Does Funded7 pay out?
Funded7 does pay, but the evidence that it pays is thinner than the firm's marketing implies, and a cluster of denial complaints from late 2025 sits on the exact mechanic its terms still permit. The…
Funded7 at a glance
Funded7 is a proprietary trading firm based in Cyprus, in business since 2025.
- Account sizes on sale
- $5K – $500K
- Profit split to the trader
- 50 – 80%
- programmes, across 24 plans
- 5
- Cheapest plan
- $119
On the record
- Based in
- Cyprus
- Founded
- 2025
- Chief executive
- Todor Georgiev
- Platforms
- MetaTrader 5 and cTrader
- Instrument types
- Cfd
- Website
- funded7.com
- Evidence last checked
Pay for a plan with
- Credit/Debit Card
- PayPal
- Crypto
Get paid by
- Revolut
- Crypto
- Bank Transfer
What Funded7 sells
24 plans in 5 programmes: 5 instant-funding accounts, 5 one-step evaluations, and 14 two-step evaluations.
- Highest split · PAYG Challenge
- 80%
- Most drawdown room · PAYG Challenge
- 10%
- Fewest minimum days · Instant Funding
- 3
- Highest leverage · Instant Funding
- 1:50
Instant fundingInstant FundingInstant funding5 sizes50%profit split
The rules
- Daily loss limit
- 5% · Balance based
- Minimum trading days
- 3
- Max leverage
- 1:50
- Payout schedule
- Every 7 days
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $25K
- $50K
- $75K
Per-size prices are published on the firm’s site, not on this record.
1-stepOne Phase Challenge1-step5 sizes50%profit split
The rules
- Phase 1 target
- 10%
- Max drawdown
- 8% · Trailing
- Daily loss limit
- 4% · Balance based
- Minimum trading days
- 3
- Max leverage
- 1:30
- Payout schedule
- Every 7 days
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $15K
- $50K
- $75K
- $100K
- $200K
Per-size prices are published on the firm’s site, not on this record.
2-stepPAYG Challenge2-step4 sizes80%profit split
The rules
- Phase 1 target
- 8%
- Phase 2 target
- 6%
- Max drawdown
- 10% · Static
- Daily loss limit
- 5% · Balance based
- Minimum trading days
- 3
- Max leverage
- 1:30
- Payout schedule
- Every 7 days
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $50K
- $100K
- $250K
- $500K
Per-size prices are published on the firm’s site, not on this record.
2-stepTwo Phase Challenge2-step5 sizesFee refunded80%profit split
The rules
- Phase 1 target
- 8%
- Phase 2 target
- 6%
- Max drawdown
- 10% · Static
- Daily loss limit
- 5% · Balance based
- Minimum trading days
- 3
- Max leverage
- 1:50
- Payout schedule
- Every 7 days
- Fee refunded on passing
- Yes
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $15K
- $50K
- $100K
- $250K
- $500K
Per-size prices are published on the firm’s site, not on this record.
2-stepTwo Phase NEO Challenge2-step5 sizes80%profit split
The rules
- Phase 1 target
- 8%
- Phase 2 target
- 6%
- Max drawdown
- 10% · Static
- Daily loss limit
- 5% · Balance based
- Minimum trading days
- 3
- Max leverage
- 1:30
- Payout schedule
- Every 7 days
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $15K
- $50K
- $100K
- $250K
- $500K
Per-size prices are published on the firm’s site, not on this record.
Compare all 5 programmes side by side
| Programme | Type | Sizes | Split | Target | Max drawdown | Daily loss | Min days | Leverage | Fee refund |
|---|---|---|---|---|---|---|---|---|---|
| Instant Funding | Instant funding | $5K – $75K | 50% | Not recorded | Not recorded | 5% | 3 | 1:50 | Not recorded |
| One Phase Challenge | 1-step | $15K – $200K | 50% | 10% | 8% | 4% | 3 | 1:30 | Not recorded |
| PAYG Challenge | 2-step | $50K – $500K | 80% | 8% | 10% | 5% | 3 | 1:30 | Not recorded |
| Two Phase Challenge | 2-step | $15K – $500K | 80% | 8% | 10% | 5% | 3 | 1:50 | Yes |
| Two Phase NEO Challenge | 2-step | $15K – $500K | 80% | 8% | 10% | 5% | 3 | 1:30 | Not recorded |
Leverage by market
Leverage runs from 1:3 on Crypto to 1:50 on FX, depending on the programme.
| Market | Instant | 1-step | 2-step |
|---|---|---|---|
| FX | 1:50 | 1:30 | 1:50 |
| Metals | 1:50 | 1:30 | 1:50 |
| Indices | 1:10 | 1:10 | 1:10 |
| Other Commodities | 1:10 | 1:10 | 1:10 |
| Energy | 1:5 | 1:5 | 1:5 |
| Crypto | 1:3 | 1:3 | 1:3 |
How Funded7 pays
Traders keep 50 – 80% of their profits, paid out by Revolut, Crypto, and Bank Transfer.
