Overall Score45 / 100The Wikilix trust rating of TD365, out of 100, built from the five factors below.The licences it claims have not been checked on any official register.Regulation46%Identity24%Client terms48%Trading offer63%Service38%Score last calculated 2026/10/28
Trading Conditions
Min Deposit:
N/A
Max Leverage:
200
Account Types
Standard
Standard
Standard
+1 more
Copy Trading
Trading platforms
MetaTrader 4Desktop · Web · Mobile
Funding Methods
4 methods
Credit/Debit Cards (Visa/Mastercard)
credit card
Instant
Fee:Not recorded
Fee:Not recorded
E-wallets (Skrill, Neteller)
e wallet
Instant
Fee:Not recorded
Fee:Not recorded
Cryptocurrencies (BTC, USDT, Ethereum)
crypto
Up to 1 hour
Fee:Not recorded
Fee:Not recorded
Bank Transfers (Local and International Wire)
bank transfer
Up to 5 days
Fee:Not recorded
Fee:A$20
Trust rating
High risk35 to 49. Serious gaps in regulation, client terms or conduct; the record points to real risk for a deposit.Why: The licences it claims have not been checked on any official register.
45 out of 100 · 61% checkedThe share of the record we could verify. What we could not check counts as unknown and pulls the score toward the middle, never down.· Provisional
Do not trust
High risk
Fair
Good
Excellent
The licences it claims have not been checked on any official register.
We checked TD365 on 2026-10-28 across its regulation, company record, client terms, trading offer and service, and could verify 61% of its record. It claims 2 licences on its site, but none has been checked on an official register yet. The score of 45 is what the checked record adds up to; nothing held it down. The rating stays provisional until a claimed licence is checked on an official register. What would move the score: licence held by the onboarding entity, verified age, transparency. No investigation has been published yet, so complaints and reputation are unknown. Its client terms have not been reviewed yet.
Score last calculated 2026/10/28
Regulation
Is someone watching them?
46out of 100
Poor
Counts for 35% of the score93% checked
What we checked
Best licence in force50
SCB SIA-F216 claimed, not checked on the register · Dec 18, 2025
FCA 525164 claimed, not checked on the register · Dec 18, 2025
Regulator protections50
FCA: 5 of 5 protections (claim, unchecked) · Dec 18, 2025
Licence held by the onboarding entity50
No licence checked on a register yet · Dec 18, 2025
Extra licences in force20
2 claimed licence(s), none checked · Dec 18, 2025
What this measures
Whether a financial authority supervises this broker: the licences it holds, whether we verified them on the official register, how strong that regulator is and what protection it gives clients. Worth 35 points of 100.
Identity
Who is behind it, and for how long?
24out of 100
Poor
Counts for 15% of the score60% checked
What we checked
Registry-verified entity0
No registered entity recorded
Verified ageNot checked yet
No verified age
Transparency25
1 of 4 transparency checks met (entity, address, complaints, ownership)
Who is behind it and for how long: a company registration we verified, years of verified history, how openly it names its entity, address and owners, and whether its website is intact. Worth 15 points.
Client terms
Are the client terms fair?
48out of 100
Poor
Counts for 15% of the score20% checked
What we checked
Policy riskNot checked yet
No published policy review
Critical clausesNot checked yet
No published policy review
Withdrawal rails40
4 rail(s): 0 fee-free of 1 known, 2 instant of 4 known, minimum $0 · Dec 18, 2025
Language parityNot checked yet
No published policy review
What this measures
How fair the client agreement is: the risk found in our policy review, the number of critical clauses, withdrawal rules, and whether the terms say the same in every language. Worth 15 points.
Trading offer
What does trading cost, and is it disclosed?
