Wikilix
Contract reading

What Ubuntu Markets legally published, but does not want you to read

Every clause below is published by Ubuntu Markets itself, on its own website, today. The finding is not that the text exists. It is the distance between what a client is shown and what a client agreed to. Read from its own documents on .

Contracting entity: Ubuntu We Sizwe Two Four Seven (PTY) Ltd

hidden feemarketing contradictionbonus lockcomplaintsconflict of interestcost disclosurecounterpartycountry restrictiondata sharingdeemed acceptance

Ubuntu Markets makes you accept Terms and Conditions it does not publish. The link goes to a page with no text on it. Only three policies exist: cookies, privacy and risk. The site tells traders your funds are protected, while its own Risk Disclaimer says your deposit may lose its identity as your property.

Contract risk

Money at risk
8.5/10

Where this contract sitsHow far this contract goes, overall. Under 2 is nothing beyond the ordinary; 6 to 9 means several clauses put money you have already earned at risk; 9 and above reads as designed to make payout refusable.

0510
CriticalClauses that can cost you money you have already earned or deposited, or that remove your ability to challenge it.
4
FlaggedEvery clause worth knowing about, at all three severities. Ordinary terms that every broker has are not counted.
9
DocumentsHow many of the broker's own legal files this reading is based on. Each one was downloaded and hashed on the date shown.
5
ContradictionsPlaces where a promise the broker makes in public is not kept by the clause that governs it.
5

How the 9 break downThe same flagged clauses, split by how much each one can cost you. Severity is our reading of the clause, not the broker's label.

Critical4
Warning4
Notice1

section 23 of 23is where the deepest clause sits: the very end of the document it is in

The numbers in this contractFigures taken from this broker's own clauses, so the labels differ from broker to broker. The four in the panel above are the same on every report.

1 of these 2 figures comes from a clause we rate critical, which means it can take your money or your profit rather than only delay it.

What the documents say

9 clauses worth knowing about, worst first, each quoted from Ubuntu Markets's own files

01

Ubuntu Markets makes you tick a box accepting its Terms and Conditions before you can open an account. That link goes to a page with nothing on it. Only three policies exist on the whole site: cookies, privacy and risk.

Why this matters

You are agreeing to a contract you cannot read. Nothing published tells you when Ubuntu Markets must pay a withdrawal, what it charges you, or how to complain.

Exhibit 1CriticalHarder than usual3

I am over 18 years old and accept Cookie Policy, Risk Disclaimer , Privacy Policy and Terms & Conditions.
Clause Registration form consent in Account registration: terms acceptance and risk warning
Downloaded from the broker's site on Open the reference
Our own capture of ubuntumarkets.com, taken on Aug 25, 2026The claim, on Risk warning under the account registration formVisit this page on the broker's siteDownload the full size image file
Our own capture of ubuntumarkets.com, taken on Aug 25, 2026What the contract says, clause IntroductionVisit this page on the broker's siteDownload the full size image file
Our own capture of ubuntumarkets.com, taken on Aug 25, 2026You accept terms Ubuntu Markets does not publish (clause Registration form consent)Visit this page on the broker's siteDownload the full size image file

Where it sits: section 12 of 23 in the Account registration: terms acceptance and risk warning, 52% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus), FSCA (South Africa)

Firms licensed by the FCA or CySEC must give a retail client the client agreement before that client is bound by it. South African financial services providers must publish their terms of business. Ubuntu Markets links its Terms and Conditions to a page with no text.

Ubuntu Markets is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 4With no contract and no price list, you cannot find out what a trade costs or what you agreed to pay.
  • Worse together with Exhibit 5The bonus lands in your account under rules that sit inside the terms Ubuntu Markets does not publish.
02

Ubuntu Markets tells traders on its own site that your funds are protected. Its Risk Disclaimer says your deposited collateral may lose its identity as your property once it is used.

Why this matters

If Ubuntu Markets fails, you may not get back the assets you put in. Its own document says you may have to accept whatever cash is available instead.

