Fair
50 out of 100 · 88% checked
Our investigation rated it high risk and could not verify it, and our investigation found it is high risk and could not be verified.
Capped at 50 · High risk, unverified
We checked Opofinance on 2026-10-24 across its company record, client terms, trading offer and service, and could verify 88% of its record. The score was held at 50 because our investigation rated it high risk and could not verify it. What would move the score: all-in eurusd cost, instrument breadth, wikilix community. Our published investigation found it is high risk and could not be verified, with 5.7 years of track record. Its client terms carry high risk, with 5 critical clauses.
Score last calculated 2026/10/24
Wikilix independent safety report
Opofinance is not a confirmed scam and we found no evidence of fraud, but we rate it high risk (54%): its client agreement is with an unlicensed SVG company. The licences are real. The Seychelles FSA…
Risk scorecard · each area scored 0 (clean) to 10 (worst)
What Wikilix has recorded about Opofinance: its history, the licences it holds, its trading conditions and its fees.
Opofinance is an online forex and CFD broker operating since 2021. Its client agreement names OPO GROUP LLC, a Saint Vincent and the Grenadines company, as the company clients deal with, while the group's licences are held by sister companies in Seychelles, South Africa and Australia. The broker offers MetaTrader 4, MetaTrader 5, cTrader, TradingView and its own OpoTrade app, with accounts from 100 USD, floating spreads and leverage of up to 1:2000. Funding runs through cryptocurrency, e-wallets and cards, and the site has a Persian version addressed to Iranian traders.
A licence check on 24 October 2026 confirmed three licences on the regulators' own registers, each held by a different Opofinance group company:
Not the company its client agreement places clients with: OPO GROUP LLC holds none of the group's three licences, and the broker's site names no financial regulator for it. Of the licences the group does hold, only the Seychelles one is a securities dealer licence; the South African licence covers intermediary services and the Australian licence advice. The site also names the ASIC-licensed Australian company although its client agreement (clause 5.9) and FAQ say Australian residents are not accepted.
OPO GROUP LLC is the company named in the client agreement on Opofinance's terms page, which calls Opofinance its business brand, is governed by the laws of Saint Vincent and the Grenadines and gives that country's courts exclusive jurisdiction (clause 28.2). According to the broker's site, the company is registered under Saint Vincent's Limited Liability Company Act with number 866LLC2021 and has its registered office at Suite 305, Griffith Corporate Centre, Beachmont, Kingstown. The agreement calls that number a licence number, but registration under a company law is not a licence from a financial regulator. The site's footer adds that clients onboarded under OPO GROUP LTD and OPO FINANCE PTY LTD are given access to trading through cTrader and TradingView.
Opofinance's safety turns on two points: the client agreement places clients with OPO GROUP LLC, which holds none of the group's licences, and the protection attached to those licences is limited. The licence check found no investor compensation scheme and no deposit insurance behind the Seychelles licence, the FSCA's conduct rules and the FAIS Ombud protect only clients of the South African company, and the Australian licence covers advice rather than dealing in the products clients trade.
The client agreement also gives OPO GROUP LLC wide discretion. If it has grounds to suspect arbitrage, sniping or another strategy it treats as abusive, it may void profitable trades while enforcing losing ones and confiscate the profits (clause 34.2); after an event of default it may remove illicit profit, which the agreement defines to include profit made during abnormal market conditions such as rapid price movements or price gaps (clause 24.2); it may void a trade when its liquidity provider cancels the matching hedge (clause 17.22); and on termination it may hold back whatever it considers appropriate for future liabilities before paying out the balance (clause 20.13). A deficit on one trading account can be settled from the client's other accounts (clause 13.3).
All accounts are in US dollars with market execution, a margin call at 80% and a stop out at 20%, although one FAQ answer gives 40% for MetaTrader accounts.
Swap-free status is requested in the user panel, but the broker's pages disagree on who can have it: one FAQ answer limits it to 14 days and excludes ECN Pro, Prop and Social Trade Pro, another excludes only ECN Pro, and the account pages mark it available on every account, with ECN Pro needing a 30,000 USD balance. The client agreement adds a swap-free charge that the broker sets and may change, and lets it discontinue the swap-free account without further warning (clause 33.1).
Spreads float on every account. Several commissions differ between the broker's own pages: the comparison table gives Social Trade spreads from 1.5 pips with no commission and the social trading page gives Social Pro spreads from 0.0 pips at 4 USD per lot, while the home page shows both at 6 USD per lot from 0.8 pips; the cTrader Copy page shows 6 USD where the table says none; and Prop commissions are 6 USD on the home page but 3 USD on the larger plans on the Prop page.
