financial Services Authority (FSA) of Seychelles.
Quoted in Legal/Regulation
Read from the broker's site on Open the reference
Our own capture of litefinvip.pro, taken on Sep 9, 2026The claim, on Footer of the English marketing site at litefinvip.proVisit this page on the broker's siteDownload the full size image file
Our own capture of client.litefinvip.pro, taken on Sep 9, 2026What the contract saysVisit this page on the broker's siteDownload the full size image file
Our own capture of client.litefinvip.pro, taken on Sep 9, 2026Litefinance names four different companies as your counterpartyVisit this page on the broker's siteDownload the full size image file

Our readingA broker states one contracting entity, because a client needs to know who holds the money. These pages state several, and give two different Cyprus registration numbers for the same brand.

  • Worse together with Exhibit 1No contract names the counterparty and no page agrees on who it is, so there is nobody identified to sue.
03

Litefinance sells five deposit plans promising 33% per trade and your principal back on maturity. The same page warns you can lose all of your invested capital.

Why this matters

A fixed return per trade is not something a CFD broker can promise, because prices move against you. Litefinance names $33 as the entry price for its 33% plan.

Exhibit 3CriticalRarely seen33%

OUR AWESOME PLANS
Quoted in Litefinance homepage
Read from the broker's site on Open the reference
Our own capture of client.litefinvip.pro, taken on Sep 9, 2026The claim, on Feature listed on all five deposit plan cards on the English homepage, under the heading OUR AWESOME PLANSVisit this page on the broker's siteDownload the full size image file
Our own capture of client.litefinvip.pro, taken on Sep 9, 2026What the contract saysVisit this page on the broker's siteDownload the full size image file

What it costsA $300 deposit in the Bitcoin King plan, the most that plan accepts, would return $99 on one trade at the advertised 33%.

Our readingA percentage return per trade with the principal returned on maturity describes a fixed income product, not trading. A CFD account cannot pay a set rate, because the market decides the outcome.

04

The Litefinance footer says it does not serve residents of the EEA, USA, Israel or Russia. Its signup form offers all 248 countries, including every one of those and Iran.

Why this matters

You can open an account from a country Litefinance states it does not serve. If that becomes a problem later, it is your deposit sitting in the account.

Exhibit 5CriticalRarely seen248

LiteFinance Global LLC does not provide services to residents of the EEA countries, USA, Israel, Russia, and some other countries.
Quoted in LiteFinance marketing site
Read from the broker's site on Open the reference
Our own capture of litefinvip.pro, taken on Sep 9, 2026The claim, on Footer of the English marketing site at litefinvip.proVisit this page on the broker's siteDownload the full size image file
Our own capture of client.litefinvip.pro, taken on Sep 9, 2026What the contract saysVisit this page on the broker's siteDownload the full size image file

Our readingA restricted country list normally blocks the signup form, because that is the only place it does any work. Here the exclusion sits in the footer while the form accepts every country on the list.

05

Every plan card lists Instant Withdrawal as a feature. Litefinance publishes no withdrawal terms, so nothing states when it can refuse to pay you.

Why this matters

You have no deadline to hold Litefinance to and no stated grounds on which to challenge a refusal. The word instant appears on the sales page and in no document.

Exhibit 4CriticalRarely seen

Instant Withdrawal
Quoted in Litefinance homepage
Read from the broker's site on Open the reference
Our own capture of client.litefinvip.pro, taken on Sep 9, 2026Instant Withdrawal promised with no withdrawal terms anywhereVisit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must set out their withdrawal terms and act promptly on a client money request. Litefinance sets out none.

Litefinance is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Our readingA withdrawal promise with no terms behind it gives you a marketing line instead of an obligation. There is no document to enforce and no timetable to measure against.

  • Only applies after Exhibit 1The withdrawal promise is unenforceable only because no client agreement exists to carry it.
06

The signup form takes your name, email, phone, country and password, then opens the account. You tick no box and you agree to no terms.

