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Do not trust
35 out of 100 · 89% checked
Our investigation found it is likely a scam, and its client terms carry high risk, with 7 critical clauses.
Capped at 35 · Likely scam
We checked TDFX on 2026-10-26 across its company record, client terms, trading offer and service, and could verify 89% of its record. The score was held at 35 because our investigation found it is likely a scam. What would move the score: withdrawal rails, all-in eurusd cost, instrument breadth. Our published investigation found it is likely a scam, with 3 years of track record. Its client terms carry high risk, with 7 critical clauses.
Score last calculated 2026/10/26
Wikilix independent safety report
Likely scam. TDFX, which trades as TD Capital at tdfxcapital.com, holds no financial licence anywhere, yet tells every visitor it is 'Licensed in Saint Lucia'. Saint Lucia licenses no forex business…
Risk scorecard · each area scored 0 (clean) to 10 (worst)
What Wikilix has recorded about TDFX: its history, the licences it holds, its trading conditions and its fees.
TDFX trades publicly as TD Capital, a forex and CFD brand operating from and on record as active since 2023. The company behind it is TD Capital Limited, which the site names as incorporated in Saint Lucia. Clients trade forex, commodities, indices, stocks and cryptocurrencies through MetaTrader 5, across four account tiers that start at a 10 USD minimum deposit and reach leverage of 1:500. No licence from a financial regulator is recorded for the broker.
No financial regulator is recorded as supervising TDFX, and no licence number is held for it. The site's footer carries a single licensing line, that TD Capital Limited is 'licensed in Saint Lucia', and names no authority, no licence number and no register on which that statement could be checked. Company formation and financial supervision are separate things in Saint Lucia as elsewhere, and a company incorporated there is not for that reason supervised by a financial regulator.
No. There is no confirmed regulation for TDFX from any financial authority, and the broker's own site publishes nothing that would identify one. A client of an operator in that position has no financial regulator to escalate a dispute to and no statutory compensation scheme standing behind the account.
TD Capital Limited is the company the broker's terms and site footer name as its operator, with a registered address at Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Iset, Saint Lucia. Its contact page publishes a second address in Kingstown, Saint Vincent and the Grenadines, and a separate entity, TD GLOBAL LIMITED, is recorded in that same jurisdiction. TD Capital Ltd. is confirmed on the Saint Lucia Registry of International Business Companies as an international business company, number 2025-00394; that is a company registration, not a financial licence. TD GLOBAL LIMITED has not been confirmed against a registry. The telephone numbers the brand publishes are in Mauritius, India and the United Arab Emirates, none of which is either registration jurisdiction.
Several of the protections a client would normally check are missing rather than merely weak. The three documents the terms make binding, the Privacy Policy, the Risk Disclosure Statement and the AML Compliance Policy, are linked in the site footer but are not actually published: each of those links returns the website itself instead of the document.
The footer also states that TD Capital Limited does not provide services to residents of India, Russia, Iran, the United Arab Emirates, the United States, Cuba, Iraq, Myanmar, North Korea or Sudan, yet the registration form through which accounts are actually opened offers India, the United Arab Emirates and the United States among its twenty countries. Alongside the absence of confirmed regulation, that is a material gap between what the broker publishes and how it takes clients on.
Four live account tiers are published, all of them on MetaTrader 5:
The entry tiers open at a low figure, and the account comparison page shows commission based pricing only on the top tier, where the leverage ceiling is also the tightest.
Only the ECN account carries a commission, at 3.50 USD per side or 7 USD per round turn. The account comparison page lists the Cent, Standard and Pro tiers as commission free, so their trading cost sits in the spread, but the home page's Cent card shows a commission of 3.50 USD per side per lot, and the broker does not say which is right. TD Capital states that it charges no fee of its own on deposits or withdrawals through any of its four funding channels, the single exception being that crypto transfers carry the blockchain network fee.
MetaTrader 5 is the only trading platform recorded for TDFX. The broker runs a branded build on the server TDCapital-Server and publishes installers for Windows, iOS and Android, with a separate browser platform, WebTrader, which the site presents with integrated TradingView charts without saying whether it runs on the MetaTrader 5 account; TradingView there is charting, not a way to trade. MetaTrader 4 is not part of the lineup it publishes.
Four funding channels are published, each free on the broker's side:
Withdrawals are returned to the method used for the deposit. The funding page describes the channels by category, and the home page names the providers: Visa, Mastercard and Maestro cards; Skrill, Neteller and Perfect Money e-wallets; USDT on TRC20, Bitcoin and Ethereum; wire transfer, SEPA and local bank transfer; and UPI and Paytm as regional options, although the footer says the broker does not serve residents of India.