- Profit split
- 50 – 80%
- Payout methods
- 3
- Plans refunding the fee
- 5 of 5
- Payout schedules stated
- 1
Paid out by
- Revolut
- Crypto
- Bank Transfer
Payout schedules, in the firm’s words
Every 7 days
Instant Funding, One Phase Challenge, and PAYG Challenge and 2 more
Split and schedule, programme by programme
| Programme | Split | Payout schedule | Fee refund |
|---|---|---|---|
| Instant FundingInstant funding | 50% | Every 7 days | Not recorded |
| One Phase Challenge1-step | 50% | Every 7 days | Not recorded |
| PAYG Challenge2-step | 80% | Every 7 days | Not recorded |
| Two Phase Challenge2-step | 80% | Every 7 days | Yes |
| Two Phase NEO Challenge2-step | 80% | Every 7 days | Not recorded |
Payout policy
Traders may request a payout every 7 days, counted from the account creation date for the first request and from the last withdrawal after that. Approved payouts are processed within one business day.
- Minimum payout: the trader's share after the split must be at least $100. On an 80/20 account that means withdrawing at least $125, and on a 50/50 account at least $200. Requests below that threshold are not processed.
- Methods: Revolut Instant using a Revolut tag, crypto in ETH or USDC to a nominated wallet, or bank transfer.
- KYC: documents are required once, before the first payout is released.
- Processing: submitting a payout request automatically closes all open trades and places the account in read only mode until the request is settled.
- Monthly cap: $10,000 per month across standard accounts. PAYG accounts carry a $20,000 monthly cap. A NEO account that reaches $10,000 of payouts within a single month has its cap for that account raised to $12,000 the following month.
Withdrawals interact with the maximum total loss line on the programs that use a high water mark. A withdrawal reduces the high water mark by the amount taken out, and the loss limit is recalculated from the new figure.
Evaluation fees are refundable in two situations. A purchase may be refunded within 7 days provided no trade has been placed. Separately, a trader who passes the Two Phase Challenge and reaches payout has the challenge fee returned alongside their second withdrawal. Once trading has begun on an account, fees are otherwise non refundable, and a payout is forfeited where the account is found to have breached the trading rules.
What you can trade
6 asset classes, traded as CFDs.
Asset classes
- FX
- Metals
- Indices
- Other Commodities
- Energy
- Crypto
Instrument types
- CFDs
Trading costs
No commission is charged on any market.
- FXCommission free
- MetalsCommission free
- IndicesCommission free
- Other CommoditiesCommission free
- EnergyCommission free
- CryptoCommission free
Funded7 charges no commission during the evaluation phases. Trading costs during a challenge are limited to the spread, which varies by instrument and market conditions and is shown on the platform.
On funded accounts and on Instant Funding accounts a round turn commission applies:
- $6 per lot round turn on forex, spot metals and commodities.
- $1 per lot round turn on indices and cryptocurrencies.
Beyond the challenge fee itself there are no additional purchase charges or account fees. Full per instrument costs are published in the instrument specifications inside the trading platform.
What Funded7 lets you do
Across all 24 plans, as recorded programme by programme.
- News tradingAllowed on every plan
- Copy tradingNot allowed on any plan
- Expert advisors (EAs)Allowed on every plan
- Weekend holdingAllowed on every plan
- Overnight holdingAllowed on every plan
- Stop lossNot required on any plan
Funded7 evaluations run on MetaTrader 5 and cTrader across forex, spot metals, commodities, indices and crypto, with the trading day measured from 17:00 to 17:00 EST (00:00 to 00:00 server time).
- News trading: permitted. The firm asks that positions around high impact releases such as CPI, NFP, FOMC and central bank rate decisions are not opened with excessive size or leverage immediately before the event.
- Expert Advisors: permitted.
- Weekend and overnight holding: permitted on all programs.