Why this matters

You cannot later point to what you signed, because you signed nothing. Litefinance can describe the deal any way it likes once your money has arrived.

Exhibit 2CriticalRarely seen

Don't have an account? Create your account, it takes less than a minute
Quoted in Free Sign Up
Read from the broker's site on Open the reference
Our own capture of client.litefinvip.pro, taken on Sep 9, 2026Account opening asks you to accept nothingVisit this page on the broker's siteDownload the full size image file

Our readingA regulated broker makes a client tick a box accepting its terms, because that tick is what forms the contract. This form carries no checkbox and no link to any legal page.

Litefinance promises 33% a trade beside a total loss warning

Five Litefinance deposit plans advertise fixed returns of 10% to 33% per trade, with your principal returned on maturity. The same pages carry a warning that you can lose all of your invested capital. Litefinance also advertises $1,000,000 of insurance and names no insurer.

Sales versus contract2 clauses flagged

Litefinance prints reviews naming exact gains, including $200,000 in a month and an extra $30,000 in profit. The same page warns you can lose everything.

Why this matters

You are shown named sums that no broker can promise you. Nothing on the page marks these as illustrations or gives any basis for the figures.

Exhibit 9WarningHarder than usual$200000

I already got more than $200,000 within a month investing with Litefinance. Will again invest soon.
Quoted in Litefinance homepage
Read from the broker's site on Open the reference

Litefinance advertises client fund insurance up to $1,000,000 and segregated client funds. No Litefinance document names an insurer, a policy or a bank.

Why this matters

You have no way to check the cover or to claim on it. The promise appears on the sales page and on none of the three legal pages.

Exhibit 10WarningHarder than usual$1000000

Client funds market leading insurance
Quoted in Litefinance homepage
Read from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must hold retail client money in segregated accounts and name the compensation scheme that covers it. Litefinance names neither a bank nor a scheme.

Litefinance is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Every route to Litefinance's commissions ends on a blank page

Five links on the Litefinance homepage are labelled Learn more about commissions, and all five open the same empty page. Litefinance publishes no spread table, no commission rate and no deposit or withdrawal fee. Its 0.0 pips spread claim carries a footnote marker with no footnote.

Cost disclosure1 clause flagged

Five links on the Litefinance homepage are labelled Learn more about commissions. All five open the same page, and that page loads with nothing on it.

Why this matters

You cannot find out what a trade costs you before you deposit. Litefinance publishes no spread table, no commission rate and no deposit or withdrawal fee.

Exhibit 7WarningHarder than usual

Trade on consistently low spreads from 0.0 pips**
Quoted in Litefinance homepage
Read from the broker's site on Open the reference
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must disclose costs and charges to a retail client before that client trades. The only Litefinance route to that information opens empty.

Litefinance is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Litefinance can hold your account while it checks documents

Litefinance requires a passport, proof of address, source of funds and your politically exposed person status before you can trade. That requirement sits at paragraph 26 of 28, down in the page footer. No document sets a deadline for the check or a route if Litefinance refuses your documents.

Verification1 clause flagged

Litefinance wants your passport, proof of address, source of funds and politically exposed person status before you can trade. No document sets a deadline for the check.

Why this matters

Your money can sit in the account while Litefinance reviews your documents for as long as it likes. Nothing published says what happens if it refuses them.

Exhibit 12WarningHarder than usual

You need to get verified by submitting your documents before being able to trade.
Quoted in Terms & Conditions
Read from the broker's site on Open the reference

Buried at section 26 of 28 in the Terms & Conditions, 93% of the way through.

  • Worse together with Exhibit 4A check with no deadline sits in front of a payout promise with no terms, so neither one has a date attached to it.

Two regulators named, neither with a licence number

Litefinance's entire Legal and Regulation page is two sentences long. It claims a Seychelles FSA licence and a CySEC licence under MiFID II, and gives no licence number for either. The second sentence says Litefinance is a tradename of Litefinance.