Support runs around the clock through live chat, with email at support@tdfxcapital.com and a published line on +230 214 3127. The contact page adds an Indian number, the client portal a WhatsApp line in the United Arab Emirates, and the brand also answers on Telegram. English is the only language the service is offered in.
Strengths: a 10 USD entry point, MetaTrader 5 with Windows, mobile and browser access, four funding channels that are free on the broker's side, and support available at any hour.
Limitations: no confirmed regulation and no licence number anywhere on record, binding legal documents the site does not actually publish, an onboarding form that accepts three of the jurisdictions its own terms exclude, and payment terms published only by channel category rather than by provider.
TDFX is a young offshore brand with a conventional MetaTrader 5 offering and a low barrier to entry, operated by a Saint Lucia company whose registration is confirmed on the Saint Lucia registry but which holds no financial licence on record. The commercial terms it publishes are clear and consistent. What is thin is everything standing behind them: a named regulator, a licence number, the legal documents the terms themselves make binding, and a consistent answer on who is allowed to open an account. Those gaps concern the company, not its trading conditions, and they are where a prospective client currently has least information.
8 full-page captures of TDFX's own site, archived so what they said can still be read after the pages change.
We have not confirmed any regulation for TDFX. Money deposited with an unregulated broker is protected only by the company itself.
Trading with an unregulated broker puts your deposit at risk.
We have not confirmed any regulation for TDFX. An unregulated broker is not supervised by a financial authority, and money you deposit is protected only by the company itself.
What this means for you
4 account types on record. Minimum deposit from USD 10. Leverage up to 1:500.
| Account | Min Deposit | Max Leverage | Commission |
|---|---|---|---|
| Cent AccountCent | USD 10 | 1:500 | Commission-Free |
| Standard AccountStandard | USD 10 | 1:500 | Commission-Free |
| Pro AccountPro · VIP | USD 1,000 | 1:500 | Commission-Free |
| ECN AccountECN | USD 5,000 | 1:400 | $3.5/side ($7 round turn) |
Where TDFX says it will and won't take clients
Confirmed blocked
Named in the broker's own terms
Explicitly accepted
Named as accepted — not a full list of served markets
6 ways to fund an account. 3 with no deposit fee. 2 credit instantly.
| Method | Deposit fee | Withdrawal fee | Min deposit | Withdrawal min / max | Processing |
|---|---|---|---|---|---|
Bank Wire TransferWire TransferDeposits stated as 1-3 business days; bank wire withdrawals stated as 2-5 days. The home page also lists SEPA and local bank transfers under bank transfer. The deposit maximum is shown as Unlimited, so no numeric cap is recorded. TD Capital states it charges no withdrawal fees of its own. Withdrawals are paid back to the original deposit method. The site says accounts can be funded in USD, EUR, GBP and other currencies; the limits shown are the page's USD figures. | Free | Free | USD 100 | Not recordedNot recorded | Up to 3 days |
Cards (Visa, Mastercard, Maestro)Credit CardCard withdrawals stated as 1-3 days. TD Capital states it charges no withdrawal fees of its own. Withdrawals are paid back to the original deposit method. The home page names Visa, Mastercard and Maestro. | Free | Free | USD 10 | Not recordedNot recorded | Instant |
E-wallets (Skrill, Neteller, Perfect Money)E-WalletThe home page names Skrill, Neteller and Perfect Money. Withdrawals are same day and TD Capital states it charges no withdrawal fees of its own. Withdrawals are paid back to the original deposit method. | Free | Free | USD 10 | Not recordedNot recorded | Instant |
Crypto (USDT TRC20, Bitcoin, Ethereum)CryptocurrencyThe deposit fee is shown as "network fee only", which is a blockchain charge and not a broker fee, so no broker-side deposit fee is recorded; the other three channels are shown as Free. Deposit processing stated as 10-60 minutes and the deposit maximum as Unlimited, so no numeric cap is recorded. Withdrawals are same day and TD Capital states it charges no withdrawal fees of its own. The home page names USDT on TRC20, Bitcoin and Ethereum. | Not recorded | Free | USD 50 | Not recordedNot recorded | Up to 1 hour |
SEPA and local bank transferBank TransferListed on the home page under bank transfer, beside wire transfer. The funding page publishes terms only for bank wire, so no fee, limit or time is recorded for SEPA or local bank transfers. | Not recorded | Not recorded | Not recorded | Not recordedNot recorded | Not recorded |
UPI and PaytmOtherListed on the home page as regional options, with no published fee, limit or time. The broker's own footer says it does not serve residents of India, where UPI and Paytm are used. | Not recorded | Not recorded | Not recorded | Not recordedNot recorded | Not recorded |
2 trading platforms on record: MetaTrader 5 and Proprietary platform.
Broker-branded MetaTrader 5 build on server TDCapital-Server, with a Windows desktop terminal and iOS and Android apps. The site's browser platform, WebTrader, is listed separately.
