Luna Wealth

Luna Wealth Broker Overview

Luna Wealth is the trading name of Luna Wealth Asset Management Ltd, a Cyprus Investment Firm operating under CySEC licence 379/19 from offices at 4 Fotti Pitta Street, 9th Floor, Labs Tower, 1065 Nicosia. The firm describes itself as an asset management business and states it was first established in 2014 as a family run consulting boutique before becoming a licensed investment firm. Its published offering is discretionary portfolio management, custody and order execution for high net worth individuals, financial market professionals and retail clients, with a stated minimum investment of USD 200,000 per portfolio.

Anyone arriving here expecting a retail forex or CFD brokerage should know at the outset that Luna Wealth is not one. The company publishes no leveraged trading accounts, no MetaTrader or cTrader terminal, no spread or swap schedule and no deposit page. What it publishes instead is a set of managed mandates and a library of key information documents for structured notes and express certificates.

Luna Wealth Regulation and License

The licensed entity is Luna Wealth Asset Management Ltd, Cyprus company number HE 377224, and the authority is the Cyprus Securities and Exchange Commission under licence number 379/19, with an effective date of 23 August 2019. The firm's own client agreement records the authorisation as covering investment services including portfolio management under the Investment Services and Activities and Regulated Markets Law of 2017, Law 87(I)/2017. The same documents place the firm under MiFID II and MiFIR, the Investment Firm Directive and Regulation, and the Market Abuse Regulation.

WIKILIX confirmed the licence record itself, showing the number, the Cyprus jurisdiction, the licensed entity name and the effective date, and separately confirmed the company on the official Cyprus register. This licence was not re-checked against the authority's own public register in this review cycle, and the firm publishes a direct link to its entry on the official CySEC register for readers who want to verify it first hand.

Is Luna Wealth Regulated?

Yes, on the evidence available Luna Wealth operates as a licensed Cyprus Investment Firm rather than an unregulated offshore operator. Cyprus is an onshore European Union jurisdiction, so the firm falls inside the MiFID II framework and its clients have access to the statutory Investor Compensation Fund and to the Cyprus Financial Ombudsman. The important qualification is one of scope rather than validity: the permission the firm's own documents describe is portfolio management, not retail leveraged dealing, so a reader should not read this licence as authorising a CFD trading service.

Is Luna Wealth Safe?

The structural protections a client would look for are present and documented. The client agreement states that client assets are held in segregated accounts kept separate from the company's own funds at all times, and that the firm is a member of the Investor Compensation Fund, which pays eligible investors the lesser of 90 per cent of the net claim or EUR 20,000. Custody is arranged with third party financial institutions rather than held solely in house.

Set against that, the firm carries the ordinary risks of a discretionary mandate. Investment decisions are taken at the firm's absolute discretion, the agreement states plainly that client capital is at substantial risk and that an investor may lose all of it, and the firm accepts no liability for the default of a custodian it appoints. Assets may be pooled in omnibus bank and custodian accounts alongside those of other clients. Regulation constrains conduct; it does not underwrite investment performance.

Luna Wealth Account Types

Luna Wealth publishes three client mandates rather than tiered trading accounts:

• Discretionary Investment Management, the core service, with a minimum investment of USD 200,000 and a portfolio base currency of US dollars. The firm manages the portfolio without prior reference to the client, within objectives set in a client questionnaire.
• External Asset Management, aimed at independent asset managers placing their own clients' assets through the firm, consistent with its stated positioning as a service built by asset managers for asset managers.
• Brokerage, covering order execution, which the firm describes as automatic execution of orders directly in the markets through its network.

Clients are categorised as retail, professional or eligible counterparty in the MiFID sense, and the firm notes that a category carries a lower level of protection where applicable. Minimums for the external asset management and brokerage mandates are not published.

Luna Wealth Spreads, Commissions and Fees

Costs are structured as an asset management fee schedule, not as trading spreads. The published components are a portfolio management fee subject to a minimum of USD 500 per calendar quarter, a custody fee charged quarterly on the daily value of the portfolio, a success fee calculated on a high water mark basis subject to a hurdle rate, and a redemption fee where assets are withdrawn within the first 365 days of being entrusted to the firm. The individual rates sit in a schedule to the client agreement and are not published on the open website, so a prospective client cannot price the service before requesting documents. The agreement also discloses that the firm may receive a benefit from the issuers of structured products it buys for clients, and undertakes to disclose any remuneration exceeding 6 per cent of the value of an investment.

Luna Wealth Leverage

No maximum leverage is published, because Luna Wealth does not offer a leveraged retail trading product. The firm may use derivatives and foreign exchange transactions inside a managed portfolio at its own discretion, and it undertakes not to borrow on a client's behalf without prior consent.

Luna Wealth Trading Platforms

There is no third party trading terminal. Luna Wealth provides its own online reporting system, hosted on its website, together with a client mobile application, and clients can request the ability to issue instructions on the portfolio through either. Reporting is quarterly, delivered within one calendar month of each quarter end, with continuous access through the reporting system as an alternative. Readers looking for MetaTrader 4, MetaTrader 5 or cTrader will not find them here.

Luna Wealth Deposits and Withdrawals

Funding runs through the banking system rather than through cards, wallets or cryptocurrency, none of which the firm publishes. Client money is placed with a regulated credit institution, either in an account in the client's own name or in a pooled client account held in the firm's name and reconciled to its records. On exit the firm undertakes to arrange delivery of a client's financial instruments as soon as practically possible once written notice is given, with transfer costs borne by the client, and it may withhold transfer until the client's own obligations are settled. No processing times, transfer limits or per transaction fees are published, and the one exit cost the firm does disclose is the redemption fee applying in the first year.

Luna Wealth Support

Contact is by telephone on +357 22 007111 and by email at accountmanagement@lunawealth.com, with a Nicosia street address published and matching the company's registered office. There is no live chat and no published support hours or service level. Complaints route to the Cypriot courts under the terms of use, with the Cyprus Financial Ombudsman available as the statutory alternative for a regulated Cyprus firm.

Luna Wealth Pros and Cons

• Pro. An onshore European Union licence in a MiFID II jurisdiction, with Investor Compensation Fund membership and a documented commitment to segregate client assets.
• Pro. A verifiable corporate identity: the operating company is active on the official Cyprus register at the same address it publishes, with named individual directors and annual filings made each year.
• Pro. Genuine regulatory disclosure, including a Pillar III report and execution quality statements, which is more than a marketing site typically carries.
• Con. The USD 200,000 minimum investment puts the service out of reach of ordinary retail clients.
• Con. Fee rates are not published on the open site, so the cost of the service cannot be assessed without requesting documents.
• Con. No published country policy, so a prospective client cannot tell from the site whether their jurisdiction is served.
• Con. Nothing here serves a self directed trader: no trading platform, no leverage, no spreads and no instrument list.

Luna Wealth Review and Assessment

Luna Wealth is best understood as a small Cyprus wealth manager that has been indexed as a forex broker, and the mismatch matters more than any single finding in this profile. The corporate and regulatory foundations check out: the entity is real and active, the address is genuine, the licence record is consistent across the firm's own documents, and the client protections it claims are the statutory ones a Cyprus Investment Firm is required to provide. The most important consideration before opening or funding an account is therefore not whether the firm exists but whether its service is the one you want, because a USD 200,000 discretionary mandate priced through an unpublished fee schedule is a very different commitment from opening a trading account. Anyone considering it should read the investment management agreement and its fee schedule in full, confirm the licence on the official CySEC register, and establish in writing which entity and which custodian will hold the money.