Risk scorecard
Each area is scored 0 (clean) to 10 (worst). Higher means more risk.
Regulation
7/10 · HighA genuine licence confirmed on the issuer's own register, which caps this below the top of the scale, but MISA is a company registrar rather than a supervisor, the recorded term ran to 19 March 2025 with no published renewal, and the site shows no expiry.
Identity & transparency
7/10 · HighEntity name, registration number and registered address are disclosed and match the register, but there is no operating office, no named management, a Lithuanian phone number tied to no entity there, placeholder social links and an undisclosed associated UK company and UAE domain.
Withdrawals & conduct
8/10 · CriticalEight fund integrity reports describing one mechanism, profits withheld and accounts blocked after withdrawal requests, including a demand for a further 900 USD before release; held below the top band because some clients are paid and one dispute ended in a refund.
Reputation
7/10 · HighTrustpilot rating of 2.8 from 14 reviews with 57 per cent at one star and no company replies to any negative review; held below the top band because only one platform could be read in full and no regulator has issued a warning.
Website claims
8/10 · CriticalVanuatu and Labuan regulation claimed in 2023 and since removed with no licence found, a 2020 start date the records do not support, 24 hour withdrawals advertised beside dead withdrawal buttons, and unverifiable trader profit figures of 90 to 150 per cent.
Operational history
6/10 · HighThree and a half years evidenced from the domain registration of February 2023, but the operating company could not be dated so the figure is an upper bound, the advertised 2020 start is unevidenced, and a UAE branded domain was launched and parked within a year.
Who they are
A quick desk file on the company behind the brand.
- Brand: Moneyplant FX (the Trustpilot profile and some marketing use MPFX)
- Legal entity: Moneyplant FX LTD, Comoros company number HT00324030
- Registered: Bonovo Road, Fomboni, Island of Moheli, P.B 1257, Comoros, which is the Mwali registrar's own standard address rather than a trading office
- Website: moneyplantfx.com, with client areas at wallet.moneyplantfx.com, web.moneyplantfx.com and crm.moneyplantfx.com
- Only licence: MISA (Comoros) number BFX2024047, issued 19 March 2024, term recorded to 19 March 2025
- Offers: forex, metals, energies, indices and shares on MetaTrader 5, plus copy trading, with accounts from 100 USD to 20,000 USD and leverage to 1:500
- Not accepted: residents of the United States, Cuba, Iraq, Myanmar, North Korea, Sudan, the United Arab Emirates, India and Pakistan
- Age claim: the footer reads 2020 to 2023, but the domain was registered on 1 February 2023 and the licence dates from March 2024
- Contact: an email address, a Lithuanian telephone number and a Telegram handle. No office, no named directors and no working social media profiles are published.
Regulation
Who really oversees this broker, and what each licence is worth to you.
Proof of regulation on an official register: Yes
We confirmed this broker on a genuine regulator’s register.
Licences the broker publishes
Mwali International Services Authority (MISA)
Why we reached this verdict
How the evidence adds up.
Five findings drive this, and we have weighed them against what checks out in the broker's favour.
- A further payment was demanded before a withdrawal. A reviewer with a long posting history set out dates and amounts: a 100 USD deposit on 13 May, a 150 USD withdrawal request on 15 May, then an email on 20 May saying the minimum for his account tier had risen to 1,000 USD and asking him to top up to meet the criteria for secure trading, withdrawals and transfers. Being asked to send more money to get your own money out has no legitimate counterpart. To be fair to the company, it later returned his 100 USD after he posted publicly, and he raised his rating to three stars.
- The complaint pattern is one mechanism, not assorted grumbles. Eight of the fourteen Trustpilot reviews for this domain describe the same sequence: a profit, a withdrawal request, then an account blocked or support going silent. One names account number 100103 and a stated ground of bonus exploitation after a 1,000 USD deposit grew to roughly 2,000 USD. Another deposited over 3,000 USD, got the principal back after chasing but never the profit. The reports cluster between October 2025 and April 2026 and carry amounts, dates and account details. The company has not replied to any of the negative reviews.
- Regulatory claims have changed and the earlier ones were never evidenced. The archived homepage from July 2023 states the firm is regulated by the Vanuatu authority and Labuan. Both claims have since been removed, the firm was already taking deposits from 100 USD when it made them, and a broker holding real Vanuatu and Labuan licences does not move to a Comoros registrar.
- The licence that is real is close to worthless, and its recorded term has run out. MISA registers companies on an autonomous Comoran island. It conducts no market supervision, requires no segregation of client money and offers traders no compensation or complaints route. Its own record for this firm shows a one-year term ending 19 March 2025, with no renewal published, while the site presents the licence as current and names no expiry date.
