Does FundingRock pay out?
Yes, FundingRock has paid traders, and we could evidence it, but the amounts we could confirm are small and the gate that decides eligibility is where the disputes cluster. Three dated, attributable…
FundingRock at a glance
FundingRock is a proprietary trading firm based in Cyprus, in business since 2025.
- Account sizes on sale
- $5K – $100K
- Profit split to the trader
- 80%
- programmes, across 20 plans
- 4
- Cheapest plan
- $5
On the record
- Based in
- Cyprus
- Founded
- 2025
- Chief executive
- Meir Hefetz
- Platforms
- cTrader
- Instrument types
- Cfd
- Website
- fundingrock.com
- Evidence last checked
Pay for a plan with
- Credit/Debit Card
- VISA
- Mastercard
- Apple Pay
- Google Pay
- Crypto
Get paid by
- Riseworks
- Crypto
What FundingRock sells
20 plans in 4 programmes: 5 instant-funding accounts, 10 one-step evaluations, and 5 two-step evaluations.
- Highest split · Instant
- 80%
- Most drawdown room · Instant
- 10%
- Fewest minimum days · Instant
- 0
- Highest leverage · 2-Step Challenge
- 1:100
Instant fundingInstantInstant funding5 sizes80%profit split
The rules
- Max drawdown
- 10% · Trailing, intraday
- Daily loss limit
- 3% · Higher of balance and equity at end of day
- Minimum trading days
- 0
- Max leverage
- 1:30
- Payout schedule
- Instant Reward Requests, subject to eligibility requirements. Minimum Reward amount $100.
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingNot allowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $25K
- $50K
- $100K
Per-size prices are published on the firm’s site, not on this record.
1-step1-Step Challenge1-step5 sizes80%profit split
The rules
- Phase 1 target
- 10%
- Max drawdown
- 6% · Trailing, intraday
- Daily loss limit
- 3% · Higher of balance and equity at end of day
- Minimum trading days
- 0
- Max leverage
- 1:30
- Payout schedule
- First Reward 14 days from the first trade on the Simulated Funded Account, then every 14 days. Minimum Reward amount $100.
On this programme
- News tradingNot allowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingNot allowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $25K
- $50K
- $100K
Per-size prices are published on the firm’s site, not on this record.
1-stepPay After You Pass1-step5 sizes80%profit split
The rules
- Phase 1 target
- 3%
- Max drawdown
- 8% · Trailing, intraday
- Daily loss limit
- 4% · Higher of balance and equity at end of day
- Minimum trading days
- 0
- Max leverage
- 1:30
- Payout schedule
- Instant Reward Requests on the Simulated Funded Account, subject to eligibility requirements. Minimum Reward amount $100. The Evaluation phase carries no Daily Loss Limit; the 4% limit applies on the Simulated Funded Account.
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingNot allowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $25K
- $50K
- $100K
Per-size prices are published on the firm’s site, not on this record.
2-step2-Step Challenge2-step5 sizes80%profit split
The rules
- Phase 1 target
- 6%
- Phase 2 target
- 6%
- Max drawdown
- 6% · Static
- Daily loss limit
- 3% · Higher of balance and equity at end of day
- Minimum trading days
- 0
- Max leverage
- 1:100
- Payout schedule
- First Reward 14 days from the first trade on the Simulated Funded Account, then every 14 days. Minimum Reward amount $100.
On this programme
- News tradingNot allowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingNot allowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $25K
- $50K
- $100K
Per-size prices are published on the firm’s site, not on this record.
Compare all 4 programmes side by side
| Programme | Type | Sizes | Split | Target | Max drawdown | Daily loss | Min days | Leverage | Fee refund |
|---|---|---|---|---|---|---|---|---|---|
| Instant | Instant funding | $5K – $100K | 80% | Not recorded | 10% | 3% | 0 | 1:30 | Not recorded |
| 1-Step Challenge | 1-step | $5K – $100K | 80% | 10% | 6% | 3% | 0 | 1:30 | Not recorded |
| Pay After You Pass | 1-step | $5K – $100K | 80% | 3% | 8% | 4% | 0 | 1:30 | Not recorded |
| 2-Step Challenge | 2-step | $5K – $100K | 80% | 6% | 6% | 3% | 0 | 1:100 | Not recorded |
Leverage by market
Leverage runs from 1:1 on Crypto to 1:100 on FX, depending on the programme.