Licence claims1 clause flagged

The whole Legal and Regulation page runs to two sentences. It names the Seychelles FSA and CySEC, and gives no licence number for either one.

Why this matters

You cannot check either claim on a regulator's public register without a licence number. The page also says Litefinance is a tradename of Litefinance, naming no separate company.

Exhibit 8WarningHarder than usual

Litefinance is a tradename of Litefinance with registration number HE 19818009, which is registered as a Cyprus Investment Firm (CIF) and licensed by the Cyprus Securities and Exchange Commission (CySEC) in accordance with the Markets In Financial Instruments Directive (MiFID II).
Quoted in Legal/Regulation
Read from the broker's site on Open the reference
  • Same clause as Exhibit 6The same two sentences supply both the unverifiable licence claims and two of the four conflicting identities.

Nothing says who takes the other side of your trade

Litefinance claims no dealing desk and no requotes, ever. No Litefinance document says whether it is the counterparty to your trades. Litefinance publishes no conflict of interest policy on any of its domains.

Whose side1 clause flagged

Litefinance claims it runs no dealing desk and never requotes. Nothing states whether Litefinance is the counterparty to your trades, or whether it profits when you lose.

Why this matters

You cannot tell whether the firm quoting your prices gains from your losses. Litefinance publishes no conflict of interest policy on any of its domains.

Exhibit 11NoticeHarder than usual

No dealing desk and no requotes, ever
Quoted in Litefinance homepage
Read from the broker's site on Open the reference

Where the marketing and the contract disagree

A promise made in public, set against the clause that governs it

01

The plan cards promise your principal back on maturity while the risk warning on the same site says you can lose all of it.

Said in public, in English

Principal return on maturity

Feature listed on all five deposit plan cards on the English homepage, under the heading OUR AWESOME PLANS

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of client.litefinvip.pro

In the contract

As a result, CFDs may not be suitable for all investors because it is possible to lose all of your invested capital.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of client.litefinvip.pro

02

Litefinance says it does not serve residents of the USA, then gives a New York street address as its own.

Said in public, in English

LiteFinance Global LLC does not provide services to residents of the EEA countries, USA, Israel, Russia, and some other countries.

Footer of the English marketing site at litefinvip.pro

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of litefinvip.pro

In the contract

11 GRACE AVENUE, STE 108, GREAT NECK, NEW YORK, 11021 USA

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of client.litefinvip.pro

03

Two Litefinance domains give two different Cyprus registration numbers, HE230122 and HE 19818009, for the same CySEC claim.

Said in public, in English

Liteforex (Europe) LTD is registered as a Cyprus Investment Firm (CIF) with the registration number HE230122 and regulated by the Cyprus Securities and Exchange Commission (CySEC) under license number 093/08 in accordance with Markets in Financial Instruments Directive II (MiFID II).

Footer of the English marketing site at litefinvip.pro

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of litefinvip.pro

In the contract

Litefinance is a tradename of Litefinance with registration number HE 19818009, which is registered as a Cyprus Investment Firm (CIF) and licensed by the Cyprus Securities and Exchange Commission (CySEC) in accordance with the Markets In Financial Instruments Directive (MiFID II).

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of client.litefinvip.pro

The documents this reading is based on

8 files, all published by Litefinance. Each shows when we read it and a fingerprint of its wording.

WIKILIX keeps the copy of each file it read, and does not republish it: what is published is the fingerprint of its wording. Download the file yourself and hash its text, lowercased with runs of whitespace collapsed, and a matching fingerprint means the wording quoted above is still the wording Litefinance publishes.

How this reading was done

Every clause above was read out of a document Litefinance publishes itself

This reading was published on .

