Rynat

Rynat Broker Overview

Rynat is the trading brand of Rynat Trading Ltd, a Cyprus company that states it is a Cyprus Investment Firm authorised and regulated by the Cyprus Securities and Exchange Commission under licence number 303/16. The broker runs two websites. rynattrading.com is a single page corporate site, while the retail service itself sits on ryninvest.com, which both sites describe as the RynInvest brand and application, owned and operated under licence by Rynat Trading Ltd. Clients trade one live account funded from 50 USD, on the broker's own mobile application rather than on MetaTrader, across currency pairs, precious metals, energy, indices, shares and cryptocurrencies, with variable spreads and a commission charged per instrument.

Rynat Regulation and License

The operating company is Rynat Trading Ltd, registered in Cyprus as RYNAT TRADING LIMITED under company registration number HE344135, with an office at 18 Monis Machera Street, 4th Floor Office 401, Limassol. Both of the broker's websites state that Rynat Trading Ltd is a Cyprus Investment Firm authorised and regulated by the Cyprus Securities and Exchange Commission, licence number 303/16, and the broker describes the services covered as reception and transmission of orders and execution of client orders. The Cyprus Securities and Exchange Commission maintains a public register of the firms it authorises at cysec.gov.cy, where the entry for a Cyprus Investment Firm sets out the investment services that firm may provide. The company registration number above is a matter of corporate registration in Cyprus and is not in itself financial regulation.

Is Rynat Regulated?

Rynat presents itself as a regulated broker, and the regulatory position it publishes rests on one licence: Cyprus Securities and Exchange Commission number 303/16, held by Rynat Trading Ltd. That claim appears on both of its websites and in the legal documents behind them. It is the broker's own statement. No other licence or authority is named.

Rynat Trading Ltd

The two names a client meets belong to one operator. Rynat Trading Ltd is the legal company and the holder of the regulatory claim, while RynInvest is the brand of the platform and of the mobile application. Both of the broker's websites state that the RynInvest brand and application are owned and operated under licence by Rynat Trading Ltd. In practice the corporate information sits on rynattrading.com, and account opening, funding, the instrument specifications, the legal documents and the trading application are all published on ryninvest.com. A card deposit appears on a bank statement under the descriptor Rynat Trading Ltd.

Is Rynat Safe?

Rynat offers several protections a reader can check, alongside conditions that deserve attention before an account is funded. On the protective side, the operator is a named Cyprus company at a stated Limassol address, negative balance protection is written into the client agreement, third party and anonymous payments are refused in both directions, and a withdrawal is returned to the account and the remitter that the deposit came from. Against that, the broker's own documents contradict each other on two figures a client would care about, the maximum leverage and the time a withdrawal takes, and both contradictions are unresolved on its pages. The platform is a mobile application only, with no web or desktop terminal published. Rynat also publishes its own notice that another website, xenostrats.com, may be impersonating Rynat Trading Ltd, and disclaims any relationship with it.

Rynat Account Types

Rynat publishes one account. It is called the Live Account, it is held in US dollars only, and the first deposit starts at 50 USD. There is no tiered account range, no cent or micro account and no professional tier, and the broker's FAQ states that it does not currently provide demo accounts, so there is no way to try the platform without funding it. The client agreement reserves the right to offer other account types in future. Before trading, the broker requires a passport or national identity document, a proof of residence no more than six months old and a proof of payment.

Rynat Spreads, Commissions and Fees

Spreads are variable, and the broker states that it adds no mark-up to them. The cost of a trade is instead a commission charged per instrument when a position is opened, deducted directly from the account balance. The published examples are 0.04 USD per 100 units on EURUSD, 0.06 USD per 200 units on most minor and exotic pairs, 0.40 USD per ounce on gold, 0.60 USD per ten barrels on US oil and 0.30 USD per 0.03 BTC on Bitcoin against the dollar. Share and index CFDs carry their own per instrument rates, and some index CFDs are listed with no commission at all.

Deposits are free on every channel. Withdrawals cost 3.50 per cent through the card and e-wallet providers, with a 10 USD minimum, and a bank transfer carries a destination dependent fee: 5 to 15 EUR for a euro withdrawal to a bank in the European Union holding euro, up to 50 EUR where the destination is outside it or holds another currency, and from 50 USD for a withdrawal in US dollars. Two clauses qualify the free deposit claim and are worth reading in full: the client agreement reserves the right to impose charges on specific payment methods where a client deposits and withdraws without entering into any trading activity, and it states that withdrawal fees may apply for processing purposes. Charges raised by a receiving or intermediary bank are the client's own. An account with no trading activity, open position, deposit or withdrawal for three consecutive months is treated as inactive, and one inactive for twelve months may be charged an account maintenance fee of up to 100 units of the account currency, although never where the account was never funded.