Outside trading, the client agreement lets the broker charge transfer costs of usually 3% to 6% on a withdrawal made without trading activity and recover any deposit fees in that case (clauses 6.14 and 9.10(a)), debits payment charges to the account and pays out no closing balance smaller than the bank charges (clause 15.6), charges 5 USD a month after six months without trading (clauses 9.11 and 27.13) and lets a balance of up to 1 USD on an account closed or inactive for more than 90 days go to charity (clause 6.11). On share and index CFDs, short positions are debited the dividend, while long positions are credited it only at the broker's discretion (clause 9.14).
Leverage reaches 1:2000 on the MetaTrader Standard, ECN and ECN Pro accounts and the three OpoTrade accounts; on MetaTrader the client chooses at account opening between normal leverage of 1:100 to 1:500 and high leverage of 1:1000 to 1:2000. The cTrader accounts run from 1:100 to 1:500, although the cTrader ECN page itself says up to 1:2000. Social Trade, Social Pro and Black go up to 1:500, and the Prop account is set at 1:30. The client agreement lets the broker apply a dynamic leverage model, higher margin requirements or other trading restrictions to clients it classes as high-risk (clause 14.11).
MetaTrader 4 (server OpogroupLLC-Real1) and MetaTrader 5 (server Opogroup-Server1) run the MetaTrader accounts. The site links MT5 builds for Windows, macOS, iOS and Android but only mobile builds for MT4, whose desktop buttons on the platforms page download the MT5 installer. cTrader serves cTrader accounts only, with desktop and mobile builds and built-in copy trading. OpoTrade, the broker's own platform with TradingView charts, runs in the Opofinance app for iOS and Android and from the client dashboard. The TradingView page explains how to connect an account to TradingView, though an older FAQ answer still calls this coming soon, and the MetaTrader account pages mention a web terminal that no page links.
The deposit and withdrawal page lists USDT (TRC20), other cryptocurrencies, Top Change (used for Iranian rials), Volet and Visa or Mastercard cards; the FAQ also names Advcash and Perfect Money, and no page offers bank transfer. Deposits are credited instantly, with minimums of 1 USD for Top Change and Volet and 50 USD for cards, while the USDT minimum is given as 10 USD, 15 USD and 1 USD on different pages. The table charges 2.5% (minimum 1 USD) on card deposits, 3 to 6 USD on crypto withdrawals and 2% (minimum 1 USD) on Volet withdrawals, although banners on the same page say no fees apply and the Farsi version shows 0.15% on crypto withdrawals. The FAQ says there are no limits, yet the table caps card deposits at 5,000 USD and Top Change withdrawals at 100,000 USD.
Withdrawals require a verified account and normally return by the deposit method, only to the client's country of origin (clause 15.3). The broker gives its processing time as 24 hours in the table, 24 working hours in the FAQ and up to one business day in the footer; that is the time to process a request, not the time the money takes to arrive.
Live chat runs Monday to Friday from 05:00 to 21:00 GMT and on weekends from 07:00 to 15:00 GMT. Clients can also write to support@opofinance.com, use a contact form the broker says it answers in less than 24 hours, or message the Telegram support account @opofinancesupport. The contact page lists +248 4374099 for the Seychelles office and +44 7312763042 for the Saint Vincent office, with office hours of 8am to 5pm local time.
The site publishes no complaints email, and the Complaints Management Policy the client agreement refers to (clause 17.2) is not among its legal documents. The agreement says complaints are considered within five business days (clause 17.12) but gives OPO GROUP LLC the absolute right to refuse one (clause 17.13), and trade confirmations become conclusive unless disputed in writing within two business days (clause 35.4).
Pros
Cons
Opofinance pairs a broad platform line-up and 100 USD entry accounts with a structure that needs careful reading: its group's three licences are confirmed on the registers, but two of them do not cover dealing, and none is held by OPO GROUP LLC in Saint Vincent and the Grenadines, the company its client agreement places clients with and gives wide discretion over trades, profits and payouts. Before funding an account, the most important step is to confirm which company holds it and to read the client agreement's profit, fee and withdrawal terms, which in several places differ from the broker's own marketing pages.
8 full-page captures of Opofinance's own site, archived so what they said can still be read after the pages change.