| Market | Instant | 1-step | 2-step |
|---|---|---|---|
| FX | 1:30 | 1:30 | 1:100 |
| Metals | 1:8 | 1:8 | 1:15 |
| Indices | 1:6 | 1:6 | 1:10 |
| Energy | 1:3 | 1:3 | 1:5 |
| Crypto | 1:1 | 1:1 | 1:2 |
How FundingRock pays
Traders keep 80% of their profits, paid out by Riseworks and Crypto.
- Profit split
- 80%
- Payout methods
- 2
- Payout schedules stated
- 3
Paid out by
- Riseworks
- Crypto
Payout schedules, in the firm’s words
Instant Reward Requests, subject to eligibility requirements. Minimum Reward amount $100.
Instant
First Reward 14 days from the first trade on the Simulated Funded Account, then every 14 days. Minimum Reward amount $100.
1-Step Challenge and 2-Step Challenge
Instant Reward Requests on the Simulated Funded Account, subject to eligibility requirements. Minimum Reward amount $100. The Evaluation phase carries no Daily Loss Limit; the 4% limit applies on the Simulated Funded Account.
Pay After You Pass
Split and schedule, programme by programme
| Programme | Split | Payout schedule | Fee refund |
|---|---|---|---|
| InstantInstant funding | 80% | Instant Reward Requests, subject to eligibility requirements. Minimum Reward amount $100. | Not recorded |
| 1-Step Challenge1-step | 80% | First Reward 14 days from the first trade on the Simulated Funded Account, then every 14 days. Minimum Reward amount $100. | Not recorded |
| Pay After You Pass1-step | 80% | Instant Reward Requests on the Simulated Funded Account, subject to eligibility requirements. Minimum Reward amount $100. The Evaluation phase carries no Daily Loss Limit; the 4% limit applies on the Simulated Funded Account. | Not recorded |
| 2-Step Challenge2-step | 80% | First Reward 14 days from the first trade on the Simulated Funded Account, then every 14 days. Minimum Reward amount $100. | Not recorded |
Payout policy
FundingRock calls payouts Rewards. They are requested from the individual Simulated Funded Account in the trader dashboard, which displays a Payout Eligible date for each account.
- When the first request opens. On the Instant and Pay After You Pass programs a request can be submitted as soon as the account meets the program eligibility requirements. On the 1-Step and 2-Step programs the first request opens 14 days after the first trade on the Simulated Funded Account, or 5 days with the Faster First Reward add-on.
- Cycle after that. Every 14 days on the 1-Step and 2-Step programs.
- Minimum amount. $100 across all programs.
- Before the first request. KYC verification must be complete, the Trader Agreement signed, and a Reward method added and activated.
- Processing. Requests are typically processed within 48 hours, excluding weekends and public holidays, and longer where additional verification or compliance review is needed.
- Methods. Riseworks, which offers local options that vary by country, or cryptocurrency. For traders in the United States, crypto Rewards are limited to Bitcoin and Ethereum.
- Amounts. Rewards are always calculated in USD against the account's Reward Share. Crypto Rewards may carry standard network fees, and any currency conversion is handled by the receiving provider.
The Reward Lock. On programs that use it, submitting the first Reward Request permanently locks the Maximum Loss to the account's original starting balance. From then on equity must stay above the starting balance, so a Reward large enough to bring equity back to that level breaches the account. Requesting less than the full profit and leaving a buffer is what avoids this.
What blocks a request. A Consistency Rule that has not yet been satisfied prevents a Reward Request until it is met, and the account must remain compliant with all applicable trading rules.
What you can trade
5 asset classes, traded as CFDs.
Asset classes
- FX
- Metals
- Indices
- Energy
- Crypto
Instrument types
- CFDs
What FundingRock lets you do
Across all 20 plans, as recorded programme by programme.