Documents
7 of 8downloaded from the broker's site, and 7 read in full
Pages opened
67pages walked to find those documents, footer links included
Marketing pages
7public pages set against what the contract says
Position measured
2clauses whose position was counted: which numbered section of the document holds them, out of how many

Who the contract is with

Litefinance

No document names the company you contract with. The Legal and Regulation page calls it Litefinance and gives two registration numbers in two countries: 709718501 in Seychelles and HE 19818009 in Cyprus. The marketing site at litefinvip.pro names three further companies, LiteFinance Global LLC in St Vincent, Liteforex (Europe) LTD in Cyprus under registration number HE230122, and LiteFinance Investment Limited in Mauritius. The two Cyprus numbers do not match each other. The contact page gives a street address in Great Neck, New York and an email at tp24globalfx.com, a different brand. Nothing published settles which of these takes your deposit.

Quotations are copied verbatim from the documents named above, with the clause number and the page each one came from. Where a clause is quoted in another language, the original is shown first and the English is a translation.

The plain-language parts, what a clause means for a client, how ordinary it is, and how it reads against a regulated standard, are WIKILIX's analysis and are labelled as such on every card. This is a reading of public documents, not legal advice and not an allegation of wrongdoing.

In fairness, and what we could not check

A reader who knows the edges of the work can trust the middle of it

The Privacy Policy Litefinance does publish is written in plain English rather than dense legal drafting. It makes two dated promises: a copy of your data within 30 days of asking, and 30 days notice before any material change. The risk warning about losing all your invested capital sits in the footer of every page we opened, not only on one.

We read the three pages Litefinance links as its legal shelf, plus its homepage, its contact page and its signup form. The page Litefinance links as its trading conditions loads with nothing on it, so there was nothing there to read. No client agreement exists on any Litefinance domain, so we could not read one. No earlier version of any of these pages is available, so this reading has nothing to compare against. The privacy address held a copy of the homepage when we first saved it, and it now sends you to the terms page instead.

How to check any of this yourself

Every quote above links to the Litefinance file it came from. This is what to do with it.

Open the three stepsFind the words in the source, work out the fingerprint, and read what a difference does and does not prove.

Open the source and search for the words

Every quote has a link under it. Open the file, or the web page, and search it for the words we quote. The clause number next to the quote tells you where to look.

If the words are not there any more, the source may have changed after we read it. That is worth knowing too. We keep the date we read it, and a code worked out from its wording, so the quote stays checkable.

What a fingerprint is

A fingerprint is a code worked out from what a source says. Change one word and the code changes completely. We keep two codes for every file we read, and the panel on each source shows both.

The first is the code of the exact file we downloaded. The second is the code of its wording alone, with capital letters lowered and runs of spaces collapsed. When the same words are saved as a new file, the first code changes and the second one stays the same.

Only the first code can be worked out on your own computer. Save the file, then run one of these, putting the name of the file you saved where the example is. The panel on each source prints the command with that source's real file name already in it.

macOS or Linux:
  shasum -a 256 the-file-you-saved.pdf

Windows:
  certutil -hashfile the-file-you-saved.pdf SHA256

The two codes are different from each other, and they are not meant to match. Comparing one against the other proves nothing.

What a difference means, and what it does not

A different file code on its own proves nothing. A PDF saved again with a new date inside it is a new file saying exactly the same thing.

A different wording code means the words themselves changed. That is the one that matters, and it is why we keep it.

Even then, a change is not proof of bad faith. Companies update their documents. What this report says is what the document said on the day we read it, and every quote carries that date.

A source that is a web page and not a file has no file to save, so only the code of its wording is shown.

How this report is made

Every clause quoted above comes from a document Litefinance publishes on its own website, downloaded and hashed on the date shown, with the clause number and page recorded so any reader can check it. We do not allege anything the documents do not say, and we do not judge Litefinance on anything other than its own published terms and its own public marketing. Where a clause has a qualifier that softens it, the report says so. Last read Sep 9, 2026.

If you represent Litefinance and a clause has changed, been withdrawn, or is being read out of context, tell us and we will re-read the documents and update this page. Corrections from the broker are welcome and are published with the reading they change. Contact us.

This is a reading of a contract, not legal advice and not a ruling on Litefinance. Whether its licence is real and current is a separate check on the broker profile.

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