Exhibit 2CriticalStandard wording

Deposited collateral may lose its identity as your property once dealings on your behalf are undertaken.
Clause 1.18.1 in Risk Disclaimer
Read from the broker's site on Open the reference
Our own capture of ubuntumarkets.com, taken on Aug 25, 2026The claim, on Why Choose Us? list on the scalping landing pageVisit this page on the broker's siteDownload the full size image file
Our own capture of ubuntumarkets.com, taken on Aug 25, 2026What the contract says, clause 1.18.1Visit this page on the broker's siteDownload the full size image file

Buried at section 21 of 23 in the Risk Disclaimer, 91% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must hold retail client money in segregated accounts and tell the client so. Ubuntu Markets publishes no statement that client money is segregated, and none of its three policies names a compensation scheme.

Ubuntu Markets is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

  • Worse together with Exhibit 6You are told your funds are protected without being told which of four companies is holding them.
03

Ubuntu Markets advertises no dealing desk and direct market access. Its Risk Disclaimer makes you agree that the only reliable price is the one on its own server. It also says the prices it quotes may not match the wider market.

In plain words

On a principal basis, as your counterparty, means the broker takes the other side of your trade itself. Your loss is then the firm’s gain, so it has an interest in how your trade ends.

Why this matters

The price that closes your trade comes from Ubuntu Markets, not from an exchange you can check. The same clause gives it considerable discretion over margin, which decides when your positions get closed.

Exhibit 3CriticalHarder than usual

The Client agrees that the only reliable source of quotations for financial instruments is the main server of the Company that serves the Client.
Clause 1.8.1 in Risk Disclaimer
Read from the broker's site on Open the reference
Our own capture of ubuntumarkets.com, taken on Aug 25, 2026The claim, on Why Choose Us? list on the scalping landing pageVisit this page on the broker's siteDownload the full size image file
Our own capture of ubuntumarkets.com, taken on Aug 25, 2026What the contract says, clause 1.8.1Visit this page on the broker's siteDownload the full size image file

Where it sits: section 11 of 23 in the Risk Disclaimer, 48% of the way through.

Set against a regulated standard: FCA (UK), ASIC (Australia)

Firms licensed by the FCA or ASIC must publish a conflicts of interest policy and tell a retail client when the firm is the counterparty to that client's trade. Ubuntu Markets publishes no conflict of interest policy.

Ubuntu Markets is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

04

Four different companies appear around Ubuntu Markets and no document tells you which one holds your money. The Privacy Policy names Pioneer International Limited of Johannesburg as the company you deal with. That name appears nowhere else on the site.

Why this matters

If you need to claim your money back, you cannot tell who to claim it from. Your payments go to companies in Cyprus and London that both say they do not offer investment services.

Exhibit 6CriticalRarely seen4

Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Pioneer International Limited, Sandton, Johannesburg.
Clause Definitions in Privacy Policy
Read from the broker's site on Archived copyOpen the reference
Our own capture of ubuntumarkets.com, taken on Aug 25, 2026Four companies, and none named as your counterparty (clause Definitions)Visit this page on the broker's siteDownload the full size image file
Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must identify the contracting entity to a retail client in writing before that client trades. Ubuntu Markets names one company in its Privacy Policy and different companies in its website footer.

Ubuntu Markets is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

Our readingA broker naming a payment agent in another country is common. Naming a company in its Privacy Policy that appears on none of its other pages, while publishing no agreement that identifies your counterparty, is not.

05

Ubuntu Markets calls its pricing 100% transparent on the homepage. You will not find a single spread, commission or fee figure anywhere on the site. Its account table grades spreads only as Standard, Very low, Ultra-low and Custom.

Why this matters

You cannot work out what a trade costs before you place it. You also cannot compare Ubuntu Markets with any other broker, and its own Risk Disclaimer tells you to go and get those figures in writing.

Exhibit 4WarningHarder than usual

Before you begin to trade, you should obtain details of all commissions and other charges for which you will be liable.
Clause 1.19.1 in Risk Disclaimer
Read from the broker's site on Open the reference
Our own capture of ubuntumarkets.com, taken on Aug 25, 2026The claim, on Statistics strip on the homepageVisit this page on the broker's siteDownload the full size image file
Our own capture of ubuntumarkets.com, taken on Aug 25, 2026What the contract says, clause 1.19.1Visit this page on the broker's siteDownload the full size image file

Buried at section 22 of 23 in the Risk Disclaimer, 96% of the way through.