We have not confirmed any regulation for Opofinance. Money deposited with an unregulated broker is protected only by the company itself.
Trading with an unregulated broker puts your deposit at risk.
We have not confirmed any regulation for Opofinance. An unregulated broker is not supervised by a financial authority, and money you deposit is protected only by the company itself.
What this means for you
13 account types on record. Minimum deposit from USD 100. Leverage up to 1:2000.
| Account | Min Deposit | Max Leverage | Commission |
|---|---|---|---|
| StandardStandard | USD 100 | 1:2000 | No commission |
| ECNECN | USD 100 | 1:2000 | $6 per lot |
| ECN ProPro ECN · ECN | USD 5,000 | 1:2000 | $4 per lot |
| Social TradeSocial · Copy & Managed | USD 200 | 1:500 | No commission; the home page card shows $6 |
| PropProp | USD 1,000 | 1:30 | $6 on the $1,000 plan; the Prop page shows $3 on its $5,000 and $10,000 plans, the home page $6 on all four plans |
| BlackBlack · VIP | USD 100,000 | 1:500 | No commission |
| cTrader ECNECN | USD 200 | 1:500 | $6 per lot |
| cTrader ECN PlusECN+ · ECN | USD 5,000 | 1:500 | $4 per lot |
| cTrader CopyCopy Trading · Copy & Managed | USD 200 | 1:500 | No commission; the cTrader Copy account page shows $6 |
| OpoTrade STDStandard | USD 100 | 1:2000 | No commission |
| OpoTrade ECNECN | USD 100 | 1:2000 | $6 per lot |
| OpoTrade ECNPROPro ECN · ECN | USD 5,000 | 1:2000 | $4 per lot |
| Social ProSocial · Copy & Managed | USD 5,000 | 1:500 | $4 per lot; the home page card shows $6 |
Where Opofinance says it will and won't take clients
Confirmed blocked
Named in the broker's own terms
Covered by a parent block
Territories a blocked country carries with it
Explicitly accepted
Named as accepted — not a full list of served markets
7 ways to fund an account. The costliest way in is Visa Master card at 2.5%.
| Method | Deposit fee | Withdrawal fee | Min deposit | Withdrawal min / max | Processing |
|---|---|---|---|---|---|
USDT (TRC20)CryptocurrencyDeposit and withdrawal page (English), https://opofinance.com/deposit-withdraw-methods: deposit minimum $10, maximum 'Unlimited', 'Instant', fee shown as '-'; withdrawal minimum $15, maximum 'Unlimited', '24H', fee '3-6$'. The withdrawal fee field holds 6, the top of that 3 to 6 USD range, not a flat fee. BROKER CONFLICT: the same page's withdrawal banner says 'No fees are applied ... no hidden charges or deductions'; the Farsi deposit and withdrawal page (https://opofinance.com/fa/deposit-withdraw-methods) shows a 0.15% withdrawal fee and a $15 deposit minimum; the FAQ (https://opofinance.com/aboutopo/faq, Payouts, question 2) gives a $1 deposit minimum for Tether. The FAQ (Payouts, question 1) says depositing and withdrawing with Tether and other cryptocurrencies 'is very popular among users'. Withdrawal time: '24H' in the table, 'within 24 working hours' in the FAQ (Payouts, question 4), 'up to 1 business day' in the site footer; this is the time to process the request, not the time for the money to arrive. Deposits are credited instantly per the table. RULES: the account must be verified before a withdrawal (deposit and withdrawal page), and a crypto withdrawal needs a registered and verified destination wallet (FAQ, Payouts). Withdrawals return by the deposit method (FAQ, Payouts, questions 1 and 5), though account or IB interest may be withdrawn by any method. Client agreement (https://opofinance.com/company/terms-and-condition): withdrawals go to the same destination as the incoming funds, by no other method and to no country other than the client's country of origin (15.3); profits above the amount deposited may be paid to the client's own bank account (15.5); a withdrawal is paid the same day, or the next working day if requested outside normal trading hours (15.3); the firm may decline a requested method and suggest another (15.4). Despite the 'no fees' banners on the deposit and withdrawal page, the agreement lets the firm charge transfer costs, 'usually 3%6%', on a withdrawal without trading activity (6.14), recover deposit fees incurred when a withdrawal follows a deposit with no trading (9.10(a)), and debit all payment charges to the account (15.6). | Not recorded | USD 6 | USD 10 | USD 15Not recorded | Up to 24 hours |