- Copy trading and external signals: prohibited. Group trading, where several accounts execute identical positions in the same instruments at the same time, is treated the same way.
- Martingale: prohibited. Adding to a losing position with a multiplier greater than 1x is treated as martingale, while averaging in at fixed or decreasing size is allowed provided total risk stays inside the position limits.
- Hedging, arbitrage and tick scalping: prohibited, including latency arbitrage, hedging across separate accounts, and hyper fast trading aimed at price errors or quote stuffing.
- Account sharing: prohibited. Accounts are issued to evaluate the contract holder only.
Position risk is governed by a single flat risk limit that applies simultaneously to any one trade, to correlated instrument buckets such as USD pairs, precious metals or US indices, and to the whole open portfolio. On a standard funded account that limit is 3.0% and a stop loss is optional. Accounts placed in the Silver and Bronze tiers carry 2.0% and 1.0% limits and a stop loss is mandatory. Where no stop loss is submitted with the entry order, risk is measured using an ATR based calculation instead.
Consistency rules
Funded7 applies its consistency requirement, published as Rule 1, as a quality standard for payouts rather than as a breach trigger. Failing it does not terminate an account and does not count as a strike.
Rule 1A, trade size consistency. Every trade is measured by notional value rather than lot size, so that exposure is comparable across instruments. The system sorts the trader's closed trades by notional value and takes the stricter of two benchmarks as the allowable threshold:
- Median criterion: the median notional value multiplied by 2.5.
- IQR criterion: the third quartile plus 1.5 times the interquartile range.
The allowable threshold is the lower of the two. A trade whose notional value exceeds it is flagged as an outlier.
Rule 1B, activity standards. At least 10 closed trades and at least 3 active trading days are required per phase, per funded account. An active trading day is any day on which an order is opened or closed.
Rule 1C, profit quality. The QC score is the combined profit of the second and third best trades divided by the profit of the single best trade, and must be 0.90 or higher. Multiple trades opened on the same instrument close together are counted as one trade for this purpose, so a single large position cannot be split to pass the test.
What happens when Rule 1 is not met. A trader who clears the profit target but misses the consistency standard is placed in a Silver funded account at a 2.0% risk cap, and returns to a standard account after three successful payouts. Where the standard is missed at the point of a payout request on an existing account, the payout is deferred rather than refused, and is released once continued trading brings the median and QC figures back into range.
Firm rules
Two limits end a Funded7 account outright, and the firm classifies both as a hard breach: exceeding the maximum daily loss, and exceeding the maximum total loss. Either terminates the challenge or funded account immediately.
How the daily limit is measured. The daily loss allowance is a fixed percentage of the previous day's end of day balance, so it moves with the account. A balance that grows raises the allowance the next day, and a balance that falls lowers it. The day runs from 17:00 to 17:00 EST.
How the total loss line behaves. On the Two Phase, Two Phase NEO and PAYG programs the maximum total loss is static: it stays a fixed percentage of the starting balance and does not move as the account grows. On the One Phase and Instant Funding programs it is dynamic and follows a high water mark, rising as the balance reaches new peaks and locking once it reaches the level of the starting balance. A withdrawal reduces the high water mark and the limit is recalculated accordingly.
Other conditions that govern an account:
- A minimum of 3 active trading days and 10 closed trades applies per phase and on the funded account.
- There is no maximum trading period on any program. Evaluations run for as long as the trader needs.
- An account with no trading activity for 30 days is terminated.
- Total allocation is capped at $1,000,000 per client across standard accounts. PAYG accounts sit outside that cap.
- Free, giveaway, competition and other non purchased accounts are capped at a withdrawal of 2% of account size at a 50% split, on a 30 day payout cycle.
- The risk team may adjust risk parameters temporarily during periods of extreme volatility, and undertakes to notify traders in advance of any such change.
Where Funded7 does not take traders
Residents of 14 countries cannot open an account with Funded7.
- Afghanistan
- Belarus
- Cuba
- Cyprus
- Iran
- Iraq
- Myanmar
- North Korea
- Palestine
- Russia
- Syria
- United States
- Vatican City
- Yemen
Prop firms worth comparing
4 firms from the Wikilix directory set beside Funded7: the same country, the same kind of funding, a comparable split, or the best rated on the record.
Funded7
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Wikilix rating 2.4Best split60%Plans144From$15Alpha Funded
Wikilix rating 3.1Best split100%Plans52From$95PROPIA
Wikilix rating 4.6Best splitNot recordedPlans9From$18
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