Set against a regulated standard: FCA (UK), CySEC (Cyprus)

Firms licensed by the FCA or CySEC must disclose costs and charges to a retail client before that client trades. Ubuntu Markets publishes no cost figures and tells you to obtain them yourself.

Ubuntu Markets is not licensed by these regulators, so this is a comparison of practice, not a finding of any breach.

A 30% bonus lands in your account with no rules attached

Ubuntu Markets offers a 30% bonus paid into your trading account for a referral. No bonus terms are published anywhere on the site. Nothing states the turnover you must complete before that money, or your own deposit, can leave the account.

Bonus rules1 clause flagged

Ubuntu Markets offers you a 30% bonus paid straight into your trading account for referring a friend. No bonus terms exist on the site. Nothing states what you must trade before that money can be withdrawn.

Why this matters

Bonus money usually carries a turnover condition that locks your own deposit as well. With no rules published, you cannot know what accepting this bonus does to your withdrawals.

Exhibit 5WarningRarely seen30%

Choose between a 10% cash reward or a hefty 30% bonus added straight to your trading account.
Clause Cash Or Bonus? You Decide! in Referral Program offer page
Read from the broker's site on Open the reference

What it costsA friend who deposits R40,000 and trades 2 lots earns you up to R12,000, on Ubuntu Markets' own example. No published rule says when you may withdraw it.

Our readingBrokers normally publish bonus terms, because the turnover condition is what makes a bonus pay for itself. Offering a percentage bonus with no written condition at all is unusual.

Ubuntu Markets excludes Europe and the United States in small print

Ubuntu Markets tells About page readers that clients from most of the world can safely trade with it. The risk warning under its signup form excludes Europe, the United States, and anywhere a financial licence is required. Neither the homepage nor the About page carries that exclusion.

Who may join1 clause flagged

Ubuntu Markets says on its About page that clients from most of the world can safely trade with it. Its signup page says it does not serve clients in Europe, the United States, or anywhere a licence is required.

Why this matters

You will not see this exclusion on the homepage or the About page. It sits in small print below the signup form, after you have read that most of the world is welcome.

Exhibit 7WarningStandard wording

Ubuntu Markets offers trading in jurisdictions where it is allowed to offer its services. It does not offer services to clients from Europe, the United States and other jurisdictions where a financial license in required
Clause Risk Warning in Account registration: terms acceptance and risk warning
Downloaded from the broker's site on Open the reference
Our own capture of ubuntumarkets.com, taken on Aug 25, 2026The claim, on Company overview on the About pageVisit this page on the broker's siteDownload the full size image file
Our own capture of ubuntumarkets.com, taken on Aug 25, 2026What the contract says, clause Risk WarningVisit this page on the broker's siteDownload the full size image file

The policies point to documents Ubuntu Markets does not publish

The final paragraph of the Risk Disclaimer tells you to accept the risks in a Risk Warning Notice. No such notice exists on the site. An earlier clause refers to an Agreement that is also missing, and no complaints procedure is published anywhere.

Missing documents1 clause flagged

The Risk Disclaimer tells you to accept the risks set out in a Risk Warning Notice. Ubuntu Markets does not publish one. The same document refers to an Agreement that appears nowhere on the site.

Why this matters

Every route the policies give you for finding your rights ends at a document you cannot open. No complaints procedure is published, so there is no stated way to escalate a problem.

Exhibit 9WarningHarder than usual

You should only engage in CFD or Rolling Spot Forex trading if you are prepared to accept a high degree of risk and in particular the risks outlined in the Risk Warning Notice.
Clause 1.20.1 in Risk Disclaimer
Read from the broker's site on Open the reference

Buried at section 23 of 23 in the Risk Disclaimer, 100% of the way through.

Set against a regulated standard: FSCA (South Africa)

South African financial services providers must run a written complaints procedure and make it available to clients. Ubuntu Markets publishes no complaints procedure in any of its three policies.

