Risk scorecard
Each area is scored 0 (clean) to 10 (worst). Higher means more risk.
Regulation
9/10 · CriticalTakes card and crypto deposits with no verifiable licence; 'Licensed in Saint Lucia' names no regulator and no number, and Saint Lucia does not regulate forex.
Identity & transparency
6/10 · HighAn entity, address, contact details and legal PDFs are published, but the company is unverifiable in a closed offshore registry, the support phone is Mauritian, and the name differs from our record.
Withdrawals & conduct
4/10 · ModerateThe only verifiable complaints on the per-domain review page are service quality (a cancelled contest, a non-transferable bonus) and were answered; online advance-fee claims are generic and not tied to this domain.
Reputation
6/10 · HighA roughly 91 percent five star flood on a one year old domain is a review-management pattern, and an aggregator gives the site its lowest trust score; no warning-list hit.
Website claims
8/10 · CriticalAdvertises 2024 industry awards though the domain dates to June 2025, and presents a Saint Lucia registration as a licence; both are false credibility claims.
Operational history
6/10 · HighDomain about one year old with no verifiable predecessor or company incorporation date, yet marketed as an established 'leading broker'.
Who they are
A quick desk file on the company behind the brand.
- Brand: TD Capital (the site brands itself as 'TD Capital'; our record lists the brand as TDFX)
- Legal entity: TD Capital Ltd, also written TD Capital Limited (as stated on the site; not independently verified)
- Registered: Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia
- Website: tdfxcapital.com (registered 4 June 2025)
- Only licence claim: 'Licensed in Saint Lucia', with no number and no regulator; this is not a forex licence
- Offers: Forex, CFDs, crypto and indices; leverage up to 1:500; MetaTrader 5
- Deposits: Cards, USDT (TRC20), Bitcoin, Ethereum, Skrill, Neteller, wire, UPI and PayTM
- Not accepted: India, Russia, Iran, UAE, United States, Cuba, Iraq, Myanmar, North Korea, Sudan
- Age claim: Presents as an award winning 'leading broker' active by 2024, yet the domain dates only to June 2025
Regulation
Who really oversees this broker, and what each licence is worth to you.
Proof of regulation on an official register: No
We could not confirm this broker on any genuine regulator’s register.
Licences the broker publishes
Saint Lucia (no regulator named)
Why we reached this verdict
How the evidence adds up.
We rate TD Capital high risk and unverified. The figure reflects an unregulated, very young operation with several misleading claims, not a proven theft.
- No real regulation. The site repeats 'Licensed in Saint Lucia' but gives no licence number and names no regulator. Saint Lucia does not license or supervise forex and CFD brokers, so this wording presents a company registration, at best, as if it were financial regulation.
- Impossible awards. The homepage lists awards dated 2024, including 'Best Forex Broker of the Year' and 'Top Liquidity Provider'. The domain was only created on 4 June 2025, so the operation could not have won 2024 awards. These are fabricated credibility markers.
- Very young. The domain is about a year old. A firm this new has no track record, and calling itself a 'leading broker' is not supported by anything we could verify.
- Managed looking reviews. The review page for this exact domain is about 91 percent five star with almost no middle ground, on a site barely a year old. That pattern usually reflects review management, so a high star score here is not reassurance.
- Because the operation is under three years old, our public risk figure is held at 65 or above. We are telling you we could not establish enough about a new, unregulated broker to treat it as safe, not that we caught it stealing money.
Evidence ledger
Every finding, with its source and how strongly it points.
E1The domain tdfxcapital.com was created on 4 June 2025 through GoDaddy, making the operation roughly one year old.
StrongVerisign RDAPE2The homepage advertises industry awards dated 2024 (for example 'Best Forex Broker of the Year' and 'Top Liquidity Provider'), which is impossible for a website that did not exist until June 2025.
StrongTD Capital websiteE3The site repeats 'Licensed in Saint Lucia' in the hero, features and footer, with no licence number and no regulator named, while Saint Lucia does not license or supervise forex brokers.
StrongTD Capital websiteE4The review page for this exact domain shows 23 reviews at about 4.3 stars, roughly 91 percent five star and 9 percent one star, with the two negatives being service issues (a cancelled contest and a non-transferable promo credit) that the company answered.
ModerateTrustpilotE5An independent website-safety aggregator assigns tdfxcapital.com its lowest trust score and a 'might be a scam' caution, confirming the June 2025 registration and flagging high risk crypto and financial services.
WeakScamAdviserE6A sweep of regulator warning lists returned no entry naming tdfxcapital.com or TD Capital Ltd as of this review; the FCA results that surface are different, similarly named firms.
E7The broker accepts card, crypto (USDT TRC20, Bitcoin, Ethereum) and India-specific rails (UPI, PayTM), yet its own terms say it does not serve residents of India, a contradiction between marketing reach and stated restrictions.
ModerateTD Capital websiteE8A third-party broker directory's 'TDFX' entry lists a different website and a different company, so it is a separate operation and not a record of this broker; its data was not attributed to tdfxcapital.com.
Weaka third-party broker directoryE9The company publishes a named entity, a Saint Lucia address, support contact details and terms, privacy, risk and anti money laundering PDFs, and it responds to public complaints, which is atypical of a bare throwaway scam.