63out of 100
Fair
Counts for 20% of the score55% checked
What we checked
All-in EURUSD costNot checked yet
No EURUSD spread known
Pricing disclosed per account type67
8 of 12 pricing cells filled across 4 account type(s) · Dec 18, 2025
Instrument breadthNot checked yet
No instrument counts known
Platforms95
1 platform(s) (MetaTrader 4), web, mobile · Dec 18, 2025
Leverage vs regulated cap45
Maximum leverage 1:200 · Dec 18, 2025
Minimum deposit100
Minimum deposit $0 · Dec 18, 2025
What this measures
What trading costs and how clearly it is disclosed: pricing per account type, the all-in cost of EURUSD, instruments, platforms, leverage against regulated limits and the minimum deposit. Worth 20 points.
Service
How do they treat clients?
38out of 100
Poor
Counts for 15% of the score35% checked
What we checked
Fund-integrity complaintsNot checked yet
No published scam check
Support channels17
1 of 6 support checks (phone, email, 24/7 chat, 2+ languages, messenger, complaints email) · Dec 18, 2025
Reputation footprintNot checked yet
No published scam check
WIKILIX communityNot checked yet
0 approved review(s), fewer than 10
What this measures
How clients are treated: support channels, complaints about withdrawals and reputation from our investigation, and reviews by WIKILIX members. Worth 15 points.
What Wikilix has recorded about TD365: its history, the licences it holds, its trading conditions and its fees.
Introduction and Overview
The ever-changing landscape of the online trading world calls for a trusted and transparent trading broker or firm. TD365 has established itself as one of the most significant players within the financial services industry by having a comprehensive array of trading products and solutions designed to cater to the different needs of traders. The lack of TD365 information might be a concern, but the connection of the broker to Trade Nation Ltd and the regulation it enjoys have contributed to building the needed understanding.
The above text examines the overall aspects of TD365, including its history, most important characteristics, regulatory compliance, terms of trading, commissions, and usage experience. Regardless of whether you are looking to try TD365 for your own trading needs or simply to grasp the overall status that TD365 has acquired in the market, the above information serves to shed light on what the broker has to offer.
Background and History
TD365 has operated as the registered business name for the company, Trade Nation Ltd, which has been incorporated in the Bahamas through registration number 203493 B. The origin of the broker dates back to the period involving 2011 and 2014, with suggestions that the company could have been created in 2011 by Davin Clarke, though this information has not been confirmed.
TD365 is headquartered mainly in the Bahamas, with some presence in the form of servicing offices in the UK, and also talks about its presence in other parts of the world, such as Sydney, Australia, though it is hard to confirm this about TD365 directly. TD365 has undergone some changes over the years by launching its own platforms such as Cloud Trade, and also by adding to the number of financial products for trading.
Key Features & Offerings
TD365 allows trading on Contracts for Difference (CFDs) with various assets such as forex, indices, commodities, stocks, and cryptocurrencies. One thing that makes the broker unique among others is the single currency account feature. This gives the trader the freedom to trade using the USD, which does not matter what the underlying asset might be.
The different types of accounts in TD365 are Personal accounts, which are protected in case of negative balances, and Pro accounts that offer a better leverage ratio without negative balance protection. Also, the brokerage company allows traders to start without any minimum deposit amount, which is a great advantage to all of its clients. Other advantages are the tight spreads of 0.5 to 0.9 pips for major pairs like EUR/USD, instant execution, and scalping.
Supported Instruments
Forex pairs
Indices
Commodities
Stocks
Cryptoc
Regulatory Compliance & Licenses
Regulation is an important consideration when assessing any given broker. TD365 is regulated by and comes under the Securities Commission of the Bahamas (SCB) and has license number SIA-F216, which is a tier-2 license. Being a tier-2 license entails a level of regulation but is less stringent than that of a tier-1 regulation.
Apart from the Bahamas license, TD365 boasts of its registration with the Financial Conduct Authority of the UK (FCA), license number 525164, with a service office providing FSCS protection to clients in the UK to a maximum of £85,000. Other information includes the existence of an Australian Financial Services License (AFSL), licensed by ASIC since 2016; this is unauthenticated for the business, though.
However, it should be made known that there are warnings related to unauthorized services from the Spanish CNMV and the Danish FSA in relation to TD365. Additionally, TD365 does not provide its services to residents of the United States of America and Canada.
