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PNB logo

PNB

Regulated
Burkina Faso
Since 1916
Last Updated:

Trading Conditions

Min Deposit:
PHP3000
Max Leverage:
N/A
Account Types
  • Invest
  • Institutional

Official website

pnb.com.ph

Online · checked Sep 10, 2026

Funding Methods

8 methods

Over-the-Counter (OTC) Withdrawal

bank transfer
Not recorded
Fee:Not recorded
Fee:₱100

ATM Withdrawal

bank transfer
Instant
Fee:Not recorded
Fee:Not recorded

Online Fund Transfer

bank transfer
Instant
Fee:Not recorded
Fee:Not recorded

Mobile Banking Transfer

bank transfer
Instant
Fee:Not recorded
Fee:Not recorded

Check Deposit

bank transfer
Up to 2 days
Fee:Not recorded
Fee:Not recorded

Time Deposit

bank transfer
Not recorded
Fee:Not recorded
Fee:Not recorded

Online Banking Transfer

bank transfer
Instant
Fee:Not recorded
Fee:Not recorded

International Fund Transfer

bank transfer
Not recorded
Fee:Not recorded
Fee:$75

Trust rating

Fair

51 out of 100 · 60% checked· Provisional

The licences it claims have not been checked on any official register.

We checked PNB on 2026-10-27 across its regulation, company record, client terms, trading offer and service, and could verify 60% of its record. It claims 2 licences on its site, but none has been checked on an official register yet. The score of 51 is what the checked record adds up to; nothing held it down. The rating stays provisional until a claimed licence is checked on an official register. What would move the score: licence held by the onboarding entity, verified age, transparency. No investigation has been published yet, so complaints and reputation are unknown. Its client terms have not been reviewed yet.

Score last calculated 2026/10/27

Company Information

Full Name:Philippine National Bank
Founded:1916
Headquarters:Burkina Faso
Enterprise Offices:1offices

Customer Support

Phone:
(+632)8573-8888
Live Chat:
Available
Response Time:
—
Languages:
English
Scroll Down
Editorial review
Updated

Broker Summary

What Wikilix has recorded about PNB: its history, the licences it holds, its trading conditions and its fees.

Introduction and Overview

PNB is a name that has been prominent in the realm of trading brokers. This institution provides financial services with the objective of ensuring that people have access to markets. Although information regarding PNB is not detailed, people can learn about the basic framework or requirements from such brokers.

History

The Philippine National Bank (PNB) is one of the oldest and largest private banks in Philippines, founded back in 1916. Currently, this institution is not controlled by any banking organization in the US or elsewhere in the world, but PNB does provide all kinds of conventional and online financial services to its clientele both in the US and other countries.

Key Features and Offerings

PNB offers various conventional as well as innovative financial services such as consumer, corporate, remittances, asset management, loans, insurances, as well as investment facilities. PNB boasts having among the largest domestic and overseas branching networks of all banks in the country, including serving both local as well as global Filipino customers.

Possible cryptocurrency trading options

Furthermore, brokers may also provide different types of accounts and support services. But in the absence of concrete facts, it is best for potential investors to personally look for information from PNB or from trusted sources prior to investing.

A Regulatory Compliance and Licensing

Regulatory supervision plays an important component in ascertaining the credibility of any financial services provider. However, very minimal information is provided in regard to PNB’s licensing and level of compliance with the relevant regulation. The lack of this information could serve as an important indicator to traders wishing to engage in a risk-free and legal transaction.

The following is a sample of information that traders need in order to gauge brokers. As PNB information is not available, this example can serve as a substitute. The information required by traders is encapsulated in a table below:

Table: Information Needed By Tradersiltereassistant<|end_header_id|>

Trading Conditions

Conditions under which trades are carried out, such as spreads, leverage, and minimum deposit, are essential to assess a broker to determine their appropriateness. Unfortunately, the exact conditions for trades with PNB are not available publicly. Across the industry, brokers charge different spreads depending on the type of accounts and market conditions, provide leverage ratios which may vary from conservative to high, and demand minimum deposits according to different categories of traders.

For instance, the technology used by the trading platform will also play an important role for the brokerage firm. Most of the brokers will enable the user to make use of the MetaTrader 4 or MetaTrader 5 trading platform or the proprietary trading platform that has some of the most advanced tools for carrying out the trading operations. However, it has not been made clear what kind of trading platform the P

Trading Condition

Details

Spreads

More data needed

x=X

Fee Structure

There

Knowing the fee structure is crucial in cost management processes undertaken by traders. Fees normally encompass commissions, spreads, charges associated with deposits and money withdrawal, as well as inactivity charges. In PNB, there is no relevant information known concerning these charges.

Without the specific data available, it is recommended that the trader contact PNB or refer to the documentation prior to investing. A clear disclosure of costs is a characteristic of a trustworthy brokerage firm.

Conclusion

As a trading broker, PNB currently provides minimal publicly available data in all crucial sectors, such as background, regulation, trading terms, fees, and user experience. Due to the lack of data, there is a need for traders wanting to work with PNB to exercise caution. Prospective customers should also focus on direct engagement with PNB, look up credible comments about them from other parties, and engage in due diligence before making any financial decisions. While openness and governance are remained to be important levers of trust in the finance sector, this lack should also be closely evaluated.