CryptocurrenciesCryptocurrencyDeposit and withdrawal page (English), https://opofinance.com/deposit-withdraw-methods: deposit minimum $15, maximum 'Unlimited', 'Instant', fee '-'; withdrawal minimum $10, maximum 'Unlimited', '24H', fee '3-6$'. The withdrawal fee field holds 6, the top of that 3 to 6 USD range, not a flat fee. The public site does not list the coins: the FAQ (https://opofinance.com/aboutopo/faq, Payouts, 'Do you accept crypto payment methods? Which ones?') says to see them in the client area under Funds, Deposit, Crypto. BROKER CONFLICT: the FAQ (Payouts, question 2) gives a $15 minimum withdrawal for Tether and digital currencies, the table $10; the Farsi deposit and withdrawal page (https://opofinance.com/fa/deposit-withdraw-methods) shows a 0.15% withdrawal fee; the withdrawal banner says 'No fees are applied'. Withdrawal time: '24H' in the table, 'within 24 working hours' in the FAQ (Payouts, question 4), 'up to 1 business day' in the site footer; this is the time to process the request, not the time for the money to arrive. Deposits are credited instantly per the table. RULES: the account must be verified before a withdrawal (deposit and withdrawal page), and a crypto withdrawal needs a registered and verified destination wallet (FAQ, Payouts). Withdrawals return by the deposit method (FAQ, Payouts, questions 1 and 5), though account or IB interest may be withdrawn by any method. Client agreement (https://opofinance.com/company/terms-and-condition): withdrawals go to the same destination as the incoming funds, by no other method and to no country other than the client's country of origin (15.3); profits above the amount deposited may be paid to the client's own bank account (15.5); a withdrawal is paid the same day, or the next working day if requested outside normal trading hours (15.3); the firm may decline a requested method and suggest another (15.4). Despite the 'no fees' banners on the deposit and withdrawal page, the agreement lets the firm charge transfer costs, 'usually 3%6%', on a withdrawal without trading activity (6.14), recover deposit fees incurred when a withdrawal follows a deposit with no trading (9.10(a)), and debit all payment charges to the account (15.6). | Not recorded | USD 6 | USD 15 | USD 10Not recorded | Up to 24 hours |
Top ChangeE-WalletDeposit and withdrawal page (English), https://opofinance.com/deposit-withdraw-methods: deposit minimum $1, maximum 'Unlimited', 'Instant', fee '-'; withdrawal minimum $1, maximum $100,000, '24H', fee '-'. The FAQ (https://opofinance.com/aboutopo/faq, Payouts, question 1): 'You can also use Topchange to deposit and withdraw in Rials', and a rial deposit can only be withdrawn in rials. The fee fields are empty because the table shows a dash and the client agreement reserves charges (below), not because the method is free. Withdrawal time: '24H' in the table, 'within 24 working hours' in the FAQ (Payouts, question 4), 'up to 1 business day' in the site footer; this is the time to process the request. BROKER CONFLICT: the FAQ (Payouts, question 3) says 'There is no limit for deposits and withdrawals', while the table caps Top Change withdrawals at $100,000. RULES: the account must be verified before a withdrawal (deposit and withdrawal page), and a TopChange withdrawal needs a registered and verified destination wallet (FAQ, Payouts). Withdrawals return by the deposit method (FAQ, Payouts, questions 1 and 5), though account or IB interest may be withdrawn by any method. Client agreement (https://opofinance.com/company/terms-and-condition): withdrawals go to the same destination as the incoming funds, by no other method and to no country other than the client's country of origin (15.3); profits above the amount deposited may be paid to the client's own bank account (15.5); a withdrawal is paid the same day, or the next working day if requested outside normal trading hours (15.3); the firm may decline a requested method and suggest another (15.4). Despite the 'no fees' banners on the deposit and withdrawal page, the agreement lets the firm charge transfer costs, 'usually 3%6%', on a withdrawal without trading activity (6.14), recover deposit fees incurred when a withdrawal follows a deposit with no trading (9.10(a)), and debit all payment charges to the account (15.6). | Not recorded | Not recorded | USD 1 | USD 1USD 100,000 | Up to 24 hours |
VoletE-WalletDeposit and withdrawal page (English and Farsi), https://opofinance.com/deposit-withdraw-methods: deposit minimum $1, maximum 'Unlimited', 'Instant', fee '-'; withdrawal minimum $1, maximum 'Unlimited', '24H', fee '2% (Min $1)'. Volet is also among the deposit and withdrawal methods in the Opofinance app (FAQ, https://opofinance.com/aboutopo/faq, Application). BROKER CONFLICT: the withdrawal banner on the same page says 'No fees are applied ... no hidden charges or deductions'. Withdrawal time: '24H' in the table, 'within 24 working hours' in the FAQ (Payouts, question 4), 'up to 1 business day' in the site footer; this is the time to process the request. RULES: the account must be verified before a withdrawal (deposit and withdrawal