Ubuntu Markets is not licensed by this regulator, so this is a comparison of practice, not a finding of any breach.

  • Same clause as Exhibit 1The same clause that binds you to unlisted risks also names an Agreement you are never shown.

Ubuntu Markets can pass your details to its business partners

The Privacy Policy lets Ubuntu Markets share your information with business partners to offer you products and promotions. It sets no end date for keeping your data. It was last updated in July 2024 and names a company that appears nowhere else on the site.

Your data1 clause flagged

Ubuntu Markets can pass your personal information to its business partners so they can offer you products and promotions. Its Privacy Policy sets no end date for keeping your data.

Why this matters

Your phone number and email can reach other firms that then market to you. Nothing in the policy tells you how long Ubuntu Markets keeps your details after you close an account.

Exhibit 8NoticeStandard wording

With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.
Clause Use of Your Personal Data in Privacy Policy
Read from the broker's site on Archived copyOpen the reference

Where it sits: section 15 of 28 in the Privacy Policy, 54% of the way through.

Where the marketing and the contract disagree

A promise made in public, set against the clause that governs it

01

Both the signup page and the Risk Disclaimer assume terms and conditions that Ubuntu Markets does not publish anywhere.

Said in public, in English

Please read our Risk Disclaimer and Terms and Conditions before you begin trading.

Risk warning under the account registration form

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of ubuntumarkets.com

In the contract · clause Introduction

By accepting our terms and conditions and by registering for an account you are acknowledging that you are fully aware of the risks involved.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of ubuntumarkets.com

02

The marketing promises protected funds while the Risk Disclaimer says your deposit may stop being your property.

Said in public, in English

Regulated by FSCA – your funds are protected

Why Choose Us? list on the scalping landing page

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of ubuntumarkets.com

In the contract · clause 1.18.1

Deposited collateral may lose its identity as your property once dealings on your behalf are undertaken.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of ubuntumarkets.com

03

Direct market access is advertised while the contract makes the firm's own server the only reliable price.

Said in public, in English

No dealing desk – direct market access

Why Choose Us? list on the scalping landing page

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of ubuntumarkets.com

In the contract · clause 1.8.1

The Client agrees that the only reliable source of quotations for financial instruments is the main server of the Company that serves the Client.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of ubuntumarkets.com

04

Pricing is called fully transparent while the Risk Disclaimer tells you to go and obtain the charges yourself.

Said in public, in English

100% Transparent Pricing

Statistics strip on the homepage

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of ubuntumarkets.com

In the contract · clause 1.19.1

Before you begin to trade, you should obtain details of all commissions and other charges for which you will be liable.

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of ubuntumarkets.com

05

The About page welcomes most of the world while the signup page excludes Europe, the United States and every licensed jurisdiction.

Said in public, in English

As a top tier brokerage with full compliance and backed by well established international technology providers, clients from the majority of the world can safely trade with Ubuntu Markets.

Company overview on the About page

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of ubuntumarkets.com

In the contract · clause Risk Warning

It does not offer services to clients from Europe, the United States and other jurisdictions where a financial license in required

We took a picture of this page. It is shown once, with the finding it belongs to. See our capture of ubuntumarkets.com

The documents this reading is based on

5 files, all published by Ubuntu Markets. Each shows when we read it and a fingerprint of its wording.

WIKILIX keeps the copy of each file it read, and does not republish it: what is published is the fingerprint of its wording. Download the file yourself and hash its text, lowercased with runs of whitespace collapsed, and a matching fingerprint means the wording quoted above is still the wording Ubuntu Markets publishes.

How this reading was done

Every clause above was read out of a document Ubuntu Markets publishes itself

This reading was published on .

Documents
4 of 5downloaded from the broker's site, and 4 read in full
Pages opened
22pages walked to find those documents, footer links included
Older copies
3earlier versions downloaded, 3 identical to the copy we hold by fingerprint
Marketing pages
11public pages set against what the contract says
Position measured
6clauses whose position was counted: which numbered section of the document holds them, out of how many

Who the contract is with

Ubuntu We Sizwe Two Four Seven (PTY) Ltd

Four companies appear around this brand and no document says which one you contract with. The website footer names Ubuntu We Sizwe Two Four Seven (PTY) Ltd as the firm behind the service. It names Verana Solutions Ltd in Cyprus and Verana Solutions UK Ltd in London as payment agents, and both say they do not offer investment services. The Privacy Policy names a fourth company, Pioneer International Limited of Sandton, Johannesburg, as the company you deal with. The homepage calls the brand FSCA Licensed, and no licence number appears anywhere on the site.