- Withdrawal promises are not matched by working machinery. The withdrawal page advertises processing within 24 hours at no fee by bank wire, card and e-wallet. Every button on that page leads nowhere, to a bare page anchor, while the deposit page buttons open a live payment form. For a firm whose clients complain chiefly about withdrawals, that asymmetry is telling.
Set against this: the licence genuinely exists, and the register entry names Moneyplant FX LTD, company number HT00324030 and the website moneyplantfx.com, so this is not a clone wearing another firm's credentials. A MetaTrader 5 server in the company's own name exists, bank transfer and card rails are offered rather than crypto only, and several clients report being paid, two of them within hours. No regulator anywhere has issued a warning naming this brand or domain.
Two limits on our confidence should be stated plainly. The complaint record is detailed and recent but only one review platform could be read in full, so the cross-platform pattern is not independently confirmed. And the Comoros Union publishes no searchable company register showing incorporation dates, so the three and a half year track record rests on the domain registration alone and is an upper bound. The operating company itself could not be dated.
Evidence ledger
Every finding, with its source and how strongly it points.
E1The Mwali International Services Authority register returns licence BFX2024047 held by Moneyplant FX LTD, company number HT00324030, for the website moneyplantfx.com. Entity, company number and domain all match the firm under review, so the licence is genuinely its own and this is not a clone.
E2The same register record shows the licence issued on 19 March 2024 with a licence end date of 19 March 2025. No renewal is published, and the broker's own site presents the licence as current and states no expiry date.
E3The authority's list of authorised brokerage companies carries Moneyplant FX LTD at row 181 with licence BFX2024047, dated 19/03/2024, marked Active and linked to moneyplantfx.com.
E4Registration records show moneyplantfx.com was created on 1 February 2023 through GoDaddy. The site footer reads 2020 to 2023, implying roughly three years of trading that predate the domain, and the firm names no earlier domain carrying that history.
E5The archived homepage of 22 July 2023 states that MoneyPlant is regulated by the Vanuatu authority and Labuan. Neither claim appears on the site today, no licence from either body was found, and the firm was already accepting deposits from 100 USD at that date. The page title then read Best Zero Brokerage Share Trading App in India.
E6The Trustpilot page for moneyplantfx.com holds 14 reviews at 2.8 out of 5, with 57 per cent at one star and 10 reviews in the preceding 12 months. The dominant theme is a profit followed by a withdrawal request, then a blocked account or silence. The company has not replied to any negative review.
E7A reviewer with a 13 review history records depositing 100 USD on 13 May, requesting a 150 USD withdrawal on 15 May, then being emailed on 20 May that his account tier minimum had risen to 1,000 USD and asked to top up to meet the criteria for secure trading, withdrawals and transfers. Being required to pay more before a withdrawal is released is an advance-fee demand. The company returned the 100 USD after he posted publicly.
E8A client states he deposited 1,000 USD, reached about 2,000 USD, and had platform and dashboard access blocked immediately on requesting a withdrawal, citing account number 100103 and an emailed ground of bonus exploitation. A second client reports depositing over 3,000 USD, receiving the principal back after repeated chasing but never the profit.
E9The withdrawal page advertises processing within 24 hours at zero fees by bank wire, card and e-wallet, yet every Withdraw Fund button links only to a bare page anchor. The deposit page buttons by contrast open a working payment form at crm.moneyplantfx.com.
E10The site's restricted countries clause excludes residents of India and the United Arab Emirates, while its 2023 page title marketed a share trading app in India, its copy trading panel shows Indian trader names, and reviewers posting from the UAE describe being clients. Marketing reaches the places the terms exclude.
E11The UAE branded domain moneyplantfxfze.com was registered on 12 September 2025 through the same registrar. Two clients state the company moved its website there, one adding that it appeared to operate without UAE authorisation. That address now serves only a registrar parking page.
E12A UK company named MONEYPLANT FX LTD, number 11086789, was incorporated on 28 November 2017 with objects covering securities and commodity contracts dealing, and was dissolved on 27 January 2026. Its sole remaining director is recorded as resident in the United Arab Emirates. It holds no financial authorisation and is not the entity that contracts with clients.
ModerateUK Companies HouseE13A MetaTrader 5 server named MoneyplantFX-Server exists and responds, hosted in Germany. A live trading server in the firm's own name indicates a real trading operation rather than a purely simulated platform, although one client alleges he was given a demo account.
E14Five of the fourteen reviews are positive or neutral, two of them reporting withdrawals received within two hours and within nine hours. Against that, several five star entries are in block capitals, one describes a 1,300 USD gain in a single day and mentions being telephoned by a broker, which fits solicited rather than organic feedback.