page). Withdrawals return by the deposit method (FAQ, Payouts, questions 1 and 5), though account or IB interest may be withdrawn by any method. Client agreement (https://opofinance.com/company/terms-and-condition): withdrawals go to the same destination as the incoming funds, by no other method and to no country other than the client's country of origin (15.3); profits above the amount deposited may be paid to the client's own bank account (15.5); a withdrawal is paid the same day, or the next working day if requested outside normal trading hours (15.3); the firm may decline a requested method and suggest another (15.4). Despite the 'no fees' banners on the deposit and withdrawal page, the agreement lets the firm charge transfer costs, 'usually 3%6%', on a withdrawal without trading activity (6.14), recover deposit fees incurred when a withdrawal follows a deposit with no trading (9.10(a)), and debit all payment charges to the account (15.6). | Not recorded | 2% | USD 1 | USD 1Not recorded | Up to 24 hours |
Visa Master cardCredit CardDeposit and withdrawal page (English and Farsi), https://opofinance.com/deposit-withdraw-methods: deposit minimum $50, maximum $5,000, 'Instant', fee '2.5% ($1 min)'; withdrawal minimum $1, maximum 'Unlimited', '24H', fee '-'. BROKER CONFLICT: the deposit banner on the same page says 'No Opofinance Fee Applied ... Deposit Freely, No Extra Fees' while the table charges 2.5% on card deposits; the FAQ (https://opofinance.com/aboutopo/faq, Payouts, question 3) says there is no limit on deposits, while the table caps card deposits at $5,000. Cards are not among the methods named in the FAQ (Payouts, question 1) or in the app's method list (FAQ, Application). The withdrawal fee is empty because the table shows a dash and the client agreement reserves charges (below). Withdrawal time: '24H' in the table, 'within 24 working hours' in the FAQ (Payouts, question 4), 'up to 1 business day' in the site footer; this is the time to process the request. RULES: the account must be verified before a withdrawal (deposit and withdrawal page). Withdrawals return by the deposit method (FAQ, Payouts, questions 1 and 5), though account or IB interest may be withdrawn by any method. Client agreement (https://opofinance.com/company/terms-and-condition): withdrawals go to the same destination as the incoming funds, by no other method and to no country other than the client's country of origin (15.3); profits above the amount deposited may be paid to the client's own bank account (15.5); a withdrawal is paid the same day, or the next working day if requested outside normal trading hours (15.3); the firm may decline a requested method and suggest another (15.4). Despite the 'no fees' banners on the deposit and withdrawal page, the agreement lets the firm charge transfer costs, 'usually 3%6%', on a withdrawal without trading activity (6.14), recover deposit fees incurred (for cards, the 2.5% deposit fee) when a withdrawal follows a deposit with no trading (9.10(a)), and debit all payment charges to the account (15.6). | 2.5% | Not recorded | USD 50 | USD 1Not recorded | Up to 24 hours |
Perfect MoneyE-WalletNamed in the FAQ (https://opofinance.com/aboutopo/faq, Payouts, question 1: 'Other deposit and withdrawal methods are ADVCASH and Perfectmoney') and in the FAQ's Application answers, which list Perfect Money among the deposit and withdrawal methods in the Opofinance app. The deposit and withdrawal tables on https://opofinance.com/deposit-withdraw-methods do not list it, and no page gives its own limits, fees or processing time, so those fields are empty. The FAQ gives general figures that do not name it: a $1 minimum deposit and withdrawal 'through other methods such as Top-Change' (Payouts, question 2) and withdrawals 'within 24 working hours' (question 4). RULES: the account must be verified before a withdrawal (deposit and withdrawal page). Withdrawals return by the deposit method (FAQ, Payouts, questions 1 and 5), though account or IB interest may be withdrawn by any method. Client agreement (https://opofinance.com/company/terms-and-condition): withdrawals go to the same destination as the incoming funds, by no other method and to no country other than the client's country of origin (15.3); profits above the amount deposited may be paid to the client's own bank account (15.5); a withdrawal is paid the same day, or the next working day if requested outside normal trading hours (15.3); the firm may decline a requested method and suggest another (15.4). Despite the 'no fees' banners on the deposit and withdrawal page, the agreement lets the firm charge transfer costs, 'usually 3%6%', on a withdrawal without trading activity (6.14), recover deposit fees incurred when a withdrawal follows a deposit with no trading (9.10(a)), and debit all payment charges to the account (15.6). | Not recorded | Not recorded | Not recorded | Not recordedNot recorded | Not recorded |