- News tradingAllowed on 10 of 20 plans
- Copy tradingNot allowed on any plan
- Expert advisors (EAs)Allowed on every plan
- Weekend holdingNot allowed on any plan
- Overnight holdingAllowed on every plan
- Stop lossNot required on any plan
FundingRock applies one set of trading rules across its Evaluation Programs and Simulated Funded Accounts, with two rules that differ by program.
- News trading. The Instant and Pay After You Pass programs allow unrestricted news trading. On the 1-Step and 2-Step programs you may not open, close or modify a position within two minutes before or two minutes after a scheduled high-impact news event. A position opened before that window may be held through the event.
- Overnight holding. Permitted on every program and on Simulated Funded Accounts.
- Weekend holding. Not permitted by default. All positions must be closed before the market closes ahead of a weekend or market holiday unless the Weekend Holding add-on was selected at checkout. Holding into the weekend without it breaches the account.
- Expert Advisors and automation. Permitted where you built the tool yourself or have full access to its source code. Third-party or commercially distributed EAs used by multiple traders, EAs without source-code access, high-frequency bots and mass order execution bots are not permitted.
- Copy trading and signals. Not permitted. Every account must be traded independently, which rules out copying trades between accounts, following signals to replicate trades, coordinated trading across accounts, and taking opposing positions across your own accounts.
- Hedging and arbitrage. Hedging, cross-account hedging, arbitrage, reverse arbitrage and hedge arbitrage are prohibited.
- Minimum trade duration. A two-minute guideline applies across all programs. It is used to identify patterns of abusive trading rather than to penalise an occasional early close, so repeated very short-duration trades may be reviewed.
- Position sizing. There is no fixed maximum lot size. Size is limited by the leverage available on your program and by the loss limits.
Consistency rules
FundingRock applies a Consistency Rule that caps how much of total profit any single trading day may represent. It applies only at the Simulated Funded Account stage, never during the Evaluation, and the percentage depends on the program.
- Instant: 20%
- Pay After You Pass: 15%
- 1-Step: 30%
- 2-Step: 30%
Exceeding the rule does not breach the account. It blocks a Reward Request until the requirement is satisfied, and trading can continue in the meantime until total profit has grown enough for the best day to fall back inside the permitted share.
Worked example on a 15% rule: with $2,000 of total profit, no single day may account for more than $300. A day that produced $400 leaves the trader free to keep trading until total profit rises to the point where that $400 represents 15% or less.
The percentage that applies to a specific account is shown in its program guide and in the trader dashboard.
Firm rules
Beyond the loss limits, a set of account rules governs eligibility, activity and conduct on FundingRock accounts.
- Eligibility. Traders must be at least 18 and must not reside in a restricted country or region. The current list of restricted countries is presented during the purchase process.
- Inactivity. An account with no trades placed for 30 consecutive days may be closed automatically. The period runs from the last closed trade, and logging in to the dashboard or the platform does not reset it. A closed account cannot be reopened and its progress cannot be restored.
- Onboarding after passing. KYC verification must be completed and the Trader Agreement signed before trading a Simulated Funded Account. The 1-Step and 2-Step programs issue the account within up to 48 hours of the request being approved, excluding weekends; the Instant and Pay After You Pass programs issue it within minutes.
- Hard breaches. Exceeding the Daily Loss Limit or the Maximum Loss Limit, account sharing, letting another person trade the account, using pass-your-challenge services, exploiting platform errors, pricing delays or technical issues, and using prohibited strategies are all hard breaches. A hard breach may terminate the Evaluation or Simulated Funded Account and cannot be reversed.
- Prohibited practices. Alongside copy and coordinated trading, the firm prohibits third-party account management, high-frequency and tick-scalping strategies aimed at platform behaviour, artificial trading activity intended to manipulate account metrics, unrealistically small position sizes used to satisfy requirements, and Martingale where the applicable rules prohibit it.
- Fee refunds. The Evaluation fee can be refunded if no trades have been placed and the request is made within 14 days of purchase. Approved refunds are processed within 14 days. Purchases made in cryptocurrency for under $10 cannot be refunded.
- Accounts and currency. All account sizes are denominated in USD, and multiple Evaluation Programs may be held subject to the maximum allocation limits in the applicable trading rules.
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