TDFX WebTrader, the broker's browser platform with integrated TradingView charts. The site does not say whether it runs on the MetaTrader 5 account.
2 domains on record. All active and served over HTTPS.
2 legal entities behind the TDFX brand.
The operating company is TD Capital Ltd. Registered in Saint Lucia. Registration number 2025-00394.
3 other brokers on the record share what TDFX offers — its country, regulator, account types or platforms — set beside it on the same measures.
Common questions about TDFX
Accounts are opened through the broker's client portal at my.tdfxcapital.net, which the Open Live Account buttons on its website link to. The portal handles both sign in and account creation, and the country list offered at registration runs to twenty countries plus an 'Other' option. The cheapest tiers, Cent and Standard, start from a 10 USD deposit.
TDFX lists forex, commodities, indices, stocks and cryptocurrencies, traded through MetaTrader 5. No instrument counts are recorded for any of those categories, so the breadth of the offering cannot be compared against brokers that publish how many markets they carry.
The broker's own footer states that TD Capital Limited does not provide services to residents of India, Russia, Iran, the United Arab Emirates, the United States, Cuba, Iraq, Myanmar, North Korea or Sudan. Its registration form contradicts that in part: the country list it offers runs to twenty countries and includes India, the United Arab Emirates and the United States, alongside an 'Other' option. The two lists are not consistent with each other and the broker publishes nothing that reconciles them.
The funding page says most withdrawal requests are processed within 24 hours, which is not a guaranteed time. After that, TDFX states same day withdrawals for e-wallets and crypto, one to three days for cards and two to five days for bank wire. Withdrawals are paid back to the method used for the deposit. These are the broker's own stated times rather than a measurement of what clients experience.
TD Capital states that it charges no fee of its own on either deposits or withdrawals. The only funding cost it names is the blockchain network fee on crypto transfers, which is charged by the network rather than by the broker. Trading costs are separate: the ECN account pays 3.50 USD per side while the account comparison page lists the other three tiers as commission free; the home page's Cent card, however, shows 3.50 USD per side per lot, and the broker does not say which is right.
TDFX publishes four live tiers, all on MetaTrader 5. Cent and Standard open from 10 USD and are listed as commission free on the account comparison page, although the home page's Cent card shows 3.50 USD per side per lot, Pro requires 1,000 USD and is also commission free, and ECN requires 5,000 USD and charges 3.50 USD per side, or 7 USD per round turn. Leverage is 1:500 on the first three tiers and 1:400 on ECN.
TDFX is operated by TD Capital Limited, the company named in its terms and site footer, with a registered address at Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Iset, Saint Lucia. Its contact page publishes a second address in Kingstown, Saint Vincent and the Grenadines, and a separate entity, TD GLOBAL LIMITED, is recorded in that jurisdiction. TD Capital Ltd. is confirmed on the Saint Lucia Registry of International Business Companies as an international business company, number 2025-00394; that is a company registration, not a financial licence. TD GLOBAL LIMITED has not been confirmed against a registry.
Yes. TDFX offers live chat around the clock, email at support@tdfxcapital.com and a published phone line on +230 214 3127, with a second number on its contact page, a WhatsApp line in the United Arab Emirates and a Telegram channel. English is the only language the service is offered in.
TDFX publishes terms for four funding channels: cards (Visa, Mastercard, Maestro), e-wallets (Skrill, Neteller, Perfect Money), bank wire and crypto (USDT on TRC20, Bitcoin, Ethereum). Its home page also lists SEPA and local bank transfers, and UPI and Paytm as regional options, without terms. Card and e-wallet deposits are instant from 10 USD, bank wire starts at 100 USD and clears in one to three business days, and crypto starts at 50 USD and clears in ten to sixty minutes. All four are free on the broker's side, with only the blockchain network fee charged on crypto, and withdrawals are returned to the method used for the deposit.
The cheapest TDFX accounts, Cent and Standard, open from 10 USD. Pro requires 1,000 USD and ECN requires 5,000 USD. Leverage reaches 1:500 on the Cent, Standard and Pro tiers and is capped at 1:400 on ECN.
MetaTrader 5 is the only platform TDFX offers. The broker runs a branded build on the server TDCapital-Server, with installers published for Windows, iOS and Android, and a separate browser platform, WebTrader, which the site presents with integrated TradingView charts without saying whether it runs on MetaTrader 5. TradingView there is charting, not a separate way to trade. MetaTrader 4 is not part of the lineup it publishes.
No licence from any financial regulator is recorded for TDFX. The site's footer states that TD Capital Limited is 'licensed in Saint Lucia' but names no authority, no licence number and no register where that can be checked, and a company registration is not financial supervision. Trading with an operator in that position means there is no regulator to escalate a dispute to and no statutory compensation scheme behind the account.
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