AdvcashE-WalletNamed only in the FAQ (https://opofinance.com/aboutopo/faq, Payouts, question 1: 'Other deposit and withdrawal methods are ADVCASH and Perfectmoney'). The deposit and withdrawal tables on https://opofinance.com/deposit-withdraw-methods and the app's method list (FAQ, Application) do not include it; they list Volet, and no page says whether the two are the same service. No page gives Advcash's own limits, fees or processing time, so those fields are empty. The FAQ gives general figures that do not name it: a $1 minimum deposit and withdrawal 'through other methods such as Top-Change' (Payouts, question 2) and withdrawals 'within 24 working hours' (question 4). RULES: the account must be verified before a withdrawal (deposit and withdrawal page). Withdrawals return by the deposit method (FAQ, Payouts, questions 1 and 5), though account or IB interest may be withdrawn by any method. Client agreement (https://opofinance.com/company/terms-and-condition): withdrawals go to the same destination as the incoming funds, by no other method and to no country other than the client's country of origin (15.3); profits above the amount deposited may be paid to the client's own bank account (15.5); a withdrawal is paid the same day, or the next working day if requested outside normal trading hours (15.3); the firm may decline a requested method and suggest another (15.4). Despite the 'no fees' banners on the deposit and withdrawal page, the agreement lets the firm charge transfer costs, 'usually 3%6%', on a withdrawal without trading activity (6.14), recover deposit fees incurred when a withdrawal follows a deposit with no trading (9.10(a)), and debit all payment charges to the account (15.6). | Not recorded | Not recorded | Not recorded | Not recordedNot recorded | Not recorded |
5 trading platforms on record: MetaTrader 4, MetaTrader 5, cTrader, TradingView and Proprietary platform.
Servers OpogroupLLC-Real1 (live) and OpogroupLLC-demo. Android and iOS store links on the platforms page; its MT4 Windows and macOS buttons download the MT5 installer, so the desktop build comes from the client area.
Server Opogroup-Server1 (live and demo). The MT5 page links builds for Windows, macOS, iOS and Android.
For cTrader accounts only; MetaTrader accounts cannot be connected. The cTrader page links builds for Windows, macOS, iOS and Android.
Trade from TradingView Supercharts after connecting an Opofinance account through the broker's TradingView profile; works in the browser and in TradingView's desktop and mobile apps.
OpoTrade, Opofinance's own platform with TradingView charts, traded in the Opofinance app (iOS, Android) or from the client dashboard. It runs the OpoTrade STD, ECN and ECNPRO accounts.
4 domains on record. All active and served over HTTPS.
6 legal entities behind the Opofinance brand.
Opofinance names OPO GROUP LLC as the operating company. We could not confirm that registration on the registry.
3 other brokers on the record share what Opofinance offers — its country, regulator, account types or platforms — set beside it on the same measures.
Common questions about Opofinance
Yes, the client agreement allows it in several cases. If the broker has grounds to believe a client used arbitrage, sniping or another strategy it treats as abusive, it may close the client's positions, void the profitable trades while enforcing the losing ones and confiscate the profits (clause 34.2), and after an event of default it may remove illicit profit, which the agreement defines to include profit made during abnormal market conditions such as low liquidity, rapid price movements or price gaps (clause 24.2). It may also void a trade when its liquidity provider cancels the matching hedge (clause 17.22), and under its promotion terms any indication or suspicion of fraud, manipulation or bonus or swap arbitrage nullifies all the transactions and profits concerned (clause 32.1).
Only to a limited extent, and it depends on which company holds your account. The licence check on 24 October 2026 found no investor compensation scheme and no deposit insurance behind Opo Group Ltd's Seychelles licence; the FSCA's conduct rules and the FAIS Ombud protect only clients of the South African company, OPO FINANCE (PTY) LTD; and OPO FINANCE PTY LTD's Australian licence covers advice, not dealing in the products clients trade. OPO GROUP LLC, the company the client agreement names as the counterparty, holds none of these licences.