E15Deposits are offered by bank wire from 100 USD, by Visa and Mastercard at 2.5 per cent, and by Skrill and Neteller at 0.5 per cent. Conventional card and bank rails rather than crypto only is a point in the firm's favour, though one complainant states he funded his account with cryptocurrency.
E16Searches of regulator warning and alert lists for the brand, the legal entity and the exact domain returned no entry naming Moneyplant FX or moneyplantfx.com, and no enforcement action or fraud-related court record was found. Warning lists lag new operations, so this is not clearance.
E17The contact page lists one address, the Comoros registrar's standard Fomboni address, alongside a Lithuanian telephone number and a Telegram handle. No operating office or named management is published, and the footer's Facebook, X and Instagram links point to those platforms' home pages rather than to any company profile.
ModerateMoneyplant FX contact page
The other side
The strongest case in this broker’s favour.
The fairest case for Moneyplant FX, stated properly.
- It is not an impersonator. We checked the licence number against the issuing register and it returns this company, this registration number and this exact website. Many brokers in this risk band fail that test. This one passes it cleanly, which also means the complaints belong to this operation and not to a lookalike.
- The business appears to be real. A MetaTrader 5 server named after the broker exists and responds, the trading platform is the standard MetaTrader product rather than an in-house simulator, and deposits are offered by bank wire and Visa or Mastercard as well as e-wallets. A pure front would more often take only crypto.
- Some clients are paid. Five of the fourteen reviews are positive or neutral, and two describe receiving withdrawals within two hours and within nine hours. One dispute we examined ended with the deposit returned.
- Nobody official has acted against it. We found no entry naming this brand or domain on any regulator warning or alert list, no enforcement action and no fraud-related court record.
- The disclosure is honest as far as it goes. The legal entity, the registration number and the registered address on the site match the registrar's record, and the risk warning and restricted-country list are present. Plenty of worse operations hide all of this.
- An offshore licence is not by itself misconduct. Hundreds of genuine brokers hold only low-tier offshore registrations. That fact alone would put this firm in the high risk band, not in this one. What moves it is the conduct clients describe and the regulatory claims that were made and then withdrawn.
What would change this
What we would need to see to revise the verdict.
Concrete things that would move this verdict in either direction.
- Towards a lower risk rating: MISA publishing a current, renewed term for licence BFX2024047 that runs to a future date, and the broker displaying that expiry on its site.
- The withdrawal page being wired to a working request form, matching the 24 hour promise it already advertises.
- A pattern of resolved complaints: the company answering the one star reviews on the record and documented payouts to the clients who say profits were withheld, particularly the holder of account 100103.
- Publication of a real operating address, the names of the people who run the company, and audited evidence that client money is held separately from company funds.
- A full set of terms and conditions covering withdrawals and any deposit bonus, so that a ground such as bonus exploitation can be read by a client before depositing rather than quoted afterwards.
- Towards a worse verdict: any regulator naming moneyplantfx.com on a warning or alert list, which would take this to a confirmed finding.
- Further credible reports of a further deposit being demanded before a withdrawal is released, or a second review platform showing the same mechanism from different clients.
- The site going dark or moving to a fresh domain while balances are outstanding, as happened with the UAE branded address clients were pointed to in late 2025.
Check it yourself
Official registers and warning lists. Verify every claim first-hand.
MISA licence verification for Moneyplant FX LTD
The issuing registrar's own record: licence number, company number, issue date and recorded end date.
MISA list of authorised brokerage companies
The full brokerage list, where this firm appears with its licence number and website.
Trustpilot reviews for moneyplantfx.com
Per-domain review page, so the reviews belong to this website and not to a similarly named firm.
UK Companies House record for the same-named company
A UK company called MONEYPLANT FX LTD, incorporated 2017 and dissolved in January 2026. It is not the entity that takes client money.
Frequently asked questions
Quick answers about this broker’s safety.
Is Moneyplant FX a scam?
We assess it as a likely scam. The company and its Comoros licence are real and do match this website, so it is not an impersonator, but most recent client reports describe profits being withheld and accounts blocked after a withdrawal was requested. One client was asked to deposit a further 900 USD before a 150 USD withdrawal would be released.
Is Moneyplant FX a fraud?
No regulator or court has made a finding of fraud against Moneyplant FX LTD, and we found no enforcement action and no fraud-related court record naming the company. On the evidence we gathered we assess the risk of fraud as high: clients describe deposits accepted and profits then not paid, and one was asked for a further payment before a withdrawal would be processed.
Is Moneyplant FX regulated?
Only in the thinnest sense. It holds licence BFX2024047 from the Mwali International Services Authority in the Comoros, which we confirmed on that body's own register. MISA registers companies on an autonomous island; it does not supervise trading, does not require client money to be kept separate and offers traders no compensation scheme. It is not regulation in the way a UK, Australian or Cyprus licence is.