Rynat Leverage

The broker publishes two different answers and does not reconcile them. Its FAQ states that leverage is offered from 1:30 to 1:300 and depends on the client's knowledge and experience. Its costs and charges document of January 2025 instead gives a maximum per instrument of 1:30 on EURUSD, 1:20 on gold, 1:10 on US oil and 1:2 on Bitcoin against the dollar, and the instrument specifications on the platform site match that second set, with 1:30 on major currency pairs, 1:20 on minors, exotics and gold, 1:10 on other metals and energy, 1:5 on shares and 1:2 on cryptocurrencies. The maximum is taken as 1:30, because that is what the more specific and more recently dated of the broker's own documents states. A prospective client should not assume 1:300 is generally available.

Rynat Trading Platforms

Rynat offers one platform: its own mobile application, published for Android and for iOS and also as a direct Android package download from the platform site. There is no web terminal, no desktop application and no programmatic interface, and the broker does not offer MetaTrader 4, MetaTrader 5 or cTrader. The naming is inconsistent across the broker's own pages, which call the same application the RynInvest App, the Micro Trading App or the trading app. Anyone who relies on a desktop terminal, on third party charting or on automated expert advisors will not find them here.

Rynat Deposits and Withdrawals

Funding runs through cards, published as one combined Visa and Mastercard channel, through the Neteller, Skrill and PayPal e-wallets, and through bank transfer, with a 50 USD minimum and a 50,000 USD maximum per transaction on the channels the deposit table covers. The corporate site additionally names Sofort among the payment providers it works with, although it does not appear in the current deposit or withdrawal tables. All accounts are held in US dollars, so a deposit made in euro or sterling is converted at the broker's own rates.

A withdrawal must return by the same method and to the same remitter the deposit came from, and any amount above 100 USD of total net deposits has to leave by bank wire to an account in the client's own name, which is also the only way profits are paid out. Full identity verification is required before any withdrawal, and a request is refused where free margin would not cover it. The broker states that a complete request is processed within one business day, after which its withdrawal page says the money takes 3 to 5 days to arrive while its FAQ says 3 to 7 business days. The client agreement adds that published processing times are indicative only and not guaranteed, and that a non-SEPA transfer may take longer. Where the issuing institution refuses a card payout, the money is sent by bank transfer instead.

Rynat Support

Support is reachable by telephone on +357 25 258 020 and through three labelled email addresses: info@rynattrading.com for general enquiries, support@rynattrading.com for customer support and funding@rynattrading.com for cardholder correspondence. A withdrawal may also be requested by signed instruction letter sent to finance@rynattrading.com. The platform site carries the broker's own live chat panel on every page. The broker publishes no support hours and no list of support languages, and its pages and legal documents are in English. The head office address is 18 Monis Machera Street, 4th Floor Office 401, 3020 Limassol, Cyprus.

Rynat Pros and Cons

Strengths:

• A named Cyprus operating company at a stated office address, with one clear and consistently published regulatory claim.
• A low entry point, with a first deposit from 50 USD and no deposit fee on any channel.
• Trading costs published in unusual detail, instrument by instrument, with the broker stating it adds no spread mark-up.
• Negative balance protection written into the client agreement.
• A range covering currencies, metals, energy, indices, shares and cryptocurrencies.

Limitations:

• One account type and no demo account, so the platform cannot be tried before it is funded.
• A mobile application as the only platform, with no MetaTrader, web or desktop access.
• The broker's own documents disagree on the maximum leverage and on how long a withdrawal takes.
• Withdrawal costs of 3.50 per cent on cards and e-wallets, plus a destination dependent bank fee.
• Routing rules that send larger withdrawals and all profits out by bank wire only.
• An account maintenance fee of up to 100 units of the account currency after twelve months of inactivity.

Rynat Review and Assessment

Rynat is a small, single product Cyprus broker: one operating company, one regulatory claim, one live account and one mobile application. Its entry cost is low and its commission schedule is published in enough detail that the cost of a trade can be worked out in advance, which is more than many brokers of its size offer. The questions worth settling first are not about price. They are whether a mobile only platform is enough, which of the two published leverage figures will actually apply to the instruments a client intends to trade, and whether the withdrawal routing rules suit how that client intends to take money out. The licence is the broker's own statement. Before funding an account, confirm the standing of licence 303/16 and the services it covers on the Cyprus register.