Yes. Opofinance's FAQ says Expert Advisors and HFT robots are allowed within the broker's rules and that all accounts run in hedging mode, while arbitrage is not allowed.
Yes. Opofinance's FAQ says the Standard, ECN and ECN Pro accounts can be used in demo mode, and its MetaTrader 4 platform has a separate demo server, OpogroupLLC-demo. Social trading is not available on demo accounts.
Complaints go to the general support address, support@opofinance.com: the site publishes no complaints email, and the Complaints Management Policy the client agreement refers to (clause 17.2) is not among its legal documents. The agreement says complaints are considered within five business days (clause 17.12), but it also gives OPO GROUP LLC the absolute right to refuse a complaint (clause 17.13) and makes trade confirmations conclusive unless you object in writing within two business days (clause 35.4). Court proceedings belong to the courts of Saint Vincent and the Grenadines (clause 28.2), and the protection of the South African FAIS Ombud applies only to clients of OPO FINANCE (PTY) LTD, the group's FSCA-licensed company.
Opofinance's live chat runs Monday to Friday from 05:00 to 21:00 GMT and on weekends from 07:00 to 15:00 GMT, so it is not a 24/7 service. The broker can also be reached at support@opofinance.com, through a contact form it says it answers in less than 24 hours, through the Telegram support account @opofinancesupport, and by phone on +248 4374099 (Seychelles office) or +44 7312763042 (Saint Vincent office), with offices open 8am to 5pm local time.
The Prop account is a one-phase live challenge run with partner FORFX and funded with the client's own deposit in a real account rather than an entry fee. The FAQ sets leverage at 1:30, an 8% total stop-loss and profit targets of 18% on the 1,000 USD plan, 15% on 5,000 USD and 10% on 10,000 and 20,000 USD; any deposit or withdrawal after the challenge starts breaches it, and a pass leads to a funded account on the FORFX platform with an 80% profit split. The plans differ between pages: the Prop page shows three plans with commissions of 6 USD and 3 USD per lot, the home page four plans at 6 USD.
Yes. The Opo Social Trade platform, reached from the client area, lets clients follow providers, with copied trades managed in MetaTrader 4 or 5; providers set a fee of 1% to 30% of profits, charged monthly and only when the follower is in profit, and following needs a deposit of at least 200 USD, which the broker says may vary by provider. cTrader accounts have cTrader Copy built in, and social trading is not available on demo accounts.
Yes, but the broker's pages disagree on the terms. One FAQ answer says swap-free is enabled from the user panel for up to 14 days, after which swaps are charged, and is not available on ECN Pro, Prop or Social Trade Pro; another says every account except ECN Pro qualifies, Social Trade Pro and Prop included. The account pages mark swap-free as applicable on every account, with ECN Pro requiring a 30,000 USD balance, and clause 33.1(b)(ii) of the client agreement says swap-free accounts carry a swap-free charge.
Yes, although banners on its deposit and withdrawal page say no fees apply. The page's own table charges 2.5% (minimum 1 USD) on card deposits, 3 to 6 USD on crypto withdrawals and 2% (minimum 1 USD) on Volet withdrawals, and the client agreement adds transfer costs of usually 3% to 6% on a withdrawal made without trading (clause 6.14) and 5 USD a month after six months without trading (clauses 9.11 and 27.13). A balance of up to 1 USD on an account closed or inactive for more than 90 days may be given to charity (clause 6.11).
Opofinance says withdrawals are processed within 24 hours: its deposit and withdrawal table says 24H, the FAQ says within 24 working hours and the site footer up to one business day, which is the broker's processing time rather than the time the money takes to arrive. The page lists USDT (TRC20), other cryptocurrencies, Top Change (used for Iranian rials), Volet and Visa or Mastercard cards, and the FAQ also names Advcash and Perfect Money; no page offers bank transfer. The account must be verified before a withdrawal, and money normally goes back by the method used to deposit.
Spreads float on every Opofinance account: Standard has no commission and spreads from 1.8 pips, ECN charges 6 USD per lot from 0.8 pips and ECN Pro 4 USD per lot from 0.0 pips, and the OpoTrade accounts are priced the same. On cTrader, ECN charges 6 USD per lot from 1 pip, ECN Plus 4 USD from 0.0 pips and Copy no commission from 2.2 pips, while the Black account advertises raw spreads with no commission. Some figures differ between the broker's pages: the home page shows Social Trade and Social Pro at 6 USD per lot from 0.8 pips, where the comparison table gives Social Trade no commission from 1.5 pips and the social trading page gives Social Pro 4 USD from 0.0 pips, and the cTrader Copy page shows a 6 USD commission.