Quotations are copied verbatim from the documents named above, with the clause number and the page each one came from. Where a clause is quoted in another language, the original is shown first and the English is a translation.

The plain-language parts, what a clause means for a client, how ordinary it is, and how it reads against a regulated standard, are WIKILIX's analysis and are labelled as such on every card. This is a reading of public documents, not legal advice and not an allegation of wrongdoing.

In fairness, and what we could not check

A reader who knows the edges of the work can trust the middle of it

The Risk Disclaimer is unusually frank. It admits your deposited collateral may lose its identity as your property. It admits you may not get your assets back if the firm fails. It also admits the prices you trade on may not match the wider market. Most brokers leave those three admissions out. All three policies download free, with no login and no account needed.

We read all three of the policies Ubuntu Markets publishes: the Cookie Policy, the Privacy Policy and the Risk Disclaimer. Ubuntu Markets publishes no client agreement, no payment or withdrawal terms, no bonus terms, no complaints procedure and no conflict of interest policy. On those subjects there was nothing to read. A client agreement and a set of bonus terms sat on this same site before, and both addresses now return a not found error, so we could not read either. The page the signup form links to as Terms and Conditions has no text on it. We also read the signup page and the referral page on the broker's own site, and the quotations credited to those two come from there. The site publishes an English version only, so there was no second language to compare.

How to check any of this yourself

Every quote above links to the Ubuntu Markets file it came from. This is what to do with it.

Open the three stepsFind the words in the source, work out the fingerprint, and read what a difference does and does not prove.

Open the source and search for the words

Every quote has a link under it. Open the file, or the web page, and search it for the words we quote. The clause number next to the quote tells you where to look.

If the words are not there any more, the source may have changed after we read it. That is worth knowing too. We keep the date we read it, and a code worked out from its wording, so the quote stays checkable.

What a fingerprint is

A fingerprint is a code worked out from what a source says. Change one word and the code changes completely. We keep two codes for every file we read, and the panel on each source shows both.

The first is the code of the exact file we downloaded. The second is the code of its wording alone, with capital letters lowered and runs of spaces collapsed. When the same words are saved as a new file, the first code changes and the second one stays the same.

Only the first code can be worked out on your own computer. Save the file, then run one of these, putting the name of the file you saved where the example is. The panel on each source prints the command with that source's real file name already in it.

macOS or Linux:
  shasum -a 256 the-file-you-saved.pdf

Windows:
  certutil -hashfile the-file-you-saved.pdf SHA256

The two codes are different from each other, and they are not meant to match. Comparing one against the other proves nothing.

What a difference means, and what it does not

A different file code on its own proves nothing. A PDF saved again with a new date inside it is a new file saying exactly the same thing.

A different wording code means the words themselves changed. That is the one that matters, and it is why we keep it.

Even then, a change is not proof of bad faith. Companies update their documents. What this report says is what the document said on the day we read it, and every quote carries that date.

A source that is a web page and not a file has no file to save, so only the code of its wording is shown.

How this report is made

Every clause quoted above comes from a document Ubuntu Markets publishes on its own website, downloaded and hashed on the date shown, with the clause number and page recorded so any reader can check it. We do not allege anything the documents do not say, and we do not judge Ubuntu Markets on anything other than its own published terms and its own public marketing. Where a clause has a qualifier that softens it, the report says so. Last read Aug 25, 2026.

If you represent Ubuntu Markets and a clause has changed, been withdrawn, or is being read out of context, tell us and we will re-read the documents and update this page. Corrections from the broker are welcome and are published with the reading they change. Contact us.

This is a reading of a contract, not legal advice and not a ruling on Ubuntu Markets. Whether its licence is real and current is a separate check on the broker profile.