Regulation check

Regulatory Licenses

PNB is listed with a tier-1 or tier-2 licence that we have not yet checked against the regulator's register. An unchecked licence is not a finding either way.

0 of 2 checked
Licences on record
2
Confirmed on register
0
Tier 1 or 2
2
Offshore
0

WIKILIX

Licence intelligence

The strongest of 2 licences on file

Licence Verification Record

Financial Conduct Authority No number recorded

Recorded from the firm's own disclosure. Not yet checked against the register.

Jurisdiction
United States
Authority strength
Tier 1
Licence type
Financial Service
Not yet checked on the register

Client protection under this licence

  • Compensation schemeUp to £85000 (FSCS)
  • Client money kept separate
  • Negative balance protection
  • Complaints routeFinancial Ombudsman Service
  • Maximum leverage1:30

These are the rules FCA sets for the firms it licenses. They are not a statement about how PNB applies them, or about which of its companies would hold your account.

A licence record describes what an authority published. It is not an endorsement, and Wikilix does not issue authorisations.

Trading accounts
Updated

Account Types

2 account types on record. Leverage up to 1:1.

2 account types
AccountMin DepositMax LeverageCommission
InvestNot recorded1:1N/A - deposit account
InstitutionalCorporateNot recorded1:1N/A - deposit account
Account names and conditions as published by PNB, recorded by Wikilix.
Deposits & withdrawals

Funding Methods

9 ways to fund an account. 4 credit instantly.

9 methods
MethodDeposit feeWithdrawal feeMin depositWithdrawal min / maxProcessing
Over-the-Counter (OTC) WithdrawalBank Transfer
Effective February 19, 2024, a service charge of PHP 100.00 per transaction is applied for OTC withdrawals from debit card-based savings accounts. Available at all PNB branches in the Philippines.
Not recordedPHP 100Not recordedNot recordedNot recordedNot recorded
ATM WithdrawalBank Transfer
Daily withdrawal limit of PHP 50,000. Available at PNB ATMs and partner bank ATMs nationwide.
Not recordedNot recordedNot recordedNot recordedPHP 20,000Instant
Online Fund TransferBank Transfer
Transaction fees may apply depending on the amount and destination bank. Available for transfers to and from participating banks in the Philippines.
Not recordedNot recordedNot recordedNot recordedPHP 50,000Instant
Mobile Banking TransferBank Transfer1Not recordedNot recordedNot recordedNot recordedPHP 50,000Instant
Check DepositBank Transfer
Personal checks are subject to a 2-3 working days clearing period. Available at all PNB branches in the Philippines.
Not recordedNot recordedNot recordedNot recordedNot recordedUp to 2 days
Time DepositBank Transfer
Interest rates and terms vary; early withdrawal may incur penalties. Available at all PNB branches in the Philippines.
Not recordedNot recordedPHP 10,000Not recordedNot recordedNot recorded
Online Banking TransferBank Transfer
Users must have an active PNB account and online banking enrollment. Available to PNB account holders with access to online banking.
Not recordedNot recordedNot recordedNot recordedPHP 50,000Instant
International Fund TransferBank Transfer
Fees may vary depending on the sending bank and amount. Available for transfers from international banks to PNB accounts.
Not recordedUSD 75Not recordedNot recordedNot recordedNot recorded
Mobile Check DepositBank Transfer1Not recordedNot recordedNot recordedNot recordedNot recordedNot recorded

Broker's notes on these methods

  1. Users must have an active PNB account and mobile banking enrollment. Available to PNB account holders with access to the mobile banking app. · applies to 2 methods
Fees, limits and processing times as published by PNB, recorded by Wikilix.
Social channels

Social Presence

5 official channels on record.

5 channels
Channels as published by the broker, recorded by Wikilix.
Legal entities

Corporate Network

One legal entity behind the PNB brand.

1 entity
  • PHILIPPINE NATIONAL BANK(Singapore)ActiveSingaporeRegistration S79FC2767EEstablished Jun 2, 2019
Entities named in the broker's own documents and company registers, recorded by Wikilix.
Frequently Asked Questions

Frequently Asked Questions

Common questions about PNB

Most Popular Questions
PNB is authorized to offer trading in various regulated financial instruments including Forex, bonds, stocks, funds, options, derivatives, commodities, loans, and retail investments. Binary options trading is subject to specific trading limits.
PNB offers customer support via phone at (+632) 8573-8888 and live chat during business hours. Support is available in English, and customers can also reach out through their official social media channels such as Facebook, Twitter, LinkedIn, Instagram, and YouTube.
PNB offers several withdrawal methods including over-the-counter (OTC) withdrawals at branches, ATM withdrawals, and online transfers. OTC withdrawals incur a fixed fee of PHP 100 per transaction, while ATM withdrawals have a daily limit of PHP 50,000 and usually no fees. International fund transfers have a withdrawal fee of 75 USD.
PNB requires a minimum deposit of 3,000 Philippine Pesos (PHP) to open an account. Specific deposit methods and limits may vary, with options including online fund transfers and mobile banking transfers supporting deposits up to 50,000 PHP.
Philippine National Bank (PNB) is regulated by the Financial Conduct Authority (FCA) in the UK and the Financial Markets Authority (FMA) in the Philippines. These regulators ensure high transparency and client fund protection, with PNB operating under strict compliance and fund segregation rules.
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