Regulator
License Number
Status/Notes
Securities Commission of the Bahamas (SCB)
SIA
Active, Tier-2 License
Financial Conduct Authority (FCA), UK
525
Service Office, FSCS Protection for UK Clients
Australian Securities and Investments Commission
AFSL Since 2016 (Not Verified For TD365
“Not Everyone Who
Trading Conditions and Platform Technology
TD365 has competitive trading terms to attract retail traders from around the world. The brokerage company offers fixed spreads from 0.5 to 0.9 pips on the most popular exchange rates, such as the EUR/USD pair, with maximum leverage of 1:200 on standard accounts, and even higher on Pro accounts. There are no minimum deposit requirements, while the trading commission varies from $0 per lot.
Execution is instantaneous, supporting scalping trades, and margin calls occur at 50%. The TD365 also promotes security of client funds via segregated accounts, a standard industry practice that safeguards financial security.
Trading Condition
Details
Spreads
Fixed fees from 0.5 - 0.9 pips
Leverage
Up to 1:200 (not limited by Pro accounts)
Minimum Deposit
None
Commissions
$0 per lot
Execution
Instant, scalping allowed
Margin Call Level
50
Account Currency
Single currency (USD
Platform Technology
TD 365 has two primary trading platforms: its own CloudTrade platform and the popular MetaTrader 4 (MT4) trading platform. The CloudTrade trading platform is accessible through web and mobile platforms, and it has fixed spreads, which is beneficial for a novice trader. The MT4 trading platform has variable spreads, which is helpful for an expert trader.
Both the platforms facilitate the OTC transactions with TD365 being the principal in the transactions. This brings together the capabilities of the two platforms in meeting the diverse trading needs of the clients at TD365.
Powerful and feature-rich, variable spreads, user-friendly
Experienced traders
Technical analysts
Fee Structure
HTML
TD365 ensures that the costs are transparent, with no fee for deposit/withdrawal methods such as bank wire transfers and credit/debit cards. The brokerage company does not charge traders hidden costs in forex conversions through their single-currency account facility.
Inactivity charges are charged after three months of inactivity. This encourages customers to trade. Another good thing about this broker is that client funds are held in segregated accounts.
Fee Type_crosswalk
Details
Deposit Fees
None
Withdrawal Fees
None
Commission
The clearing price for the lot
Inactivity fee
Charged after 3 months of inactivity
Foreign Exchange Fees
None (single-currency accounts
User Experience and Market Reputation
User experience is a
The user experience of TD365 is a mixed bag. The broker's competitive spread, leverage facilities, and the availability of novice and expert-level trading platforms are some of the facilities that are much appreciated by the traders. The lack of any minimum deposit requirement and the single currency account structure of the broker are some of the commonly cited merits of this broker.
However, there have been serious complaints about issues with withdrawing funds, large slippages, logging into the system, and even trade manipulation practices. "Not so helpful" customer support has been noted by some traders, though the overall rating indicates the platform has had a moderate following with a cost rating of about 3.0 out of 10 from BrokersView. The regulatory environment with the SCB tier-2 license has been a deterrent for some traders.
Recent Developments
There is limited information publicly available regarding recent developments relevant to TD365 for 2024 and the future. Historically, the broker has devoted time to improving its trading platforms and extending the range of instruments. In recent years, however, dissatisfaction with regards to slippage and handling of funds has come to light.
TD365 still maintains the Bahamas headquarters, along with the service office in the United Kingdom, where banking relations entail Barclays. The website of the broker, along with the terms of the client contract, serves as the basic medium of communication and support.
Conclusion
TD365 boasts a flexible broker that offers a wide array of CFDs, coupled with favorable trading terms and simple trading platforms. The broker’s one-currency trading system and lack of minimum trading deposits make it an attractive option for a wide array of traders across the world. Yet the fact that TD365 is licensed as a SCB tier-2 broker and receives mixed reviews suggests the need for diligence. Although the benefits offered by TD365 include fixed spreads, protection of a negative balance on a personal account, no commissions on trading, it is vital to factor these into the equation with the possible issues experienced by potential consumers. Once again, due diligence is stressed in any communication involving an offshore brokerage.