Can I withdraw my money from Moneyplant FX?
Some clients can and some say they cannot. Two reviewers report receiving withdrawals within hours. Eight others describe requests that were delayed, ignored or refused, usually after a profit, including one account blocked while holding roughly 2,000 USD. The site advertises 24 hour withdrawals, yet every button on its withdrawal page leads nowhere.
Is my money safe with Moneyplant FX?
No, not in any protected sense. The site says funds are safe and segregated, but nothing in a MISA registration requires segregation or audits it, and there is no compensation scheme if the company fails or refuses to pay. If a withdrawal is refused, your only realistic route is a dispute through the bank or card provider you paid with.
Who owns Moneyplant FX?
The site names Moneyplant FX LTD, a Comoros company numbered HT00324030, and gives no directors, owners or management. A UK company with the identical name was incorporated in 2017 and dissolved in January 2026, with a director recorded as resident in the United Arab Emirates, but the operation does not disclose any connection and the Comoros company is the one that contracts with clients.
How old is Moneyplant FX?
About three and a half years on the evidence available. The domain moneyplantfx.com was registered on 1 February 2023 and the earliest substantial archived version of the site is July 2023. The licence followed in March 2024. The footer implies a start in 2020, which we could not support, and because the Comoros publishes no searchable company register the figure is an upper bound.
What is a MISA licence worth?
Very little. MISA is the company registrar for Mwali, also called Moheli, one of the Comoros islands. It issues brokerage certificates for a fee without conducting the supervision a real regulator performs, and the Comoros central bank has publicly distanced itself from licences issued under that label. Treat it as a registration the firm bought, not as oversight protecting you.
Is Moneyplant FX a clone of another broker?
No. We searched the licence number on the issuing register and it returns Moneyplant FX LTD, company number HT00324030 and the website moneyplantfx.com. All three match the firm under review, so it is not wearing another company's credentials. That check matters, because it confirms the complaints we found belong to this operation.
Why did the Vanuatu and Labuan claims disappear?
We do not know, and the company has not explained it. The archived homepage from July 2023 told visitors the firm was regulated by the Vanuatu authority and Labuan. Neither claim appears today, we found no licence from either body, and the firm was already accepting deposits from 100 USD when it made them.
What is moneyplantfxfze.com?
A second, UAE branded address registered on 12 September 2025. Two clients state the company moved its website there, one adding that it appeared to be operating without UAE authorisation. That domain now shows only a registrar parking page. Note that the main site's own terms say it does not serve UAE residents.
I have been scammed by Moneyplant FX. What should I do?
Gather your account number, trading history, deposit receipts and the full message thread, then request a full withdrawal in writing. If it is refused or ignored, open a dispute with the bank or card issuer that took your payment, since that is the route clients identified as working. Report it to the financial regulator where you live and to your police fraud line, naming the exact domain. Do not pay anyone who offers to recover the money for an up front fee.
What should I check before depositing with any broker?
Find the licence number on the broker's own site, then search it on the regulator's register yourself and confirm the register names the same company and the same website. Check what that regulator actually supervises, because an offshore registration is not the same as a licence. Read the withdrawal terms and any bonus terms before you fund the account, and search the exact domain, not the brand name, for complaints.
What we recommend
The practical takeaway from everything above.
Our advice to anyone considering this broker, and to anyone already holding an account.
- Do not deposit. The protection attached to a MISA registration is effectively nil, and the most common recent complaint is that money does not come back.
- Never send an extra payment to release a withdrawal. No legitimate broker requires a top up, a tax, a fee or an account upgrade before paying out your own balance. A request of that kind is the point to stop and keep every message.
- If you have funds there, request a full withdrawal now and keep it modest and documented. Record the request reference, the date and every reply.
- Keep your evidence. Account number, trading history, deposit receipts and the full email and messaging thread. The complainants who got somewhere were the ones who had all of it.
- Use your payment provider. If a withdrawal is refused or ignored, raise a chargeback or dispute with the card issuer or bank that took the payment. Several clients identified this as the only route that worked.
- Escalate where you live. Clients in the United Arab Emirates have used the national financial consumer complaints service; elsewhere, report to your own financial regulator and to the police fraud line. Reports naming the exact domain are what gets a firm onto a warning list.
- Be wary of anyone offering to recover your money for a fee. Victims of brokers in this category are routinely approached a second time by recovery operations charging up front.
This is an independent assessment of risk, not a legal ruling. Scores and verdicts follow the Wikilix broker-safety methodology and can change as new evidence appears. Review scores are treated with caution when a broker’s reviews look manipulated. Last reviewed October 1, 2026. If any detail here is out of date or incorrect, or you represent this broker, please contact us.
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