ModerateTD Capital website
The other side
The strongest case in this broker’s favour.
In fairness, some points cut the other way.
- The company names a legal entity, a Saint Lucia address, an email and a phone number, and publishes terms, privacy and anti money laundering documents. Pure throwaway scam shells often skip this.
- The two negative reviews we found concern a cancelled trading contest and a non transferable bonus credit, not stolen deposits, and the company replied to both.
- We did not find this exact domain on any regulator warning list as of this review.
- Registration in an offshore jurisdiction and a thin history are common to many new brokers and are not, on their own, proof of fraud.
What would change this
What we would need to see to revise the verdict.
Our view would move if new facts appeared.
- Worse: a regulator warning naming tdfxcapital.com or TD Capital Ltd, or several independent, specific reports of withdrawals blocked behind 'tax' or 'insurance' fees, would push this toward a likely or confirmed scam.
- Better: a genuine, verifiable licence from a real financial regulator, listed on that regulator's own register in this company's name, would raise the regulation score sharply and could move the verdict toward appears legitimate.
- Removing the false 2024 award claims and the 'Licensed in Saint Lucia' wording would at least stop the active misrepresentation.
Check it yourself
Official registers and warning lists. Verify every claim first-hand.
TD Capital official website
The broker's own site; note it states 'Licensed in Saint Lucia' with no licence number
FCA Warning List of unauthorised firms
Check whether the UK regulator has flagged this or a similar firm
Trustpilot reviews for tdfxcapital.com
User reviews tied to this exact domain
IOSCO investor alerts (I-SCAN)
Global search across financial regulators' warning lists
Frequently asked questions
Quick answers about this broker’s safety.
Is TD Capital (tdfxcapital.com) a scam?
We cannot confirm it is an outright scam, but we rate it high risk and unverified. It takes deposits without any verifiable financial licence, it is barely a year old, and it advertises awards it could not have won. Treat it with strong caution.
Is TD Capital regulated?
No, not in any meaningful sense. The site only says it is 'Licensed in Saint Lucia', with no licence number and no regulator named. Saint Lucia does not license or supervise forex and CFD brokers, so there is no real financial regulation behind this operation.
Can I get my money back if there is a problem?
There is no regulator or compensation scheme standing behind this broker, so if funds are frozen or a dispute arises you would have very limited recourse. That is the core risk of using an unregulated offshore broker.
Is my money safe with TD Capital?
We cannot say it is safe. There is no evidence of segregated client accounts under a real regulator, and the company is very new. Only deposit money you could afford to lose entirely.
Who owns TD Capital?
The site names TD Capital Ltd, also written TD Capital Limited, registered in Saint Lucia. We could not independently verify the company or its owners, because Saint Lucia's company registry is not openly searchable.
How old is TD Capital?
The website domain tdfxcapital.com was registered on 4 June 2025, so the operation is only about a year old. This contradicts its image as an established, award winning broker.
What are its awards worth?
Nothing that we could verify. The homepage lists awards dated 2024, but the website did not exist until June 2025, so those 2024 awards cannot be genuine. Treat them as marketing, not proof of quality.
What is a Saint Lucia licence worth for a forex broker?
Effectively nothing. Saint Lucia does not have a financial regulator that licenses forex or CFD trading. A Saint Lucia company registration is easy to obtain and does not protect your deposits.
Is TD Capital a clone of another firm?
We found no evidence that it copies a specific regulated firm's identity or licence number, so we did not classify it as a clone. It appears to be its own unregulated brand.
Why are there so many five star reviews?
The public review page for this domain is heavily five star with almost no middle ratings, on a site barely a year old. That pattern often reflects managed or incentivised reviews rather than genuine long term customer feedback, so it is not reassurance.
What should I check before depositing with any broker like this?
Get the exact licence number and regulator, then confirm it yourself on the regulator's own register in the company's exact name. Check independent reviews for withdrawal problems. Be very wary of crypto only deposits and of any request to pay a fee or tax to release a withdrawal.
I was asked to pay a fee or tax to withdraw. What should I do?
Stop paying. Genuine brokers deduct fees from your balance, they do not demand new upfront payments to unlock a withdrawal. A demand like this is a classic advance fee tactic. Keep records and report it to your local financial regulator and your bank or card issuer.
What we recommend
The practical takeaway from everything above.
Treat TD Capital as high risk until it is properly regulated.
- Do not deposit money you cannot afford to lose, and be especially careful with crypto deposits, which are very hard to reverse.
- Ask for the exact licence number and the regulator, then check it yourself on that regulator's official register before funding an account.
- If you are ever asked to pay a 'tax', 'fee' or 'insurance' to release a withdrawal, stop. Genuine brokers do not work that way.
- Prefer brokers licensed by a top tier regulator such as the FCA, ASIC or CySEC.
This is an independent assessment of risk, not a legal ruling. Scores and verdicts follow the Wikilix broker-safety methodology and can change as new evidence appears. Review scores are treated with caution when a broker’s reviews look manipulated. Last reviewed August 27, 2026. If any detail here is out of date or incorrect, or you represent this broker, please contact us.