TD365 is listed with a tier-1 or tier-2 licence that we have not yet checked against the regulator's register. An unchecked licence is not a finding either way.
0 of 2 checked
Licences on recordEvery licence or registration recorded for this broker, whether the broker claims it or our check found it.
2
Confirmed on registerLicences we located on the issuing regulator's own public register, with a screenshot taken at the time.
0
Tier 1 or 2Licences from tier-1 or tier-2 authorities (FCA, ASIC, CySEC and peers), the strongest client protection. A registration we could not confirm as a licence is not counted.
1
OffshoreLicences from offshore registers, which typically carry no compensation scheme and lighter oversight.
1
WIKILIX
Licence intelligence
The strongest of 2 licences on file
Licence Verification Record
Financial Conduct Authority525164
Recorded from the firm's own disclosure. Not yet checked against the register.
Jurisdiction
United Kingdom
Authority strength
Tier 1
Licence type
Investment Advisory License
Not yet checked on the register
Client protection under this licence
Compensation schemeUp to £85000 (FSCS)
Client money kept separate
Negative balance protection
Complaints routeFinancial Ombudsman Service
Maximum leverage1:30
These are the rules FCA sets for the firms it licenses. They are not a statement about how TD365 applies them, or about which of its companies would hold your account.
A licence record describes what an authority published. It is not an endorsement, and Wikilix does not issue authorisations.
Credit/Debit Cards (Visa/Mastercard)Credit CardProvider fees of 1-3% may apply; no broker fees; processing times vary by provider; payments must match account currency to avoid conversion fees.
—Not recorded
—Not recorded
—Not recorded
—Not recorded/—Not recorded
Instant
E-wallets (Skrill, Neteller)E-WalletProvider fees may apply; no broker fees; processing times vary by region; payments must match account currency to avoid conversion fees.
—Not recorded
—Not recorded
—Not recorded
—Not recorded/—Not recorded
Instant
Cryptocurrencies (BTC, USDT, Ethereum)CryptocurrencyNo broker fees; blockchain network fees may apply; payments must match account currency to avoid conversion fees.
—Not recorded
—Not recorded
—Not recorded
—Not recorded/—Not recorded
Up to 1 hour
Bank Transfers (Local and International Wire)Bank TransferNo broker fees but bank charges possible; withdrawal fee up to 20 AUD possible in related entities; payments must match account currency to avoid conversion fees; international users may face bank-only options.
MetaTrader 4 (MT4) is a popular trading platform for Forex and CFDs, offering advanced charting, automated trading via Expert Advisors, and fast, reliable execution.
Runs on
Web
Android
iOS
Details
Legal entities
Corporate Network
One legal entity behind the TD365 brand.
1 entity
Trade Nation Ltd.ActiveBahamas
Peer comparison
Brokers worth comparing
4 other brokers on the record share what TD365 offers — its country, regulator, account types or platforms — set beside it on the same measures.
TD365 provides customer support primarily in English, available through live chat during business hours and email at support@td365.com. The broker's physical address is in Nassau, The Bahamas.
According to WIKILIX data, TD365 offers a maximum leverage of up to 200:1. However, leverage limits may vary depending on the regulatory jurisdiction, with the FCA-regulated accounts capped at 30:1.
TD365 supports deposits and withdrawals via credit/debit cards, e-wallets like Skrill and Neteller, cryptocurrencies such as BTC and Ethereum, and bank transfers. Broker fees are generally not charged, but provider or network fees may apply depending on the payment method.
TD365 offers the MetaTrader 4 platform, which is accessible on desktop, web, iOS, and Android devices. MetaTrader 4 is known for advanced charting, automated trading via Expert Advisors, and reliable execution.
TD365 is regulated by The Securities Commission of The Bahamas (SCB) and the United Kingdom's Financial Conduct Authority (FCA). It holds licenses for dealing in securities in the Bahamas and an investment advisory license in the UK.
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