Opofinance's MetaTrader accounts start at 100 USD for Standard and ECN, then 200 USD for Social Trade, 1,000 USD for the Prop challenge, 5,000 USD for ECN Pro and Social Pro and 100,000 USD for Black. Its cTrader accounts are cTrader ECN and cTrader Copy at 200 USD and cTrader ECN Plus at 5,000 USD, and its OpoTrade platform has STD and ECN accounts at 100 USD and ECNPRO at 5,000 USD. All are in US dollars with a margin call at 80% and a stop out at 20%, although one FAQ answer gives 40% for MetaTrader accounts.
The client agreement on Opofinance's terms page names OPO GROUP LLC, a Saint Vincent and the Grenadines company with its registered office at Suite 305, Griffith Corporate Centre, Beachmont, Kingstown, as the company clients contract with, and gives the courts of Saint Vincent and the Grenadines exclusive jurisdiction (clause 28.2). According to the broker's site, the company is registered under Saint Vincent's Limited Liability Company Act with number 866LLC2021, which the agreement calls a licence number; that is a company registration, not a licence from a financial regulator, and OPO GROUP LLC holds none of the group's three licences. The site's footer adds that clients onboarded under OPO GROUP LTD and OPO FINANCE PTY LTD trade through cTrader and TradingView, so check which company your own agreement names.
Opofinance's FAQ says it does not accept users from Turkey, Australia, the United States, Japan, Canada, North Korea or Russia. Other pages name fewer: the English site footer lists Turkey, the USA, Japan, Canada and North Korea, clause 5.9 of the client agreement lists the United States, Japan, Australia and Canada, and clause 5.10 refers to a further list on the website that the site does not publish. The FAQ also says Iranian users are accepted, while another answer asks that clients not connect from an IP address in Iran or another sanctioned country and suggests 'a VPN with German, English, and Dutch IPs'.
Opofinance's English deposit and withdrawal page charges 3 to 6 USD on each USDT (TRC20) or other cryptocurrency withdrawal and shows no fee on crypto deposits, which it credits instantly. The broker's own figures disagree, though: the Farsi version of the same page shows a 0.15% withdrawal fee instead, and banners on the page say no fees apply. Crypto deposit minimums also differ: 10 USD for USDT and 15 USD for other coins in the English table, 15 USD for USDT in the Farsi table and 1 USD in the FAQ.
Opofinance offers leverage of up to 1:2000 on its MetaTrader Standard, ECN and ECN Pro accounts and its three OpoTrade accounts; on MetaTrader the client chooses at account opening between normal leverage of 1:100 to 1:500 and high leverage of 1:1000 to 1:2000. The cTrader accounts run from 1:100 to 1:500, although the cTrader ECN page itself says up to 1:2000, while Social Trade, Social Pro and Black go up to 1:500 and the Prop account is set at 1:30. The client agreement lets the broker apply a dynamic leverage model, higher margin requirements or other trading restrictions to clients it classes as high-risk (clause 14.11).
Opofinance offers MetaTrader 4, MetaTrader 5, cTrader, TradingView and its own OpoTrade platform. Its MetaTrader accounts (Standard, ECN, ECN Pro, Social Trade, Social Pro, Prop and Black) trade on MT4 or MT5, cTrader is reserved for the cTrader ECN, ECN Plus and Copy accounts, and OpoTrade, which uses TradingView charts, runs in the Opofinance app for iOS and Android and from the client dashboard. The broker's TradingView page explains how to connect an account to TradingView, although an older answer in its FAQ still describes TradingView trading as coming soon.
Three companies in the Opofinance group hold licences, all confirmed on the regulators' registers in a check on 24 October 2026, but none of them is OPO GROUP LLC, the company the client agreement names as the counterparty. Opo Group Ltd holds Seychelles Financial Services Authority licence SD124, an offshore securities dealer licence listed as active. OPO FINANCE (PTY) LTD holds South African FSCA licence 54594, a Category I licence for derivative instruments that covers intermediary services only and is not an over-the-counter derivatives provider licence. OPO FINANCE PTY LTD holds ASIC licence AFSL 402043, which allows general advice on derivatives, foreign exchange and securities but not dealing in, making a market in or issuing CFDs.
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